Chapter 56 Buying a House with a Loan

Ma Guorong's dragon king captured from an unnamed island about 120 nautical miles away from Yuecheng was sold to Shen Yuan at a price of 120,000, with 120,000 cash, Ma Guorong walked out of the door, looking at Shen Yuan's busy appearance, Ma Guorong is really a bit like continuing to work in Shen Yuan, the work of the security guard looks boring, but it is still very challenging, in response to emergencies, the security guard will often stand on the front line, so don't look at the security guard usually has nothing to do, it seems that he raised such a group of people for nothing, But they can play an unexpected role when it counts.

Now he has another 120,000 yuan in cash on him, this time he has learned to be obedient and put the cash directly in the bag, Huanyu Space is much safer than Shen Liye's safe.

Another 200,000 funds, Ma Guorong deposited in the zĂ i bank card, the 120,000 cash, first put it in the universe space for a few days, and then deposit it in the bank when you are free, sometimes when you need a large amount of cash, it will delay when you go to the bank to withdraw it, which is why a boss like Shen Liye will put a large amount of cash in the safe.

"320,000 yuan, did you remit the money to my father for decoration?" This money, together with the original 300,000, is enough to build a villa with any style of interior and exterior decoration.

If this villa is put in the city, even if it is a suburb, the price will be about tens of millions, it can be seen that if you build a house in the countryside, the pressure is still a little smaller, more than 600,000 people are estimated to buy that kind of employee welfare housing in the city, and you need a loan for more than ten years, and in the countryside, you can build a villa with such decoration.

"Forget it, don't worry, keep this money for now, it will take a while to renovate." The house has not been built yet, the decoration money has been remitted, and the parents are also suspicious, if Ma Jianhua comes to Yuecheng again, if the employees in the Tengfei 4S store leak the news, Ma Guorong's original 300,000 yuan cannot be explained, so for the sake of reasonableness, this huge amount of money should not be remitted, and when the time comes when the parents are short of money, Ma Guorong estimates that the money on the card will be seven or eight digits.

With hundreds of thousands of words on his body, Ma Guorong's courage is also much greater.

Ma Guorong, who returned to the rental house, looked at the surroundings and his kennel, and thought of another thing.

"Since the houses in my hometown are under construction, is it necessary to build a house in the city?" Ma Guorong, who has a car, is now worried about the house, no matter how good the house in his hometown is, it is only in the countryside, and now Ma Guorong is starting a business in Yuecheng, if there is no real place to stay, he will definitely feel uncomfortable.

As a person with traditional thoughts, I always feel that renting a house is under the fence, and there was no way to rent a house before, but now anyway, the potential for development is big enough, and the ways to make money are flexible and diverse, and you don't have to look at people's faces.

So Ma Guorong thinks it's time to plan to buy a house in Yuecheng? In terms of location, Ma Guorong doesn't care very much, even if it's in the suburbs, it's fine, anyway, he has a car, not to mention that he is not a 9-to-5 office worker, and he has to consider the distance from the company.

Now Ma Guorong is thinking about having a real home in Yuecheng, and it is not convenient to live here for a long time, mainly because the surrounding environment is too complicated, and he encountered a robbery last time, so it is better to move out as soon as possible.

However, he only has more than 300,000 yuan, and he can only buy a toilet in the center of Guangdong City, but after thinking about it, more than 300,000 yuan seems to be enough for the down payment of a commercial house.

"Hey, I'm not the assistant manager? With the position of the deputy manager of the sales department of the Tengfei 4S store, Zhang Renmin gives a salary of almost more than 5,000 per month, although I don't work much, but I also helped Zhang Renmin a lot, this money should be just right to pay for the loan, right? Ma Guorong thought of taking out a loan to buy a house, with this down payment of more than 300,000 yuan and a mortgage of more than 5,000 per month, the loan should be about the same for more than ten years, and the area of the commercial house he can buy is estimated to fluctuate in the range of 80-120 square meters.

If the area is small, the area is closer to the city center, and if the area is relatively large, it should be in the suburbs.

"Take out a loan to buy a commercial house of about 80 square meters, two bedrooms, one living room, one kitchen and one bathroom, if it's too big, I live alone and panic, and the other room, my parents can also live in Yuecheng." Ma Guorong thought for a while, the general direction is there, and when I have time to ask about this kind of listing, it seems that it is more sensible to name in the Tengfei 4S store, and Ma Guorong has a stable job, so it is much more convenient to get a loan.

If you want to buy a house in full, at least millions, Ma Guorong can't take out so much for a while, and can take out a loan, why is the full payment, sometimes liquidity is more important, and the flow of the job in the Tengfei 4S store can also be determined, and the salary card is directly used to pay the loan, in Ma Guorong's view, he can afford the position of the nominal deputy manager, after all, he has helped so much, and this is also the way Zhang Renmin stabilized the relationship between him and Ma Guorong.

Ma Guorong doesn't know about the relevant policies, but Zhang Renmin should know very well that this may be his house in Yuecheng after all, so Ma Guorong still attaches great importance to it, but if he buys a new house, then the decoration money is also a problem, at least more than 100,000 yuan, if he installs better, he will definitely want more than 200,000 yuan, where does this money come from?

"If you want to buy a new house, if you buy a second-hand house, although the decoration is good, but the style is definitely not suitable for good, the first house is still a new one, and the decoration money is estimated to be implemented when the house is purchased, and the money is in place." Ma Guorong understands that buying a house is not as troublesome as buying a car, and it depends on the time of delivery by the developer, so there is no urgency in this regard, not to mention that even if the decoration is completed, it must be put for at least two or three months, so as not to cause harm to the body, although Ma Guorong's body has been buffed by the power of meditation and Xuanshui, and he is not afraid of the so-called formaldehyde, but for the sake of conservatism, it still has to be dried for a period of time, not to mention the pungent smell Ma Guorong can't stand it.

If Ma Guorong is in a hurry to live, in fact, spend more money to agree with the decoration team, the paint, wood, and materials used are environmentally friendly, the pungent smell and formaldehyde content will be greatly reduced, and it will not have much impact on the body if you go in.

There is no need to think too much about this, Ma Guorong has this idea to consult Zhang Renmin tomorrow, he must know more about this aspect, after all, he has been mixed in Yuecheng for so long, and there are many industries, and the relevant procedures are very familiar, and there are many people who know him.