Chapter 26 Unfinished real estate
At this time, for Zhang Zhengguo's company, it has fallen into an extremely difficult situation, which is also the chess game set up by Qin Xiao at the beginning. -- That is, he had to work with Zhang's Pharmaceutical Group to produce a prescription drug that had been sold for nearly a year in accordance with the contract originally signed, and then suddenly breached the contract and staked the medicinal materials of Zhang's Group to death, and he couldn't get out. In this way, the sales network around the country was instantly fragmented, and there were returns from agents everywhere, and during this period, many agents also began to wait and see what happened, when Luochuan's Daisy Pharmaceutical gained the upper hand, they returned their own financial expenditures instantly. In addition, a large number of external medicines that were stored in warehouses before were still in their original packaging, which not only became a prohibited commodity that could not be circulated in the market.
Zhang Zhengguo was decisive and quick to deal with, immediately contacted the design company, and designed a new packaging and trademark in three days, and his colleagues hired several printing factories to produce packaging cartons and packaging cartons, and in less than two weeks, all his foreign prescription drugs returned to the production line and replaced with new packaging, so that his medicine could be regarded as preserved.
However, in the face of the domestic market, although he can't have as many sales outlets as before, Zhang Zhengguo still finds a little market share in many places. This time, he didn't use the name Qiling Huasan, because he knew that using this name would not only have no commercial promotion effect, but would let people know that what he produced was a second-rate product that was far from the efficacy of Daixi White Tincture. Tong Guò changed the name of the medicine and changed the packaging, and he was finally able to save half of the medicinal materials that he had invested in before, as well as the production cost.
However, Zhang Zhengguo's decisive handling still failed to recover this heavy loss, a large number of drug returns backlogged, and even expired, and the loss of many previous customer resources has made his pharmaceutical factory unprecedentedly negative profit. Zhang Zhengguo knew that he had never suffered such a big loss since he went to the sea. Now that he has been defeated by a few young people, he is really a bit of a wretch, but he knows in his heart that he has no capital for anger. Even, he had a fear of Qin Xiao in his heart, which was no less than the fear he faced in the face of Xu Jianhua back then.
But despite this, he still wants to win back a city, in fact, this kind of person who is more and more frustrated is very much to make the opponent scratch his head. Qin Xiao is no exception, although Zhang Zhengguo's vitality was greatly damaged at this time, but he was able to bear the huge profits in the antique business this year. Zhang Zhengguo also knew that he was too confident this time, so that he did not make the most accurate estimate of his opponent, and finally led to his own defeat, but this time he decided to fight back, of course, the strategic place of Seven Spirits Flower Scatter can no longer counterattack back, but he can easily find the opponent's weakness in other aspects. And for Qin Xiao. Zhang Zhengguo may not have a good way at present, because he only has this patent for the Seven Spirits Flower Scatter, but for Luochuan's pharmaceutical company, it can compete with one of them, that is, Luochuan's pharmaceutical company, which cannot be filled, at least in a short period of time, cannot recover his father's huge deficit in the real estate.
At this time, many of Luo Chuan's father's projects were on the verge of completion due to policy reasons and the impact of the financial crisis. Faced with a huge amount of bank debt that could not be repaid, and on the other hand, there was no money to continue the construction because the cost of construction was much higher than the previous budget, and it was almost unsustainable.
In fact, according to the regulations, Luo's father's three projects are not big. But it is also extremely risky. This is actually determined by the essential characteristics of real estate. In fact, if a business intends to obtain a piece of land from the government for commercial construction in a place, it must first negotiate with the local people and the government to apply for approval, and then borrow money from the bank to start construction according to the plan and budget. As long as the project is completed and meets the government's pre-sale conditions, it can be opened for sale. Pre-authorization is generally granted at 60% for the main building.
However, Luo Chuan's father's three projects, at the beginning of the project, were actually very promising, but due to the financial crisis, the cost of construction materials and labor costs increased sharply, and the national policy also appeared in the opposite direction, so that the project could not be completed, and did not meet the pre-sale standards, so the situation has been extremely unoptimistic.
At this time, Luo Chuan's father was admitted to the hospital because he was sick, but in fact, he was just facing too much pressure, and the old man was also old, so he couldn't bear it. Luo Chuan also understood that this was the time to take on this burden by himself, but his father's blood pressure had just stabilized, and when he was about to start his father's work on the first day, he received an invitation to cooperate with another construction company in the county.
Luo Chuan met Cao Jingren when he was a child, he was a department manager of his father, and a few years later, he left Luo's father and set up his own portal. Over the years, the outbreak of the financial crisis has caused his company to suffer losses, and this time Cao Jingren was able to take the initiative to come to him, which surprised Luo Chuan, he felt that Cao Jingren had taken the wrong medicine, otherwise how could he take the initiative to mix with his own projects that were about to be completed.
Fortunately, Luochuan's pharmaceutical companies have basically stabilized, and their market share has gradually increased under the condition that there is almost no competitive pressure.
Luo Chuan invited Cao Jingren to his office, and as soon as Cao Jingren entered the door, before Luo Chuan could speak, he said with a smile:
"Heh, Luo Chuan, I haven't seen you in the past few years, you are so old, I remember that you were still in high school, and I once accompanied your father to see you at school! I didn't expect to be able to pick up the burden of the Luo family alone now, it's really not easy. ”
Luo Chuan saw that Cao Jingren was so polite, so he also invited Cao Jingren in with a smile and said, "Uncle Cao, look at what you said, I can't help it at this time, my father is sick, he is still sick, his blood pressure is too high, and I was also driven to the shelves." Uncle Cao, sit down, I'll pour you a glass of water. ”
Cao Jingren banned the office, sat directly on the sofa, and then said: "Hey, that's not the case, I have heard about it in our county, although I am not a medicine worker, but your new company has been established in the first year, and then in the lawsuit with the Zhang Group, it has passed five levels and six generals, and now it can achieve such good results." How can it be said that it is chasing ducks to the shelves? This is simply terrifying! ”
Luo Chuan was a little embarrassed by what Cao Jingren said, so he said: "Uncle Cao, I received an invitation letter yesterday, to be honest. I didn't see your signature until the end, and I didn't expect it to be you! It's really hard to see the truth, I don't hide a few real estate projects this time, except for a little difficulty, no one dares to take it now. Uncle, you appeared at this time, no matter if you can make it in the end, I am also very grateful in my heart! ”
Cao Jingren said: "You kid, why are you saying these foreign words? To tell the truth, I came out back then, and there was a reason for it, and your father also knew that it was a project back then, and I persuaded your father to take over, but he didn't take it, and later practice proved it. Or is your father right, if that project comes into our hands, judging from the later form, it will be the same as now, rotting there. But it's come to this point, and I won't mention it again, this time I'm discussing the cooperation of these three projects with your nephew, big nephew, just treat me as your partner, don't have any favors. ”
Luo Chuan smiled: "Look at what you said." Uncle Cao, you came here to be a favor, this is something I can't avoid, okay. Let's talk about it in general. ”
Cao Jingren smiled and said: "Luo Chuan, you give me a solid account, how big is the current capital of your three projects?" ”
Luo Chuan said: "I have just taken over, and I haven't completely figured it out, and I'm doing cost accounting these days." However, according to my estimates, it should be around 20 million, but the current situation is sluggish, why is the profit after doing it at about 80 million, you know, this is a few small projects, not as good as someone else's project, but my father is also the first time to get involved in this aspect, and he was trapped all of a sudden. ”
Cao Jingren continued to ask solemnly: "Then according to what you told me, these projects add up, a total of 20 million funding gap, I can borrow from the bank, and then carry out the project together, but the profit is definitely not as much as before, but we can complete it together, Luo Chuan, what do you think?" ”
Luo Chuan said excitedly: "Uncle Cao, are you telling the truth?" ”
Cao Jingren said: "How could I lie to you, but I also have my difficulties. ”
Luo Chuan was puzzled: "Uncle Cao, what are you stuck, you can say to your face, since you can come over to help me, I can't let you take too much risk." ”
Cao Jingren said: "My Shitai Construction Company, in fact, only had 5 million funds when it was registered, and after several years of operation, if the mortgage bank converts, it can lend at most 10 million, which I mean is beyond my strength." ”
Luo Chuan said: "Then Uncle Cao, what do you mean?" ”
Cao Jingren said unhurriedly: "I mean you see if you can get some loans from Changdan, and the two of us will plug this hole together." ”
Luo Chuan replied: "Uncle, don't hide it, my father's mess has already borrowed money from the bank at the beginning, and now he can't borrow a penny, and he has to change interest regularly. ”
Cao Jingren sighed and said: "In this way, then Luochuan, your pharmaceutical company was just established last year, and now the benefits are so prosperous, if you can use this company to mortgage the bank to lend a certain amount, won't this problem be solved?" ”
Luo Chuan couldn't help but muttered in his heart when he heard that Cao Jingren had used Daisy Pharmaceutical as collateral to borrow money from the bank. Qin Xiao had told Luo Chuan before that this Daisy Pharmaceutical Factory was part of the Luo Family Group, but he should also pay attention not to be involved in other projects, otherwise he would be in the quagmire and fall deeper and deeper, at this time Cao Jingren actually came up with such an idea, and he couldn't help but hesitate.
Luo Chuan thought for a while, and said to Cao Jingren: "Uncle Cao, my situation is like this, and about Daisy Pharmaceutical, I can't make up my own mind, and I have to discuss it with a few of my partners, which is not a bad way, I will definitely consider it later, but you also think about it and see if there are any other ways." ”
Cao Jingren smiled and said: "Luo Chuan, uncle is not lying to you, my company has such a large financial resources, whether you can mortgage it is very important." ”
Luo Chuan knew that Cao Jingren was pushing himself to a dead end, but he still calmly replied: "That's it, uncle, I'll go back and discuss with a few of my shareholders, and tell you the truth, my shares are only forty-five percent, and the other two are Su Xiaoman and Qin Xiao, each with twenty-seven percent, so I have to discuss with them, if one of them agrees, I can do it, but if both of them don't agree, I can't do it." ”
Cao Jingren said: "So that's the case, the names of the two of them are very familiar, are they the classmates who helped you in the lawsuit at the beginning?" ”
Luo Chuan hurriedly smiled and said, "It's theirs, so we also divide the shares according to the contract." ”
Cao Jingren said: "Okay, you go and discuss with them like this first, if you can explain to them, it's best, but if it doesn't work, I have another way, I don't know if you want to implement it." ”
Luo Chuan hurriedly said, "You say, Uncle Cao, what else is there to do?" ”
Cao Jingren said: "Then I can say it." ”
Luo Chuan was a little anxious and said, "Uncle Cao, if there is any good way, you can say it directly." ”
Cao Jingren smiled: "I don't want to do this either, since you want to listen, I'll say it, but don't be angry after you hear it." In fact, I can give you a loan of 20 million, but there is a condition, that is, you have to give me half of your shares, I take the more than 20 shares, mortgage to the bank, of course, not in exchange for 10 million, but I can deposit for a few more years, and then the funds are in hand, you can start those real estate projects, what do you think? ”
Luo Chuan fell into deep thought again at this time, he didn't know how different this plan was from the previous case, it was just to move his shares in Daisy Pharmaceutical, which showed how hot this field and the patent of Seven Spirits Flower Scatter were. But such a hot thing, sometimes it seems very hot, although Cao Jingren has some intention of taking advantage of the fire to rob, but if you think about it carefully, there seems to be no other way. Now, the gap in these three real estate projects is so big, even if he stakes out all his Daixi Pharmaceutical, he can't borrow 20 million, Cao Jingren saw this and came here to show off his might. At this time, Luo Chuan had already understood Cao Jingren's true purpose, no wonder he came up to play with his uncle and nephew, it turned out that he had taken a fancy to the shares of his pharmaceutical company. (To be continued.) )