The young woman looked to be in her mid-30s, with an anxious and hesitant look on her face.

Sun Haoyang has seen all kinds of ** shareholders in the business hall. Because the stock market is now in a big bull market, investors are basically ecstatic or pretentious, smug expressions, and few people have such solemn expressions.

Seeing the woman standing at the door hesitating, Sun Haoyang kindly asked, "Does Miss need any help?" ”

After listening to Sun Haoyang's words, the woman finally walked to the counter as if she had made up her mind and asked, "May I ask if this is the business department of Tianhe Securities Wanyue Road?" ”

Sun Haoyang nodded and said, "Yes, this is Tianhe Securities, do you want to open an account?" The market is closed now, so if you want to open an account, please come by 9 a.m. or 3 p.m. tomorrow. ”

The woman shook her head and said, "I'm not going to open an account, I'm trying to inquire, are there any securities that can't be taken out temporarily after buying?" ”

"Huh? What did you say? ”

It was the first time for Sun Haoyang to hear such a strange question, thinking that the other party had not expressed it clearly, so he said: "Now the stocks in the Chinese stock market are all T+1 trading system, that is, the stocks bought on the same day cannot be sold on the same day, and they must wait until the next day to sell." ”

The woman shook her head after hearing Sun Haoyang's answer and said, "No, I just want to ask, is there anything that can't be taken out for a long time after buying?" ”

"Can't take it out for a long time?" Sun Haoyang made sure that he heard it correctly this time, thought about it and said: "In the case of general securities, in order to facilitate trading, the time for freezing and not selling is very short. I would like to ask how long you mean by not being able to take it out for a long time? What is the purpose? ”

When asking this question, Sun Haoyang had already guessed the approximate answer in his heart. Because he suddenly remembered that when he was a child, he had asked the same question.

"Preferably ...... It's better not to take it out for three or five years. The woman hesitated.

Hearing this, Sun Haoyang had already guessed the ** score in his heart, so he asked, "It's not your own account that you plan to operate, right?" ”

The woman was obviously shocked by Sun Haoyang's heart, and she was very surprised: "How do you know?" ”

Sun Haoyang smiled and said, "Don't look at my age, but I've seen a lot of these bullshit things in the stock market." Let me guess, someone in your family is speculating in stocks, and you don't want the other party to speculate in stocks, so you want to find a way to freeze the funds in your account for a long time, isn't that the case? ”

The woman was told by Sun Haoyang, and while nodding her head again and again, tears flowed down her eyes: "Little brother, what you said is not wrong at all, you must help me." ”

The woman cried and told the truth of the matter.

This woman's name is Lu Xuan, a native of Shanxi. When I came to Shanghai to work a few years ago, I met her current husband.

Both stayed in Shanghai to work after they got married, and gave birth to a daughter last year. Originally, the small life was very happy.

Then just some time ago, a huge change suddenly happened to his happy life, and his husband became obsessed with stock trading.

During this time, as China's stock market came out of a magnificent bull market, Lu Xuan's husband couldn't help but join the stock speculation army, but this time he completely lost himself......

"My husband is completely insane right now. He is no longer at work, he has quit his job, bought a bunch of stock books, and every day he pounces on the stocks, shouting madly every day that he wants to make money from the stock market for a villa. ”

"How much principal does he have now?"

"He took my dowry money of 50,000 yuan, and asked my brother to borrow 100,000 yuan, and my brother to borrow 50,000 yuan, and I don't know if he borrowed other people's money outside. But that's 200,000 alone.

All this money is my daughter's milk powder money, if my own money is gone, it will be gone, at most I will start all over again, but now our daughter is only 11 months old, I can't let my child live a hard life. ”

Sun Haoyang frowned when he heard this, and his expression was very solemn. He thought to himself, isn't this a copy of his irresponsible father back then.

Sun Haoyang pondered for a moment and said: "His original intention is actually good, and he also wants to improve his life, after all, the stock market is in a bull market now, and stock speculation is not a bad thing, and this key still needs to be properly guided." ”

"How? He won't listen to what I'm saying now. Recently, he has become even more aggressive, in order to avoid me, he moved out and lived alone, and even turned off his mobile phone, saying that he would come back after earning a villa. He doesn't even want this home anymore!

And he actually doesn't know how to speculate in stocks at all, I saw two days ago that in such a big bull market now, his account is still losing, and if he continues to toss like this, our family will lose it all for him.

The more I know about stocks, the more scared I become, I can't let him squander it anymore, I have to save some for my children. ”

Sun Haoyang nodded and comforted: "Don't worry now, now things haven't reached the point of incorrigibility, if you need help, I will definitely find a way to help you." ”

"I only know that he opened an account here to speculate in stocks, and I have his account password. I wondered if there were any securities that I could buy and not be able to take out for three or five years. ”

Sun Haoyang thought for a while, shook his head and said, "In my impression, there are no securities with such a long lock-up period in the Chinese securities market as you require. ”

"How long will that last?"

"A few months at most. One of the ways to freeze the funds in the account for a long time is to subscribe to open-end funds, which will generally be closed for up to 2 or 3 months.

Another way is to buy reverse repo, which is as short as one or two weeks, as long as 91 days and 182 days. In this way, the funds in the account can be frozen for up to half a year. ”

"It's okay to freeze it for half a year."

"But you have to think clearly, if you do that, it will definitely exacerbate the conflict. And it's a bull market now, and if the stock market continues to rise sharply after you freeze his funds, he'll only resent you even more. So I'd suggest you'd better talk to him again. ”

"I've tried all the methods that can be used, threatening a divorce, calling his parents, and he won't give me the bank card. If there is a solution, I will not come here to ask for help. ”

Sun Haoyang thought for a while, sighed and said, "According to what you said so far, either you will treat the 200,000 yuan as if it is gone, and start all over again." Otherwise, I'm afraid there is only one way to divorce him. ”

"If it weren't for the child, I would have tossed him around, and we would continue to work and start all over again in the future. But I don't want to be sorry for my child, so I can't accept it, I have to be responsible for my child.

People say that motherhood is strong, and I would rather he hate me than have a baby be inferior.

It's all because I put all my attention on the baby this year, and he didn't even tell me about his resignation. Later, I found out that he had borrowed so much money from his family to speculate in stocks, and it was too late. ”

"Then you have only one way to get divorced. In order to prevent him from transferring assets, you can use his account to buy a 182-day reverse repo and freeze his account. After gaining time, apply to the court for divorce and compulsory division of family property. ”

"Are you talking about reverse repo safe? Will it lose money? ”

"You can rest assured that reverse repo is very safe, just like depositing in a bank. There will be absolutely no loss and interest will be given to you.

However, the market has closed today, and you can't buy and sell, and you have to wait until tomorrow after the market opens.

In the end, I still have to remind you, don't take this step unless you have to, after all, the child is innocent, and he will be born without a father......"

Speaking of this, Sun Haoyang thought of what his father did back then, sighed and said, "That's it, that's it." Don't let this ridiculous father ......"

P.S. This is a true story, and it happened to one of my readers not long ago. The reason why I wrote this story is to warn everyone not to lose your heart for the sake of stock trading.

If you have a better way to deal with this matter, please don't hesitate to give us advice and leave your suggestions in the book review area. On behalf of the mother, I would like to thank you all in advance.

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