Chapter 098: No Money
The current days of the Han Soul Group are indeed not too smooth.
Not long after they returned from Wu'an last time, a company that cooperated with the Han Soul Group suddenly announced that there was a problem with their funds and that they had suspended two projects in cooperation with the Han Soul Group.
Although this is a breach of contract by the other party, it will take a lot of time to sort out this matter, and maybe a few lawsuits. However, the early investment in the project was all from the Han Soul Group, and now it has been suddenly stopped, and if it is not possible to find a new partner for cooperation, the loss is obviously not small.
In addition, several upstream suppliers who had promised to give the group time turnover also changed their tunes and demanded that the Hansoul Group must settle accounts for them as much as possible.
Just embezzled the company's emergency funds to deal with the matter, the group's real estate in Changzhou was suddenly rumored to be unable to rebuild, and the delivery time was indefinitely extended......
"The construction site in Changzhou must not be stopped, otherwise the previous few buildings that have signed contracts and pre-sold buildings will not be delivered on time, which will affect the company's reputation!"
"Over there in the Finance Department, first dial 10 million!" At the group's meeting, Qin Yi swept around the company's senior management and said coldly.
"I don't know why, the next batch of pre-sale permits that were supposed to be in line with Lì were not approved by the audit department for a long time. So we can't raise money, what about the rest of the property? If it is wholly funded by the group, it will be too risky for us! A department manager frowned.
Qin Shi frowned, she also knew that if this continued, it would undoubtedly bring heavy pressure to the liquidity of the Han Soul Group.
"Manager Xue is responsible for this matter, and he must do his best to implement the pre-sale qualification certificate!"
The current sales model is basically that the developer spends some money to get the land, or even directly takes out a loan to get the land, and then after the project starts, even before the start of construction, the real estate is pre-sold first. In this way, a large amount of cash can be raised from consumers.
When the development of the real estate is halfway, it can be sold, and after the time difference between the delivery and the funds is raised, the construction cost of the real estate and the development of the following real estate can be delivered.
It can be said that in addition to the start-up capital, developers are basically taking consumers' money to make money for themselves.
This was originally an extremely mature process, and real estate development can now be said to be the most important and profitable project of Hansoul Group. It was after Qin Shan took over the group and successfully operated several real estate projects that Hansoul Group developed and became one of the top group companies in Fengzhou today.
It stands to reason that such things have been encountered before, but I don't know why, Qin Shan always feels that this time things are not so simple.
First, there was a problem with the chemical plant project, then suddenly put pressure on the group for several upstream suppliers, and now, the real estate in Changzhou is also in trouble, and the wasteland in the south of the city is also under pressure......
If this qiē is just a coincidence, then the coincidences in this world are too worthless!
Qin Xian frowned, and at this time, Luo Xuan knocked on the door and walked into the office, and said directly: "Mr. Qin, something happened to Haitian over there!" ”
Qin Shi turned his face violently: "What's the matter?" ”
Luo Yuyu explained the matter with a gloomy face, an import and export company under the Han Soul Group in Haitian City, there was a problem with a large order, and the other party only paid the deposit, but the balance payment was delayed.
With this alone, almost all the running water on the branch side was pumped in.
"Someone wants to deal with us?"
Luo Yuyu nodded: "There is news from the branch, saying that it should be instructed by the local Zhao family." I've instructed the branch to be careful for the time being. In addition, if the other party does not pay for the goods when the contract expires, they will sue them. ”
The chill in Qin Shan's eyes became more and more cold: "But before that, we must withdraw funds to maintain the branch." ”
Luo Yuyu nodded, there is no way to do it. If the branch office wants to operate, it can't be done without enough funds.
"We don't have any holiday with the Zhao family, how could he suddenly take action against us?" Luo Yuyu was a little angry and said: "If there is a chance in the future, you must teach them a good lesson!" ”
Qin Shan's face was a little solemn: "I'm just worried, there will be bad news......
As if to verify her judgment, when she was about to get off work in the afternoon, Qin Shan answered a phone call: "Well, I know, okay Uncle Wang, I'll go over now!" ”
"What's wrong?" Luo Yuyu had a bad premonition in her heart.
Qin Shi said calmly: "There is news from Uncle Wang's side that our loan has been rejected. ”
"What?" Luo Xuan's face changed at that time: "How can this be? ”
"Go to Gangnam Bank!"
Jiangnan Bank, to be precise, is in the president's office of the Fengzhou branch of Jiangnan Bank.
The reason why Wang Yuanbo didn't get off work was because he was waiting for Qin shirts. After seeing her coming, Wang Yuanbo couldn't help but sigh and said softly: "Xiaoshan, something is wrong!" ”
"The vice presidents suddenly changed their tunes and did not agree to lend to your company. In the past, they were all very happy, but this time, even if I took out the identity of the governor to suppress them, they didn't even bow their heads. ”
"As you know, the approval of a loan can only be done by me and two of the presidents, and if they insist on not opening their mouths, things will go in an unpredictable direction."
Luo Yuyu's cold sweat came down in a snap.
"Why?" Qin Shi spoke coldly. She asked why this change occurred, you must know that Wang Yuanbo and Qin Shan's father are comrades-in-arms and have an excellent relationship, and the former vice presidents were also very supportive of the Han Soul Group.
It is precisely because of this intimate relationship with Fengshang Bank that Han Soul Group has handed over almost the vast majority of capital transactions to Fengshang Bank.
"Someone has put pressure on the head office of Guò Wu'an and is not allowed to lend to you!" Wang Yuanbo's face was also extremely ugly.
"A few days ago, the bank asked us to repay the loan and then approve the matter for us......" Luo Xuanyu's face suddenly turned pale, and her voice trembled.
The Han Soul Group is rich, really, in terms of the size of the group alone, close to one billion. Of course, the so-called assets mentioned here include fixed assets, working capital, shares, and income output value.
However, excluding those bells and whistles, expenses and loans, the real visible assets of the group are only 500 million, so Qin Shan said earlier to invest 100 million in Yuyuan Company, of which 50 million in cash, and the rest will have to be added little by little in the future.
In fact, the liquidity of Hansoul Group is only more than 100 million points, but compared with other companies, it is unimaginable. With this money in hand, originally, the general wind and waves will definitely not cause much loss to the Han Soul Group, and even ordinary projects don't have to worry about funds.
However, on the side of Fengshang Bank, the Han Soul Group still has a loan of 70 million, which will expire in a few months.
Just ten days ago, the bank said that it would take stock and wanted them to move the funds over first, that is, to repay the loan first, and then borrow it back. This kind of thing has happened before, so the Han Soul Group agreed.
But this time, it was obvious that he jumped into a pit dug by someone else!
A total of more than 100 million turnover, excluding the repayment of loans, and then removing the 50 million invested in Yuyuan Medicinal Materials Company, these days, the company has an accident, and the remaining 30 million is already a little stretched.
But now, the bank suddenly said that it would not lend! In the past, the 70 million loan, Qin Yi may not be in his eyes, however, now, it has become a fatal blow!
Because in this way, the Han Soul Group has no money!
If this news spreads out, I am afraid that the huge Han Soul Group will suffer an unimaginable crisis!
Wang Yuanbo's face became more and more ugly, although he didn't know the current situation of the Han Soul Group, he knew what a cash flow of seventy or eighty million meant for a company that was not a giant!
Therefore, he took a deep breath: "Xiaoshan, Xiaoyi, don't worry, you two, I'll go to Wu'an overnight tonight to see what's going on, no matter what, I'll give you an explanation!" ”
"Thank you, Uncle Wang! However, if anyone really wants to deal with us, let them come! Qin Shirt said indifferently: "The Han Soul Group is not a stone, it can make people hit their heads and break the blood, but even if it is an egg, it can stain their whole body with fish!" ”
After saying that, he walked straight out!
Seeing this, Luo Yuyu only nodded slightly, and then got up and walked out.
"I don't know who it is, I want to attack the Han Soul Group, but no matter who it is, I can't just watch it!" Wang Yuanbo clenched his fists, then picked up the phone and called.
Qin Yi walked out of the president's office, his expression was still indifferent, and he couldn't see his joy or anger. Luo Yuyu followed beside her, and couldn't help but comfort: "Sister Qin, it's okay, we can find another bank to try!" ”
"Hmm!" Qin Shan's expression was as usual, and his tone did not fluctuate.
In fact, it takes time from application to disbursement, and even a large group with a good reputation like Hansoul Group can borrow about 20 or 30 million yuan each time, and it will take a month to approve it at the earliest.
This has to be in the case of a qiēshun lì, now, even Jiangnan Bank has been affected by the other party, Luo Xuan is really worried, will other banks be able to put down the money smoothly?
This doesn't seem to be something that a simple Zhao group can do. Could it be that they are just one of the masterminds behind the Han Soul Group? But the question is, when did the Han Soul Group offend such a strong person?
Could it be related to Chen Fa?