Chapter 24 and Seven Thoughts of 600 billion

Xing Nan is particularly interested in the two-room plan, he is not like Wang Yuanshan to look at this plan, what he cares about is the reputation of the people, the important thing is that the dual-track system mentioned in the plan will not bring damage to the commercial housing market, the only damage that can be called comes from the hard consumer group, for this Yu Jun's idea is different from ordinary people.

"It is not normal to overdraft the future income of an entire family for several generations just to buy a house, which seems to bring a huge income, but it not only brings a heavy burden to these people, like adding an invisible shackle, but also easily causes social instability." Yu Jun took a sip of his drink and said, "It seems that if you take out a loan to buy a house, you can make people content with the status quo, and they dare not change their jobs lightly in order to repay the loan, so that the social structure can be stabilized, but in fact, this is killing chickens and eggs." China is not the United States, and in the past 30 years, since the establishment of the Bretton Woods system, the United States has formed the habit of excessive consumption, and the economic development is relatively higher than that of China, and the cost of living is relatively low......"

"Cheap?" Xing Nan was stunned.

"The per capita income of the United States is about 152o times the per capita income of the country, as for why there is such a deviation, mainly from the different statistical methods, just calculate it according to 15 times, this is the pre-tax income, then according to the income tax of 5o%, the after-tax income is also more than 7 times, it is calculated according to 7 times, the absolute price of American goods, from agricultural products, means of living is basically the same as the country, daily necessities, such as clothing, first-line brands, less than half of the country, this comparison, the disposable income of the United States is much higher, The cost of living is also extremely low. ”

Yu Jun said: "Americans take out loans to buy houses is excessive consumption, for example, if they can afford to buy 2o US dollars, they have 4oo square meters, a house with a front yard garage, and they have to buy a house with 600000 US dollars, a house with a swimming pool, plus a series of tax expenses such as property tax and property tax, they naturally need a loan." However, in China, it is impossible to achieve even basic living conditions, and it is forced to take out loans to buy houses. One is optional, the other is forced, and the burden, pressure, and grievances are not comparable. The launch of two rooms allows low-income families to use the rest of the money to do other things. In fact, Uncle Xing, if you ask the Han Bureau to show you a statistical report from the Public Security Bureau, it is clear that most of the cases are done by people who do not have clothes and food, and they really have money, who is willing to do it? ”

"Yunguang's main exhibition is now in the industrial cluster, which is concentrated in Mingyang New District and East High-tech Zone, which are the west and east ends, and the city is still dominated by the service industry, especially the tourism economy, after the implementation of the two-room plan in place, it can also release a part of the consumption potential. In the case of low-rent housing at 3o% of the market price, the investment can be recovered in 25 years, and in terms of the current real estate policy, the ownership can be held for 7o years, leaving a net income period of 45 years. From a business point of view, it may not be a good deal, but from the perspective of public welfare, it is a big deal. ”

"Is there a house that you can live in for 7o years?" Xing Nan was skeptical.

"Most of the houses demolished in China for decades are made of cheap building materials, and they may not have nothing to do with the overall urban planning, to put it mildly, a large part of them are duplicate construction, waste of raw materials," Yu Jun said, "Of course, low-rent housing and affordable housing are not to build slums, to be planned by the city, can be scattered around the various commercial communities, by the municipal government, the new Dingtai and the city of the first construction, two construction companies joint venture construction and operation, for the family is really extremely difficult, The city can also implement rent-free on a pro-rata basis. As far as the immediate benefits are concerned, most of the villages with five guarantees are bungalows, and the government can also get a lot of income from land sales by taking back the houses free of charge and relocating them to two houses. Brother Zixuan and I have thought about it very maturely, and what to do depends on what you think, Uncle Xing. ”

Yu Jun said dryly, took a sip of his drink, glanced at Ye Ting, who was listening intently, and immediately said: "Mayor Xing, what Yu Jun said is not unreasonable, Mingyang New District has now launched relevant planning, and intends to introduce the second construction company of the city and the new Dingtai to form a joint venture to do it, and the later property will be responsible for the property group under the new Dingtai." ”

Xing Nan glanced at Lin Zixuan, who was sitting opposite, whether it was from public or selfish intentions, he couldn't say no.

"I will meet with Secretary Qu to discuss, but since it is a decision made by Governor Wang when he was in office, I will still implement it." Xing Nan smiled slightly and raised his wine glass.

Xing Nan took Wei Jing's car back to the villa, Ye Ting and Zhao Jinyi left one after another, Yu Jun and Lin Zixuan sat by the lake to blow the wind, and Wu Yu dozed off with half-squinted eyes on the side.

"Xing Nan is a little shrewd, he learned a lot of the way to be an official when he was next to my father, and he has been trained in Qingjiang, and he is a trustworthy person," Lin Zixuan shook the beer in his hand, looked at it, took a sip and said, "I'm afraid he is too shrewd." ”

"That's not afraid, Uncle Wang is the executive vice governor of the province and can manage him." Yu Jun said with a smile.

Xing Nan followed Lin Boyang, who was born as a secretary, and he would be able to look at the direction of the wind and turn the rudder, and he would not come nonsense for no reason.

"After the change of office in June, the province will increase the standing committee, and the secretaries of the municipal party committees of Yunguang and Liushui will be on the permanent basis, don't you know about this? Qu Min is an ugly daughter-in-law. Lin Zixuan frowned and said, "My father-in-law's foundation in Yunguang has been handed over to Xing Nan, but whether he can convince the public or not depends on himself, and Qu Min will not take advantage of the fact that he has not yet stood firm, and he will not do anything at all. ”

"Qu Min and Uncle Zhuang are in the regular together, and Uncle Zhuang's votes offset the votes in her hand, which basically doesn't have much impact on the Provincial Standing Committee, right? What I'm worried about is the change of the provincial ministry, so can Ren Guangping or Du Qinghu be transferred to Lingxi? Yu Jun is worried about this, Qu Min's work is not so simple behind it, and it is impossible for Ren and Du to have no commitment.

"Dad didn't mention anything at this level, but he may be transferred to the central government......"

"Huh? Uncle Lin is going to the center? Yu Jun was stunned.

"I haven't decided which department to go to, I asked him a few times, he is the same as your father, he is tight-lipped, when he is not yet sure, if he reveals the news, it will inevitably cause greater movement, and when he is about to take office, he stabbed him in the back, and it is not unprecedented."

Yu Jun nodded slightly, it was cold before the tea left, sometimes the officialdom was cold, and it was not as good as going to the shopping mall, at least there might be a time to do business in a different place in the shopping mall, and the officialdom sometimes went to another system, but it was really impossible to see each other for the rest of his life.

"Xin Qinglian is not ruthless in taking land in Yunguang, but peaceful, Jin Jiayan is like beating chicken blood, and he is ruthless in taking land," Lin Zixuan suddenly changed the topic and said, "Du Jing's business routine is in the words strange and stable, if it weren't for the foundation and thickness of the family, Xin Qinglian would have risen a long time ago." But how can it become a large group with tens of billions of revenue, except for the new Dingtai in China, it belongs to him. Jin Jiayan, it was his father and ancestor Yu Yin, if it weren't for Mr. Jin's thick family background, he would have lost this family a long time ago. ”

Yu Jun smiled: "It's not so easy to lose, the local government is short of money, the reputation of peace is outside, Jin Jiayan is a first-class guest all over the country, in the long run, the real estate market has more than ten years of fluctuations and rises, he is also considered a Chinese capital, if you want to lose, you have to lose." ”

"Well, Heping also took more than a dozen pieces of land in Hong Kong, and now he is known as the king of Hong Kong, the capital chain is a little tight, the cycle of opening real estate in Hong Kong is slightly longer, it takes two or three years, and the loans paid to the bank every year for these plots are more than hundreds of millions, he is really ruthless, I don't have the guts." Lin Zixuan sighed.

Hong Kong's land prices are still rolling upward, and everyone can see that this is an opportunity to make a lot of money, but just like the Internet bubble a few years ago and the A-share crash a few years later, everyone can see the opportunity, then it is not an opportunity, but a crisis.

Yu Jun pursed his lips and smiled, he seemed to see the tomorrow of Hutchison Plains falling.

"What are you thinking?" Lin Zixuan asked when he saw him smiling weirdly.

"Oh, your tens of billions, I let Hao Wei Cun ZĂ i spread deeply, you can ask Ayu to take it." Yu Jun remembered another thing, which happened to bring things over.

"All the money is laundered?" Lin Zixuan was pleasantly surprised.

"Well, if you don't wash it, you can't get it back, Premier Jiang knows these things, no one can find out about the account of Shenzhan, and Premier Jiang may have said hello to the CBRC, but no one asked." Yu Jun said that Jiang Zhenhong may have been paying attention to it the year before last, and the CBRC did not come down to investigate, and the relatively closed financial system is much easier to monitor than the open financial environment in the United States.

With such a huge amount of money, it is impossible to go to the underground bank, so how many transactions do you have to disperse into to go?

"How much did you earn?" Lin Zixuan asked with interest.

He can earn tens of billions, and the amount Yu Jun earns is naturally astronomical.

"6oooo billion, don't be surprised, I'm still thinking about how to use this money," Yu Jun said with a smile, "If there is more money, it is hot, if there is no investment path, put it in the bank, and give interest to the right hand with the left hand?" It is also inappropriate to put it in the industrial, agricultural, central, construction, and diplomatic fields. ”

"Money is everywhere, you might as well use it to buy land, a large-scale nationwide purchase of land, according to you, isn't it going to be doubled by 1o in a few years? That's 6 trillion. Lin Zixuan laughed in surprise.

"Or do it properly to do business and buy land everywhere, but the result is to push up land prices too quickly and widen the gap between the rich and the poor. That was to be called by Premier Jiang to talk. Yu Jun smiled bitterly.

Lin Zixuan didn't want to mention anything more, he thought that when everyone else was worried about where the money came from, Yu Jun was actually worried about how to spend the money, it was really rich to the point of rivaling the country.

"I'll go home first, I'll ask Ayu to give the account password to Sister Shizuka, don't have this expression, she reminded me, I don't want to be smoked by her."

Lin Zixuan looked at Yu Jun in a daze, this is really a brute, do you want to die if you give some private money?

……

The first of the three changes