"Ian and I analysed the data we have at the moment, and Ian thinks that the floating rate will not rise until at least the end of next year, and I think there may be a movement in the second quarter of next year. www.biquge.info"Theo whispered to Lance in a normal tone, as if he was talking about the weather, but the content of his words was really terrifying.

Lance looked up and glanced at Theo. Theo's eyes were calm, no inquiry, no curiosity, no speculation, no temptation, just a hint of a soliciting gaze, and this trusting trust never seemed to change, as it had been from the back of his mind when he first met Theo. "I'm not sure, but I think it's at least until 2007."

The so-called rise in floating interest rates means that the major banks have found that something is wrong, and the default rate has gradually exceeded their load, so they began to adjust the floating interest rate, which is the beginning of the financial crisis. To put it simply, this is the moment when the "insurance" can stop paying for it, and they can start to enjoy the compensation of the "insurance" and officially start to recover their profits.

Therefore, the farther away from the time when the floating interest rate will rise, it means that the longer they continue to pay the "insurance" premiums, the more money they will invest, the greater the pressure on Chaos Pictures, and the higher the risk of bankruptcy.

In fact, in the second half of 2006, the major banks have already smelled the danger, and the cases of housing loan defaults have far exceeded imagination, but the floating interest rate has not changed, and the CDO price has remained high, showing their firm confidence in real estate. This was actually an illusion, and there were many speculations about such a situation later.

One speculation is that investment banks already know that something is wrong, but they just want to sell CDOs secretly, and at the same time buy CDS as "insurance" to hedge and even make money, which constitutes fraud, which is also an important reason why ordinary people hate Wall Street; Another speculation is that the CDO price is determined by the mathematical model of the investment bank, the model is too complex and too large, and the calculated price cannot accurately reflect the loan situation of the lower level, and the CDO price did not change much until the crash, so the whole bubble crash came so quickly and suddenly, that is, the so-called too big to fail.

Whatever the reason, however, the reality is that it wasn't until the second quarter of 2007 that floating interest rates began to rise and the financial crisis began.

This is good news for Chaos Pictures, but it's also bad news. The good news is that the sooner they get in, the more profit they make; But the bad news is that after the time line is extended, the pressure will increase, and they may not even wait for the real estate crash to collapse first.

Both Ian and Theo's predictions were that there would be problems in 2006, but the reality was a full year later than Theo's.

Theo frowned slightly because of Lance's words, Lance didn't know how huge the funds involved were, and how terrible the pressure of Chaos Pictures would be, but he knew that this was definitely not an easy task, and it would take not only courage but also determination! "If it really doesn't work, we can buy A-grade CDS." That is, gambling on more creditworthy loans will also become bubbles.

Theo laughed dumbly, Lance is really ignorant and fearless, buying a B-grade CDO is already a big gamble for the current real estate strength situation, and he actually challenges a higher credit rating. Theo didn't respond, just smiled and said, "I'll leave the rest to Ian and me." ”

As he spoke, there was the sound of small footsteps not far away, and by the time Lance and Theo looked up, the visitor had already approached the table they were on, "Sorry, please forgive me for being late, I hope I didn't keep you waiting too long." ”

What came into view was an ordinary middle-aged man, with a light red ginger head, a slightly raised lower abdomen, a kind smile on his face, an inconspicuous gray suit with a white shirt, and the top two buttons hanging down at will.

"James, Lance; Lance, James. Theo stood up and took the initiative to make an introduction, this is James Corden, the former helmsman of New Market Pictures, who is about to become the general manager of the distribution department of Chaos Pictures.

"Whale Rider", "Female Devil", "Death Illusion", ...... These are all works operated by James, among which the "Female Devil" made Charlize Theron win the Oscar in one fell swoop, and as the driving force behind it, James contributed a lot. So, of course, Lance wouldn't treat him as a casual middle-aged man.

"Welcome to Chaos Pictures." Lance stretched out his right hand and was the first to show his friendliness.

James looked at Lance in front of him carefully and said with a smile, "My pleasure." But he didn't look away immediately, still looking at Lance intently, without any disguise. Lance didn't panic, he didn't get annoyed, he calmly met James's gaze, and after a while, James laughed heartily, "Now that all the media have demonized you, I was expecting a bloody mouthful, but now it seems that I'm going to be disappointed." ”

"It's a little easier to have horns on your head." Lance teased nonchalantly, which made James stunned, and then laughed heartily.

After a round of pleasantries, the two sides sat down, James finished ordering first, and then everyone started chatting. James talked about the copyrights held by New Market Pictures before, which are now owned by Chaos Pictures, and the income generated by the copyrights of those works will also become a new revenue project for Chaos Pictures.

Just a face-to-face, James showed his professionalism and social skills, which left a deep impression on Lance, and you can feel that James is more like a manager and a businessman than an artist or a creator. That's a good thing, what the distribution department needs is his management skills.

"In the last few days, I've been reorganizing the distribution department, including putting together a publicity team...... James looked at Lance, only to find that Lance shook his head, and then pointed to Theo, "These are all in his charge." James hesitated, but said bluntly, "I thought you were an insider." The implication is that Theo is a layman, bold but not reckless, and the ability to speak can be seen everywhere.

Lance immediately understood what James meant, the publicity strategy of the previous four works was formulated by Lance, especially the two works "The Day After Tomorrow" and "Sin City" relied on the right publicity means to achieve incredible results. These ideas and plans come from Li Jin's previous work experience on the one hand, and on the other hand, they come from the understanding of the various propaganda methods in the future.

The phone on the table vibrated and interrupted Lance, who was about to speak, he picked up the phone, glanced at the screen, and then put it down, "I'm a creator, I have a lot of ideas, but I don't have the ability to execute. Lance didn't go around in circles, and said directly, "I can participate in the creative storm, but in terms of departmental framework and division of labor, Theo is directly responsible." ”

James savored it carefully, didn't continue to dwell on it, didn't ask the reason, and simply nodded neatly, "I understand." So, about the work decisions of the distribution department? ”

Lance looked at Theo, he didn't know how Theo communicated with James, but Theo looked back, meaning that it was up to Lance to decide, "It's up to you." Lance said to James, "My main work will still focus on film creation, of course, in the future, I may also get involved in some aspects of production, and the distribution part belongs to the distribution department." ”

James was a little surprised.

As Chaos Pictures received more and more attention, people's impression of this company gradually developed from "Lance's one-man independent studio" to "Strello's family company", but no matter which one it is, it is undeniable that Lance is the soul of it. In a family business like this, the power is always in the hands of the family members; What's more, Lance's dioramas film industry started with distribution, so James didn't expect Lance to directly delegate power.

Lance doesn't want to explain too much, but the reason is not complicated. First, it is not suspicious to use people, not to suspect people, James's ability is worthy of recognition, and his experience in distribution is far richer than Lance; Second, Lance must now focus more on the production department, which is the source of power for Chaos Pictures.

This is also the management method of a really large company, giving James full responsibility, and once it fails, there is no doubt that James will be fired.

"But...... I thought ......" James was halfway through his sentence, but the meaning couldn't be more obvious, and then he chuckled twice to hide his embarrassment, "I mean, not long ago, Ian gave me a list and said that this was the plan of the publishing department for the future. I thought you would be more willing to get involved. "Polite and polite, but straight to the Yellow Dragon, what should be said is still word-for-word.

Especially considering that James has just entered Chaos Pictures now, and today is the first time he meets Lance, this courage, this vision, and this bearing are more and more eye-catching. James is a rare talent.

"It's just my opinion, in the distribution department, it's still you who decides." Lance has a very clear definition of power, and he used to do his job at Diorama, and then he leaves the decision to someone else. It's a pity that people's greed always has no end, he crossed the line, others also crossed the line, and finally the fish died and the net was broken.

Langston paused, but decided to make it clear, "I have a lot of interest in major film festivals and I know some independent film connections, so I'm more than happy to put my opinion on what I think I should win." Hopefully we can communicate and then come to an agreement. ”

"Of course." James nodded his head lightly and said with a smile, "After all, we all have the same goal, don't we?" ”

Lance looked at James's barely visible eyebrows seriously, the smile on the corner of his mouth was outlined, and he nodded, "That's true." (To be continued.) )