Chapter 49: Usury

"Yes, Uncle Qiu, I want to know who is most likely to lend me more than a million in Binhai?"

Hearing Wang Qi's words, Qiu Yuxuan's father Qiu Hai was dumbfounded, even he didn't dare to borrow such a large sum of money, if he didn't make it, it would be fatal.

"No, Xiaoqi, I can't help you with this favor, those people are ruthless to those who can't pay the money, you can't borrow their money, your Uncle Qiu and I are an example, can't you see it?" Qiu Hai persuaded.

"Listen to me Uncle Qiu, I definitely have a way to pay back the ......"

Hearing Wang Qi's words, Qiu Hai looked incredulous, he already knew that Wang Qi was going to open an Internet café, and he also knew that he was going to settle down in the commercial street, and he was also very optimistic about that position.

But usury has never been borrowed for a short period of time, from Wang Qi's planning, to borrow such a large amount of money is definitely not something that can be done in the short term, and it even takes more than half a year.

Wang Qi knew that if he didn't convince Qiu Hai, he wouldn't help him, and slowly said his thoughts.

"I plan it like this, I need to first raise a loan of one million to make a foundation for me to open an Internet café in the early stage, as long as I open the Internet café, I will immediately apply for a mortgage loan at the bank, and repay it in installments, I will immediately repay the funds borrowed from the bank to the loan shark, the Internet café will be opened, I will be able to replace all the money in less than half a year, even if I encounter a situation, there is always no problem for a year, Uncle Qiu Hai?"

Hearing Wang Qi's plan, Qiu Hai was dumbfounded, this is completely the left hand in and the right hand out, but the play is clever, the time difference is accurate, and even Qiu Hai believes that as long as Wang Qi is opened, then he will be like a dragon into the sea, and the sea and blue sky are waiting for him.

"Although it is feasible, but do you have enough funds, and can you guarantee that the bank will lend you so much, in addition, you can think about it, those loan sharks are not so easy to deal with, if you don't come up with some real materials, these people will not lend you ......" Qiu Hai said seriously.

"I thought about it, in terms of funds, especially in terms of computers, I will postpone the payment from Aunt Zhou, first give out a part of the machine, hit the time difference, for loan sharks, I also thought about it, I will first rent one of the rooms in the commercial street, and the other I will also have someone from the development office to accompany me, so that the loan sharks can see my strength, and I can mortgage the rental contract to them, and when the bank loan comes down, I am coming back......"

Next is Wang Qi and Qiu Hai's detailed plan, for usury, Qiu Hai means not to borrow one, Binhai can take out a million is really not much, and seeing Wang Qi borrowing so much, it is indispensable for the lion to open his mouth.

"What does Uncle Qiu mean?" Wang Qi admired Jiang a little, and it was still old and spicy.

Seeing Wang Qi's expression, Qiu Hai knew that Wang Qi understood.

"Yes, what I mean is why do we have to find a person, but also make a fake contract, this is too dangerous, we can show them two shops, borrow half of the 500,000, mortgage the real one, and use this money to pay the unpaid shop pù, after borrowing to mortgage the other, the two things are more credible for them to take out a loan!"

"Yes ......" Wang Qi happily agreed, and Uncle Qiu understood better in this regard, and the only people who could come up with this number in Binhai were Yang Yu's father Yang Wu and another surnamed Zhang.

In order to be more realistic, Wang Qi began to apply for the Internet café certificate non-stop, and there was a contract for one of the shops, and the certificate of the Internet café was quickly processed.

In this era, Internet cafes are not as difficult to handle as they will be in the future, as long as you are willing to pay, they are eager to handle it for you, after all, there are still many black Internet cafes.

After signing one of them, Wang Qi immediately pulled all the computers in the Star Internet Cafe over, and began to decorate, all the 700,000 yuan that came and went had been spent, and there was no surplus of 200,000, Wang Qi found Aunt Zhou to use the method of deferred payment, and came in 50 new machines and 100 computer monitors.

The real machines are all placed in the front, making appearances, only the monitors are placed in the back, and there are many tables in the opposite room.

When Qiu Hai led Yang Wu in, Yang Wu was immediately taken aback, he didn't expect the borrower to be so young, but seeing the owners of the two stores, as well as Wu Jie from the Development Office, Yang Wu fully believed that Wang Qi had the ability to repay.

During this period, Yang Wu also wanted to take advantage of it, and asked for these two contracts as collateral, Wang Qi said with a smile: "Today's meal is my invitation, Brother Yang should not have such a thing!" ”

"Don't, Brother Wang, I'm kidding, your shop is at least one million, but the loan of 500,000 is more than enough, more than enough, and the interest is easy to say six cents......

Three months, six cents of interest per month, this is simply the self-righteousness, Wang Qi deliberately glared at Qiu Hai and said: "Uncle Qiu, I asked you to introduce it in the face of Senior Sister Qiu Yuxuan, and you fooled me like this......"

When Yang Wu heard Wang Qi's words, his face was furious, but he thought that the other party really didn't care, everyone could take out more than two million, but it was just that he lacked such a point, and he could raise money from anyone else.

Thinking of this, Yang Wu said patiently: "Five points, five points, it's already the lowest brother......"

Rao is Wang Qi was shocked, the interest alone is 25,000 a month, it is simply eating people without spitting out bones.

Wang Qi had the intention to kill the price, noticed Qiu Hai's eyes, knew that this was already the lowest, and pretended not to care and said, "Okay, it's decided like this......"

Sometimes, the efficiency of usury is fast, after drinking tea in the morning, and signing a contract to pay money in the afternoon.

Wang Qi didn't stop for a moment, and immediately rented the remaining one, and when he saw that the two stores belonged to him within ten years, Wang Qi smiled......

Not only did Wang Qi laugh, but Wu Jie also laughed, he really admired Wang Qi, he was really able to do it, and he really dared to do it.

During this period, Wang Qi's friends came to help, Liu Dong was local, and he was shocked to see Wang Qi dare to buy such a big shop.

Liu Yin's subordinates, Zhu Hong, did not go back, and they all came to help.

However, Qiu Hai reminded and said: "Xiao Qi, hurry up, now you can borrow money from the bank one day earlier, and it will be easy one day earlier." ”

"I know, the rest is the ...... surnamed Zhang"

The same method, but this time Wang Qi has two real stores pù naturally faster, this time Wang Qi used all the decoration, and there is still a part of the funds left for publicity, for the computer funds, Wang Qi only has credit.

Fortunately, Aunt Zhou knew that Wang Qi actually opened an Internet café, so she naturally wanted to seize the money, and finally used her connections to finally buy one hundred and fifty computers in advance.

Wang Qi also paid 350,000 yuan first, and the remaining 200,000 yuan will be paid later, plus the fifty computers that Wang Qi originally owned, and finally gathered 200 computers.

Not only that, but with Aunt Zhou's postponement, Wang Qi's start-up capital was reduced to 1.8 million, and there were 200,000 reserve funds.

These Qian Wang Qi has his own ideas, he must let the entire Binhai know about his Internet café in the shortest possible time, and he is willing to come.