Chapter 177: The Dilemma of Online Payments

"What? Brother Lu Yan, what do you mean? ”

Su Chenfeng was stunned for a moment after hearing this, and immediately fished out the card from the trash can after reacting.

"That's right, the first version of the computerized unified payment system of the two parent companies has been developed, and we have also developed additional membership cards that can be pre-stored and consumed!"

Looking at Su Chenfeng's shocked expression, Lu Yan was in a good mood for a while.

Let you Su genius cow, let you disdain, stunned!

Lu Yan was complacent.

"Oh!"

After the initial shock, Su Chenfeng quickly calmed down, and casually played with the prepaid membership card in his hand, his face showing a look of indifference.

Seeing that Lu Yan, who was standing on the side, was depressed again, and said angrily: "No, isn't this news shocking enough?" ”

"Brother Lu Yan, you have worked hard, I didn't expect your speed to be so fast, and you have developed this system in just two weeks! Great work! ”

It is a matter of time before the company's internal unified consumption system is developed, so it is not worth Su Chenfeng's excitement, the technical threshold is not high, and there is no need for various public relations operations.

"It's all about the company, and with a few new employees, I can complete the development of this system so quickly."

Lu Yan didn't ask for credit.

"By the way, how about the security of the number jù? How many rounds of testing have you been after? Are there many loopholes? When will it be available? ”

Compared with the development of a consumer system, Su Chenfeng is more concerned about the security of this system.

After all, when it comes to the settlement of funds, security should be put in the first place, in case a hacker cracks the system one day, resulting in the loss of the number of jù or tampering with the number of jù, the loss can be large.

As the company grows, the amount of the company's business consumption settlement will also increase, and at that time, the hacker will modify a number casually, and the losses caused will be astronomical.

Don't be careless!

"Xiaofeng, aren't we a few new experts in the program development team? Among them, Li Kai and Zhou Chong have made indelible contributions in the two fields of digital settlement computing system and digital security defense system. ”

Lu Yan sought truth from facts and put all the credit on the two newcomers, he continued.

"If it weren't for their joining, I really wouldn't have developed a consumption system so quickly, and the synchronous heterogeneous joint settlement system is not low in technology, and I am even more confused about the settlement algorithm involved. Fortunately, with their participation, I was able to take a break to develop a membership card. ”

Lu Yan's attainments in software development are certainly not low, but software development involves many fields, and large-scale software development generally requires a large development team to work together to develop.

No programmer can claim to be able to develop any type of software unless he is a god.

Lu Yan prefers computer hardware research to software development, and his understanding of computer hardware is better than that of software development.

"Xiaofeng, after many tests by us, we have found some conspicuous vulnerabilities and patched them! Now this system is only one step away from being officially launched, public beta! ”

Every software development is not just about developing a specific framework, there are many programs to go, such as vulnerability detection, patching, code optimization and improvement, use logic testing, attack testing, encryption encapsulation, and public testing.

Any piece of software has vulnerabilities, even after countless tests, there will still be vulnerabilities, which is the logic of the language of the computer itself, even if the computer language is a language developed by people, but no one can master all these languages and know how much chemistry these languages will produce when they are mixed together.

So all programmers can do is find obvious vulnerabilities and patch them, and those vulnerabilities that they can't find are naturally difficult for others to find.

Because the hackers outside do not have the source code of the software, the hackers can only constantly attack and test various functions of the software, find clues from them, and then attack according to the subtle vulnerabilities.

As a financial software, any small loophole can cause heavy losses to the company, so the average programmer does not dare to touch this piece lightly, and only the best programmers have the opportunity and ability to develop financial software.

Of all the crackdowns on hacking, the crackdown on hackers who undermine the financial system is the most severe, and of course some people will say that the crackdown on hackers who undermine the state secret intelligence system is the most severe.

In reality, this is not the case, under normal circumstances, not many hackers will make a mistake in this minefield, and this minefield is not something that everyone is capable of shaking.

After all, all information systems involving state secrets have independent networks, and they are not lightly linked to the Internet, and the security of state secrets systems is the most guaranteed, and few hackers have this technology to crack this type of system.

Unless you use superb social engineering, find an entry point from reality, and then make waves after connecting to the intranet.

Generally, the agents of each country who do this kind of thing, since they are agents, then they are not included in the normal scope of the law, it is a contest between countries, and the hacker agents who are caught will have to go to military court.

In this way, hackers who attack financial networks will naturally become the number one criminals to crack down.

Financial systems such as bank settlement systems, online payment systems in later generations, stock market trading systems, etc., are strong and fragile, which means that the design of the financial system is very tight, there are few loopholes, and the defense system is super powerful.

Vulnerability means that once hacked by hackers, it may cause the collapse of the entire financial system, impact the order of real life, and cause a lot of losses to the country and the people. It can even cause panic among the people and lead to national turmoil.

Imagine, not to mention the destruction of the bank settlement system, that is, the later generations of Alipay were attacked and attacked by hackers and tampered with the number of jù, then it is possible to lead to the theft of hundreds of millions of people's funds, and the entire Alibaba Group will collapse overnight, online shopping will be interrupted, and the entire Xia Kingdom may cause trillions of losses.

What a horrible thing this is?

With the development of science and technology, the Internet is highly developed, which has indeed deeply affected the living habits of human beings, brought earth-shaking changes, and made human life better.

But the resulting cybersecurity problems are always lurking, and they don't know that they will erupt one day. If one day people find that they can't access the Internet and the entire network environment collapses, how is this different from the end of the world?

Seeing the subtlety, Su Chenfeng learned that the consumption system used within his company had been developed, and he was naturally happy, which means that the company's office costs are lower, the services provided to customers are more convenient and fast, and it also brings more business opportunities.

However, the ensuing technical security risks are also like a knife hanging on Su Chen's head all the time, and no one can predict what will happen in the online world.

Su Chenfeng was very nervous, very tangled, and very contradictory!

"Brother Lu Yan, test it a few more times, and the testers involved in the vulnerability can arrange more manpower. After confirming that there are no problems with the consumption settlement system, we will conduct a small-scale public test to find out the functions that do not meet the usage habits, and eliminate or optimize them. Try to make this software useful and safe. ”

Su Chenfeng thought for a moment and threw those worries out of his mind, after all, he couldn't be abandoned because the car would lead to a car accident, and the same was true for the consumption settlement system.

In addition, the development of a consumer settlement system for internal use in the company is only a test of the waters, and the online payment and settlement system in the future is the most important.

However, with the current political environment, economic environment and network environment of Xia Kingdom, the online payment and settlement system cannot be launched in a short time.

First, technical difficulties. The most important core of the online payment and settlement system is not the user, but the network security issue, with the current background of the virtual future company, far from meeting the technical requirements of the development of the online payment system.

Second, the online payment and settlement system is not simply a technical issue, it involves many fields, including cooperation with banks, policies and regulations of government agencies, recognition of merchants and consumers, payment habits of netizens, etc.

The situation is complex, and the various areas involved are beyond the control of today's virtual future companies.

Third, the network environment is limited at this time. Xia Guo's Internet speed in 98 was very slow, and it still belonged to the Internet era of text browsing. The online payment and settlement system involves online consumption, and online consumption involves the sale of various goods, so you must have pictures to display the goods!

But with the network environment of Xia Guo at this time, small-scale picture browsing is okay, if it is like the dazzling pictures, GIF animations, videos and other websites like later generations, it will definitely not be able to open now, the computer performance cannot support it, and the network speed is not good.

Besides, the Internet in this era is still a new thing, people have no habit of online shopping and consumption at all, it is not so easy to accept virtual trading systems, and it is very difficult to promote.

Su Chenfeng is weak, the limitations of history are too great, Rao is Su Chenfeng knows the development of history in the future well, and it is not so easy for him to take the lead.

Where is the breakthrough in online payment?

Su Chenfeng suddenly thought of a question, how to charge for the various charging functions that Facebook is about to launch?

A wise man must make a mistake in a thousand thoughts, and Su Chenfeng found that Facebook, which seemed to have unlimited prospects, had the first obstacle on the road to development.

Online payment?