Chapter 186: Ponzi Scheme
In the box, everyone looked at Han Ziguang in surprise, as if they were very surprised by what Han Ziguang wanted to say.
Edward couldn't help but glance at Han Ziguang and smiled: "I don't know which two things are?" β
Han Ziguang raised his eyebrows and said lightly: "Actually, it's very simple, one is to change people's way of thinking, and the other is to put other people's money in their own pockets, and we can do these two things at the same time now." β
Edward's eyes lit up, as Han Ziguang said, it is true, everyone's insight has certain limitations, because of this, everyone's way of thinking is basically fixed, and once you want to really change this way of thinking, it has to be said that it is very difficult.
On the other hand, it is even more impossible to take money out of other people's pockets and put it in your own hands, after all, others are not stupid, how can they obediently hand over the money to you? Because of this, he still agrees with what Han Ziguang said, but he is more curious about why Han Ziguang said this, he is not a fool, since Han Ziguang has spoken like this, then he must have his own ideas.
So, what does Mr. Han want to do? How do we take other people's money out of our pockets? What can really be believed, in fact, is the bank, so that you can rest assured that you can keep your money in the bank, which is much safer than putting it in your own pocket. β
Edward was also interested, he thought very clearly, what Han Ziguang wanted to do, after all, he did appreciate Han Ziguang well, but it didn't mean that he could be treated as a fool by others, who would easily give money to someone he didn't know?
The most important thing is that the interest rate of banks is not low now, and the interest rate in the United States can now reach 10 percent a year, and if you deposit 10,000 US dollars, then it will be 11,000 US dollars after a year, which is much safer than putting it in the stock market, and the income is not low.
No way! At this time, during the Cold War, there was a frenzied competition between the two superpowers, and both countries were extremely short of money, so the bank interest rate was naturally very high, and it was not so easy to grab money from the bank.
"Actually, it's very simple, it depends on whether you want to do it or not, Edward."
Han Ziguang smiled very firmly, knocked on the table with his hand, and said lightly: "I don't know if Edward has heard of a Ponzi scheme in reality?" β
Ponzi scheme! It still sounds like it's eye-catching, after all, even after decades, it's still a wake-up call.
Ponzi scheme is the name of investment fraud in the financial field, the ancestor of pyramid schemes, many illegal pyramid schemes use this trick to accumulate money, this kind of fraud is a person named Charles? Pounds was "invented" by speculative businessmen.
Ponzi schemes are also known in China as "tearing down the east wall to make up the west wall" and "empty gloves white wolf". In short, it is to use the money of new investors to pay interest and short-term returns to old investors, in order to create the illusion of making money and then defraud more investment.
Han Ziguang mentioned the Ponzi scheme, which made Edward's face a little weird, because this Ponzi is an Italian, the one who played all the Americans, and is still talked about, but this kind of liar is indeed hated, even the mafia is extremely despised, after all, the business done by the mafia can also be put on the table, and the mafia has always operated itself as a faΓ§ade.
"Mr. Han! You're not trying to repeat this scam, are you? In the end, this can only harm others and ourselves, and I don't want to ruin the reputation of our mafia because of this, after all, even if you can deceive the whole world, a liar is always a liar, and there will be a time when it will be exposed. β
Edward's expression was a little skeptical, for him, this way of making money is indeed very fast, but a lie is always a lie, once it is exposed, it will not only lose his reputation, but also make him lose the opportunity to compete for the next godfather, which is why he will not take risks.
"Who said it was a scam? I didn't try to deceive people, after all, I have a great future, and what better opportunity do you think there is than taking other people's money and making money for yourself? The most important thing is that the funds we raise can be borrowed from outside, and I believe you know better than me. β
Han Ziguang knows that borrowing usury is definitely illegal, but he can take advantage of loopholes, and the P2P business method in later generations is like this, but most of them are fraudulent companies, and they don't want to make the company stronger and stronger at all.
Han Ziguang is different, he has many memories of his previous life, knows which industry is the most profitable, and the only problem is lack of money, and now that he can raise funds and use other people's money to make money for himself, it's not too cool. Han Ziguang has actually tasted a lot of sweetness, especially taking out a loan from the bank, which has made him a lot of money, but unfortunately the money in the bank has a limit, even if he wants to, he can't borrow it.
Because of this, Han Ziguang thought that he could control billions or even tens of billions of dollars in funds, and then invest, it would definitely allow his assets to accumulate quickly, and use other people's money to make money for himself, which is the highest realm!
"Loans? It is indeed a good method, after all, we occupy a large part of the family's income by usury alone, and only occasionally there are bad debts and bad debts, simply because they do not pay their debts, and finally sink into the sea. β
Edward's eyes lit up, he gave usury every year, at least hundreds of millions of pounds, just like to people like Oster, so that they could earn a considerable part of the income every year, and he could be said to be familiar with usury.
The corners of Han Ziguang's mouth twitched, and at the same time, he was embarrassed, he didn't expect Edward to look like Sven Wen on the outside, and he was very literate, but he didn't expect that his blood was so full of blood, he was worthy of being a mafia, and he was inseparable from fighting and killing in three sentences.
"Of course, this is only part of the business, more investment in other industries, and I also have a good investment target at present, so does Mr. Edward have any ideas to get involved? To be honest, this kind of thing can't be done by one person, but if you can use your strength, you will definitely be able to make it prosperous, and it is not impossible for us to become the world's largest asset management company at that time. β
Han Ziguang took a deep breath, there was no way to continue the discussion with Edward, he would probably be the first person to be scared away, then there was no way to talk about other things, after all, he was also very worried about dealing with the mafia. (To be continued.) )