Chapter VII: Loan Fraud

After staying at home for two days, Li Ye honestly played the role of a good boy for two days, and after lunch at noon on the third day, Li Ye was thinking about going to Xia Yanan.

Li Zhengbang was sitting on the sofa resting, but the mobile phone in his coat pocket was ringing, he picked up his clothes, took out his Ericsson mobile phone, pressed the answer button, and then his expression quickly became solemn.

"What!? …… Well...... Well...... I see, I'll go to the bureau right now. ”

Gu Xinmei heard the change in her husband's tone, and hurriedly asked, "What's wrong?" ”

Li Zhengbang quickly put on his clothes, "Lao Song had an accident, just now the people from the Commission for Discipline Inspection went directly to Lao Song's office, saying that they started to investigate Lao Song's bribery from Xincheng Group." “

Gu Xinmei had an incredulous look, "What? Lao Song wouldn't be the one who did this, if it weren't for the district government to give him a house, his family would still live in a dilapidated house assigned by the cotton mill, and he would have been greedy when he was the director of the cotton mill, and he hadn't seen him make any money after so many years. Li Zhengbang walked to the door and put on his shoes, "Whether it is or not, it is still investigating, you don't care, don't publicize it, I'll go first." ”

Li Ye saw his father go out, but there was a storm in his heart, he never expected that Zhenghe Group would start so quickly and receive bribes from Xincheng Group? Xincheng Group is a local developer, and it seems that Zhenghe Group also has a ghost in Xincheng Group, and it is necessary to splash sewage on competitors, killing two birds with one stone. Judging from the tone of Li Zhengbang when he answered the phone, he was also quite shocked, and hurried over to learn more about the inside story.

Li Ye naturally couldn't sit still, he was eager to find Xia Yanan and ask her if she knew the situation, but not everyone in China in 00 could be worthy of a mobile phone, and Li Ye couldn't call her. After he made up his mind to make money, the first step was to quickly equip himself and Xia Yanan with mobile phones.

Arriving at the building where the headquarters of Zhenghe Group is located, Li Ye knew that he couldn't just find it, so he put down the anxiety in his heart, he sat down at a drink shop on the street, and kept staring at the door of the building.

People in anxiety will always feel that time flies very slowly, Li Ye told him that he must stay calm, since the Commission for Discipline Inspection has begun to investigate, it shows that it has obtained evidence of Song Sicheng's corruption and bribery, but according to the current situation, these evidences are all forged by Zhenghe Group, and now the most promising solution to the current predicament is to find evidence that Zhenghe Group forged materials to frame Song Sicheng for corruption and bribery.

Li Ye spent the whole afternoon in a long wait, and he couldn't help but want to go into the company several times to find someone, but reason made him restrain his impulse, until the afterglow of the setting sun sprinkled on the glass along the street of the cold drink shop, reflecting Li Ye's face red, and the slender and tall shadow finally appeared in Li Ye's sight.

Xia Yanan was walking in the direction of the bus stop, she didn't notice Li Ye's approach, until her forearm was pulled from behind and a familiar voice came from her ears, she turned around and saw the green but resolute face.

"Xiao Ye! What are you doing here? “

"Well, something happened, let's eat first, and I'll tell you slowly."

Xia Yanan was held by Li Ye's hand, and she forgot to break away for a while, but she was pulled into a small noodle restaurant by him in a daze, and it was not until she found a place to sit down that she blushed and pulled her hand out. Li Ye sat face to face with her, looking at the water trails and long eyelashes in her seductive eyes, and suddenly felt that it was a bit embarrassing to discuss those dark conspiracies, but now that the situation was urgent, she couldn't care about it much.

Li Ye ordered two bowls of noodles, then lowered his voice and said to Xia Yanan, "Sister Nan, the Zhenghe Group has started, and the Commission for Discipline Inspection has begun to investigate Secretary Song's bribery, do you know something." ”

Xia Yanan opened her mouth slightly, and it seemed that she was also shocked by the news, her eyes were a little flustered, and then she replied softly, "I didn't hear any movement, the company is still operating as usual, but today I passed by the financial room and heard Mr. Su losing his temper." ”

"What's wrong?"

"It seems that the Schwab Trust has doubts about the group's financial situation, and the loan has slowed down, so Mr. Su is very unhappy."

Li Ye was about to ask for details, but the waiter brought the noodles, so he stopped, ready to pay the money, Xia Yanan hurriedly opened the handbag and rushed to settle the bill. Li Ye glanced at her handbag and asked a little strangely, "Why does Sister Nan still carry the household registration book with her?" ”

"The company asked us to make a copy of the household registration information and hand it in, so I put the household registration book in my bag and never had time to put it home."

"What? 'We'? Does the company ask for someone else's account information? “

Sensing the confusion in Li Ye's tone, Xia Yanan's eyes rolled, and then nodded, "I said that I wanted to enter the employee information, and I had to take a copy of the employee household registration book of our marketing department." “

"Impossible, how can employee information need a household register...... Wrong! Zhenghe Group is going to take risks! Li Ye looked left and right to make sure that no one was paying attention to the two of them, and then explained to Xia Yanan, "I remember you said that the sales of the two commercial projects completed by Zhenghe Group, Lijing Apartment and Merlot Manor, are not satisfactory, and the payment is very slow, but the group's funds are now all trapped in the International Building project on Jiefang Road, so it is very likely that the company is using those two projects to cheat loans." “

"Loan fraud?"

After all, it was 00 years, and in Li Ye's impression, the first major case of fake mortgage fraud that shocked the whole country was not revealed until a year later, so it is understandable that Xia Yanan, as an employee of a real estate company, did not realize this.

"The company collects your account information, and then uses the group's official seal to give you an income certificate to sign a house purchase contract, and Zhenghe Group only needs to provide a down payment and a house purchase contract to get a large number of mortgages from the bank." Li Ye's thinking became clearer and clearer, and he felt as if he had found the key to the puzzle behind the intricate shapes.

"When the loan is taken out of the bank, the project that is sold out will form a false impression of a hot project for buyers, and then Zhenghe Group will push the house in its hand to the second-hand housing market, and then replace the bank loan after selling, or apply for a bank auction without repaying the loan, which can perfectly cover up this matter. Zhenghe Group only needs to open up the relationship between the bank's mortgage department, and this thing is done. ”

As a reborn, Li Ye understands very well how crazy the Chinese real estate will show in the future, and what Zhenghe Group does is likely to be hidden in an unknown corner.

Xia Yanan's face was full of incredulity, although she didn't treat him as an ordinary teenager after being rescued by Li Ye, but at this moment she was still shocked by the young man in front of her.

"You...... How do you know this? Xia Yanan involuntarily stretched out her hand and touched Li Ye's head, "You know everything in your little head." ”

Li Ye grabbed Xia Yanan's hand on his head, the white and slender soft hair was slightly cold, he pulled her hand in front of him, pinched it a little harder, and then stared at her who was a little cramped, and said with a smile: "Sister Nan, you are touching the mind of a genius, one day, people all over the world will be shocked by my genius"