Chapter 59—Lending Money to the Enemy (Part II)
ps: Ask for support, ahhhh
Liu Duoduo smiled arrogantly: "Since you really need money, that's right." I'm not very good at this, but I still have self-knowledge. I'm not good at negotiation or anything, so let Assistant Han talk to you about the next specific things. ”
Han Xiao was stunned for a moment, and secretly scolded "lazy" in his heart, and then said to Zhao Tiezhu with a smile: "Mr. Zhao, next, I will negotiate with your group on behalf of Liu Shao." Please also ask, Mr. Zhao, how much capital does your company need now, as well as the opening projects related to the funds, and the possible benefits in the future. Regarding these, please also understand Mr. Zhao, after all, we need to determine whether you have sufficient repayment ability. ”
Zhao Tiezhu laughed dryly twice and said, "It should be, it should be." Our group's current funding gap is about 50 million. As for the new projects launched by our group, it is about oil tankers and the ...... of crude oil trading"
"Oil?" Although Han Xiao knew it for a long time, she still pretended to be surprised, and immediately asked, "What Mr. Zhao is going to start is crude oil trading?" If this is the case, we are willing to invest in shares instead of borrowing......"
"Hah...... This ......" Zhao Tiezhu stiffened with a smile on his face, "...... I'm afraid it's not very convenient. ”
As he spoke, Zhao Tiezhu scolded secretly in his heart - if you find someone to invest in shares, where is there such trouble? He just wants to eat alone, and he doesn't want to share such a large piece of fat with others, which is why he lacks such a large amount of funds. Otherwise, to raise funds, 50 million is not a matter of minutes?
Han Xiao's face turned cold: "Mr. Zhao, don't you think about it anymore?" ”
"Hah...... This ......" Zhao Tiezhu changed the topic and said, "Liu Shao has a little style of Mr. Liu at a young age, and after inheriting Jinding Group in the future, he will definitely make Jinding bigger and bigger......"
Han Xiao showed a disappointed look on his face, while Liu Duoduo said with a posture of "Your words are very useful": "Assistant Han, Mr. Zhao has a good eye, don't we still have six thousand in our account?" Let's lend 5,000 to Mr. Zhao first......"
"Ahem...... Liu Shao, let me talk about business. Han Xiao gave Liu Duoduo a thumbs up in her heart.
This year, the performance is good.
After a few words, Zhao Tiezhu smiled again and said, "Assistant Han, look at our Jiayang Group......"
Han Xiao smiled and said: "Mr. Zhao, you urgently need funds for crude oil trading, so of course we don't have to worry about the return of funds." 50 million, I agree to lend it on behalf of Liu Shao. It's just that there is no such thing as 100% security in this world. Liu Shao's 50 million is lent to you like this, in case something goes wrong, in the end, you can't pay back the money, so that Liu Shao's money will be wasted, and if there is any trouble, it will not look good for you and me......"
When Zhao Tiezhu heard this, he hurriedly said: "Liu Shao, please rest assured, the 50 million, our Jiayang Group only borrows it for half a year." Half a year later, it will definitely be returned! ”
Han Xiao shook his head and said, "Mr. Zhao, you still haven't understood what I mean. We are in business, and since it is a business, we want to minimize the risk of this business. Assuming that such a problem does occur after the deadline is reached, how to solve it? Therefore, if Mr. Zhao wants to borrow money from us, he needs some equivalent collateral. That's not too much, isn't it? ”
"No, not too much." Zhao Tiezhu nodded.
In these days, you have to mortgage a loan from a bank, let alone borrow money from a private person.
He has nothing to do with Liu Duoduo, how can he easily lend the money?
"Then ......," Han Xiao asked, "Mr. Zhao, what are you going to use as a guarantee?" Jinding Group has top accountants who can estimate the approximate price of your collateral in the shortest possible time. Rest assured, we are professional. ”
"Heh......" Zhao Tiezhu frowned, "Look, how about ten percent of my Jiayang Group's shares?" Jiayang Group now has a market value of about 500 million......"
Before Zhao Tiezhu's words fell, Liu Duoduo immediately shook his head and said, "Mr. Zhao, what is the use of my shares in Jiayang Group?" In case of Jiayang Group, if something really goes wrong, isn't the 10% of the shares still lost? ”
Han Xiao also said: "Yes, Mr. Zhao." Liu Shao is right. We are to avoid risks, once this business goes wrong, it can be expected that the market value of Jiayang Group will definitely shrink significantly. The collateral we need must be an item, resource, or property that is not affected by this. Buildings and land, gold, diamonds, and other ...... of value."
"As far as I know, there seem to be some banana plantations, rubber plantations, plantations, seafood farming and other industries within Jiayang Group. These properties do not have any debts, the debts are clear, and they can be used as collateral......"
"Impossible!" Zhao Tiezhu didn't think about it and refused directly.
Han Xiao's face turned cold: "Then, please ask Mr. Zhao to take out a hedging item that is enough to mortgage 50 million." If not, then the transaction between us can only be cancelled. Of course, the assets, hedging items, etc., that Mr. Zhao used as collateral must not be the hedging items that have been pledged to any third party......"
Zhao Tiezhu's face turned black all of a sudden.
Except for those plantations, banana plantations, seafood farming and other industries, which of the others did not carry loans?
"Huh...... Liu Shao, can this matter be discussed again? I am willing to take out 20% of the shares of Jiayang Group......"
"Mr. Zhao, stop kidding! I told you a long time ago, it's useless for me to ask for the shares of your Jiayang Group. Unless...... You can give fifty-one percent ......," Liu Duoduo teased with a look of "I'm a good talker".
"Hehe......" Zhao Tiezhu's face darkened even more, "Liu Shao, don't be kidding." ”
51% of the shares of Jiayang Group? Unless Zhao Tiezhu's brain is kicked by a donkey, he will do this. If he really signed this contract, it is estimated that Liu Daheng will have to do everything possible to make him unable to pay back the money.
Han Xiao said: "Of course Liu Shao is not joking. Therefore, we also hope that Mr. Zhao can be more sincere. ”
“……”
Zhao Tiezhu thought for a while, and thought in his heart, he basically didn't have time to raise money anymore. If you can't accurately give the UAE magnate a quasi-letter, your chances of soaring will really be gone......
What Assistant Han said was that Liu Shao's idea of risk aversion was also correct. In my Jiayang Group, there are five jackfruit plantations, four rubber plantations, six banana plantations, and four seafood breeding centers, mainly distributed in Zibei City, Qiongya City and Tunhuang County, and the total assets should be around 70 million. I am willing to use this as collateral and borrow 50 million for half a year. However, in this half year, Liu Shao's side shall not interfere in any way in any way in the operation of the industry within the scope of the contract! ”
Han Xiao was relieved when she heard Zhao Tiezhu's mouth, and said with an unhappy look on her face: "Mr. Zhao, you are suspicious of us!" ”
"Don't dare, don't dare." Zhao Tiezhu hurriedly said.
Liu Duoduo said: "Forget it, Assistant Han, you contact Jinding's legal counsel and accountant, and ask them to come over immediately, calculate it, and see if there is any error in the information." If that's right, make a contract. Mr. Zhao's borrowing cycle is half a year, and the interest is calculated at 10%. Mr. Zhao has no opinion, right? ”
Zhao Tiezhu nodded: "No problem." ”
Ten percent interest is not too high. If the funds of 50 million are handed over to some operation experts, it is possible to make a profit of 10 million or 20 million in half a year. And once his funding problem is solved, five million is not a big deal at all.
Han Xiao walked out of the private room, and then called Liu Wenxuan, but he didn't say anything, only said that he would borrow two lawyers and accountants. This was just a trivial matter in Liu Wenxuan's eyes, so he naturally agreed.
Zhao Tiezhu also contacted Jiayang Group's lawyers and accountants.
There are too many people, and a quiet place like a tea room is not suitable.
However, the owner of this tea room is also a wonderful person, and has rented a meeting room on the ground floor of a nearby hotel for guests.
Everyone left the tea room and entered the hotel, and it didn't take long for lawyers and accountants from both sides to arrive. After a period of busy calculations, it was concluded that the value of the plantations and seafood breeding centers that Zhao Tiezhu used as collateral was more than 69 million, which was not much different from what Zhao Tiezhu said.
The lawyers of the two parties came out of the contract together, and Zhao Tiezhu was about to sign it, but Han Xiao squinted his eyes and said, "Mr. Zhao is slow, I think there should be another article in this contract." If there is an accident on the oil tanker of Jiayang Group during the loan period, it will be unable to repay the arrears, and all the mortgage property will be automatically transferred to the borrower's name, what do you think? After all, what we believe in is the solvency of your tanker, not the solvency of Jiayang Group. ”
Zhao Tiezhu's face was unnatural: "Assistant Han, it's not appropriate for you to add such a temporary article, right?" This one is a bit redundant. ”
Han Xiao said with a smile: "If it is not appropriate, Mr. Zhao's 'during the contract period, we shall not interfere in the operation of the pledged assets in any way', isn't it also a bit redundant?" Could it be that only Mr. Zhao has the right to add terms, and our side has no power? ”
"Hah...... How can it be? Zhao Tiezhu smiled reluctantly, "Then add such an article." ”
Han Xiao narrowed his eyes and said, "Of course, if Mr. Zhao is willing to accept Liu Shao's 50 million funds to invest in the oil tanker business......
"Lawyer, let's get the contract." Zhao Tiezhu immediately changed the topic again.
After modifying the additional terms, Zhao Tiezhu signed first, and then Han Xiao signed his name. Zhao Tiezhu was surprised: "Why didn't Liu Shao sign the contract?" ”
Liu Duoduo raised his eyebrows: "This kind of thing, just leave it all to the assistant to do, where is the need for me to do it myself?" Anyway, money is indispensable for you, so much care. ”
Zhao Tiezhu glanced at Han Xiao's face suspiciously, as if he wanted to remember Han Xiao's appearance.
Han Xiao was as usual, got up with a smile, shook hands and said, "Mr. Zhao, bank transfer, right?" ”
"Okay."
Zhao Tiezhu also stood up and shook hands with Han Xiao vigorously.