Chapter 113: Rhapsody of Acquisition

"Brother Fan, what wind blew you over?" Ye Jingcheng got up and greeted Yuan Tianfan who arrived.

"Haha, this time I'm here purely for business, when are you going to pay back the money, Brother Ye?" Although he was talking about business on the surface, Yuan Tianfan had a smile on his face, and he didn't have the slightest gesture of collecting debts at all.

"Pay it back?" Ye Jingcheng poured a glass of water, and then returned to his place.

"Well, I was approached by a senior management today. Saying that in view of your recent newsprint comments, the amount of money lent to you is very risky, and he has asked me to collect the debt, and he has already applied to his superiors to end your loan early. ”

"Do you know who it is?" Ye Jingcheng believes that this person who is doing things behind the scenes, since he gave Yuan Tianfan a chance to convey it, it proves that he is not afraid of being known about it.

Because of his relationship with Yuan Tianfan, he can find out with a casual check, and if he really doesn't want him to know, he can find other staff to inform. Or rather, it's all in someone's hands. Their purpose is not to collect debts, but to raise some tips on him.

"I don't know the specifics, but the person in charge of the message seems to be surnamed Yang." Yuan Tianfan put away his smile, what Ye Jingcheng thought of, he could somewhat predict.

"Surname Yang?" Ye Jingcheng instantly remembered a person, Zou Wenhuai's exclusive driver, although this old man's methods are not as good as Shao Yifu's, but his sword has gone off the beaten path again and again, no wonder even Shao Yifu will be hit.

"How? Brother Ye, when will you pay back this money? After taking a sip of water to quench his thirst, Yuan Tianfan made a joke.

Smiling, Ye Jingcheng said stiffly: "There is no money, there is a life." ”

"Okay, that's the end of the joke." After laughing dryly, Yuan Tianfan asked, "Brother Ye, do you have any countermeasures?" ”

"I can't say what to do, but I should know who did it, and you can help me delay this for a few days." There was no need for him to hide it from Yuan Tianfan, because the two were now on the same front. Speak up, and you might get one more piece of advice.

"This is not a problem, but I guess the other party is not as simple as trying to force you to repay your debts." Yuan Tianfan put away his smile.

"Indeed." Zou Wenhuai is an old fox, he wants Princess Jin to release him, but he is unwilling to give him the opportunity to develop freely, it seems that he can't 'take refuge' in Jiahe, I hope you won't regret this decision in the future, Ye Jingcheng's eyes flashed a hint of haze.

"By the way, what did you tell me last time?" When he came back to his senses, Ye Jingcheng mentioned another important matter.

Seeing Ye Jingcheng change the topic, Yuan Tianfan didn't discuss it more. He said, "None of that man's children will let go of their father's inheritance. ”

"Paternal legacy? I think they just don't think the price is right? In his opinion, the other party is completely insatiable. He is not unclear about the competition of the giants, so he just wants to increase the chips in his hand.

"Who knows."

Yuan Tianfan closed his shoulders, but he acquiesced to this statement. He also suggested: "Brother Ye, in fact, although they haven't solved the problem of inheritance, they only have contact with the only son in business, do you think we are focusing on him?" ”

"You mean Lee Hyun Bin?" Ye Jingcheng shook his head, did not adopt Yuan Tianfan's opinion, and said: "I'd rather spend more time on this matter than have any mistakes in the process." After all, it's not the last moment, and I don't know who is biological. ”

"Brother Ye, your analogy is really ......," Yuan Tianfan smiled a little wryly.

"How?" Ye Jingcheng turned his face sideways.

"No, it's appropriate." Yuan Tianfan said speechlessly, after all, Ye Jingcheng was very disrespectful to the dead when he said this, but he was not unreasonable.

It's not that Li Xianbin is not a biological question, but he is not the most favored. And as the youngest son, he has a few less advantages than his sisters. Therefore, regarding the distribution of his dead ghost Lao Dou's inheritance, there must be a share of him, but it is difficult to say whether it is more or less, not to mention that there is a queen mother at home.

"You help me increase the price at my discretion and test their bottom line." Ye Jingcheng's expression became serious.

"Okay, but Brother Ye, you're really... There are enough stingy ones. You don't need to use people, I've helped you do it for so long, and I haven't seen a red envelope. When Yuan Tianfan said this, he already wanted to get closer to Ye Jingcheng.

Now he can only be regarded as young, and it cannot be said that he is highly used, and those who have the ability will not be satisfied with the status quo. Especially last time, he saw Ye Jingcheng's solicitation of Huo Jianning with his own eyes.

In the face of a person who has just met, Ye Jingcheng can offer an annual salary of five million based on his personal vision alone, which is enough to prove how confident and arrogant he is in himself, and it also reflects a problem. For capable people, Ye Jingcheng will not restrict the growth of the other party, on the contrary, he will give them more opportunities.

"Don't worry, the red envelope won't be missing you. I have one thing here..."Ye Jingcheng said with a smile.

Yuan Tianfan looked helpless, shook his head and sighed to himself: "Ahem, I haven't seen the red envelope yet, and I have something to hand over to me?" Well, it looks like I'm really working hard. ”

However, Ye Jingcheng's next sentence made him speechless, and said: "I want to open a bank." ”

People in Niu Xi never say that they are cows, okay, I admit that Brother Ye is this kind of person, and now as soon as you open your mouth, you are aiming at the bank, can your eyes be more vicious?

"Brother Ye, if you have any intention in this regard, I suggest that you directly acquire the bank in the picture, there are too many procedures and troubles to open a new bank." Now that the banks on Hong Kong Island are facing a dilemma, it is indeed an excellent time for Yip Jingcheng to intervene at this time.

Of course, Ye Jingcheng is not a god, and he doesn't know everything.

For example, this time he planned to open a bank, not because he saw the right time, but just to let Qianlong Investment Co., Ltd. open a formal platform for gathering funds, and the other is to bring Yuan Tianfan, a capable minister, under his command.

"How much does it cost?"

Forehead! Yuan Tianfan was already speechless. You're buying a bank now, can you give a normal reaction? How much does it cost? How does this statement feel like going to the market and asking the vegetable seller for the price of the food?

"A bank with a certain reputation, the purchase price is within 800 million." Helplessly, he still said the market.

"800 million !!" Ye Jingcheng is not too much, on the contrary, he feels that this number is unexpectedly low.

At present, the total assets of a bank in normal operation will not be less than 1.5 billion, let alone the target of Yuan Tianfan, and the number of assets will never be less than 2 billion. And the price he offered was only one-half, or even less than one-third.

"You're talking about dollars?" It's not that Ye Jingcheng didn't think about acquisition, but he just opened a new bank, and he can start small. If it's a direct acquisition, it will require a lot more capital.

"I'm talking about Hong Kong dollars." Seeing that the other party was a little unexpected, Yuan Tianfan was not so uncomfortable in his heart, it seems that this Ye brother is not omnipotent, otherwise he would be too incompetent.

"Brother Ye, don't look at the surface of the bank, in fact, their liquidity has almost dried up. Because the bank's funds have been squeezed out by the masses, and all that remains is a lump sum of business and a series of figures. ”

Without Ye Jingcheng asking questions personally, Yuan Tianfan began to analyze the entire market for him.

"That is to say, if I buy a bank, I will also face the problem of liquidity shortage, and I will need to inject a certain amount of capital at that time?" Even if Ye Jingcheng doesn't know how to do it, he can still hear the problem.

"That's right." Ye Jingcheng's reaction is not an inference, but he has considered this issue comprehensively.

"What's the solution?" Ye Jingcheng realized that a bank is not so easy to play. And what he needs most is liquidity, and if he wants to face this problem, it is better to hold the money in his hands.

"What can be done to fundamentally improve the banking system, open up sources and reduce expenditure, pay deposits in accordance with the law, and establish a reasonable ratio of deposits and loans and stable and effective investment channels for maintaining and increasing value."

Yuan Tianfan said that this set of banks are being implemented, but not every bank can get results. To put it simply, let the masses deposit their money in your bank, and there is a reason why they should not come and withdraw the money easily.

"Well, you can help me keep an eye on it first." For professional problems, no matter how much Yuan Tianfan said, Ye Jingcheng couldn't think of a countermeasure. He added, "I want you to help me then." ”

Yuan Tianfan smiled knowingly, immediately changed his title, and promised: "I am willing to serve you as the boss." ”

"If you buy HSBC, how much money will it take?" Of course, Ye Jingcheng just mentioned it casually, and his teeth are not good enough to swallow the overlord-level representative of this industry.

"HSBC doesn't have a shortage of liquidity, and it's not something that can be acquired with money." The implication is that it doesn't matter if you have money, HSBC is involved in too many interests, and even involves a certain amount of politics. Governance position.