Chapter 443: Fox Tail

With Ye Jingcheng's reply, Zheng Wenya did not feel at ease, but instead had more questions. The pen "Fun" Pavilion www.biquge.info since he borrowed this money and didn't plan to use it, then why did he have to do it more. Could it be that he thinks he has a lot of money and deliberately sends interest to the bank?

Zheng Wenya has been following Ye Jingcheng for two years, so she also knows his character very well. knew that once Ye Jingcheng didn't want to mention this matter, she wouldn't get an answer even if she asked.

Knock and smack –

Moreover, there was a knock on the door of the office, and it was Zhu Baoyi who brought Zhang Mingtian up, so she didn't have time to ask questions next.

"Ah Cheng, I don't object to what you want to do, but remember to leave yourself a way back." Zheng Wenya sighed, as Ye Jingcheng's woman, she could only support the other party unconditionally.

"I will, I'll get to you later." After the kiss, Ye Jingcheng said lightly.

When Zhu Baoyi and Zhang Mingtian walked in, Zheng Wenya did not continue to stay in the office, and when she passed by Zhu Baoyi, the two glanced at each other, vaguely with a complicated emotion.

"Ye Shao, fortunately, you are in the company today, I have some important things to discuss with you." As soon as Zhang Mingtian met, he was quite flattering to Ye Jingcheng. It doesn't look like he's here to collect debts, it's more like seeing the God of Wealth.

However, it is also true that after the borrower successfully borrows the money, he enjoys the treatment of an uncle. Otherwise, one of them will be unhappy and the account will be delayed indefinitely, and the creditor will really have no way to deal with them.

What's more, the creditor does not lend money to others for free, and the interest can be calculated slowly with the borrower. However, when Zhang Mingtian came here today, he didn't think about collecting Ye Jingcheng's interest, he only hoped that Ye Jingcheng could repay the loan early, so that he could hope to tide over the difficulties.

"I'll go out first." Seeing Ye Jingcheng's signal, Zhu Baoyi took the initiative to leave.

"Zhang Sheng, if there is anything to do, you might as well sit down and talk slowly." Ye Jingcheng pushed a cup of coffee in front of him and greeted the other party unhurriedly.

"Ye Shao, you really have to help me this time." It can be seen that Zhang Mingtian came over today without a little shelf.

"Zhang Sheng, don't laugh. Your family has a big business, where do you need me to help? But if you have any questions, I'd love to help you take a closer look. Ye Jingcheng pretended to be confused, also in order to refuse the other party's request in advance.

"Ye Shao, I came to you today to discuss with you the previous debt. Now there is some situation on the bank's side, and there is an urgent need for a sum of money to turn around. But I really can't come up to you, can I withdraw the funds from your debt first? ”

In order to make this statement more convincing, Zhang Mingtian explained: "In fact, the problem faced by the bank this time is not only our overseas trust. The main reason is that the Hong Kong government has introduced new policies, which has caused the banking industry to be unable to adapt for a while. ”

"But didn't the money I borrowed from the bank at the time say that it would be returned in a lump sum after 18 months? Now you suddenly want me to withdraw the funds back, not to mention the other losses, just say the liquidated damages of this construction contract, it is impossible for me to help you, and then let yourself suffer major damages, right? Ye Jingcheng frowned and said with a displeased face.

"And you should know that the property has dived recently, and the land I bid for has depreciated by nearly two percent, if I don't develop the building as soon as possible and then sell it, in case the property market dives again, I think my loss is likely to be more than this billion."

At the beginning, Ye Jingcheng asked the bank to borrow money, that is, he bid to get a piece of land for the development of buildings, and then needed a large amount of money to develop it. And now that the property market has begun to dive, he will naturally suffer 'losses'.

"I know it's really embarrassing for you to do this, it's just ......" The words that had already come to his lips were endured by Zhang Mingtiansheng.

It is impossible for him to tell Ye Jingcheng the real situation, which will only make himself better handled.

The real situation is that there is a problem with the bank's cheque wheel, and this matter has to start from half a year ago, and the Overseas Trust Bank has been cooperating with a financial company called 'Dominica'.

At that time, the finance company had a large US dollar cheque business that was intended to be resold to an overseas trust bank, and after discussions with two other shareholders, Cheung Mingtian finally allowed the merchant holding the cheque to cash out on the cheque wheel.

Unexpectedly, in just half a year, the businessman collapsed the check wheel due to poor turnover. As a direct result, the operation of banks has been seriously affected, and the biggest problem is liquidity.

Moreover, the government has added fuel to the fire by implementing a three-tier financial system and tightening control over financial companies, with the result that short-term deposits of financial companies have been greatly reduced and the contraction of credit has accelerated. Originally, the bank was due to insufficient liquidity, and now there is a run on the store.

Zhang Mingtian carefully calculated that with the existing liquidity of overseas trusts, it can only last for one or two weeks at most. If he does not have the means to solve the problem of the capital chain by then, the bank will face collapse due to poor capital turnover and insolvency.

"Zhang Sheng, you have your difficulties, I can understand this." When Zhang Mingtian kept nodding and smiling, Ye Jingcheng asked unceremoniously: "But I also have my difficulties, can you understand it." ”

Zhang Mingtian was choked by these words, and the original smile on his face became stiff.

After being silent for a moment, he found a compromise and suggested, "Ye Shao, it's better to be like this." You first transfer back the 200 million you borrowed from me privately, just to help me get through this difficulty, and my brother remembers your favor. ”

"200 million can solve the bank's funding problem?" Ye Jingcheng said with a side face.

"This ......" Zhang Mingtian fell silent again, and the answer was definitely no. Even if the bank has an additional 200 million yuan in liquidity, it will only be eased for a long time, and the problem has never been solved.

And Zhang Mingtian said this suggestion, in fact, he was a fluke. Because he felt that if he coped with it for a while, he might be able to find a solution, or draw a large amount of money from somewhere else.

"Zhang Sheng, can you trust me or not?" Ye Jingcheng said inexplicably.

"What do you mean?" At this time, ask yourself whether you can trust him, there must be a deeper meaning.

"Nothing, if you want someone to share, or consider me." At this moment, Ye Jingcheng finally showed his tail to the fox.

"You!"

If Zhang Mingtian can't react anymore, then he has been in the business world for decades, and he will be in vain. Ye Jingcheng obviously wanted to take advantage of his illness to kill him and take the opportunity to absorb the bank shares in his hands. (To be continued.) )