Chapter 502: Reminder (For the Alliance Leader The Sun Never Sets┳ +3)
Racial huddles are inevitable, and Chinese people who come to the United States and can join the platform of the Chinese Chamber of Commerce must benefit a lot. Pen ~ fun ~ pavilion www.biquge.info
Not to mention anything else, it is less likely to dig holes with each other within the Chamber of Commerce, such as Lei Hao, who has to worry about being tricked when cooperating with foreigners, but within the Chamber of Commerce, the cost of compatriots deceiving you is too high and the probability is low.
The conflict between the district and Yun Jingdong is really normal in the eyes of Cao Maosen and others, anyway, without Yun Jingdong and Liu Jingdong and the like, the relationship with the Chinese financial circle is not good, and there are other industries that can cooperate, your posture is too high, it is not very reasonable.
"Hehe, Mr. Yun is a little overbearing, but he has also won a lot of benefits for the Chinese Chamber of Commerce in Morgan, and we just help each other and help each other." Cao Maosen said something about the scene, he disagreed with Lei Hao's point of view, but he would not refuse the business thrown by Lei Hao.
"What do you have to introduce Mr. Cao?" Lei Hao also put aside the topic just now, and asked instead: "I don't have any requirements for outlets, it's best to be in Chinatown, that is, Chinatown, as long as you have a license." ”
"If you have to be located in New York's Chinatown, it will be more difficult, and the price will be correspondingly higher, and the New Jersey side will be cheaper." Cao Maosen opened his mouth and said that some projects had already existed in his mind.
Lei Hao also knows that to open a commercial bank in the United States, you must first have an original capital of at least 3 million US dollars, and then establish a structure, organize personnel and other aspects to pass the review of relevant departments before you can be approved to obtain pre-license activities.
Then there are a bunch of things before the opening, buying land, employees or something, and then marketing, assets, shareholders and other aspects to meet the standards, clear business scope, business area and other things, and then all kinds of queues to get licenses.
Therefore, the license of a commercial bank is very valuable, and you don't even think about it if you have assets of tens of millions of dollars, especially in New York, where there are tens of millions of dollars, and opening a bank is simply a joke.
Unless...... You're running an investment bank, not a commercial bank.
Lei Hao was thinking, and in order to show his strength, Cao Maosen also began to talk about the achievements of Yuehua Investment Bank.
"Mr. Lei, tens of millions of dollars of projects, to be honest, Yuehua's experience can not be said to be rich, we are proficient in investment banking business of about 20 million, but if it comes to the acquisition of a small commercial bank, institutions like Yuehua that often deal with small and medium-sized banks are more suitable."
"Whether it's New York, or New Jersey, or Pennsylvania, or Connecticut...... We have cooperated with various small and medium-sized banks from time to time, and we can understand them, and Yuehua also has advantages in terms of fees. ”
Seeing that Lei Hao was still unmoved, Cao Maosen threw out the first big clause: "The project is established, I can help Mr. Lei find the corresponding loan, and we can use leveraged buyout." ”
"I thought Mr. Cao didn't want to talk about this." Lei Hao answered with a smile.
To acquire a commercial bank, Lei Hao just wanted to find a money bag, and use brokers, investment banks, and banks to influence each other and promote the development of the group, but Lei Hao didn't think that tens of millions of dollars would be paid by Lei immediately.
A financial broker like Cao Maosen must have a way to help the acquired assets achieve a leveraged buyout, that is, to use the equity of the acquired company as a pledge to lend to other institutions.
When Lei Hao completed the acquisition, he actually took on the corresponding debts while acquiring the company, however...... What Lei Hao is not afraid of is a loan, as long as others dare to give money, he dares to lend.
"Banking licenses in the United States are more valuable, and when acquiring commercial banks, it is common to use leveraged buyouts, which is not very difficult for Yuehua." Cao Maosen shook his head and smiled: "Even if it is a syndicated loan like Mael, we can handle it." ”
“mael? Do they have Mr. Cao's participation in their loans? Lei Hao's eyes suddenly became a little strange when he looked at Cao Maosen.
"That's right, this loan involves more than 70 million," Cao Maosen nodded, and said quite smugly: "Yuehua can help Yuhua find 30 million funds." ”
Looking at Cao Maosen's rather smug expression, Lei Hao couldn't laugh or cry, this Chinatown-based Yuhua Bank was originally one of his alternative targets.
In the United States, there are many financial institutions with the name of a certain Hua, some of which are Chinese, and there are also problems with English translation, such as the name of a combination of wa and hua, which are generally called Hua.
When Lei Hao selects acquisition targets, he will naturally use future information, except for those banks that are already in trouble, this Yuhua is about to encounter a situation similar to Forest.
"Mr. Cao signed a contract with Yuhua?" Lei Hao asked.
"It's coming."
"This syndicated loan is fully underwritten by the correspondent bank." Lei Hao asked again.
"Mr. Lei is also interested?" Cao Maosen replied with a smile.
Lei Hao shook his head, took a sip of champagne, did not speak, and fell into thought.
Do you want to remind Cao Maosen? Lei Hao was hesitating about this question.
"According to my requirements, how many targets does Mr. Cao have to choose from?" Lei Hao seemed to change the topic bluntly.
"Four or five." Cao Maosen hesitated and replied.
"Mael has financial problems." Lei Hao groaned and said, "I advise Mr. Cao not to intervene in this matter. ”
The style of painting has become too fast, Cao Maosen is dumbfounded, one second he is still talking about acquisitions, and the next second he is transferring to the business "loopholes" of his own investment bank, what kind of trouble is this?
Besides, does Mael have any financial problems, are Cao Maosen's group all fools? Can't they see it? Is it your turn to be reminded?
"Hehe, Mr. Lei is laughing." Cao Maosen's face changed slightly.
"Investment banking is the most important reputation, Mr. Cao himself should measure it, I have no interest in this." Lei Hao spread out his hands, with a strong confidence in his tone.
Financial institutions have never existed independently, lei needs collaborators, Lei Hao never thought that the platform of the Chinese Chamber of Commerce would cause embarrassment to himself, and now the circle represented by Yun Jingdong resisted his integration, and among the two or three remaining kittens, he actually met Cao Maosen.
The exchange of interests is sometimes not the exchange of profits, but also to help each other avoid losses, and this is the reason why Lei Hao is not in a hurry.
I don't want to share my profits, but I need midstream and downstream partners, what can I give you? It is enough to avoid losses.
To sum it up, it's actually one sentence: it's good to mess with me.
Will Cao Maosen believe it? He's here to make a dozen or two hundred thousand dollars, Mr. Lei, you just need to talk about cooperation, why tell me these things? It's going to take a lot of effort for me to investigate.
"I'll check it out." Cao Maosen was entangled for a moment, looked at Lei Hao seriously, and said word by word: "Thank you Mr. Lei for the reminder." (To be continued.) )