Chapter 084, 10 million usury

Wang Bin decided to seize the opportunity, made a desperate bet, and used loan sharks to speculate on the "titanium white green valley".

Under the guidance of Ah Shu, Wang Bin drove to the "Ganlin Pawnshop".

When Wang Bin drove his new BMW to the door of the community where Ah Shu lived, Ah Shu couldn't believe his eyes.

He asked, "Is the car from your previous boss?" ”

Wang Bin felt that it was time to reveal his identity.

"No, my grandfather bought it for me—"

"Your grandfather?"

"My grandfather is the owner of 'Guangsha Real Estate'......"

"Huh?"

Ah Shu only dropped out of junior high school, and did not understand the "enterprise scale", "stock market value", "net assets" or something, he saw that the "Guangsha New Town" developed by Guangsha Real Estate, a county so big as a county, rose on the barren beach between W City and Cuicheng, and knew what kind of big company "Guangsha Real Estate" was.

Along the way, he secretly looked at Wang Bin from time to time, and he was still suspicious. He noticed that Wang Bin was wearing a valuable watch with a value of nearly one million, and the BMW he was driving was worth more than three million to say the least, and he couldn't help but believe Wang Bin's identity as a rich third-generation.

After driving for more than ten minutes, I came to the "Ganlin Pawnshop". More than a month ago, the "special business license" of "Ganlin Pawnshop" expired, because of a series of previous bad business records, the management department did not approve them to continue to operate, the boss Qin Pengcheng had to change careers to open a tea shop, but behind the scenes did "underground money" and "usury" gray business.

From the outside, this is a medium-sized tea shop, with a spacious façade of seven or eight meters wide, lined with glass walls on both sides, and a double-open glass door in the middle, with a dazzling array of tea, tea sets and other goods inside.

At the entrance, there is a coffee table carved from the roots of an old banyan tree, and a few mahogany circle chairs, where several big men are drinking tea and chatting. One of them, Li Xiaopingtou, knew Ah Shu, and when he saw them get out of the car, he immediately greeted them and led them to the "office" behind the tea display case.

There is only one couch in the office and one long coffee table. Against the wall are two desks, each with a computer monitor. There was already a fat man in his forties and fifties, wearing a "pigeon's blood red" gold-inlaid ring on his round ring finger, he was Qin Pengcheng, the boss here.

"Xiao Pingtou" poured a paper cup of boiled water for Ah Shu and Wang Bin each, and said to the boss: "Boss, I'm out." And he withdrew.

Qin Pengcheng knew Ah Shu, and because of the "copper sachet", he broke up unhappily, and he didn't bother to say anything superfluous.

He raised his eyes to look at Ah Shu and asked, "This is what you said about Boss Wang?" Doing the business of man-made gemstones? ”

Wang Bin could see the ridicule in his smiling expression, but he still stared at his eyes quietly.

Qin Pengcheng, who is good at reading people, saw this young man's extraordinary temperament.

He changed his calm tone and asked, "How much do you want to borrow?" ”

Wang Bin stretched out a finger.

"Ten thousand?"

Wang Bin shook his head.

"One hundred thousand?"

Wang Bin smiled and shook his head.

Qin Pengcheng asked in surprise, "It won't be a million, right?" ”

Wang Bin calmly replied: "It's 10 million"

Qin Pengcheng's body leaned forward, leaned back again, and said humorously: "Are you talking about Vietnamese dong, if so, I can lend you a loan right now, hahaha-"

"Your words are not funny at all, what I want to borrow from you is 10 million yuan, and I can repay it within a month or a week, with a monthly interest rate of 3 cents, you promise us to sign a contract, if you don't promise me, I will leave, anyway, there is such a 'tea shop' on this street!"

For fear of extraneous branches, Ah Shu smiled and made a "sorry" gesture to Qin Pengcheng, secretly pulling Wang Bin's arm and reminding him to "be careful when you speak".

Qin Pengcheng couldn't help but take a closer look at this handsome guy with extraordinary bearing, and noticed that he had a valuable watch worth millions of yuan on his wrist, and he no longer dared to underestimate this young man dressed as a gangster.

He said, "Well, I'll lend you ten million, as you said." But what mortgage do you have? ”

Seeing Qin Pengcheng's gaze fall on his watch, Wang Bin felt that he had used the right trick to take out his watch from the city bank safe today and wear it on his hand.

He replied: "I use eight million worth of tradable shares and a new BMW as collateral—"

Ah Shu was taken aback when he heard this. In an instant, Wang Bin in his eyes became a stranger.

Although he guessed that he was a rich man from Wang Bin's million-dollar watch, he did not expect that he would have so much money.

Qin Pengcheng asked in a disbelieving tone: "Are BMW and stocks your own?" ”

"Of course."

Wang Bin opened his stock account with his mobile phone, asked Qin Pengcheng to check the number and market value of the stocks in it, and it did exceed eight million, and showed the driving license of the BMW, which was indeed written in his name.

Qin Pengcheng left a huge question mark in his heart: Where did this kid get so much money?

But he didn't voice his suspicions. Those who do their job have the rules of their industry, only asking the customer how much property they can mortgage, and never asking the source of the property.

Facing a handsome guy with more than 10 million assets, Qin Pengcheng's tone was much more respectful.

He said: "I am very willing to cooperate with Mr. Wang, but since Mr. Wang is engaged in stocks, he also knows that stocks are different from real estate, and they are a very risky and fragile collateral.

Wang Bin said confidently: "In this way, add another item to our contract: after the market closes the day after tomorrow, if my stock still falls to the limit, I will sell the stock immediately to pay back!" That's insurance enough, right? ”

Qin Pengcheng didn't care about fiddling with the signature pen in his hand, measuring the risk here, and said after a few minutes: "In this way, eight million stocks and a BMW will be mortgaged, and you will be loaned 5 million." ”

"10 million, if not, I'll find another family, we're still good friends!"

Wang Bin pulled Ah Shu to make a gesture that he was about to leave, and while Qin Pengcheng was not paying attention, he secretly moved the "copper sachet" hidden in the trouser pocket in advance to the inner pocket of the jacket.

There was a strange smell of flowers in the office.

Qin Pengcheng sniffed and looked around, but he didn't find where the aroma came from.

"Good! Deal! Qin Pengcheng agreed: "But the watch in your hand must also be kept-"

"It's okay."

Qin Pengcheng was unwilling to give up this big business that could bring him a profit of 300,000 yuan in a month at the most. I don't want to see the situation where customers are pulled into the store by other peers after they walk out of here. You must know that among the more than 30 tea shops in this "tea street", at least 20 are engaged in this kind of underground money bank lending business, and the competition is very cruel.

After getting Wang Bin's ID card, he shouted outside. A small man who looked like a middle school student walked in, holding Wang Bin's ID card and checking something in front of the computer? Qin Pengcheng put on reading glasses and squeezed on the display screen to look at it carefully.

When he turned around, he put down his reading glasses and asked kindly, "Who are you, Wang Shishi?" ”

"It's my grandfather."

"That's right! Good! I'll lend you 10 million! But I'm going to find two people to follow you until you pay it off, no problem, right? ”

Wang Bin joked: "It's best to be a beautiful bodyguard." ”

Qin Pengcheng's chubby finger pointed at Wang Bin: "You rich third-generation sons, next time I will definitely find you two beautiful 'female bodyguards', this time it can only be two handsome guys-"

Wang Bin laughed heartily: "Hehe-"

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