Chapter 498: Ye Superman
Al Jazeera: "Before the implementation of the Yuen Long Resort plan of 'Yip Superman', we took the lead in handling all financial inflows and outflows in the way of bank operation, which is very stable and makes the capital turnover more convenient and flexible. Pen @ fun @ pavilion wWw. ļ½ļ½ļ½Uļ½Eć ļ½ļ½ļ½ļ½ć
Financial Daily: "Asset predator Ye Sheng's vast entry into the banking industry, industry veterans will analyze all these practices for you, and what benefits Ye Sheng will gain from it." ć
Xinbao: "According to senior officials of the Hong Kong government, the two projects that the Hong Kong government and 'Ye Chaoren' have put on hold earlier may start negotiations again in a short time, regardless of the outcome of the negotiations, which will further enhance the cooperative relationship between 'Ye Chaoren' and the Hong Kong government." ć
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Needless to say, the adjective 'Ye Superman' is also a nickname given to Ye Jingcheng by the media and the outside world, and even some media have added words such as 'richest man' to Ye Jingcheng in order to create bigger gimmicks.
And in the next week, let's not mention Ye Jingcheng's personal reputation for the time being. Qianlong Bank has been hyped up by the media, and the bank's business and depositors have risen sharply.
The number of new accounts opened alone is more than 100,000, and it seems that the number is nothing to be shocked by.
But just imagine, how long does it take to go to the bank to handle a business? From queuing up to completing all the procedures, it takes three or five minutes, to say the least, right? Besides, how long will it take to make 100,000 transactions?
Qianlong Bank has five branches and one head office, and the business of opening 100,000 accounts is evenly divided, and the number of transactions handled by each branch or head office is nearly 17,000.
In the seven days since its opening, an average of nearly 2,400 orders have been accepted per day. The bank's eight-hour working time every day is equivalent to completing 300 orders in one hour.
Measured in minutes, it means that the bank has completed at least five transactions within one minute. The test is no longer the efficiency of bank staff, the efficiency of staff is not enough, through the addition of more windows, so that more staff can share their pressure.
However, the efficiency of five transactions in one minute is too high, and citizens not only have to get the number to queue up, but also go to the window to open an account. According to the people in the queue who arrive thirty minutes in advance, thirty times five equals one hundred and five, and the long queue of hundreds of people can line up to the hall.
In addition, these people are like 'dumplings', one side is constantly being pushed into the cauldron, and on the other side, the dumplings that may be half-cooked are constantly scooped up.
The crowd queuing up in the bank hall to receive the number is even more exaggerated, because there are only four windows, or in fact, no matter how many windows there are, they can only enter after the people inside have opened an account.
These people came at least an hour early, and some even came three or four hours early, and they haven't been able to open an account yet, so you can imagine how crowded and overcrowded the hall is.
Not to mention finding an empty seat to sit down, there is no space station if you want to find a larger one. Fortunately, Qianlong Bank has a very comprehensive security system, otherwise I don't know how many troublemakers will have a chance to take advantage of it.
In addition to the newly accepted business, all the businesses of the Overseas Trust Bank, the predecessor of Qianlong Bank, were also packaged by Ye Jingcheng, including 120,000 depositors who have opened accounts and have a certain deposit in the account or have been handed over within half a year.
The strong rise of Qianlong Bank has made most of the old depositors who have been left by overseas trusts find time to go to the nearby branch to exchange their old cards for new ones, and even some depositors who have given up this bank have become one of the customers of Qianlong Bank again.
Therefore, a month after the opening of Qianlong Bank, the number of new and old depositors in the bank has increased to 300,000. Such a large number of businesses naturally brings higher efficiency to the bank.
To use an analogy, if all depositors deposit $100 each, they can already bring 30 million yuan of liquidity to the bank, is it possible for them to deposit only 100 yuan into it?
Even in this era of low consumption, 100 yuan is not more than the cost of eating out for a meal. Therefore, the amount of money deposited by each depositor in the bank is as little as one or two thousand yuan, and three thousand to ten thousand yuan can be said to be a common amount.
If all customers add up to the average calculation, tens of thousands of yuan is not impossible. Because the above is talking about ordinary depositors, but a bank, especially in the early days, still relies on those VIP customers.
Qianlong Bank's conditions for applying for a VIP card are not too high, and a deposit of more than 200,000 yuan can be exchanged for a gold card.
In addition to specific business, customers who hold gold cards do not need to charge handling fees for other businesses, and they can enjoy better financial investment projects.
However, the gold card is not the only VIP user of Qianlong Bank, there are also platinum cards, diamond cards and private bank cards, with deposit requirements of 1 million, 5 million and 10 million respectively.
In the past few days, this kind of customer has only done less than 100 transactions. However, they themselves are not much more expensive, so naturally they cannot be calculated by the number of transactions. If all these people apply for the minimum required gold cards, it will already bring at least 20 million liquidity to the bank.
In the same way, it is impossible for these people to apply for all gold cards, one platinum card is worth five gold cards, one diamond card is worth twenty-five gold cards, and one private bank card is worth fifty gold cards.
Therefore, even if only 10 of them are more than gold card business, the liquidity brought to the bank is also multiplied. The average deposit of 300,000 depositors is 10,000 yuan per person, which brings a full 3 billion yuan of liquidity.
Just like an article in a newspaper, Ye Jingcheng has the capital to negotiate with the Hong Kong government again. He had previously shelved the Tseung Kwan O Cinema development project and the redevelopment of the Bank of China Tower at the Murray Road car park in Central.
This time, or there is no need to negotiate with the Hong Kong government more, Ye Jingcheng can directly win two projects.
"Ye Sheng, at twelve o'clock at noon, you asked Mr. Li Jiacheng to meet him in his company, and at three o'clock in the afternoon, Mr. Li Shau Kee asked you to go to the Peninsula Hotel for tea, and Mr. Zheng Yutong's secretary called, and the other party wanted to make an appointment to meet you in the next few days."
At this time, Ye Jingcheng had an additional male assistant by his side, and the two walked into Qianlong Bank briskly one after the other, and the assistant informed him of today's itinerary all the way.
"Ask him to have dinner at the Regal Hotel tonight." Ye Jingcheng glanced back and asked, "In addition, has the Hong Kong government found anyone to contact you?" ā
"I have already passed the phone yesterday, according to Ye Sheng's instructions, the people from the Hong Kong government will hand over to Manager Huo today."
The male assistant doesn't look very old, but he gives a very capable feeling. A short inch of hair, a conservative gray and white professional attire, and a pair of glasses with very thick lenses all show his ability and attitude at work. (To be continued.) )