Chapter 0099: Yu Bao

"Next, I want to talk to you about Internet finance today......

Lin Ye said, opened his laptop, opened a piece of software, and said: "In our online banking today, it takes a day to transfer money from another bank, and there is also a handling fee, which is very inconvenient for the masses. This is the security protection software I developed Yu Bao, with this software transfer, you can achieve real-time arrival, and no handling fee, withdrawal to the bank card, it only takes two hours at most, very fast. As long as you verify your mobile phone number, and then use your mobile phone to receive a verification code, you can transfer money. ”

Zhao Guowei saw the prospect of this software at a glance, his eyes lit up, and he touched the short beard on his chin and said, "Hmm...... This requires support from the bank, but it's not a big problem. ”

"Yes." Lin Ye said with a smile: "And in today's banks, the deposit interest rate is too low. I want to launch a balance function, customers put their money in it, provide %3~%7 real-time interest rate, deposit and withdraw at any time, and settle on the same day. Our company will look for financial cooperation institutions, look for risk-free bank lending market, to ensure the safety of this fund, but can have enough profits to attract customers to deposit spare money into Yue Bao......"

Zhao Guowei's eyes widened slightly, and he looked at Lin Ye carefully for a long time before he said: "The future is terrible, the future is terrible......" Obviously, he realized that there was a huge profit and operation space in it. In today's banking system, there are only two types of deposits: term and demand. The interest rate on fixed terms is high, but it is very inconvenient, and the interest rate on demand is too low.

And every family, everyone in hand, will definitely have some ordinary pocket money, if you can deposit and withdraw at any time, and the interest rate is similar to the regular term, presumably everyone will save this money, if these money are concentrated and borrowed from the bank, the profit will be very considerable.

"You've won a prize." Lin Ye rubbed his hair a little shyly and said: "But these are not my purposes, I will build Yu'e Bao into a convenient payment software that includes all fields such as online shopping guarantee transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and gas payment, personal finance, etc., providing a "simple, safe and fast" payment solution." ”

"At the same time, I have designed Yu'e Bao's mobile software, which can provide convenient payment services for many industries such as retail department stores, cinema chains, chain supermarkets and taxis. My ultimate goal is to let the people travel all over our country and enjoy the great rivers and mountains even if they don't have any money and only a mobile phone......

"Papapa......" Zhao Guowei nodded, applauded with appreciation: "Okay, very good." ”

Zhao Ruoxi on the side was also very proud, and said with great appreciation: "How about uncle, I said that Xiao Ye is not simple, this software will definitely be popular all over the country." ”

"Hmm......" Zhao Guowei nodded: "But this software is too involved, and if you want to implement it, you need a lot of preparation." ”

Lin Ye nodded and said, "Yes, this is also the reason why I came to you this time." ”

"You've got the right person." Zhao Guowei smiled and said boldly: "It's just that if you want to complete it, most of the equity will have to be shared." ”

Lin Ye nodded and said: "Of course, I understand, it's just decision-making, I hope it can be attributed to me, after all, if a company makes more decisions, it will inevitably involve each other and cannot concentrate on development, and Sister Ruoxi will account for 20% of the company's shares." His bottom line is only to occupy the company's voice and decision-making power, and he can have a slight advantage after the shares are united.

"Xiao Ye." Zhao Ruoxi was stunned and wondered: "Why do I have shares again." ”

"This is a must, Sister Ruoxi......" Lin Ye said with a smile: "Only if you are the largest shareholder, can I feel at ease and not be constrained." ”

Seeing Lin Ye like this, Zhao Guowei nodded secretly and said with a smile: "In this way, I'll give you a list, you go talk to them and let them join the shares...... As long as these people are all shared, this is done. ”

Lin Ye was overjoyed and said, "Hmm...... Okay, thank you, Mayor Zhao. ”

Zhao Guowei said lovingly: "You have such a good relationship with Ruoxi, you should call me uncle." ”

Lin Ye said respectfully: "Yes, thank you Uncle Zhao." ”

Zhao Ruoxi also knew Lin Ye's plan, and smiled and cooperated: "Yes, you are my younger brother, and my uncle will definitely try his best to help you." ”

Then, Zhao Guowei wrote a list with a smile, and then listed the preferences of these people on the list in detail, and finally said: "Regarding equity distribution, according to the importance of these people, I also helped you list it, you give it according to the above, there must be no problem, but some people, the relationship is so deep that it is unimaginable, whether it can be negotiated or not, it is difficult to say." ”

Lin Ye glanced at the list above and found that there were more than ten people, generally all of whom shared profits%1~%2, and the most one was %10, with a total of more than 40 shares: "Okay, thank you, Uncle Zhao." ”

Lin Ye looked at the time and found that unconsciously, the three of them had been talking for a morning, and immediately said, "I've bothered you for so long, then we'll leave first." ”

"Oh, don't go, let's have a meal together."

Zhao Guowei thought about it for a long time, and finally said with a smile: "By the way, I'll take the lead for you first, and first call Lao Wang and Lao Xu, who are the most difficult to get it, to have a meal together, these people are all from the banking system, you are a tiger's mouth, without the support of the bank, don't want to get it." ”

Obviously, this is Zhao Guowei giving himself a platform in the open, and the meaning is naturally extraordinary. Of course, he understands that the reason why Zhao Guowei will come out directly to help him is also because Zhao Ruoxi has 20 shares.

Lin Ye was overjoyed and said, "Okay, thank you, Uncle Zhao." ”

So Zhao Guowei called the secretary and asked him to go to the place, and then picked up the phone.

Zhao Ruoxi smiled and took Lin Ye's hand and said, "Xiao Ye, let's go and chat for a while, uncle will take a long time." ”

Out of politeness, Lin Ye said, "Let's wait here......"

Zhao Ruoxi said helplessly: "Okay......"

After a while, the phone was connected, and Zhao Guowei said with a hearty smile: "Hey, Lao Wang, I am Guowei...... Well, I'll give you a meal in the afternoon. Okay wow...... Don't worry, I'll bring you a bottle of good wine, remember to come, Oriental Hotel, uh-huh......"

After hanging up, he dialed another. One after another, I fought for half an hour before I made an appointment with all of them.

Zhao Guowei said a little tiredly: "Let you wait for a long time, let's go, Ruoxi Xiaoye is hungry!" I hear both of your stomachs rumble. ”

Zhao Ruoxi tilted his head and said, "Yes, uncle, let's go, don't rub it off." ”

"You, you...... The temperament has not changed at all. Zhao Guowei shook his head dotingly and said, "Xiao Ye is four years younger than you, but he is much calmer than you." ”

Zhao Ruoxi pouted and said, "Xiao Ye is a genius, I can't compare." ”

Zhao Guowei shook his head helplessly and said, "You, you are all spoiled by us." ”

The two walked as they talked, and Lin Ye followed behind them and soon came to the parking lot.

Zhao Ruoxi beckoned: "Xiao Ye, you come to take my car, uncle's car is dying slowly." As he spoke, he walked to his sports car.

Zhao Guowei could only remind: "Drive slowly, pay attention to safety on the road, I really can't help you." ”