Chapter 242 of the main text volume borrowed money to repay the money

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The first call was to Zhao Yun, who was well-informed and well-informed in the business field, and asked him to help touch the bottom of Mr. Hong. ●⌒

Now there are too many so-called bosses, some people look glamorous on the surface, but outsiders don't know the real situation behind the scenes, driving millions of luxury cars, and there are many people who owe a lot of debts;

Zhao Yun had heard of this Mr. Hong.

The Hong family is somewhat famous in the provincial restaurant business, not because his family's business is big, just two small restaurants, for ordinary people to be considered rich, but if it is placed in the provincial restaurant business, the Hong family's industry is really not ranked, at most it is the midstream.

However, the Hong family has been a famous chef for generations, and the ancestor is said to have been a chef in the palace, and also participated in the Qianlong Emperor's Qiansu banquet.

According to some comments heard by Zhao Yun, this Mr. Hong is still righteous, and he can eat well in business. However, business has not been good in recent years, and it is said that the Hong family's restaurant income is not as good as before.

In fact, with the rise of network technology, consumption habits are gradually changing, and the survival pressure of all kinds of physical stores is increasing.

The information he got from Zhao Yun couldn't explain anything, so Su Ming called Lawyer Zhang again and asked about the legal issues of the notarized mortgage auction.

Lawyer Zhang seemed to be having dinner with his client, and after receiving Su Ming's call, he said to the side, "I'm sorry I missed for a while", and then left the box and found a quiet place.

"Mr. Su, the mortgage you are talking about is to go to the court to freeze the mortgage. Go to the bank to handle it, or go to the notary office to notarize the mortgage? Lawyer Zhang asked immediately after listening.

"It's to go to the notary office to notarize the mortgage. Is there any difference? Su Ming asked.

Lawyer Zhang said: "There is a difference. The notary office is a service unit, and does not have the right to enforce the law, the right to adjudicate, and other rights, but only to do a notarization for both parties as permitted by law and with the consent of both parties. In other words. Unlike the notary office, which has no power and will not take the initiative to check the current true status of the subject matter of the mortgage, the court has the power to investigate the current state of the subject matter of the mortgage. The bank can check whether the mortgage has been applied for with the bank. ”

Su Ming was a little dizzy by Lawyer Zhang's professional words, and asked directly: "You just say, what are the risks?" ”

"If the collateral has been mortgaged, it has been mortgaged. It is impossible for the notary to know. In other words, he can mortgage the hotel to several parties successively, similar to buying a house and encountering a black agent, selling more than one room; If something happens, after the hotel is sold, the repayment order will be in accordance with the first creditor and the second creditor, and it will be sorted down;

Well, there's another possibility. That is, this hotel has been frozen by other courts, and mortgages are not allowed by law. However, due to the fact that between the courts of our country. The exchange of information was not smooth, and the individual staff were not responsible, and the mortgage could be processed, but this was invalid. ”

Lawyer Zhang has made it very clear that if the hotel has been frozen, or it has been mortgaged to another party before. Then even if it is auctioned in the end, Sunzhen may not be able to get the money!

"Lawyer Zhang, can you find out the current status of this hotel?" Su Ming asked.

"It's a bit difficult, I don't have the ability to go to every court in the country to check one by one, but. If you only check whether there is a mortgage or freeze in the provincial capital and Yangchuan City, it should not be a big problem. Lawyer Zhang said.

"Then check these two places and give me the news."

hung up the phone, and as soon as he told Mayor Wu about what he had heard, Lao Wu's face turned white.

"How good is that!" Lao Wu stood up suddenly, and hurriedly circled around the room, sighing.

Su Ming persuaded on the side and said, "Mayor of the town, don't be too anxious, I'm not inquiring." What the lawyer said just now is just the worst possibility, Mr. Hong, Mr. Hong, has a good reputation, and his family also has a reputation and inheritance, so he is not necessarily a liar. ”

"That's true, but how can I put my heart down, I'll just wait for you. You're busy with your going, and if you have a result, tell me. Mayor Wu said.

Su Ming was embarrassed to leave at this time, so he simply accompanied Mayor Wu to wait for the call, and by the way, he said a few words of relief, so as not to make Old Wu too anxious.

Lawyer Zhang was very efficient, and he heard back after two or three hours.

What are you afraid of!

The two restaurants under the name of Mr. Hong's catering company were mortgaged to Huaxia Industrial and Commercial Bank and Agricultural Bank of China in the second half of last year and the first half of this year respectively!

According to the news that lawyer Zhang heard, Mr. Hong is likely to use the mortgage of the second restaurant to repay the money of the first restaurant!

In this way, the situation is very obvious, this Mr. Hong, like many businessmen, has fallen into an economic crisis and can only keep repaying with mortgages. It's like a person applying for multiple credit cards, swiping the back card, and paying off the arrears of the front card.

In fact, this is also a relatively common business method, a series of mortgages, borrowing chickens to lay eggs, any one of which lives, and the whole situation is alive. In this way, as long as you spend a small amount of money, you can make a big industry like a snowball in the shortest possible time;

Now many so-called big bosses and big groups in China have risen in a short period of time in this way.

But the risk is also huge, and if there is a problem in any link, it will lead to a global collapse. When the time comes, the boss runs away and jumps off the building, leaving a lot of bad debts for the bank and putting a heavy financial burden on the government.

If you guess correctly, the real purpose of this so-called 'pig farm' is to repay the money mortgaged in front of the mortgage for a loan.

"Mayor Mayor, don't worry." Su Ming poured a glass of water for Mayor Wu, and after analyzing the whole thing, Lao Wu's blood pressure went up obviously, his face was red and white for a while, and in the winter, he saw sweat on his forehead.

Mayor Wu picked up the water cup and drank it subconsciously, and scalded the boiling water, Su Ming hurriedly handed over a napkin and said, "Mayor Wu, if you want to open something, don't cooperate with this Mr. Hong." ”

"It's also fortunate that you are here, otherwise this time Sunzhen would have planted a big heel, Su Ming, I want to thank you on behalf of the people in the town." said that he was grateful, but Lao Wu's mood was heavy and anxious, and there was no smile on his face.

"Mayor of the town, I am also from Bamboo Town, and it is all within my duty." Su Ming tried his best to persuade: "Fortunately, we found out in time, and Sunzhen didn't lose a penny." ”

Mayor Wu wiped his mouth and sighed: "That's the way I said it, I just felt panicked in my heart, our bamboo towns were poor like this, and I finally saw an opportunity to get rich, but I didn't expect this result." Hey, are the villagers doomed to be poor for the rest of their lives? I, the mayor of the town, feel uneasy, and I can't close my eyes when I die! ”

"Mayor Town, I have something to discuss with you, and it just so happens that Mr. Hong's idea of raising wild boars has inspired me again. Two things become one thing, let's discuss it, if it is done, it should make the villagers live a little better. (To be continued.) For mobile phone users, please visit wènhttp://mnet

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