Chapter 16: Mortgage Loans (Favorites and Recommendations)
Meng Yufei saw that her parents were a little worried, and couldn't help but be a little strange: "Why do you want to borrow it?" Wouldn't it be okay to take out a mortgage on our house? ”
"House mortgage?" Meng Huadong muttered and patted his thigh: "Yes, why did I just think about borrowing it?" In the past two years, the newly built houses in the city can be bought with loans, and it should be okay to use our house loans, I have a comrade-in-arms' wife who works in the city bank, and I am not too late, I will call him and ask him! Meng Huadong looked at his watch, and as he spoke, he walked out of the study and flipped through the phone book to make a call.
The phone call didn't take long, and it was only about 3 minutes before Meng Huadong came in, with an excited face: "This method works, Lao Luo's wife is now the director, and she is just in charge of lending, the two of them have come to our house, and said that we can almost borrow 200,000 yuan for this house, but I think we can borrow 100,000 yuan, we both have formal jobs, and it is no problem to lend, let us prepare the procedures, she will bring an appraiser from the bank to go through the formalities."
Yuan Xiumei was also very happy, but she was also a little worried: "Your current job is also an iron rice bowl, others can't get in if they want to, you can think about it, it's difficult to come out and go back." ”
"I've thought about it seriously, I've been doing business more in the past few years, I want to fight while I'm young now, although you don't have to worry about eating and drinking since you married into our family, but you usually don't even want to buy better cosmetics, even if I go out to do it and fail, no matter how bad it is to open a small restaurant, it can make our family live a good life."
Meng Huadong looked at his wife's beautiful face and felt a little guilty, his wife's cosmetics were all given by his sister-in-law, and when he bought clothes, he bought them for himself, saying that men should have face outside, and the new clothes of the elderly and children have never been less, but his wife has always been dressed very plainly, as a man, every time he thinks of these Meng Huadong's heart is a little sour.
"Look at what you said, if you have money, you have a rich life, and besides, our life is not bad, it is more than what is less than the bottom, and the family is not better than anything else!" Yuan Xiumei knew her husband's thoughts and comforted him.
"Don't worry, Mom, it's absolutely no problem for my dad to go out, why isn't it better than seeing his director's face in the unit, besides, you don't know my dad's temper, there are too many messy things in the agency, it's better to let my dad break outside."
With more than 10 years of experience, Meng Yufei knows that it is not too late to do logistics now, and now that the big logistics companies have not settled in Z City, it is a good time for development. I didn't want my dad to act first.
Meng Huadong was happy: "My daughter said so wow, it really said to my father's heart, let's prepare the information for applying for a loan first, after the loan comes down, I will take time to run the company's procedures with Lao Xu, and when I get it done, I will resign and become the boss, and your mother will be the boss in the future, and my daughter will be the lady of the boss's family, hehe." ”
Yuan Xiumei was also happy to see her husband's happy appearance; "I haven't become a boss yet, I'm thinking about the future?"
"That is, we have to dare to think before we dare to do it, and we can't even think about how to do it?" Meng Huadong is happy haha.
"Dad, did you and Uncle Xu invest a total of 200,000? The company is just your two bosses, or do you have someone else who is also a partner? Meng Yufei couldn't help but ask curiously.
Meng Huadong was a little surprised: "Fei Fei, how do you know so much, you are still a student, you just know about loans, and you also know business?" ”
"Dad, you underestimate me, don't you? I went to the Internet today, I happened to see an article about the company, I was also very interested, so I looked for a few more articles to read, now the computer is connected to the Internet, many things can be checked! ”
was despised by her father, Meng Yufei was a little helpless, and she couldn't say that she had 14 more years of experience, anyway, she was going to prepare to participate in the selection of the record company, and she would tell her parents in the future, Meng Yufei didn't want to hide it from her family, many things she would know were to be revealed slowly, and her parents couldn't be too suspicious, fortunately, there was already a network at this time, just push it to the computer, and many things can indeed be found on the Internet.
Yuan Xiumei couldn't help frowning when she heard her daughter say that she saw it on the Internet: "When did Fei Fei learn to surf the Internet, don't go in the future, there are several students in my class who have regressed in their online grades all day long, and it is not a good thing to be addicted to the Internet!" ”
"Mom, don't worry, I promise that I won't delay my studies, and besides, I can learn a lot of knowledge from the Internet, haven't you teachers all started to learn computers? In the future, computers will be popular.,There's no harm in learning early.,Besides, I only go occasionally.,Today I also registered a couple QQ number for the two of you! Meng Yufei knew that her mother was afraid that she would be addicted to the Internet and miss her studies, and she would educate people one by one as a teacher, Meng Yufei was also a little afraid, and quickly changed the topic.
"Isn't a QQ number just a chat tool? There's no other use than chatting, so why apply for that? Meng Huadong's unit is also equipped with computers, but the computers in the office are used to send and receive emails, and they are used in the local area network, so they don't know much about day chatting.
Meng Yufei muttered in her heart: There are more uses, video calls, file transfers, remote control, and QQ games have so many functions, but they don't have them yet!
Of course, Meng Yufei can only think about it now, but she can't explain these things to her father, and said: "In the future, the Internet will definitely be popularized, and my mother's office also has a computer, so you don't need to call if you have anything at that time, just say it on QQ, how convenient it is!" ”
"It's nothing to get one, the office Lao Zhang and his lover are working in the field, I see him chatting with QQ, which is quite convenient. But Fei Fei, with a QQ number, you can't go online to chat every day! Meng Huadong also instructed his daughter.
"I'm so busy, I have to learn guitar and taekwondo, how can I have so much time to surf the Internet! But Dad, can you and Uncle Xu open a company with a start-up capital of 200,000? Meng Yufei won't waste time in Internet cafes now, she thinks that 200,000 yuan from the logistics company doesn't seem to be enough to buy a few cars.
"I discussed with your Uncle Xu, he said to buy two cars first, temporarily run the science and technology electronics market and clothing market in Z city and S city, we inspected it, our electronic products here in Z city are basically purchased from S city, and the clothing in S city is basically purchased from Z city, the drive of the two cities is almost 8 hours, just send a bus every day, now there is no experience, first set up in these two cities, and so on to be familiar with the market, and then slowly develop to other cities!"
Meng Huadong knew that he couldn't become fat by eating one bite, and what he discussed with Lao Xu was to first gain a firm foothold in these two cities and then develop slowly.
"Then does your company have a computer in the early stage?"
"What? Do you still want to play with the computer in our company? Rest assured! We are going to get a little better at the beginning, all electronic, and use computers for receiving and accounting in the future. You can go to the computer on the weekends when you have nothing to do. Meng Huadong rubbed his daughter's hair and replied with a smile.
"That's good, you don't have to spend money on the Internet bar in the future, hehe!" Meng Yufei also admires her father and Uncle Xu's long-term plans.
The family chatted for a long time, Meng Huadong told his wife and daughter about the company's plans for the future with great interest, Meng Yufei and her mother also interjected from time to time, and the smiling faces of the family were reflected in the bright lights.