Lin Haoxue wanted to stop Zhou Jiayi, but Zhou Jiayi was glared at and shut up directly. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

Qiu Yun said slowly: "Who knows about these things?" Uncle Lin is right, there is a secret here. ”

Zhou Jiayi glanced at Qiu Yun, and a sneer appeared on the corner of her mouth: "Yo! It seems that my knowledge is not as broad as that of Xiao Yun? Is it said that the loan shark is more powerful than the bank owner? ”

Lin Haoxue frowned and said in a low voice: "Financial matters are not as simple as imagined, let's not ask about this matter." ”

"Humph! Don't think you can show it in front of me if you know a little more! Zhou Jiayi pointed out, "I don't believe it, the dignified National Bank is really not as good as a group of loan sharks?" ”

Shi Xiuzhu knew some inside information, but she also knew that Zhou Jiayi was unhappy with her during this time, so she didn't dare to speak; Lin Xuefei's identity as a daughter is here, and she can't do it against her mother; Lin Haoxue just smiled bitterly, which indirectly proved the irrefutable fact that the Lin family "has strict wife management".

"It's not that the banks can't compete with usury, it's that the banks feed the usury, and the usury feeds back to the bank," Qiu Yun replied calmly, "Huaxia Bank is all about 'sending umbrellas on sunny days and collecting umbrellas on rainy days', and those main leaders in charge of credit business must be responsible for failing to complete the lending task, and they must be responsible for turning bad debts into bad debts when they are released." Banks are state-owned, and they can only collect debts through legal procedures, and if the other party is a 'laid-backer' who is good at playing golden cicada shelling in terms of assets, the bank has no way at all. Because the way banks collect debts must be 'law-abiding', to enforce them, they also have to go through the courts, which is time-consuming and troublesome, and they may not get a dime. What the bank can't do, usury has a way; What loan sharks are best at is to pry money. ”

"It's not a door-to-door debt? Do you think people won't call the police? Zhou Jiayi said disdainfully. This time, the family's eyes on Zhou Jiayi are a little different. Zhou Jiayi was also a little weak, and said sharply: "What's the matter? Am I wrong? When the police came, didn't they care about it? ”

Lin Haoxue said with a wry smile: "People come to collect debts with evidence of arrears, one does not enter your door, two does not smash and rob, three does not hurt people and scolds people, and four does not block the door and block the road to affect the normal order, just sit in a row at the door of your house against the wall, people are not a row of gangsters, but a row of aunts who get up at five o'clock in the morning and line up to receive free supplies!" Take a sign of 'repay debts' and 'repay my hard-earned money', what can the police do to people? Arrest? What law did they violate? Such a 'civilized' debt collection has been arrested by the police, if someone 'accidentally' takes a picture and uploads it on the Internet, will the police still have a job? Therefore, even if you report to the police, after the police arrive, they can only persuade, and if they refuse to leave, the police are not easy to use! ”

"This!" Zhou Jiayi suddenly became angry, she didn't expect that in addition to the "standard" of "bald gold chain", there were upgraded versions and female versions of loan sharks, and she didn't expect her husband to be so faceless at this critical moment, "Is it reasonable to put loan sharks?" Do you still want Wang Fa? ”

After all, in these days, as long as usury is pervasive, it is not a secret at all, and no matter how to legislate, people have ways to exploit the loopholes of the law.

That's right, the state restricts the maximum interest rate of private lending, and does not allow interest rolling, but usury has a way to circumvent this law, that is, high collateral, ninety percent of the new A8 mortgage to the loan shark may only estimate the price of 300,000, you can't afford to pay back, the car will immediately change hands at the new price of ninety percent; In other words, if you want to borrow 10,000 yuan, only 8,000 yuan will be obtained, and the IOU will be written on the 23,000 yuan or more.

In a word, if you love to borrow or not, no one will force you, anyway, in order to avoid risks, the bank will definitely not lend you life-saving money when it sees that your financial situation is not ideal, if you dare to cheat the bank financially, then you will wait to go to jail. These teachings are almost open among the people, and some cities are even usury cities, which go to various places to lend money, and the top just pretends not to know. Zhou Jiayi is not stupid, after his words came out, he also knew that he was speechless, so he didn't say it anymore.

Still chatting here, Ai Lili's voice in the screen was higher again, but this time there was no smell of gunpowder: "That's why I said you guys made trouble this time!" Do you know that the third brother will let us wash our hands next year? After the Spring Festival, the business in my hands was taken over by the executives of 'Rongze' today! It's good for you, the last big thing before people leave their jobs is on your heads, and as a result, you are stuck in other people's necks, and you want to die, do you want people to strangle you directly next year? Now it's okay, I haven't seen you yet, you have offended the future God of Wealth first, I am anxious for you! …… What else could it be? For the sake of everyone's cooperation and friendship over the years, how many good things I said for you last night, and how much did I lose? Don't think that it's my little brother who is here to take over my class, I can warn you, that's the son of the third brother's godmother! Saved my life! I also have a fateful friendship with the third brother! Also, the future CEO of 'Dingsheng' is the original 'Rongze' Mr. Shi, and in the future, she will be in charge of the 100 billion-level capital flow of 'Dingsheng' a year, and you dare to joke about the Shi family's industry, I really don't know how to write the word 'death'! Fortunately, this Shi always and I are sisters, even if it is sisters, I also grinded my mouth in the middle of the night yesterday to say good things for you......"

Ai Lili said this to Shi Xiuzhu slightly embarrassed, the two of them just sent a text message to communicate last night, there were no "good words", Ai Lili was completely killing chickens and monkeys at this time and giving sweet dates after beating the stick! Lin Haoxue glanced at Shi Xiuzhu quite unexpectedly and did not speak; Zhou Jiayi glanced at Shi Xiuzhu coldly, but did not speak. Lin Xuefei and Qiu Yun are two insiders, and they can only bury their heads at the moment and continue to bite the straw and drink soy milk. Shi Xiuzhu inadvertently glanced at the adjacent table and found that Shuai Xiaobing was also embarrassed and was secretly glancing at him. The two of them looked at each other, and then quickly moved away. And Mu Qing sat next to Shuai Xiaobing and smiled maliciously, while Su Chengyu looked thoughtful.

There was silence inside the screen for half a minute, and Ai Lili walked out of it, beckoning outside: "Xiaobing, Xiuzhu, while you are all here, introduce you to everyone today, lest everyone not know that there are more of you two characters in the future, and do all those foolish things that the water washed away the Dragon King Temple!" ”

Shuai Xiaobing and Shi Xiuzhu hurriedly apologized to the people at the same table, got up and followed Ai Lili into the screen to socialize.

The crowd outside the screen was quiet for a while, and then they heard Zhou Jiayi say disdainfully: "I said why does she still have the face to sit here, it turns out that she has reached her thighs!" ”

Lin Haoxue frowned: "Old Zhou, this is a bit too much, right?" Normally you are not like that. ”

Zhou Jiayi's voice immediately raised halfway: "What's wrong?" I'm happy to talk to me! ”

Lin Haoxue seemed to understand something, and said in a low voice: "I know, did you make this thing?" I remember you had a classmate ......"

"That's right, I did it, what's wrong?" Zhou Jiayi knew that she couldn't hide it, so she simply admitted it, "Isn't it just a garment factory?" If you have a little less loan, at most you will make less money, and you won't fail! Ruined my daughter's marriage contract, is that all? ”

"Nonsense!" Lin Haoxue roared in a low voice, "Hurting others is not beneficial to yourself, and you owe a favor, what do you think in your head?" ”

"Favors are favors!" Zhou Jiayi did not show weakness, "As soon as their family repented of their marriage, the Lin family's face was lost!" A few days ago, my two younger sisters asked me about Fei Fei's marriage! I'm embarrassed to say that she was returned by the Shi family! Now that it's going to be the New Year, when so many relatives and friends visit the door, where will I put my old face? Where is the face of your Lin University Mentor? I'm just teaching the Shi family a lesson, as for being so on the line? You are high, you are great! I'm a villain, okay? Your Lin family's father and daughter are too loyal, what's your name? Spit on your own face! You're the prime minister, and you have the measure of this boat, but I don't! ”

Lin Haoxue's reputation of "strict wife management" is really not covered, as soon as his wife started spraying, Lin Haoxue immediately died down, and honestly buried his head and continued to deal with the crystal siu mai on the plate. Lin Xuefei has never dared to say anything, seeing that her cheap father is so afraid, she has nothing to do except sigh in her heart.

As a result, Zhou Jiayi saw that her husband had stopped cooking, but she still didn't give up, and continued: "I really didn't expect that her Shi family could still have a relationship with loan sharks!" As far as today's matter is concerned, what kind of director are the people from these banks, it is already considered a violation of discipline, right? I'll take a picture of it and post it online! "Just go and get your phone.

Seeing this, Lin Haoxue didn't care about being cut by his wife, so he hurriedly raised his head and pressed Zhou Jiayi's hand and said, "Are you crazy?" Do you still want to be the deputy director? Something happened, not only can't I protect you, but even I have to be made a lecturer! ”

Zhou Jiayi sneered: "What can a loan shark do to me?" surnamed Lin, you can mix up to today, do you understand how much effort I Zhou Jiayi has put in? If you dare to meddle, no one in our family will be able to live a good life! ”

Seeing this, Lin Xuefei hurriedly comforted: "Dad! Mother! Don't quarrel! ”

"It's nothing wrong with you! Eat your breakfast! Zhou Jiayi snorted.

Lin Xuefei pouted, she can't show any "unfilial" behavior in front of the public now, so she can only sit like this.

"Who said...... If you are a loan shark, we will have no way? I only heard Qiu Yun reply slowly.