Chapter 214: Which Side?
Which side is Chapter 214 on?
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ps: cough cough cough ...... Brothers, there are still a few hundred words left, don't read it for the time being, please wait for half an hour and refresh it again.
Chen Geng was really curious about how the people of the Academy of Agricultural Sciences would react when they saw the money in the red envelope, but unfortunately, this kind of thing was just thinking about it after all, when the comrades of the Academy of Agricultural Sciences were frantically opening the red envelope, Chen Geng and Xie Minsheng were already on their way to the Bank of China.
Regarding Chen Geng's arrival, Shen Daqing, the Bo Ss of the Haizhou Branch of the Bank of China, was naturally extremely welcome, and instructed the secretary to serve tea and pour water.
After some greetings, Chen Geng explained his intention: "President Shen, I came to you this time to ask you something. ”
"You say," Shen Daqing nodded again and again: "No matter what it is, just ask, well, do you want to get some loans?" This is easy to say, you name the number, and I'll send it to you when I get back. ”
For Shen Daqing, Runhua Industrial wants to borrow a loan?
That's a good thing!
Great good thing!
In order to ensure the safety of funds, Runhua Industrial dared to borrow 1 million, and he dared to give Chen Geng a rebate of 100,000!
Don't think that Shen Daqing is making a mistake, in the face of high-quality customers like Runhua Industry, the provincial branch will not only not blame him for his approach, but will also specifically praise him, why? Because Shen Daqing is the president, the approved loans can be recovered!
That's the result!
That's what it's like!
Speaking of the bank, especially the main leaders of the bank, the heart is also very bitter, the local government has no money, reaching out to ask the bank to borrow money, as the president of Shen Daqing dare not borrow? Can I not borrow it? Of course not.
But the problem is that the money borrowed by the local government cannot be recovered, and in the end it basically becomes a bad debt, a bad debt and a dead debt, which will be bitter Shen Daqing, and when the time comes to the performance appraisal, he Shen Daqing will be evaluated!
What's even more bitter is that in the face of the local government's scoundrel practices, the bank has no good way, and the only thing he can do in Shen Daqing is to do it. It's just that try to put a little bit of this kind of loan that is destined to be a big dog with meat buns, but on the other hand, if it is a high-quality customer like Runhua Industrial, Shen Daqing can't wait to ask Chen Geng for a loan.
Nature. Regarding Chen Geng's request for a loan, Shen Daqing had no intention of agreeing.
"Governor Shen, don't be too happy," Chen Geng said with a smile: "Although our loan is to expand reproduction, it is not to expand the production scale of motorcycles and engines, but to raise pigs." ”
"You ...... Pig ......"
Shen Daqing's jaw was about to fall. He stammered to Chen Geng: "Manager Chen, Deputy Manager Xie, you're not joking with me, are you?" ”
"Do you think I'm going to joke with you with this kind of thing?" Chen Geng asked rhetorically.
"......" Shen Daqing was suddenly dumbfounded, yes, Chen Geng really couldn't joke with himself about this kind of thing, since Chen Geng was not joking with himself, then ...... Is he playing for real?
Shen Daqing suddenly hesitated: Of course, it is a good thing for Chen Genglai to borrow money, if he came to borrow money to expand the production capacity of motorcycles, then he didn't say anything, let alone borrow 1 million. Even if it is 3 million or 5 million, I will not frown, the loan line of the Haizhou branch is used up, I can also go to the Bank of China in other cities in Jiangnan Province to coordinate some quotas, and everyone will have to beg me at that time, but Chen Geng wants to use this money to raise pigs......
It's so painful.
Of course, in a sense, pig breeding can actually be regarded as expanding reproduction......
But in the traditional understanding of the common people, the family has a lot of money, and the problem is that the hairy ones don't count. Sadly, Shen Daqing also sees it this way.
Does pig farming make money? Of course, to make money, Shen Daqing also agrees with this, an ordinary rural family. I had to ensure that there were 4 pigs in my pigsty, and in a year, this farmer could easily become a 10,000 yuan household, not that he could earn 10,000 yuan a year, but that the "turnover" he bought pigs could easily exceed 10,000.
For the farmers in the mid-80s, it was a lot of money, because for the farmers. The cost of feeding pigs is actually negligible, all of which are grown in their own land, as for labor costs, we don't have this concept at all, so in addition to buying piglets, pigs when they are sick, the cost of pigs is almost equal to nothing, it is nothing more than people are tired, but as long as there is money to earn, what is tired?
But at that time, ordinary farmers, as for your boss Chen to earn this hard-earned money? Wouldn't you make more money by casually producing a few motorcycles than by raising pigs? Raising pigs, you will worry about pigs getting sick and swine plague, but when you produce motorcycles, will you worry about getting sick and having plague on motorcycles?
Okay, motorcycles occasionally have a little problem, but this has something to do with you Chen Geng?
Shen Daqing is very painful, to be precise, he is extremely painful.
After hesitating for a long time, he finally spoke: "Manager Lin, brother, today I will tell you something from my heart, brother, I just don't know if you like to listen to it." ”
"You say." Chen Geng nodded.
"As long as you come to borrow money, don't say it's 1 million, even if it's 2 million or 3 million, I dare to approve it, I'm not worried that you can't pay it back, but brother, I really don't think you need to raise pigs, really," Looking at Chen Geng, Shen Daqing said sincerely: "The same 1 million, you use it to produce motorcycles, you may earn back 1 million a year, you can raise pigs...... When will you earn back this 1 million?
Besides, pig raising, since you are on a pig farm, then you can't be the same as the people raising pigs, you buy feed, you have to hire workers, you have to be careful not to let the pigs get sick at any time...... I'll tell you the truth, raising pigs makes little money, and I'm worried about ......."
Speaking of this, Shen Daqing said seriously: "Brother, I'd better go back and think about it, really, so let's wait for the New Year, if you still plan to raise pigs, then I won't say anything, but I really can't promise you now." ”
Chen Geng didn't expect Shen Daqing to think so much about himself, for a practitioner in the financial industry, Shen Daqing's approach simply deviated from the essence of finance: a practitioner in the financial industry who can't do anything to himself, can't knock on his own bones, and is embarrassed to call himself a practitioner in the financial industry?
Smiling, Chen Geng pointed at himself, then at Xie Minsheng, and said: "President Shen, thank you for your kindness, but today I came here with Xie Lao, which shows that the project of Shangma Pig Farm is not a decision made by me with a hot head and a pat on the head, but a collective decision of our company, you will not object to this, right?" ”
"......" Shen Daqing nodded, he was too excited just now, but if you think about it carefully, it's really like this.
Chen Geng continued: "Secondly, pig raising is good, and the money earned is not less than that of producing motorcycles...... In the end, it has developed into a Fortune 500 company, which industrial enterprise in our country can be ranked among the world's top 500? ”
"I admit this," after thinking about it, Shen Daqing nodded and said, "But the situation in our country is special......"
"The situation of our country is special, but in my opinion, this is the best opportunity for our Runhua Industry," Chen Geng interrupted Shen Daqing's words, saying: "Our country has just begun to develop, and there is no heavyweight meat product enterprise in China, this is the opportunity of Runhua Industry!" Lao Shen, what do you think it will be like for Runhua Industry to enter this industry after a few meat product giants appear in China? ”
Besides, pig raising, since you are on a pig farm, then you can't be the same as the people raising pigs, you buy feed, you have to hire workers, you have to be careful not to let the pigs get sick at any time...... I'll tell you the truth, raising pigs makes little money, and I'm worried about ......."
Speaking of this, Shen Daqing said seriously: "Brother, I'd better go back and think about it, really, so let's wait for the New Year, if you still plan to raise pigs, then I won't say anything, but I really can't promise you now." ”
Chen Geng didn't expect Shen Daqing to think so much about himself, for a practitioner in the financial industry, Shen Daqing's approach simply deviated from the essence of finance: a practitioner in the financial industry who can't do anything to himself, can't knock on his own bones, and is embarrassed to call himself a practitioner in the financial industry?
Smiling, Chen Geng pointed at himself, then at Xie Minsheng, and said: "President Shen, thank you for your kindness, but today I came here with Xie Lao, which shows that the project of Shangma Pig Farm is not a decision made by me with a hot head and a pat on the head, but a collective decision of our company, you will not object to this, right?" ”
"......" Shen Daqing nodded, he was too excited just now, but if you think about it carefully, it's really like this.
Chen Geng continued: "Secondly, pig raising is good, and the money earned is not less than that of producing motorcycles...... In the end, it has developed into a Fortune 500 company, which industrial enterprise in our country can be ranked among the world's top 500? ”
"I admit this," after thinking about it, Shen Daqing nodded and said, "But the situation in our country is special......"
"The situation of our country is special, but in my opinion, this is the best opportunity for our Runhua Industry," Chen Geng interrupted Shen Daqing's words, saying: "Our country has just begun to develop, and there is no heavyweight meat product enterprise in China, this is the opportunity of Runhua Industry!" Lao Shen, what do you think it will be like for Runhua Industry to enter this industry after a few meat product giants appear in China? (To be continued.) )