Chapter 68 Manager Ma's Finance Lesson

Manager Ma is a thin and tall man, who looks older than Manager Niu and Manager Zhu, and although he does not wear glasses, he seems to be more knowledgeable than the two of them. He also stood up, walked to the lectern and began to introduce himself: "My surname is Ma, you can call me Xiaoma or Dr. Ma, I am a doctoral student in the Department of Economics of *** University." He is currently working for Tiandi International Tai Sui Breeding Company and is the chief economic consultant. ”

Manager Ma paused, looked around at everyone, and then said, "Perhaps, the financial issues I want to talk about are very profound and far away from everyone's lives. In fact, this concept is quite wrong, the economy is all around you, and finance is in your life. Maybe many people don't watch the news, don't care about national affairs, don't care about international affairs, and feel that these things are too far away from the life of ordinary people's firewood, rice, oil, salt, sauce, vinegar and tea, and it is not our turn to worry about it, so naturally there are smarter social elites to pay attention to and think. ”

"I would like to ask, how many of you know about the recent events in China and how many of you know about the recent events in the world?" Manager Ma glanced at everyone with a stern gaze.

Everyone felt a little ashamed that there were indeed not many people who cared about those things. Women watch TV and watch those TV series, lamenting that they can't find a handsome and rich man like the male protagonist. The old men who stayed behind in the village were even more uninteresting, and their interest was in those miscellaneous things.

"Therefore, you should change this concept and pay more attention to national and international affairs, which is not only a little more talk about the dragon gate formation, but also related to everyone's life. As the saying goes, if you don't manage your money, your money won't pay attention to you. The so-called financial management is to manage the income and expenditure of your own family. As the old saying goes, it is better to have a man who can earn money than a woman who can take care of the family. ”

"Now, the Chinese have a very wrong idea of saving money. Maybe everyone thinks that saving money can prevent risks and not have worries. Maybe many girls in the family, when it comes to finding a boyfriend, will ask how much savings you have in your family, isn't that the case? ”

"That is, now the family does not have tens of thousands of yuan in savings, and it is not easy to find a mother-in-law." It was said.

"But is it true that money is saved without worries? You hide your money at home, not a penny more, not a penny, and it looks like it's safe. Actually, this is the stupidest way to do it. I've heard of some old people hiding their money, but they forget where they are hiding, and when they think about it, all the money they have saved is eaten by rats, and all the money is lost. In this case, I'm afraid it's too late to cry! ”

"Then, it's not okay to keep the money in the bank, there will be interest." Tooth Dog said that all his own money was in the bank, and it was all kept for several years, and some of it was lent to relatives who were doing business at usury, "Or, usury was lent to relatives and friends." ”

"Yes, this big brother has some superficial financial awareness." Manager Ma pulled the tooth dog to the lectern, "Look at this brother, he knows some financial knowledge, so I can be sure that he is a flexible and wealthy person in your village." ”

"He's a doll with a nimble mind, and his mind is used in a woman's crotch." Gu Yigui said that he has always envied the tooth dog for eating in front of women.

This uncle's words are a little jealous. If I were a woman, I would also like men who have a flexible mind and can earn money. ”

"That's, Lao Tzu just recruits women to like, you're baby-eyed, aren't you?" The tooth dog jumped up and reached out to pull Gu Yigui's ear, "How is it like your doll, your ears have been raked by your daughter-in-law, right?" ”

"You little turtle son." Gu Yigui took the cigarette stick in his hand and went to beat the tooth dog.

There was another burst of merry laughter in the crowd.

"But this big brother's thinking and approach are not very right. Why? Manager Ma looked around at the crowd again, "Let's talk about lending it to relatives and friends for usury." First of all, this is not in line with the national law, not protected by the national law, once a dispute occurs, you may not even get the capital back. When the time comes, relatives and friends will become enemies. Besides, keep your money in the bank, as if you can get a little interest by depositing it in the bank. But I want to tell you that that little interest can't keep up with inflation at all. ”

"So what is inflation, to put it bluntly, it is the price of things. Let's take the most familiar table salt. Before the reform and opening up, the price of salt was more than a dime a catty, but now, maybe today's young people have never heard of a dime a pound of salt, right? ”

"Yes, at that time, there was a man named Han Jinyuan in the sixth production team, and everyone called him half a catty of salt seven and a half." Manager Ma's words evoked the memories of many old people. At that time, meat was only a few dimes a catty, and eggs could be bought for ten dimes. Money is really getting less and less valuable now.

"Let's take a simple example, thirty years ago, ten yuan for a gift from relatives was a lot, but now, the old man is embarrassed to take out a hundred yuan for his birthday."

"That's right, don't look at the tens of millions in your hand now, you really can't buy many things." Many people agree with Manager Ma's point of view.

"So, how can we beat inflation? That's investment. When it comes to investment, many people say that we rural people don't know what investment is. Let's take the bank as an example, what the bank relies on to make money, is to make money from all of us. You put your money in the bank, the bank invests our money, they make the big money, we make the small head. Our company currently has an investment project, which is to pool everyone's money, make investments together, and make the money earned by the bank ourselves. ”

"Look at our company's Tai Sui breeding." Manager Ma pointed to the white Tai Sui in the glass jar, "It has high technology content, we can't let the old folks raise it themselves, and you can't raise it well." You only need to invest your money in our company, we will help you invest and develop, and then you will sit back and wait for dividends. To be honest, I know that it is not easy for my fellow villagers to make money, and we really want to repay all of you. ”

"Our company has a series of promotional activities, not only to pay dividends to investors on time every month, but also to organize physical examinations and travel, and treat everyone as their own family. If you are willing to sign a contract with us today, we will also have a generous gift. Of course, some people say that they don't know us and don't worry about us. Then this concern is very normal, and if you rashly give money to someone you don't know, I will also say that you are a fool. ”

"This Ms. Zhang Guixiang is our first signatory in Checheshan, everyone knows her." Manager Ma pulled Pepper to the stage.

"What's Zhang Guixiang? If you don't recognize it, you can recognize Pepper. ”

Many people have forgotten that the big name of the little pepper is Zhang Guixiang. Suddenly, I heard someone call her Zhang Guixiang, and what kind of lady, everyone felt funny.

"Oh, that's Ms. Pepper. This is pretty good, people in Sichuan like chili peppers. She signed a contract with us for 30,000 yuan, which is our certificate. Manager Ma showed a red and glamorous investment certificate in front of everyone.