Chapter 0101: Deliberation Speech
After everyone drank a little wine, Zhao Guowei said with a smile: "I called you here this time because I want to discuss something important with you." ”
Qian Tao laughed and said: "I know that you are a centenarian birthday, it's rare to have one...... Lao Zhao, you say, what is the matter with us. ”
Zhao Guowei said with a smile: "It's nothing, it's just that my niece and her brother want to start a company, find someone to join the shares, and ask you all if you want to buy stocks." ”
Xu Ning smiled and said, "Then why do you need Lao Zhao to invite you to dinner, let Ruoxi's niece come and talk to our brothers, isn't this just a matter of words." ”
The others said, "yes." "That's it, Lao Zhao, you are too outward." "Ruoxi's niece is your niece, and she is also our niece." "It's just that...... You're too out-of-this. ”
Zhao Guowei smiled: "That's not good, doesn't that seem too insincere." Come, let my niece's brother talk to you and see if you're interested. He gave Lin Ye a look, and Lin Ye understood and opened the laptop.
"Uncles, uncles, please take a look at ......" Lin Ye pointed to the Yue Bao software on the laptop, clicked on it and explained one by one: "This is the security protection software I developed...... Yu Bao"
"This is the real-time transfer function......"
"This is the balance function, the customer puts the money in it, provides %3~%7 real-time interest rate, deposit and withdraw at any time, settlement on the same day, the principle is ......"
"This can provide convenient payment software in all areas such as online shopping guarantee transactions, online payment, transfers, credit card repayments, mobile phone recharges, utilities bills, personal finance, etc., and provide a "simple, safe and fast" payment solution......
The people present who were originally full of indifference and listened with a smile, as Lin Ye's explanation deepened, they couldn't help but sit upright, concentrated, and nodded secretly from time to time. In Lin Ye's speech, they seemed to be able to see a broad road, a road that could gather countless wealth.
Finally, Lin Ye concluded: "I have designed Yu'e Bao's mobile software, which can provide convenient payment services for many industries such as retail department stores, cinema chains, chain supermarkets and taxis in the future......
"Bang bang." Everyone present applauded, as if they were infected by Lin Ye's speech.
After a while, the applause stopped, and Deng Boqian nodded and said: "This software is still very good, but it is very difficult to promote it smoothly." ”
Xu Ning nodded and said: "Yes, it is too difficult, not only must there be a third-party payment license issued by the central government, but also the support of major banks, and a lot of money can be promoted in major stores and so on." ”
"Not bad...... If you don't burn a billion or two billion, it's hard to promote. ”
"I'm afraid it's not enough......"
"And this balance function, isn't it equivalent to robbing the mouths of our major banks."
"yes...... It's not feasible, it's not feasible......" ......
Everyone talked about it and expressed their opinions. However, they are all elites, and they all know the value of this software, and what they propose is the difficulty of implementation.
"Regarding promotion, uncles and uncles don't have to worry." Lin Ye said with a smile: "We already have a complete promotion plan, and as soon as Yu Bao is launched, it will definitely arouse the support of major netizens and even the people of the whole country, and there will be a large amount of money in the short term." Of course, we will keep enough reserves for the masses to withdraw at any time, but as long as the redemption time is delayed by two hours, unless everyone runs on it, there is still a lot of room for maneuver in the funds. ”
"Funding is a small problem, if you can't get a loan, you can also get financing...... Qian Tao smiled and said sharply: "The rest is fine, there is no software called Alipay on the market now, and there is also an online shopping payment function." The key is this balance function, but it costs half a life for our bank. ”
Lin Ye said calmly: "Uncle Qian, you are wrong to understand it this way. Internet finance is the general trend in the future, and it is also very convenient for the masses of people and for the benefit of the people. This is to urge the reform of the bank, if we in China do not keep pace with the times and strive to innovate, sooner or later we will be eliminated by the world. ”
After a pause, he said: "The amount of everyone's scattered reserve funds is not large, just a small stone, let's gather them together and stick them into concrete to build a building and play a greater role." This money is eventually lent to the bank, so that the bank has a large amount of available funds. ”
Xu Ning squinted, looked at Lin Ye, and said with a smile: "The little doll's knowledge is still good, but there are some things that you don't take for granted, and you need to take all aspects into consideration......"
Deng Boqian said: "I personally support this software, it can greatly facilitate the people, our ultimate goal is to serve the public." However, the specific implementation does need to be carefully considered. ”
Zhao Ruoxi grabbed Lin Ye, who couldn't hold his breath and wanted to argue, shook his head and smiled. Sister Ruoxi, is it for me not to say it? Lin Ye was stunned and nodded.
"Yes......" There was also a big coffee present, Zhang Haining, secretary general of the municipal party committee on behalf of the municipal party committee, said with a smile: "It can be convenient for the people, and it represents a great innovation of new things, the country, and we should all support, but there are indeed certain difficulties, but there are difficulties, it is normal, this is also the purpose of Mayor Zhao invited us to discuss." ”
Xu Ning said: "Having said that, there are too many things that need to be done in the middle, and I am afraid that it will take a long time to prepare." ”
"Yes, there are also a lot of conditions to apply for a third-party payment license."
"There are so many things that need to be done......"
"Well, there are too many departments involved." ……
Everyone, you and I, keep talking. Zhao Guowei smiled and looked at them to discuss, how he didn't understand the thoughts of these people, it was not a matter of whether he could do it or not, and how difficult it was.
The people gathered here today are either the core figures of a few banks, or the heads of the departments, and they are all very influential in the central banking system.
Coupled with the support of themselves and the forces they represent behind them, the establishment of this company and the implementation of this software are a sure thing, and they are naturally clear.
Now that they are talking about this, it is nothing more than fighting for equity, they keep asking how difficult it is, and they also want Zhao Ruoxi and Lin Ye, who they represent, to share more equity.
Seeing that what they said was almost done, Zhao Guowei said with a smile: "This software was invented by my niece's younger brother, and he also proposed this concept, and they will also do the establishment of the company, personnel recruitment, maintenance, etc. in the future." Everyone is an elder, so naturally they want to help, which is also the purpose of coming to you today. Of course, in terms of equity, my niece and his brother should account for at least %60, and the remaining %40, I hope you can mobilize your relatives and friends to actively participate in the shares......"