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October 1 is also Monday. However, this day in Singapore is not a national holiday, and there are no additional holidays, and everyone continues to work.

At nine a.m., representatives from Singapore's three largest local commercial banks entered Blarney Island through tedious military cross-examinations and checks.

With the exception of DBS' Pan Sicun, representatives of the other two banks were visiting the heavily guarded island for the first time and were very curious about the surrounding scenery.

Pan Sicun is also a half-aged who is less than forty years old, compared with Lin Wei, she is more beautiful than Lin Wei, who is average, but her attitude has always been very peaceful, and she is not proud of her bank because of the construction funds provided to Nanyang Commercial Salvage Company, and even a little stammered with Lin Wei.

Because she is only a major customer representative of DBS Bank, she can barely be regarded as a middle-level cadre, and although Lin Wei is younger than her, she is already the general manager of a large company.

Nanyang Commercial Salvage has made a name for itself in Spain and is now listed as the best customer by DBS, so Pan is not willing to lose this customer.

Accompanying him today is Douglas Fung Daoheng, Senior Manager at DBS Bank's headquarters, who is also the Permanent Representative of Temasek, a senior manager whose power is very different from that of Pan, who is one of the largest shareholders of DBS Bank as it is controlled by Singapore's state-owned assets.

However, today's note was personally called by Lin Wei to inform her, pointing out that this time it was her boss who asked for contact, and he would not only directly participate in today's meeting, but also have a huge business plan to throw out.

Although Pan Sicun is eager to meet the Singapore business wizard and establish a stable relationship with him, she also knows that it is not enough to just come forward on her own.

So she reported the news to the management who held a regular meeting on Monday in a timely manner, and only then did she have Feng Daoheng, a senior manager, as a peer.

The same was true of the other two banks, each of which sent senior executives to meet today.

Although Zhou You has not been in Singapore for a long time, he has been shaped into a new business wizard and legend in Singapore in the past two years.

Although he has not yet been included in this year's Forbes list, everyone knows that Zhou You will definitely occupy a prominent position in next year's list, and his appearance will also greatly change Singapore's almost unchanged wealth rankings.

According to media analysis, Zhou You's assets have reached nearly US$1 billion, equivalent to more than S$1.5 billion, which is more than many established families.

Such a legendary figure has only taken three years to get to where he is today, and his accumulation of assets has no original sin. Therefore, he was vigorously touted by the Singapore media and became a representative of Singapore's young generation.

The three cars stopped in the square of the base, and everyone realized that a super building covered with greenery on the outside, from the side, it looked less like a building and more like a hill.

No one is amazed by the whimsy of the building, which is a five-storey exhibition hall with a roof that extends directly to the ground and a park on top of it.

Even the warehouse in the back has been played with new tricks, with pieces of rough stones piled up into irregular models, and flowers and trees planted on every plane.

If they hadn't read the introduction a long time ago, they wouldn't have imagined that this would be a warehouse, because it was like a primitive mountain.

Lin Wei personally greeted everyone at the gate, and did not rush to take everyone upstairs, but took everyone to browse the scenery of the base, and then took everyone to take the elevator from the back of the exhibition hall to the fourth floor.

Because the first to third floors are designed as a framed hall structure, all staff are assigned to work on the fourth floor, while the reception room and meeting rooms are also located on the fourth floor.

Due to the lack of staff, the fifth floor has not been utilized yet, and only Zhou You's office is located on the fifth floor, but he is not in Singapore most of the time, so most of the time there will be no one.

The fifth floor is also different from the fourth floor, there is no elevator to reach the fifth floor, but you have to take the stairs to reach the fifth floor. This is because the elevator is not designed to rise above the roof, so it can only go up to the fourth floor, and at the same time, it is also a design for safety.

Otherwise, if an outsider wants to enter the building directly through the roof, it will be difficult to prevent it.

Now this design, although a little inconvenient, but it has a good security guarantee. Because the eaves extend several meters longer than the building, almost no one can enter the building directly from the roof.

Everyone was amazed and followed Lin Wei into the large conference room. Lin Wei is accustomed to being praised by outsiders, and to be honest, there are few companies in the world that can work in a better environment than them, and there is no company with such beautiful headquarters.

In the large conference room, there was a thick stack of materials in front of Zhou You, who was looking down and pondering something, when he saw Lin Wei bringing people in, he stood up and greeted him.

With his current status, although he wants to take out a loan, he doesn't have to deal with the bank like ordinary people.

Because of the huge amount of his loan and the high credit rating he currently has, this business is well worth the fight for any bank.

If banks want to make money, they must not only absorb deposits, but also release loans, otherwise, how can banks ensure stable profits just by investing?

If you take out a loan of $500 million in a bank, even at an annual interest rate of 5 percent, you will bring the bank $25 million a year, which is a return that many banks cannot earn in a year.

Everyone's first impression when they see Zhou You will be that he is too young, secondly, he is very tall and imposing, and finally his beard is very individual.

In his previous life, he traveled only 1.85 meters, but in this life, he already had internal strength at the age of eighteen, so his height has been slowly increasing, and his net height has been nearly 1.9 meters since he was recently measured this year.

Zhou You is already very satisfied with this height, and he doesn't want to grow taller. He doesn't want to play basketball, so why should he be so high? But this matter is not decided by his will.

Although Zhou You has always had business contacts with DBS Bank, this matter was arranged by the young head at the beginning, and Zhou You did not have much contact with people in their bank, and this Feng Daoheng was also the first time he had met.

As for the other two banks, Zhou You was in contact with them for the first time, if it weren't for the fact that they were one of the three largest banks in the country, Zhou You would not have any intention of cooperating with them at all, because apart from funds, they could not bring him much help.

Only DBS Bank, which bought Hong Kong's Kwong On Bank three years ago and Dao Heng Bank this year, has been doing well in the years since.

Ten years later, DBS has made the list of the world's 50 safest banks, surpassing many established banks to rank 13th in the world.

In particular, after Swiss banks could not stand the pressure of the United States and conditionally opened up customer privacy, many tycoons who deposited in Switzerland transferred their funds to safer banks, and DBS Bank has grabbed many customers thanks to the support of the Singapore government.

After a pleasant greeting, Zhou You invited everyone to sit down, and said directly to the point: "Due to a series of recent investment plans, the funds in my hands are no longer enough to cope with the funding gap, so here, I would like to seek the support of several local banks." I hope that regardless of the success of our cooperation, you will need to keep what you see and hear today confidential, so I hope to sign a confidentiality agreement with you before we begin. Of course, if you don't want to sign it, I won't force it. ”

Feng Daoheng said: "Mr. Zhou, if it is only a loan, our bank can be your trusted partner. In the past cooperation, I think our bank has done quite thoughtfully. ”

Zhou You nodded and said: "Indeed, the funds for the construction of my base are all provided by DBS Bank, and you have indeed done quite well in the past cooperation." However, the amount of money I need this time is not a small amount, the most conservative estimate is that it will need 500 million US dollars, and the highest will even need 800 million US dollars, so I personally believe that the best way to allocate the interests of local banks, of course, because of the size of the scale, and our previous friendly experience, I will of course be biased towards DBS. ”

If everyone was still disgusted with signing a confidentiality agreement at the beginning, but after hearing Zhou You's plan, even Feng Daoheng was not the slightest reluctant.

It was clear to everyone that Zhou You could not just talk about getting so much money, because he had already stated at the beginning that it was a loan, not a loan.

Since it is a loan and not financing, then Zhou You must come up with collateral, if there is collateral, the loan of 500 million to 800 million US dollars is really a big business!

Therefore, the heads of the three banks only briefly discussed and signed a confidentiality agreement with Zhou You, and the confidentiality period is one year.

Because it doesn't take a year, Zhouyou's investment plan will be known to outsiders, and what needs to be kept secret is just the most recent period.

After signing a confidentiality agreement, Zhou You explained his investment plan to them.

However, Zhou You's words were like a basin of cold water poured on their heads, because Zhou You needed this investment not to invest in Spanish casinos, but to invest directly in Adelson's Sands Group.

If you invest in a casino in Spain, you have three gambling licenses, and you can open casinos exclusively in the Basque Country, Madrid, and Mallorca, as long as he doesn't fool around, he can almost make money by forcing his eyes.

Instead of taking a stake in an old company, everyone should be much more cautious, because the profit margin left for Zhou You is not large, and if this loan becomes a non-performing asset, none of them can afford this responsibility.

(To be continued.) )