Chapter 494: Interest rates are rising

What Qiu Yuting said was just a very brief overall view. Pen, fun, and www.biquge.info

Finance is actually the optimization of resource allocation, Lei Hao gradually grasped the true meaning of this, he is trying to see the overall situation, and then put the funds under his control in the most profitable place.

From China to the United States, Lei Hao's biggest gain was to enlarge his horizons, and he began to observe the operation of the entire financial machine while operating his own funds.

But there are a thousand Hamlets in the eyes of a thousand people.

Do you think the economy is improving? I don't think so!

Do you think the government will intervene at this time? I don't think so!

Do you think the index has hit the bottom? I don't think so!

From the price of a stock to the global economy, no one can agree with everyone.

Hung up the phone and looked at Buhler, who had just walked into the office, Lei Hao was embarrassed by the resentful expression on the other party's face.

"Boss, I don't understand, why don't you accept the customer's financial entrustment? With these contracts, Yarman can get the corresponding work tasks and remuneration, and the new recruits in Forest also have a place to arrange, and we can also increase our performance......"

Bühler is about to go crazy, these days, Forest has won a game in the stock market and regained the trust of some customers, so he worked hard and found a few financial entrustment contracts, but unexpectedly was rejected!

Is the customer's financial entrustment contract rejected? This is Wall Street's biggest joke of the year.

"My negligence, Bühler, I am ready to let Forest end the annual fee system as much as possible in the short term, and the new financial entrustment will not be accepted for the time being, you can put more effort into the non-financial brokerage business." Lei Hao said in slightly jerky English.

Buhler is completely crazy, and the business in the financial field is no longer expanding, so his workload will undoubtedly be much easier, but ...... It's not a good thing that the employees don't have tasks, and besides, it's money, bastard! If you don't make money, is it still a financial institution?

"Ray, I don't understand, why? Tell me, why? Bühler asked continuously.

"We are understaffed, and this aspect of the business can be slowed down a little." Lei Hao stretched out his hand and explained helplessly.

“no! We've got enough people, we're in the process of recruiting, we've got plenty of people. ”

"That's just for now, and it won't be anytime soon." Lei Hao explained slightly: "Yarman's team, the funds responsible for the injection of lei are just enough, and the newcomers have other tasks, as well as ...... Oasis Securities should also prepare. ”

"Oasis Securities? Oasis Securities? Ray, are you joking? We do not accept the new annual fee system for client entrustment contracts, because we need to prepare some human resources for Oasis Securities? "It's like seeing a ghost.

"Yes, your understanding is good." Lei Hao shook his head and said, "I know it's crazy, but, it's only three days, isn't it?" You can't wait three days? My opinion isn't it worth waiting for three days? ”

"No, no, Ray, your opinion is worth waiting for, and I would like to ask if your prediction has some ...... After a small slip-up, we expanded our business the way it was. Bühler's eyes lit up and he asked.

Lei Hao nodded, and saw the foreigner in front of him show a bright smile, and said happily: "Lei, Chinese are trustworthy, I believe you." ”

Prepare some human resources for Oasis Securities? Bühler laughed in his heart, just that forward interest rate agreement? A forward rate agreement with a three-business day difference between the trading day and the definite day?

What kind of international joke, if that agreement can make 18 million, Bühler thinks that God has appeared and wants to use it to devour Oasis Securities? That's impossible.

Besides, when Buller walked out of Lei Hao's office, he came to Yarman, and the signal he got was not good.

"We conceded 3 basis points and the rate trend is trending downward, and if you ask me to speculate on the medium to long term, I may not be sure, but the trend for a few days ...... The possibility of falling is much greater than rising, and even if it rises, it is unlikely to make Oasis Securities break its muscles. ”

"Why doesn't Ray want to accept these contracts?"

"Nonsense, I heard Leo say that Lei accepts the top terms in China, the annual fee? What international jokes are you making? Our annual fee contracts are only available to special clients! ”

"Wow, that's what I did wrong?"

"You can't say that, you can hold off the customer first and see what development and planning the forest will have next."

Yarman and Bühler were communicating, Fox was pressed on his work, and some of the customers who knew that Forest had signed a forward interest rate agreement with Oasis Securities also cast curious glances.

In Oasis Securities, it is a different situation, Keith is complacent, he has won a book profit of 1 million for his work, although Oasis Securities in order to get these book profits and sign a larger number of agreement principal contracts, but this is a profit!

And according to a report by Oasis Securities' investment analysis department, Keith and a group of shareholders are satisfied, and this is basically a sure-fire deal.

Since the funds have not yet flowed back to the account, Lei Hao has been very leisurely in the past two or three days, he is staring at the federal funds rate in the United States, whether it rises or not, is not only related to whether this operation is profitable, but also related to a series of operation plans in Lei Hao's heart to face the market outlook.

"It would be nice if I had a big commercial bank in my hands." Lei Hao had this desire in his heart, and he had no channel to participate in the formulation of market rules, and he had already begun to be dissatisfied.

Where outsiders can't see it, a lot of things are brewing and pushing.

"More loan applications? Find a way to fill out these lists. ”

"Leave them alone, the Fed's expectations for raising interest rates are too high, so let's wait and see."

"Look again, look again."

"Raise interest rates and see if they accept it?"

"Extend the review time and drag them out."

JPMorgan, Chase, Wells Fargo, Bank of America...... Outsiders don't know the economic trend, but they themselves are the formulators of the economic trend, and this group of predators sees many things much more clearly than outsiders.

Some time ago, it was difficult to release funds, low interest rates led to a narrowing of loan demand, the inactivity of the market made it difficult for large institutions, and the reduction of lending made the economy run at a lower speed, but this is not normal, supply and demand determine the price, but value is the core, and value is the decisive factor.

You don't take out a loan when the interest rate is low? Now that you have accumulated enough loan needs, do you want to borrow? Yes, is it acceptable that the interest rate is higher? If we accept it, our HIBOR rate will also increase.

If the interbank interest rate is high and the lending rate is also high, it means that the interbank interest rate will become higher.

When interest rates get higher, money from outside will pour in.

The influx of funds from outside means that the economic heat is recovering.

The blame for everything is that the original interest rate is too low, it has touched the bottom, it has deviated from the economic development, and it is going to use the rebound to promote the economic development.

"Thunder, it's up! Rates are rising! In Lei Hao's office, Leo's eyes widened. (To be continued.) )