Ye Jingcheng directly suppressed it with his aura, not to mention that Luo Jiarui himself didn't care about it. Pen? Interesting? Pavilion wWw. ｂiquge。 The total value of several debts is only 150 million, but he dared to ask Ye Jingcheng to borrow 200 million.

What is borrowing? Naturally, it is the borrowing of money and things from the referring person, or the debits and credits on the bookkeeping or asset sheets. But there's one more key ......

When the borrower applies for a loan, in order to ensure the safe recovery of the loan, the lender has reason to require the borrower to provide, including movable property pledge, real estate mortgage and other asset mortgages, or joint and several guarantors.

And these assets need to be pledged to have a considerable value, otherwise how can it be called "borrowing"? Now Luo Jiarui asks Ye Jingcheng to post 50 million upside down, are you sure that this model is called lending? Instead of calling it an overdraft consumption?

I don't know if Luo Jiarui made this request, whether he thought that the Eagle Group had this reputation, or whether Ye Jingcheng would buy him as a favor.

"Although I know Luo Sheng and him, I don't think we are familiar enough to confuse business with human feelings." Ye Jingcheng said solemnly.

Ye Jingcheng and Luo Yingshi only met at the Hong Kong government bidding meeting. The two said that there was still some distance between each other, and at best, they knew each other's names.

When he boarded, Luo Jiarui felt that his face was gloomy, and this kind of request was indeed excessive. In terms of strategy, it sounds better to borrow arrows from a straw boat, and the fact in front of him is that he borrowed arrows in broad daylight and sunny conditions.

It's just that Luo Jiarui didn't expect Ye Jingcheng to say it so clearly. After all, the latter, as a businessman, should always have a mellow approach to things. And if he knows his father, he should save some face. Now don't say that you don't give face, but you can say that you can directly dismantle his feet.

Fortunately, Luo Jiarui still has a second hand to prepare. Or his first plan was just to test the other party's tone and see if there was a chance to make a bigger loan.

From the analysis of the current situation, Ye Jingcheng's tone shows that the two can still talk about it, so he is not without a chance, but he needs to come up with enough attractive assets.

Luo Jiarui pondered it carefully, and remembered when he went to visit Luo Yingshi. The latter mentioned to him that Ye Jingcheng seems to be very interested in the hotel industry.

And their Great Eagle Group is to take hotel management as its main business. In addition to the five-star Regal Hotel as the façade of the group, the group also has a number of hotels with one-star to four-star ratings.

If you want to show your sincerity, you can only introduce the topic first. As soon as he thought of this, Luo Jiarui began to organize his words, but when he was about to speak, when the words were already on his lips, Ye Jingcheng stretched out his hand to stop him.

Ye Jingcheng said in an undeniable tone: "If you think that you can persuade me to lend you money under any one or two conditions, I suggest you go elsewhere to try your luck." ”

"Why!? Luo Jiarui slapped the table excitedly, but quickly calmed down, apologized for his abruptness, and said, "Ye Sheng, no...... I want to ask, this kind of thing is beneficial to both sides, why do you refuse so simply. ”

At least in Luo Jiarui's opinion, it is indeed like that. He asked Ye Jingcheng to borrow money, he needed a sum of money to turn around. And Ye Jingcheng lent him money, which also cannot be gratuitous.

"Then let me make it clear to you, first of all, I am not a bank here, and secondly, I don't need it here, and I don't have any related mortgage business." Ye Jingcheng said bluntly: "If you want to borrow money from me, tell me the ownership of the Regal Hotel." ”

From the conversation just now, he has a general understanding of Luo Jiarui's character, which belongs to a relatively indecisive person.

What's more, this time he is asking for him, and he doesn't need to talk nonsense with the other party, just show his tough side, even if Ye Jingcheng has time, he will not waste it on the other party.

Because in addition to acquiring Regal Hotel, he also has to deal with the wireless shares in the hands of several of Qi Dezun's children, and the other is to carefully handle the transfer of funds of Jianing Group.

"Ye Sheng, I just asked you to borrow 200 million. But Regal Hotels, with assets worth at least 1.8 billion. Luo Jiarui seemed to explain.

Even though he knew that Ye Jingcheng intended to enter the hotel industry, he didn't expect Ye Jingcheng's 'heart' to be so big, and he aimed at the image façade of Eagle Group at a glance.

"1.8 billion? Do you calculate according to the market of half a year ago, or the market of today? Ye Jingcheng snapped his fingers and motioned for Huo Jianning to open a red wine.

Luo Jiarui finally bottomed out in business experience, and immediately exposed the current situation of Regal Hotel, saying: "Even according to the current land price, Regal Hotel is at least 1.2 billion." ”

Regal Hotel's asset value was 1.8 billion yuan half a year ago, and only half a year ago, only 1.2 billion yuan was left, a full third of the asset value.

Know where it is, in the heart of Causeway Bay. Even if it is affected by the 'real estate plunge', its value cannot fall so sharply, and it can only be said that there are certain problems in its operation.

At this time, Huo Jianning took out a bottle of red wine and two wine glasses from the wine cabinet, until one of the glasses was handed to Ye Jingcheng, Ye Jingcheng shook the red wine glass, and then said: "There is no foreign debt in the Regal Hotel?" ”

Forced back step by step by Ye Jingcheng, Luo Jiarui said truthfully: "The foreign debt of Regal Hotel is less than 200 million. ”

“ok。” Ye Jingcheng temporarily put down the red wine glass, stood up and walked around behind Luo Jiarui, patted the other party's shoulder with both hands, and said: "In other words, the current value of the Regal Hotel is one billion, as long as you have such a need, I can withdraw this money to you at any time." ”

Ye Jingcheng's words were very domineering, and it was difficult for Luo Jiarui to run around for days in order to borrow tens of millions. But when it came to Ye Jingcheng, one billion was just influenced by one of his thoughts, as well as Ye Jingcheng's words.

The main reason is that he thought that Ye Jingcheng's mention of the Regal Hotel was nothing more than an attempt to take advantage of the fire. Now it seems that this is not the case, but that he wants to buy the Regal Hotel with real money.

If it was still half a year ago, Ye Jingcheng would definitely be rejected, and his offer would be useless even if it was higher than the market price. Because the progress of the Regal Hotel is very good, even if Ye Jingcheng gives hundreds of millions more, it is not good to stay in his hands.

But now, after a big dive in real estate. Regal Hotel's assets have shrunk by a third, and the immediate situation is even more uncertain. Luo Jiarui showed extreme hesitation.

As Ye Jingcheng said to guess, he is a hesitant person.

"I know you can't pay attention to this matter alone, go back and talk to your old bean seriously. Ask him if he wants to save a hotel or a group. Ye Jingcheng sat back in his position, raised his red wine glass and toasted in the air.

Just after Ye Jingcheng finished drinking, Luo Jiarui thoughtfully picked up the wine glass, and finally drank it all to save face, he really couldn't make up his mind about these things alone. In addition, he and Ye Jingcheng are not the same channel, he originally came to borrow money, but Ye Jingcheng seemed to force the money to him. (To be continued.) )