Wang Fang's classmate actually came with a big beauty again, is this big beauty really his family? In addition, the funds used by Wang Zhan to play black technology are 180,000 at every turn, which further confirms this incident, this legend has spread ten, ten and hundred, and in just a few minutes, more than a dozen boys and girls who came to the party knew about it, and the efficiency was really high.

Some anthropologists believe that one of the reasons for the rise of Homo sapiens is this kind of efficient gossip, you see, so quickly, everyone in a small group knows that Lao Wang's classmate is not only not Loser, but also may be Winner, and the plot is reversed.

In fact, there are some classmates who swell their faces and become fat, obviously they don't have much money, they forcibly buy a house, the house slave does a bell, and the monthly interest is like a hill pressing on the body, and there are even old classmates who forcibly buy a car. It's okay to buy a house, after all, seeing that there is room for house prices to rise, buying a car is purely a consumer product, and it is actually useless to look decent in front of friends.

Except for the joke of watching others not get a taxi on a rainy day, it is really useless. Isn't it possible for Lao Wang's little three-wheeler to be covered with a curtain and travel around the clock?

Those who originally wanted to find self-esteem in Lao Wang became uncomfortable, including Pei Liqun, who drove a BMW.

Lao Wang is not a person who is not a person, the only thing I want to do is a new type of solar farm designed by myself, a small plaything, I didn't expect to be careless and become a single Wang Lao Wu, it's really wronged.

Lao Wang is also subconsciously high-spirited, you see, he is very accurate when he plays billiards, and he has changed from Durex in the billiards world to Davis.

I don't know why, everyone's topic has turned to the real estate industry again, Recheng is not a first-tier city, it belongs to the second and third tiers, because in the west, it is now tepid, and housing prices can be in a state of almost stagnation. A classmate wanted to sell his second-day house and peddled it to a classmate who had just been promoted to Wang Lao Wu: "Wang Fang, you see that you have such a beautiful girlfriend, how can you talk without your own house?" I have a new house here, I haven't lived in it much, you can consider it, and visit my house when you have time. ”

Wang Fang: "Oh, the house price can't go up now, and I'm not like the older generation who have a house fetish, why buy it?" I now have a large set of cheap houses in the urban-rural junction as a real yàn room, but it's fun, yours is a high-rise apartment, right? Probably not for me. ”

The old classmate failed to peddle, and his speech was not so good: "Such a big person is still playful!" Think more about your girlfriend. ”

Hey, he still looks like he's thinking about you, Wang Fang can only laugh and say nothing.

Wang Lao Wu's fan note classmate said: "Now the houses in the first-tier cities are very hot, what's going on? Let's talk about it. ”

Everyone couldn't say why, Wang Lao Wu couldn't help but say: "Because the country is destocking and increasing lending, but the purchase desire of non-first-tier cities is not big, so I have to desperately concentrate in first-tier cities. ”

After saying this, everyone felt that it made sense, a small note: "Why is no one saying such a simple truth on the news?" How do you know that? ”

Wang Lao Wu: "Me? How do I know? As soon as I say it, you will listen. Believe it or not. ”

Fat man: "It's going to rise like crazy, it's almost surpassing New York and Tokyo, can't it, are we embarrassed to call it a developing country?" ”

The small note also said: "I look at the pills, sooner or later the pills." ”

Wang Lao Wu: "Do you know what a virtual economy is?" ”

Everyone shook their heads, and the fat man said: "It's not that the real economy is called a virtual economy." ”

Wang Lao Wu praised: "This definition is good, much better than the definition on Wikipedia." Wikipedia says that the equipment and gold of MMORPG games such as World of Warcraft are called virtual economies. This definition is stupid. It's still good for the fat man to say. I've been thinking a lot lately about what a real estate bubble, or some other economic bubble, is.

Come to think of it, guess what conclusion I came to? The real estate bubble is not a bubble, but a type of virtual economy. Ha ha! ”

Charlotte liked to listen to Wang Bang's nonsense, and immediately asked, "What do you say?" ”

Wang Zhan: "Do you make it?" iPhone occupies 90% of the profits of smartphones, and Samsung is the boss of the Android camp, but it is only a fraction compared to Apple, but everyone knows that in terms of function, in fact, there is not much difference between iPhone and Android phones. How many free tasks can be performed on an Android phone? Why is that?

Apple's brand has a premium? Maybe. But what is the root cause of the brand premium? The so-called premium is more than the value of the product itself, where does this extra value come from? Come to think of it, there is only one explanation: the human heart. No matter how much a thing is worth, whether it is worth or not, as long as someone is willing to buy it, it is value, and the virtual economy is the value that obviously does not seem to exist.

Apple's share of profits in the mobile phone industry is obviously unreasonable, and now the housing prices in Beijing, Shanghai, Guangzhou and Shenzhen are obviously exceeded, is there a difference? It's all about everyone who thinks it's worth so much. Therefore, the so-called sky-high housing prices are the result of aunts, uncles, and these room-loving patients holding a lot of money.

What real estate bubble? Not a bubble at all, but a virtual economy. Luo Zhenyu mentioned in a recent speech that knowledge will be the entrance to consumption in the future, and those aunts who have no knowledge will not even have the ability to consume. Wrong! Without culture, don't aunts even know that a house is valuable?

It's not that oil paintings and operas are called knowledge, and knowing that a house is worth is also a kind of knowledge. The aunts don't know anything else, and they are a bit of a house fetish, so the house price will continue to rise, and they can't stop it. Of course, this virtual economy also has a ceiling, once the transaction volume does not go up, the investment house will be smashed in the hand, and the house price does not rise is equivalent to a failed investment, and it will lose money in the hand.

This ceiling is almost at the top of our hot city, and it looks like the first-tier cities will have to wait a while. ”

As if it made sense, the fat man laughed, "You have upended people's perception of the bubble economy." But yes, if a person can spend their time in games, and games are a kind of virtual economy, then those investors who look at real estate every day spend their time on real estate, not looking at real estate, but walking on the way to see real estate, isn't this also playing a game called 'looking at real estate'? It doesn't make a difference. ”

Wang Fang laughed: "The fat man has a very high understanding." ”

Charlotte smiled, "The bar for this game is very high. ”

Everyone laughed and gave the big beauty face.

Wang Fang: "Little fresh meat, long legs, Papi sauce, meat jokes, Tokyo food, alternative therapy, dancing gods, praying, regardless of the good and bad, the accustomed to watching and not liking, scientific, unscientific, as long as it can attract people's attention, it is the virtual economy." ”

Taurus also came this time and said: "Eh, you say, is Bitcoin also a virtual economy, there is no collateral at all, but those investors think it is valuable, and there are many people who believe it." A while ago, a friend approached me and persuaded me to invest in Bitcoin, but I didn't understand high-tech and didn't dare to enter. These days, there are so many scammers. Wang Zhan, you can write a program, tell me if this thing is reliable? ”

Speaking of bitcoin again, it seems that this is a very hot topic in the IT world.

Wang Zhan: "You're right, Bitcoin is currently a virtual currency, and its value depends on the confidence of investors, and confidence comes entirely from believing in the blockchain ledger. The computing power surrounding the encryption and decryption of Bitcoin is currently completely more than N times the computing power of all other institutions on the earth combined, so it is theoretically impossible to crack.

Now the market capitalization of Bitcoin is $6 billion, and the future development depends on whether there are heavyweight players coming in, such as Guofu Bank and the like.

If the bank comes in, how might it play? If I were the head of the relevant department at Guofu Bank, I would mainly use the cross-border transaction nature of Bitcoin to help giant multinational companies transfer money internationally. When I saw a news that HP was going to ship the world's profits back to the United States, what should I do? The cost is extremely high, tens of billions of dollars, and the tax on transit is 30 or 40 percent, I can't remember, anyway, the scale of taxation is completely unacceptable.

Guofu Bank can take over this order, don't buy too much bitcoin at a time, $10 million, it will not affect the total market value of bitcoin. Set up a transit station in the non-taxed Cayman Islands and the Bahamas, buy 10 million worth of bitcoin abroad, sell 10 million worth of bitcoin in the United States, and gradually transfer it, through 1,000 transfers, you can transfer 10 billion US dollars with very low transaction fees.

It's a pity that I didn't open a bank, otherwise I could have tried to be the first bitcoin clearing bank. Moreover, I want to be the first non-anonymous bank, where all transactions are registered in real name, erasing the anonymity of Bitcoin. It is equivalent to justifying the name of Bitcoin. I estimate that in the future, there will be a financial company that will do this kind of liquidation, and at that time, Bitcoin will be really valuable.

These are all things for big players, and we can only stand on tiptoe to see how these big players play. ”

Pei Liqun, who had been silent, finally spoke: "How to calculate the transaction fee of Bitcoin transactions?" Is it low? ”

Wang Bang: "It's very low, that's the case, you can also not pay, but the miner will lag your calculations, which is equivalent to postponing the transaction, as long as you give a little sweetness, the miner will give priority to your list, I casually estimate, 10 billion transactions, you out of hundreds of thousands?" I don't know, anyway, it's not in the same order of magnitude as the transit tax of the tens of percent. If you don't have money, you can open a bitcoin clearing bank, haha. ”

Pei Liqun: "I know a person who is engaged in venture capital, I don't know if they have any financial investment, if so, wouldn't this kind of clearing bank be an excellent project?" We don't dare to think about doing things for institutions like HP and Apple, and wouldn't it be perfect to do a service for ordinary people who travel tens of thousands of dollars and ordinary cross-border tourists? ”