Chapter 84: Counting Money
"How many floors do you want, which type of apartment?" The sales manager asked again.
I was stunned for a moment, and subconsciously looked at number two.
Number Two looked at me with a smile: "Do you have a fear of heights?" ā
"Nope." I replied, but after thinking about it, I said, "I plan to retire, I can't be too high, too high and panic." ā
"Then choose a little higher in the middle." No. 2 was built yƬ.
The sales manager reminded: "If there is a floor fee, the difference between each floor is about three or four thousand yuan." ā
What, and the floor fee? Is it that the higher the floor, the more expensive it is? Fortunately, No. 2 was by his side and helped me explain, generally the higher the more expensive, but after reaching the twenty-fourth floor, the higher the cheaper. The ground floor is the most expensive in a building because it sends a garden and the top floor to the attic. However, the ground floor should be considered humid, and the top floor should be considered hot in summer, and it may be close to the computer room.
But the top floor is sent to the attic, one more room, what's the difference? No. 2 also built a plan for me, who was hesitant: "Even if it is a family of three, three rooms are enough." And I know what you can do if you have an attic, it's a pile of clutter. What's the point of spending an extra 100,000 yuan and leaving an attic with a pile of garbage? ā
It's really right, I just want to know where so many things are piled up at home. Since Number Two said so, his words must be correct. It's 30 floors high, and I said, "Eighteen or sixteen, help me calculate a price." ā
"Then the eighteenth floor." The sales manager picked up the computer and began to calculate, crackling, and the price came out.
The house price plus fine decoration plus floor price is more than 900,000 yuan, and the down payment can be 25 percent, so it is less than 230,000 yuan.
No. 2 said to the sales manager: "Discount and then make a point." ā
"I can't fight anymore, it's the cheapest." The sales manager scratched the paper: "At most, I will give you another zero." ā
Erasing zero will also erase dozens of yuan, I reached out and directly pointed at the thousands: "Wipe here." ā
"That's not going to work!" The sales manager smiled bitterly and said a lot of difficulties. In the end, if you cross the hundreds, it will be a hundred yuan cheaper.
It seems that there is only that, I was about to say, No. 2 spoke next to him: "It's cheaper, I know you have sales rebates to the intermediary, so you treat me as an intermediary, and the money is directly reduced." ā
"That's not good, there's no such rule." The sales manager had a bitter face.
"Then I'll tell your supervisor." No. 2 stood up and dragged the sales manager to let me sit and wait.
I saw No. 2 take the sales manager to the side and muttered a few words, and then came over.
"Okay, I'll give you another discount." The sales manager wrote on the paper again: "That's all there is to it, 20,000, no more." ā
Twenty thousand? I was shocked, and I removed 20,000 at once, which is amazing.
Of course, the sales manager hoped that I could settle it on the spot, but I said that I would discuss it again when I went back, and I would do my best to hear back.
I walked out with No. 2, and there were more green spaces in the residential areas of other places, unlike those in the urban areas, and I couldn't wait for the houses to be built next to each other. And the house I bought has to walk 200 meters and is being built. Such a good house may not be able to be bought with money. But I know that if I don't buy it now, I won't be able to buy it in the future.
No. 2 found a Northeast restaurant nearby, where the amount of food is large and cheap, and it may be because of the local prices, so it will be much cheaper.
Eating vegetables, but I don't know the taste. Seeing that I was preoccupied, No. 2 asked, "What's the matter, the house just now is not satisfied?" ā
"I'm very satisfied, but the down payment of 230,000 yuan must be paid." I let out a long sigh.
"How much is missing?" Number Two asked, "I can lend it to you, I borrowed it." ā
I laughed: "There is still a shortage of 220,000." ā
"Huh? It's only 10,000 deposits, so how do you buy a house? Instead of feeling like I was messing around and getting angry, Number Two laughed.
I was helpless: "Only borrow." I asked, and my current house is worth more than 2 million, and it will be no problem to borrow more than 200,000 yuan. ā
"Commercial consumer mortgage, the interest is higher than the mortgage, how do you pay it back?" No. 2's shining eyes mean that he is very curious: "The mortgage is 70%, and the loan will be more than 3,000 per month for 30 years." The commercial loan is 220,000 yuan, and it will be paid off in ten years, and it will be added to more than 2,000 per month, and you will have to repay 6,000 yuan per month, and the salary is only 3,000, how can you pay it back? ā
I also thought about it: "I will move back to my parents' house with Lele, and the current house can be rented out, and I can have 4,000 per month." Three thousand plus four thousand, it's seven thousand, and if my parents lend me some, I'll pay them back even if I give them interest. ā
"Your own parents, still talk about borrowing? You're not the only daughter of them. "Number Two is a little confused.
"You have a strange idea, why don't your parents borrow money? Isn't the parents' money not money, they have to be given to their children, and they can't spend it themselves? If you ask your parents for money at the age of forty, it's really useless. "I made up my mind and asked my parents to borrow money when I went back.
"That's not going to work. Spend 1,000 a month, how do you live this day? Number Two looked at my clothes: "Maybe I can't even afford to wear this kind of stall." ā
"That's only a matter of saving, no way. When you hand over the house, rent it out immediately, and then you will be able to make room for more. "It's hard for me to imagine a thousand dollars and a child who needs to study. The monthly school meal fee is 230 yuan, 200 per month to learn to paint, my commuting bus fare is nearly 200, and the school has to pay tuition and miscellaneous fees every semester. In fact, 1,000 per month is not too little.
Number Two laughed, "I'll lend it to you." "The cost of No. 2 for one car alone is 3.8 million, which is less than 220,000 in comparison.
"How much is the interest and how do I pay it back?" My eyes lit up, of course, I hope to borrow as much money as possible, and the interest on a business loan of 220,000 yuan is much higher than that of a housing loan. If the bank pays 7% interest, if you borrow from a friend, it will be up to 5%.
"There is no interest, there is as much as you want. If you really can't pay it back,......" No. 2 snickered: "Don't rent out your house, I'll rent my house as repayment, and I'll move to your house." ā
"Bah, don't do it." I laughed and cursed.
"Then you go and ask your boyfriend to borrow it." No. 2 put forward another plan: "The treatment of the immigration bureau is very good, and his salary is converted into RMB, at least 200,000 yuan per month." Ask him to borrow the money, it's not a matter of a month's salary. ā
"So much?" My eyes widened. Oh my God, the immigration bureau is full of local tyrants.
"You don't know how much he can earn?" No. 2 was even more surprised than me: "You love money so much, you don't even ask how much the other party earns." ā
I muttered, not yet returning from the shock of a monthly salary of 200,000: "It's enough to spend, I didn't ask." ā
Captain Two let out a long sigh: "There are really yours, and there are few people like you in the universe." ā
"Then let me think about it." I took a sip and changed the subject: "Well, this tastes good." ā
"Eat more." No. 2 helped me clip another piece: "The hero who follows you should eat and drink a lot, and the treatment of the immigration bureau is so good that it makes people blush." ā
"yes, I'm fat." I continued to eat: "Then you can also take the test." ā
"You think you'll be able to get in." No. 2 ordered another bottle of Coke, he belonged to the type of not eating fat, and lowered his voice, trying not to let others hear: "The bureau exams once every ten years, and each new planet that needs rations only admits a hundred to one hundred and fifty people, which is used in major developed or immigrant cities, and there are only a hundred on the earth." And the type of enrollment is also stipulated, you know, that is, you can't die or live forever in disguise. At present, there are only twenty-five planets in the entire galaxy that meet the standard, and each exam, no less than your civil service exam here, has at least a million people applying, and the number of people enrolled may only be a hundred, and at most only 1,300 are recruited at one time. You must know that these people can't die, and the elimination rate is extremely low. ā
Is it so hard to get into?
Coke came, and after No. 2 opened it, he poured it for me, and then poured it for himself: "I belong to the scope of recruitment, but every time there will be a 10% percentage, and those who are not up to the standard are allowed to apply for the exam." But I might have passed the test for those guys who, although they will die, can punch through the steel plate of a tank and kick an aircraft carrier with a single kick? ā
As if it really couldn't, I thought for a moment, "Is there any plainclothes and intelligence gathering or something?" ā
"Yes." Number Two nodded: "But those are those who can read biological brain waves, and you can know what you are thinking without opening your mouth." ā
I couldn't pass the test, so I sighed: "It's only for civilian workers." ā
"That's even more unlikely." No. 2 looked left and right: "Some have eight hands, some have two heads, and their work efficiency is dozens of times higher than that of earthlings." You don't even need a computer to memorize millions of years of numbers and data. Each city only needs three or four departments, which can support dozens of people. And they all live longer than me, what do I compare to. ā
I'm so lonely that I can only hold my forehead: "Okay, the universe is so big." It's better for you to eat, drink, and have fun, and get around. ā
And No. 4's former partner also said that a planet has been around since ancient times, and he is the only one to apply for the exam. For the requirement of achieving immortality in disguise, it is a breakthrough in history, which makes the Cosmic Immigration Bureau open up the net and give priority to hiring.
After eating, the second sent me back. When I arrived at the gate of the community, No. 2 seemed to be reluctant, and I always felt that when I came back, he had a lot to say, but he never said it.
"Zhenzhen~" No. 2 called me by my nickname again, and only he called me so cheekily, and he was not afraid of numbness: "Your current boyfriend is really good, don't miss it." ā
After doing it for a long time, that's all? I laughed, "Yes, he's nice and I hope to be with him too." I just hope fate doesn't play a joke on me this time. ā
"Actually, fate is never a joke, the choice is yours." There is clearly something in the words of Number Two.
But I can't be with No. 2, even if No. 2 has changed from a luxury car of 3.8 million yuan to a second-hand low-cost car, when No. 2 paid for it just now, he pretended to be very ordinary. But if you think it doesn't matter, why do you have to pretend? Just pay for it with me, once or twice on the line, and I will feel weird a few more times, and No. 2 may be stricter than me. I'm going to buy a house, and I won't be able to support him, and I may not be able to support him.
After thinking about it, I said, "My boyfriend is very good to me, his thoughts are closer to mine, and people are together to live better." ā
Even if No. 2 has lived by himself, he must be very moisturized. And it's hard to imagine what it would be like to follow me.
Of course, No. 2 understood and smiled: "Then you go back to rest early, you should take this hamburger back, I have dinner in the evening anyway." ā
"Well, thank you so much for today." I thanked and got out of the car.
"Zhenzhen!" No. 2 rolled down the window of the car, and was not afraid of all the air conditioning in the car being astigmatized, and said to me as if jokingly: "The house must be bought, if you really can't make up the money, just ask me to borrow it, I will be very happy to lend it to you." ā
If you can't pay it back, you can live in my house, that's what you're thinking, right? I laughed: "Just your dowry?" Okay, let's go, let's go, and I'll get in touch when I have a chance later. ā
"Hehehe~" The second hand stretched out and waved goodbye, then closed the car window and drove away with a smile.
When I arrived at my parents' house, although I was using an electric fan, I was still sweating hot.
"Turn on the air conditioner, so many people." Without saying a word, I closed the window and turned on the air conditioner.
"It's hot, it's hot!" Lele was playing with water in a bathtub, making the floor full of water, but his face was still red.
"It'll be cool in no time." I lowered it two more degrees, and I really convinced my parents, is it in order to try to increase our ability to adapt to the environment, so hot days are reluctant to turn on the air conditioner.
The father, who was holding the pu fan, immediately threw the pu fan, changed places, and sat under the air conditioner.
"Oops, don't blow at it, be careful if you catch a cold." Seeing that Lele was also going to sit on the air conditioning outlet, my mother hurriedly pulled her to the sofa to avoid the air outlet.
Well, sooner or later, it's better to have a showdown early. So while the air conditioner was blowing a cool breeze, I announced to my parents that I was going to buy a house, and the house was fanciful, and now I was short of money. If they can lend me money, I'll give them four percent interest, and if they don't, I'll have to go for a commercial mortgage consumer loan, which is very high.
Mom and Dad stared at me and said.
"Now I still lack a down payment of 220,000 yuan, if you have it, lend it to me, and I will write an IOU and pay it back month by month. One more point! I can only gnaw at the old cheekily: "In order to pay off the mortgage, I plan to rent out my current house and want to move back in." What do you have to say about this? ā
Everything that needs to be said is said, and it depends on how the parents express their attitude.
"You want to buy a house?" Mom came back to her senses a little: "Why do you want to buy it?" ā
"Why?" I laughed, "With the current house price!" Ten years ago, the house here was 5,000 square meters, and now it is 50,000 square meters. The place I bought may be 10,000 now, but it may still be 50,000 in 10 years. Money is becoming less and less valuable now, and a house will always be a house. ā
Then I told me about my plan, what Lele's future college tuition fees were, the money in case I went abroad, etc. (To be continued.) )