Chapter Seventy-Seven: Borrowing Mother's Money to Buy Stocks

Cheng Ziying returned home from work and saw her mother cooking in the kitchen, Cheng Ziying put down the Kun bag on her shoulder and went to the kitchen; Li Dangui saw Cheng Ziying coming in, turned his head and said, "Ziying, you are watching TV in the living room, your father doesn't come home at noon, just the two of us will eat at home, and the food will be served immediately." ”

Cheng Ziying said: "Mom, I have something I want to discuss with you; Do you know that we are going to set up a stock exchange in the East China Sea? Li Dangui stir-fried the vegetables and responded: "I know." ”

Cheng Ziying said: "Mom, the preparatory department of the stock exchange has to transfer people from the People's Bank of China and our financial office to work, and those who may be transferred in the future will stay there." ”

After Li Dangui put the fried vegetables on a plate, he handed them to Cheng Ziying and said, "What? Are you the one who drew it? Don't want to go to work? ”

Cheng Ziying picked up the two fried dishes and said, "Mom, go to the restaurant and I'll tell you while eating." After speaking, Cheng Ziying brought the dish to the western table in the restaurant and put it down.

Li Dangui brought two bowls of rice from the kitchen, and after sitting down at the western dining table, he asked Cheng Ziying, "Ziying, let me ask you if you were transferred?" Li Wenxuan is confused? ”

Cheng Ziying said: "Mom, where do you think; I complained that I didn't make it clear to you, I looked for our Director Li in the morning, I wanted to go to the preparatory office, and I also want to stay in the stock exchange to work in the future. ”

Li Dangui put the rice bowl in his hand on the dining table, looked at Cheng Ziying in surprise, and said, "What? Do you want to work on the stock exchange? I know, that's a career establishment! ”

Cheng Ziying put down the chopsticks in her hand and said, "Mom, what I studied is economics, the theory of stock trading, it was my thesis when I graduated, I like stocks; If you don't agree, I'm going to go to work. In the city hall, drinking tea and reading newspapers every day is not interesting at all. ”

Li Dangui said: "Eat first, your father will come back in the evening, I will discuss with him to see if he agrees?" He's going to agree, and I'm not going to stop you, but I've heard it's going to be busy there. ”

Cheng Ziying said: "The unit that is being built has a lot of things to do at the beginning, and it will definitely be very busy, and it will be on the right track in the future, and it is estimated that it will be fine; Besides, I think it's better to be busy; As it is now, sitting in the office every day, doing nothing, after a long time, people will become fools, and what they learned in college will quickly forget it completely. ”

After Li Dangui finished eating, he put down the bowl in his hand and said, "Ziying, let's not talk about this matter first, and come back in the evening to ask your father; Let me ask you something else. ”

Cheng Ziying raised her head, looked at Li Dangui, and said, "Mom, what's the matter?" I have something for you to discuss, can you lend me some money? My original 20,000 yuan bought the original stock of Shenhua Industrial Company; I want to borrow tens of thousands more from you to buy shares of Yuyuan Company; Through my analysis, I feel that after the stock exchange is listed, the shares of these two companies will definitely be listed for trading, and as long as they are listed for trading, they will definitely rise sharply. ”

Li Dangui looked at Cheng Ziying and said: "You are studying economics, my mother believes in you, I will give you the dowry money I saved for you in advance, 150,000 yuan, it's enough; It's not enough for me to find someone else to borrow some for you, stocks are a new thing, if you play stocks and lose money, your mother won't give you a marriage in the future. ”

Hearing her mother say this, Cheng Ziying put down the dishes and chopsticks in her hand, stood up happily, ran to Li Dangui, hugged Li Dangui's neck, and said with a smile: "Mom, you are so good!" If I earn it, how about doubling it back to you? Mom, why don't you find someone to borrow another 50,000 yuan and make up 200,000 yuan together, okay? ”

Li Dangui said: "Okay, as long as you don't lose your mother in the future." Go and sit down, and I'll tell you something serious; What do you think of that Tang Weijie person? ”

Cheng Ziying, who was full of smiles, sat down, and when she heard her mother ask such a question, her face immediately turned cold, and she said, "That person is not good?" Two devils, what's good? I also found a Japanese father. ”

Li Dangui said: "Ziying, I think Tang Weijie is a good person, white and clean, polite and polite, and a returnee master; If you have a good family situation and may immigrate to Japan in the future, what are your contacts with? ”

Cheng Ziying was unhappy, raised her voice, and said, "Mom! What do you think of your daughter? Didn't you know I had a boyfriend? In this life, I will not marry anyone except vast. I don't want to go to that island nation either. ”

Li Dangui looked at her stubborn daughter, was silent for a while, and said, "Do you still think it is possible for you and Yue Haohan?" Are you so far apart, realistic? With the passage of time and the distance, the feelings will slowly fade away. What's wrong with you dating Tang Weijie first? didn't say that you must be in a relationship with him. ”

Cheng Ziying looked at Li Dangui, diverted the topic, and said, "Mom, you give me your passbook, and I will take out the money after work in the afternoon; Together with Wang Yuehong in our office, I went to buy the stocks, and it was not too late as soon as possible. ”

Li Dangui didn't say anything more, got up and went to the bedroom to get the passbook. Cheng Ziying looked at her watch, it was still early for work, she went to the living room, turned on the TV, and then sat on the sofa and watched TV.

The TV is playing the local news in the East China Sea; A news that the East China Sea is on the Jiangdong Bund and the establishment of a financial and trade zone attracted Cheng Ziying's attention; As the picture played, the announcer's voiceover was heard: "Donghai Financial and Trade Zone is the first national-level financial development zone; Foreign-funded financial institutions operating RMB business are required to open offices in the East China Sea Finance and Trade Zone. ”

was watching TV intently, Li Dangui came out of the bedroom with two passbooks, and when he saw Cheng Ziying's appearance, Li Dangui asked: "Ziying, what kind of good-looking show, look at your concentration energy." ”

Cheng Ziying withdrew her gaze from the TV screen, looked at Li Dangui and smiled, and said, "Mom, the economy of the East China Sea is about to take off, I just read the news; Donghai established a state-level development zone in Jiangdong and a financial and trade zone; The opening up is even stronger, so you can let me work in the preparatory department of the securities exchange. ”

Li Dangui handed the two passbooks to Cheng Ziying and said, "I don't care about these things; These two passbooks are all the money of our family, and they are handed over to you, so you don't lose them. Another 50,000 yuan, I will find someone else to borrow after work in the afternoon. ”

Cheng Ziying took the passbook and said with a smile: "Thank you, Mom!" You have to believe that your daughter's four years of college are not for nothing, and at this time next year, she will pay you back with interest. ”

During work time in the afternoon, Cheng Ziying walked into the office and saw that Wang Yuehong had arrived, sitting at the desk, looking at several passbooks in her hand; Seeing Cheng Ziying coming in, Wang Yuehong said: "Ziying, I discussed with my husband at noon, and he agreed that I would go to work in the preparatory office of the stock exchange; I heard him say that the preparatory office seems to be working in Jiangdong, and it will be a little far away from home at that time. ”

Cheng Ziying said: "Sister Wang, it doesn't matter where you work, as long as you like it and be happy." You have so many passbooks in your hands and you have moved all your family money? ”

Wang Yuehong smiled and said: "Don't look at the book, there is not much money in it, my two of them plus the one I borrowed from my mother-in-law, together with 120,000 yuan, how about it?" Yes; I borrowed money from my mother-in-law, but I promised to use it for two years, and then I would double it for her. Ziying, I rely on you, I believe that graduates of the School of Economics of key universities must be right! ”

Cheng Ziying looked at Wang Yuehong and said with a smile: "Sister Wang, I have taken out my mother's money, a total of 150,000 yuan, let her help me borrow 50,000 yuan after she goes to work in the afternoon; Enough for 200,000 yuan, I feel that this is an opportunity, and if I don't grasp this opportunity, it will be too late to regret it in the future. ”

Wang Yuehong looked at Cheng Ziying with a smile and said, "Ziying, hearing you say this, I was excited at noon today; Why don't we go over and ask Director Li for a leave of absence, go out to withdraw money, and buy stocks? ”

After Cheng Ziying and Wang Yuehong took leave, they locked the office door, left and went to the bank to withdraw money. Cheng Ziying ran to two banks, took out 150,000 yuan, put it in a black bag, and then took a taxi to the business department of Donghai Industrial and Commercial Bank Trust and Investment Company; Studied there for a while, several stocks traded here. In the end, it was decided to buy 100,000 yuan of 'Feile Audio' and 50,000 yuan of 'Yuyuan Shopping Mall'; after all the formalities were completed, Cheng Ziying looked left and right, and saw that Wang Yuehong had not yet arrived, so she sat on a chair in the hall of the business department and waited.

Cheng Ziying sat there and watched a few people walking around the hall, most of them were handling other business, and almost no one was handling business at the stock trading window. Looking at the business hall, Cheng Ziying said in her heart: "Maybe in a few days, it will be very lively here." ”

When Cheng Ziying was sitting there thinking about her thoughts, Wang Yuehong also came in with a black bag, saw Cheng Ziying, and asked, "Ziying, have you bought it?" What company did you buy? ”

Cheng Ziying said: "Sister Wang, I originally had 20,000 'Shenhua Industrial'; today's 150,000, I bought 100,000 'Feile Audio' and 50,000 'Yuyuan Shopping Mall'; Anyway, now there are only a few stocks that are turning over and over, and I feel that I can buy any of them. ”

After Cheng Ziying finished speaking, she accompanied Wang Yuehong to the stock trading window of the business hall, Wang Yuehong picked up the promotional materials of several joint-stock companies next to the window, and stood there and watched slowly.

Wang Yuehongzai carefully read the information, raised her head and asked Cheng Ziying next to her, and said: "Ziying, I will choose the stocks of the three companies of 'Shenhua Industry', 'Feile Audio', and 'Yuyuan Shopping Mall'; buy 40,000 yuan for each company." ”

After Wang Yuehong completed the stock subscription procedures, Cheng Ziying saw that it was still early, so she went to the shopping mall near the Industrial and Commercial Bank of China with Wang Yuehong and went to the shopping mall.

When I got home in the evening, my father and mother hadn't come back yet. Cheng Ziying went to the study, found the famous Hungarian economist, "The Economics of Shortages" written by JΓ‘nos KΓΈrnay, went to the living room, sat on the sofa and looked.

Take a look at the preface of the book: "The root cause of the 'shortage' comes from the 'father-son' relationship between the state and the enterprise. The weakening of profit stimulus, the softening of budget constraints in firms, the bloated bureaucracy, and the massive administrative control of firms are the real causes of the shortage economy. There is a driving force in socialist enterprises to constantly expand reproduction and pursue the quantity of products. The pursuit of product quantity to the hoarding of raw materials to the shortage of materials has formed a mutually reinforcing and self-sustaining process. Leaders at all levels are trying to win as much investment as possible for their own departments, and enterprise overspending can be subsidized by the state, and investment risks are mainly borne by the state, which is also an important reason for the shortage. ”

The "shortage" has affected the improvement of the quality of life of the people. "Scarcity" creates a social relationship in which the "seller" dominates the "buyer", and the inhabitants not only have to bear the price of searching, queuing, and waiting for the goods, but also often have to endure the rudeness and carelessness of the seller or the distributor of goods. ”

"Only by reforming the economic system will it be possible to eliminate the phenomenon of "shortage". To carry out reform, we must first have a clear understanding of the mode of operation of the traditional socialist system and its drawbacks, and have correct theories as guidance. One of the goals of the reform is to eliminate the "shortage". Whether the shortfall has been overcome or not, and the extent of the shortage, is one of the important indicators of the reform process. ”

When Cheng Ziying was reading the book intently, the telephone on the coffee table in the living room rang, and Cheng Ziying picked up the phone, it was her mother Li Dangui calling. Li Dangui told Cheng Ziying on the phone that neither she nor Cheng Ziying's father would go home for dinner at night.

Cheng Ziying answered the phone, went to the kitchen, beat two eggs, fried a bowl of egg fried rice with the leftover rice at noon, and sat in the living room, reading a book while eating slowly.

After eating, Cheng Ziying didn't watch TV, she kept lying on the sofa, flipping through the book "Economics of Shortages"; Looking at the contents of the book, Cheng Ziying pondered: "This book is actually a theoretical summary of the drawbacks of the traditional socialist economic system, thus providing a theoretical basis for the reform of the economic system of socialist countries. ”

Reading the ideas in the book, Cheng Ziying thought; Not only recalling the experience of following my mother when I was a child, in the harsh winter, in the hot summer, queuing up to shop with tickets; Scarcity means poverty, and scarcity is supported by the traditional socialist system, which prides itself as the most superior.

Closing the book, Cheng Ziying said in her heart: "It stands to reason that as the research object of the 'shortage' economy, the traditional socialist system in China provides richer content than that of Hungary, but there is no economist in China who uses Huaxia as a sample to make such an in-depth and systematic study as Kearnai." ”

Cheng Ziying thought about the current economic system reform; I thought to myself: "My generation seems to be lucky, and with the deepening of economic reforms, the system described in KΓΆrnay's book will no longer exist on the earth." ”

Thinking about it, Cheng Ziying picked up the book again and carefully looked at the introduction of Kernai in the afterword: "Kernai is familiar with both Marxism and modern economics; The Stalinist system, which suffered the fate of being a Jew and was slaughtered, was also experienced political terror and economic decay; He was the one who pondered in the blood and fire of the events of 1956 in Hungary. In the direction of ideology, culture, politics, and society, he chose such a path: to use the methods of modern economics to reveal the essence of the traditional socialist economic system, and he was unswerving. ”