Chapter 264: Yu Bao
Lin Seungjae generally goes to work at home, and the work is also done at home, if there is nothing particularly important, even the meeting, he is holding a remote meeting, and rarely really participates in it personally, which is his trust in the ability of his employees!
Kim Seol-hyun didn't care what Sun Na-eun thought, "OPPA, Na-e-oni is here." ”
"Oh...... Nann, you're here. Lim Seung-jae said hello a little embarrassed, now he is a bit like Taeyeon before, he doesn't know how to face Son Na-eun, and he doesn't even dare to look at her now.
But who knows......
"OPPA, what are you up to?" Sun Naen sat directly next to Lin Chengjae, although she has a shy personality and is not easy to get acquainted with others, but once she believes in something, she will definitely do it without regrets.
It's the same with Lin Seungjae now, she is sure that she likes him, although it is impossible for Lim Seungjae to accept her now, but she feels that she has a chance, no matter what, he did that kind of thing to himself last night, and he will definitely not feel nothing.
Even now, when she thinks back to those sporadic pictures last night, Sun Naen will feel red-faced, but she was drunk at the time, and her memory is not very clear.
But she clearly remembered that it was Lin Seungjae who took the initiative at that time!
Although Nan Eun is simple, it doesn't mean that she is stupid, judging from the guilty look of Lim Seung-jae now, she feels that she is very possible.
"I'm looking at this project." Lim Seung-jae patted the position next to him and motioned for Nan Eun to sit down.
The project he is talking about is a new Internet monthly value-added service project cooperated by Alipay, a subsidiary of Alibaba, and Tianhong Fund. Jack Ma named the project: Yu Bao.
Yu'e Bao is actually to transfer money to Yu'e Bao, that is, to buy the Yu'e Bao money market fund provided by Tianhong Fund, and you can get income. The funds in Yue Bao can also be used for online shopping payment at any time and can be withdrawn flexibly.
After transferring money to Yuebao, you can get a certain amount of income, and support the transfer of funds for Alipay account balance payment and bank card quick payment.
And there is no processing fee. Through "Yue Bao". The funds deposited by users in Alipay can not only get "interest", but also have a higher income compared with the interest on bank demand deposits.
As for the question of how Yu'e Bao makes money......
Then it depends on Tianhong Fund, Tianhong Fund takes this money to invest in money market funds, there is almost no risk, but the return is not low, and what Yu Bao earns is actually the difference in the middle. Such a project, whether it is for users, Tianhong Fund, and Alipay, is beneficial and harmless.
But this project will offend the banks!
Alipay's launch of Yuebao is actually to improve the viscosity of users, attract users' idle current deposits to Yu'e Bao in Alipay, and facilitate users to shop on Taobao, which will endanger the interests of banks to a certain extent.
Because the interest rate of Yu'e Bao is higher than that of banks, then under the condition that the safety of funds can be guaranteed, for ordinary people, Yu'e Bao and other Internet financial products. It's just a cake. The interest on bank deposits cannot keep up with the rise in prices, and keeping money in the bank means depreciation. It can be invested in Yue Bao, there is no purchase threshold, there is more income, and it is convenient to withdraw, why not?
Naturally, the people are willing to deposit Yu'e Bao, not the bank.
What's more, Alipay transfers are also free, which is hundreds of times stronger than those state-owned bank services. And the operation is also simple and not complicated.
This project is feasible in every way. When the people taste the sweetness, even the central bank can't kill Yu Bao with a stick, and can only introduce various policies to suppress it, but this can force the major banks to make concessions to the people from the side and win a good reputation......
Lin Seungjae briefly explained the significance of this project to Sun Naen and Kim Seo-hyun, and then the two sisters were still ignorant. There are few professional terms he says that they can understand.
"Oh, having said so much, it's just that you can make money anyway, and there's no risk in saving it. You can take it at any time, and it's higher than the bank rate, which seems good. "Jin Xuexuan is now also a little tyrant with a small deposit, AOA's popularity has always been high, although her debut has not been long, but her earning ability is indeed extraordinary, and she doesn't need to spend much money, and now she is still a freshman in high school and preparing for a sophomore year of high school, and the money she earns has become a deposit.
However, she didn't know how to spend this money, so she deposited it in the bank first, "OPPA, I'm not Chinese, can I also register an account and use Yue Bao?" ”
"Yes, but for the time being, only RMB ...... will be accepted"
"It's okay, let's just go and change it!" Sun Naen seems to be quite interested, she originally planned to use the money she earns to buy a house, but South Korea's real estate suppression is also very strong, tax is charged when buying a house, and tax is also charged when selling, it is still not worth it, if you can have a more stable fund to buy, it is not bad.
Lin Seungjae closed the notebook, he had no opinion on this project, so he replied directly to Ma Yun, saying that he agreed with this project.
"By the way, have you ever considered the exchange rate?"
"Exchange rate?"
"If the renminbi depreciates, you will exchange it for the renminbi and wait for it to be exchanged back......"
Kim Seo-hyun and Son Na-eun are not stupid, they immediately understood what Lin Seungjae meant, and suddenly looked bitter, "Then what should we do?" ”
"What do you do to me?"
“OPPA!”
Lin Chengzai is always so underwhelmed at this time, it's unbearable, "Okay, I'm kidding you, in fact, this is only a fund product with the lowest interest rate, you can try to invest in some other fund products, if you really want to invest, you don't have to be Yu Bao." ”
"We're not thinking about supporting OPPA!" Kim Seo-hyun sat on the other side of Lim Seung-jae, "What about other funds, do you have anything to introduce to OPPA?" I don't know anything about this, so teach us. ”
"You think I'm a god, I haven't bought much of this thing, don't ask me." What Lin Seungjae just said is so spicy, in fact, he just knows what the fund is, and he doesn't understand anything like how it works, let alone teach people.
His eyes looked at Sun Nan's face from time to time, trying to find something unusual from her face, but Nan was really the same as usual, and she didn't see any special emotions in her at all.
But it was this that made Lin Chengzai even more guilty, she took advantage of others like this last night, and now maybe she doesn't remember anything, but he remembers it clearly, he wants to say something to her, but he is embarrassed, that tangled feeling......
Kim Seo-hyun also saw that Lin Seung-jae was a little absent-minded, although he was a little depressed, but he didn't continue to ask, "OPPA, "The Book of Nine Families" is about to start filming, and the actor is Lee Seung-gi's predecessor!" I'm an idol! ”
"Oh, and then?" Lim Seung-jae had no interest in this thing at all, held back a glance at Sun Na-eun, and then played with his mobile phone.
"OPPA, can you watch me talk, it's rude?" Kim Seo-hyun shook Lim Seung-jae's shoulder.
"What's wrong? Lee Seung Gi is Lee Seung Gi, what's the matter with me? "Lim Seung-jae just helped Kim Seo-hyun win the role of the protagonist, and the script was just a simple look, and he didn't care about the starring role, director or anything at all.
Kim Xuexuan was speechless for a moment, and when she told Lim Seung-jae about these things, she felt that it was a huge mistake, "Only at this time can I feel that OPPA you are a foreigner......"
"I've always been a foreigner to you." Saying that, Lim Seung-jae also searched for the name Lee Seung Gi on his mobile phone, and then, he saw something that interested him, because after Lee Seung Gi's name, the search engine automatically helped him make up Yoona's name.
Then he clicked in for a while, and then he saw something that shouldn't be seen, and Lin Chengzai was immediately unhappy...... (To be continued.) )