"Ray, what questions do you have?" Fox took a sip of the coffee brought by Li Yingfeng to refresh himself. Pen, fun, and www.biquge.info

"The credit rating of the bond is up to you and Buhler." Lei Hao asked.

"Yes, it's mainly Bühler who is in charge, I approve all the spending items, and I'm also in charge of the insurance side of the bonds...... "Fox has a tendency to gush.

Lei Hao raised his hand to interrupt the other party's speech, turned his gaze to Buhler, and asked, "I want to know more about bond credit ratings." ”

"Ok, in fact, the procedure we went through is universal." Buller shrugged his shoulders.

Now Forest's bond project is just getting started, and the staff of the credit rating agency has only just come into contact with it, so it is not said that Buhler will not do anything about it, and even if he does, he will not choose the current time.

"We wanted to upgrade Forest's institutional credit rating from BB, so we still found someone from Standard & Poor's, and luckily, I have a classmate who works in the bond project rating department, according to him, Forest can get BBB+ to A- for this project, and if it goes well, the company's credit rating can also be upgraded by one or two ......."

Bühler spoke naturally, and Lei Hao listened and thought.

At present, Forest's credit rating is BB grade, and there are 11 detailed grades above this level: BB+, BBB-, BBB, BBB+, A-, A, A+, AA-, AAA, AA+ and AAA.

Generally speaking, a credit rating of BB+ or below can be said to be junk bonds, high-risk bonds, which not only have a coupon rate at least 4 percentage points higher than ordinary bonds, but also are more difficult to sell, let alone have permission to sell to the public.

But the three major rating agencies are a green house, and if you have money, even if your qualifications are a little worse, they can give you a good rating, and the reason is very simple: price.

According to the credit rating agency, if it is a high-level rating, it needs more people to calculate some detailed items, and if the grade is low, many things do not need to be so detailed, anyway, just give you a "rotten" word.

Forest has not made any progress in the business areas of stable income such as customer wealth management and brokerage, and has been operating in high-risk areas since new funds came in, which Standard & Poor's can see from the financial flow, and because of Forest's loss some time ago, they downgraded Forest's credit rating.

Now if Forest wants to make a credit rating of a bond project, it can choose to kick out Standard & Poor's, no longer disclose part of its financial statements to the other party, and then find other institutions to do this business, but it can also choose to deepen cooperation and then ...... You know.

Lei Hao recognized the choice of Buhler and Fox, and from the detailed reports of the two subordinates, he could also see that everyone was working hard and really thinking about Forest.

So what went wrong? The credit rating is almost public, but whoever lifts the lid will offend not only Forest, but also Standard & Poor's.

Bühler's friend? Or someone else?

Lei Hao had a headache.

"Ray, what's the problem?" Fox helped translate some words from time to time, and seeing that Lei Hao had been thinking, he couldn't help but ask: "There is nothing wrong with our program." ”

"No problem, I just want to know more." Lei Hao reluctantly joked to himself: "You know, I'm just a junior college student, and I need to learn a lot of things." ”

"Eon, Ray, are you kidding us community college graduates?" Fox laughed exaggeratedly.

There is no difference between undergraduate and junior college in the United States, but there are regular universities and community colleges, and China's junior college degree should be somewhere in between.

Lei Hao's education has always been a weakness, and Fox and the others are actually very curious about where Lei Hao's ability comes from, and in the end, it can only be attributed to the specificity of genius.

"Honestly, Ray, I'd love to go to your alma mater for further study." Bühler also blinked and quipped, "Although I am a graduate of Kellogg College of Northwestern University." ”

"Wow, Buller, that's a nice sycophant." Fox said funny, "But you're still good for customer development." ”

"Damn, Fox, you're underestimating people, I'm enjoying being developed by customers right now." Bühler said with a laugh.

These two guys don't have any worries at all, Forest is too good under the leadership of Lei Hao, and everyone is full of energy.

Lei Hao was also full of smiles on his face, and called Fox and Buller to come over, he just wanted to know the detailed progress of the project and grasp the overall progress.

Now it seems that Bühler and Fox have been moving forward with the plan in the established way, and the only possible problem is that Bühler's classmate who works for Standard & Poor's.

"What should I say?" Lei Hao suddenly hesitated.

What will happen in the future may not necessarily happen because of your own changes, and if you know the trend of future changes by yourself, it will definitely not work to say it.

"Fox, Buhler, I want to ask you one thing while the project is progressing." Lei Hao let go of the hesitation in his heart, looked at Li Yingfeng, who had been standing beside him, turned back to the two subordinates and said, "Yingfeng has been with me for a long time, let him participate in this matter and accumulate some experience." ”

"Senior brother." Li Yingfeng's face was full of surprise, and when he saw Lei Hao turn his head with a suggestive expression, he immediately fell silent, pretending to be a little shy.

For Li Yingfeng, he didn't want to lose the position of assistant at all, he was also very self-aware, and he had already decided to be an assistant by Lei Hao's side for the rest of his life, which was the most suitable position for him.

To learn and accumulate experience, that would certainly be fine, but for now...... It shouldn't be.

Fox and Buller also have a sigh in their hearts, how many people in the United States does the boss have who can be fully trusted? It's only one and a half when it's full, Leo can only count it as half, and only this inconspicuous assistant is completely trustworthy.

And after this period of observation, people in the forest know that Lei Hao is almost inseparable from Li Yingfeng, it can be said that Li Yingfeng is Lei Hao's extended left and right hand, taking documents, running errands, pouring tea, determining the itinerary and other things, all of which are handled by Li Yingfeng.

So the question is, boss, what do you mean by sending your left and right hands? Well, objectively we can understand this approach, and we can accept the rhetoric of learning and accumulating experience, but it is absolutely impossible to say that we are willing.

"Lei, don't worry, Li and I will definitely work well together." Fawkes was just stunned for a moment, and immediately said with a smile.

Buller was not slow to react, and as soon as Fox's voice landed, he picked up and said, "Ray, you have provided a good opportunity for us to establish more personal relationships with Lee." ”

That being said, a feeling of distrust could not be dispelled from the hearts of Fox and Buller. (To be continued.) )