Zhu Xiaojun was so angry that he laughed: "This is a play!" Yan'er, what I'm telling you is just hoping that you can act with momentum and attitude, as long as you can do it, I will definitely be able to pass it. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo”

Liu Yan nodded as if she didn't understand: "Zhu Xiaojun, thank you!" ”

The word 'thank you' is just a polite gesture in the vast majority of cases, but at this time, the thank you that came out of Liu Yan's mouth was a heartfelt thanks, and this kind of gratitude contained emotion, and this emotion was ...... A girl who is pregnant with a young age, facing a handsome guy who has been married to her and likes it a little, this emotion is a little ambiguous.

Zhu Xiaojun's little heart suddenly fluttered and became restless.

He resisted the urge to imprint his lips on Liu Yan's lips, and waved his hand very forcefully: "It's nothing, this is what I should do." ”

After saying hello to Liu Yan, Zhu Xiaojun found the financial director of Baoqi Real Estate, who was talking to Liu Yan and her aunt.

The financial director of Baoqi Real Estate is a half-old, but this half-aged is not still charming, but still charming. According to legend, she was also a woman in the middle of the house by Lu Baoqi.

"You are Mr. Yin?" Zhu Xiaojun rarely used you back.

"Yin Zhuoting, Chief Financial Officer of Proqi Properties. You are ......"

Zhu Xiaojun smiled and said hello to Liu Yan and her aunt: "I am Zhu Xiaojun, your good friend of Mr. Lu before his death." Mr. Yin, can I borrow a few minutes of your time? ”

Yin Zhuoting patted Aunt Liu Yan's leg: "Sister Fang, I'll go back when I go." ”

Zhu Xiaojun took Yin Zhuoting to another window room on the second floor of the villa.

"These friends of Uncle Lu's business below, Mr. Yin knows them, right?" Zhu Xiaojun opened the curtains, pointed to the place where those people gathered downstairs, and asked.

Yin Zhuoting nodded and responded: "They are all suppliers of Baoqi Real Estate, they must have known the news and came to collect debts." ”

Zhu Xiaojun lit a cigarette, paced to the sofa and sat down: "Then has Mr. Yin thought of any coping strategies?" ”

Yin Zhuoting also sat opposite Zhu Xiaojun: "I'm discussing this matter with Sister Fang!" Sister Fang mentioned you to me just now, I know you are not an outsider, so let's make it clear. Now the company's account has been blocked by the police, and it will not be unsealed for a while, and there are two projects under construction in Baoqi Real Estate, both of which are not small, if it really cuts off the supply of building materials......"

Zhu Xiaojun interrupted Yin Zhuoting's words: "Mr. Yin, I understand all these truths, I just want to communicate with you now to see if I can find any good way to tide over this difficulty." You know, Uncle Lu's designated heir, Liu Yan, or Uncle Lu, neither of them has much experience. ”

Yin Zhuoting sighed: "Sister Fang said, if you can't do it, you can sell this villa and that club......

"How much can it be sold for? Can we solve the cash flow difficulties of those two projects? Zhu Xiaojun's tone carried a hint of unhappiness.

Regardless of whether this Yin Zhuoting is the legendary Lu Baoqi's partial woman, and no matter how Yin Zhuoting sat in the high position of the financial director, based on her performance at the moment, Zhu Xiaojun concluded that this woman was just an embroidered pillow.

How could Lu Baoqi like this kind of woman? Will you still be entrusted with important tasks?

Zhu Xiaojun faintly felt that something was wrong in his heart, but for a while, he couldn't tell what was the reason for this feeling of being wrong.

Yin Zhuoting sighed faintly: "But what can we do?" Those suppliers must have known about our troubles, so they rushed to us to force debts. Mr. Zhu, you may not know that our real estate companies actually rely on bank loans to ensure sufficient liquidity, even if the account is not blocked, as long as the bank loan is not in place, it is also difficult for us to support the liquidity of the two projects! ”

"Bank loans?" Zhu Xiaojun was stunned, although he knew that the operation of a large enterprise does need bank loans to support it in terms of funds, but this is the first time he has heard of Yin Zhuoting's statement that a real estate company must rely on bank loans to ensure sufficient cash liquidity. "If the company's account is not blocked, how much cash can be taken out?"

Yin Zhuoting replied: "There is still a little bit of 400 million." ”

Zhu Xiaojun asked again: "Then how much accounts payable do you owe?" ”

Yin Zhuoting opened her mouth and replied: "One point and five hundred million." ”

This shocked Zhu Xiaojun, feeling that a company as big as Baoqi Real Estate was actually in arrears in terms of cash flow.

"Mr. Zhu, it seems that you really don't understand the real estate industry, let me explain it to you!" Yin Zhuoting smiled, with a slight hint of contempt in her smile: "Take the two projects we are building now, when these two pieces of land were auctioned, Baoqi Real Estate spent a total of 490 million yuan, and this money needs to be transferred directly from the company's account to the Land and Resources Bureau." We took the development rights of these two plots of land, and we can take them to the bank for a mortgage. If the relationship is better, you can borrow 70% of the auction price, and if the relationship is average, 60% or 50% is normal. However, with this loan, it is enough to demolish and build the building, and when the building is capped and the pre-sale permit is obtained, the house can be sold in advance and the cash can be returned. If the company feels tight on cash flow, it can also mortgage the property to the bank at this stage to achieve a one-time payment, but in that case, the profit will be much less. ”

Zhu Xiaojun frowned and listened carefully, and after Yin Zhuoting finished speaking, Zhu Xiaojun asked: "These two projects of Baoqi Real Estate, one has almost been capped, and the other has also completed the demolition, according to the process you said, it should have been obtained from the bank's land mortgage?" ”

Yin Zhuoting smiled, and the contempt in her smile aggravated: "The bank did not issue a one-time loan, this time we were blocked accounts, and at the same time, the bank's loans were frozen. ”

Zhu Xiaojun asked again: "Then we will suspend one of the projects and fully support the project that is about to be capped, Mr. Yin, how much money do you estimate we are missing?" ”

Yin Zhuoting tilted her head sideways and calculated for a while: "More than 30 million!" The construction materials for that project have been procured almost completely, and the funds needed are the salaries of the construction team and the costs of handling the pre-sale permits. I discussed with Sister Fang just now that I also had this idea, I want to concentrate all my manpower and material resources to get the pre-sale permit for this project first, even if it is cheaper, but at least it can achieve cash return, so that it is possible to revitalize the entire company. ”

"That's a good idea...... Zhu Xiaojun's hand trembled suddenly, and when he looked down, it turned out that the cigarette in his hand was burning to the end and burning his fingers.

"There is also a problem with this method, Mr. Zhu, if any of our suppliers or the construction team files a lawsuit against us, we will not be able to apply for a pre-sale permit." Yin Zhuoting suddenly poured cold water on Zhu Xiaojun when she just had a little emotion.

Make complex problems simple!

Zhu Xiaojun lit another cigarette, smoking a cigarette and admonishing himself in his heart.

No matter what happens tomorrow, and today's first task is to appease those suppliers, who were stirred up by Yin Zhuoting just now, and almost forgot the original purpose.

"Mr. Yin, I don't think we can do anything next, but we can't let those suppliers mess up Uncle Lu's funeral today, what do you say?"

Yin Zhuoting was stunned, and then nodded.

"So, can you please work hard and invite those suppliers to Uncle Lu's study, where am Liu Yan and I waiting, I hope to have a good exchange with them."

The corners of Yin Zhuoting's mouth twitched slightly, and she didn't say anything, just nodded again.

Zhu Xiaojun thanked him and went out to find Liu Yan.

took Liu Yan to Lu Baoqi's study, and while those suppliers had not yet arrived, Zhu Xiaojun told Liu Yan again: "Remember, don't treat you as Uncle Lu's heir, and don't bear the pressure of the company's responsibility, you just think that the two of us are acting, you are the goddess in my heart, I am sacrificing my life to pursue you, and you have laid out today's game to test my ability, do you understand?" ”

Liu Yan nodded silently.

A few minutes later, Yin Zhuoting came to Lu Baoqi's study with more than a dozen suppliers.

"Ladies and gentlemen, I know that Baoqi Real Estate owes you a lot of money, and I won't hide it from you, Baoqi Real Estate has indeed encountered some problems now, so I can understand the complicated feelings of all of you at the moment." After everyone sat down, Zhu Xiaojun smoked one by one, and then said: "Today you can come to mourn Mr. Lu, and you can maintain restraint and not mess up Mr. Lu's funeral, Zhu Xiaojun is here to express my gratitude to you on behalf of Mr. Lu's family." ”

As he spoke, Zhu Xiaojun faced everyone and bowed deeply.

Zhu Xiaojun's courtesy and courtesy did not win the respect of the suppliers, and one of the bald heads with fat heads and big ears buzzed in his voice: "Who are you?" Who are you from Lu Baoqi? Do you speak effectively? ”

Zhu Xiaojun smiled: "My surname is Zhu, my name is Zhu Xiaojun, and I am Mr. Lu's ...... before his death."

Zhu Xiaojun was introducing himself, but was interrupted by Liu Yan behind him.

"My uncle handed over the management of Baoqi Real Estate to me, and I handed over the management of Baoqi Real Estate to Mr. Zhu Xiaojun Zhu to be responsible. If you think that my words are not weighty enough, then I can tell you that Mr. Zhu is my Liu Yan's fiancé, and if it weren't for my uncle's sudden death, we would have planned to get married this month! ”

Liu Yan's words not only shocked all the suppliers present, but also shocked Zhu Xiaojun. (To be continued.) )