Chapter 206: The idea of having the best of both worlds

"Quite simply, don't you want to move out of this house?" Lu Bufan smiled slightly, "That's no problem, your family can continue to live in this house." ”

"What?" Ding Dang was stunned, and Shen Ling and the intermediary Xiao Zhang were also stunned.

"Mr. Lu, you, don't you plan to buy this house, do you?" Xiao Zhang's heart hurts.

My first big order, is it so yellow? Heartache, heartache!

"Mr. Lu, don't listen to my son. The owners of this house are me and my husband, and I said that it doesn't count, I say it. If you want to sign a contract, sign it with me. Shen Ling was also anxious.

Lu Bufan glanced at Shen Ling and said, "Eldest sister, I don't want to make your mother and son discord because I bought a house of yours." “

"You don't have to pretend, our mother and son are not in harmony, what does it matter to you as an outsider?" Ding Dang still said angrily, "You don't want to buy it?" That's good, then please get out. ”

"Did I say I wouldn't buy it? I'm just saying, after I buy this house, you don't have to move out of here, you can continue to live here. Lu Bufan said unhurriedly.

"What, what?" Ding Dang was stunned.

"I bought a house just to invest and collect rent. Since your family wants to continue living here, then I will buy this house and rent it to you. In this way, I can charge a fixed rent and enjoy the benefits of investing in a house; Your family doesn't have to move around and continue to live here. Isn't this the best of both worlds? ”

"Huh?" Ding Dang's mother and son were both taken aback.

Although Ding Dang had heard of this kind of sale and leaseback method before, he didn't expect that today, this Lu Bufan would also propose this kind of plan.

"Great, that's great." Shen Ling became happy, "Son, in this way, we can not only get the money from the sale of the house, but also live in this house, which is really good." ”

"Mom, don't be too happy, there must be a conspiracy here." Ding Dang lowered his voice.

"There's a conspiracy?"

"Then let me ask you, you said you were going to rent the house to us, how much was the rent for that month?" Ding Dang asked.

"It won't be expensive, as long as it can offset some of my mortgage payment." Lu Bufan said, "For your house, my down payment is 400,000 yuan, the repayment is 600,000 yuan, the mortgage is 30 years, and the mortgage for one year is about 30,000 yuan." As for me, I don't want much, you family of three, just give me 2,000 a month. ”

"What" two thousand?" Ding Dang was stunned.

You must know that in the rental market in Jiangnan City, such a two-bedroom and one-hall apartment is about 2,000 yuan. Although the rent is not low, it is not high, and with the economic conditions of the Ding Dang family, it is completely affordable.

"And how long can we rent here?"

"Permanently." Lu Bufan said, "Until you want to leave this house." ”

"What?" Ding Dang was stunned again.

"You only need to give me 2,000 yuan a month for rent, but as the price index rises, the rent will increase by the same proportion." Lu Bufan said, "In addition, if you plan to buy back this house, you can do so at any time, as long as you buy it back at the market transaction price at that time." ”

"Huh?" Ding Dang was more and more surprised.

Sale-leaseback, but also allows buy-back at any time? Two thousand a month, can you live permanently? This condition will be tempted by anyone.

Two thousand a month, that is, twenty-four thousand a year. The price of this house is 1 million, which means that the rent paid in a year is lower than the interest of the bank, which is equivalent to a loan from the bank at a low interest. Moreover, when you have money in the future, you can "repay the loan" at any time and "redeem" the house. Is there a better deal in the world?

However, why did Lu Bufan do such charity? This shouldn't have been asked by Luo Meiying to do it, right? Impossible, absolutely impossible.

"Xiao Zhang, can your intermediary help us draft a contract with such conditions?" Lu Bufan turned his head and looked at Xiao Zhang.

"No, no problem, no problem at all." Xiao Zhang's eyes narrowed with laughter.

Our intermediary charges commissions according to the transaction target, and as for how you toss between you, it will not affect our money.

"Eldest sister, what do you see?"

"Listen to Mr. Lu, Mr. Lu, you are really a good person." Shen Ling was so moved that he was about to cry.

"Mr. Ding, are you okay?" This Lu Bufan looked at Ding Dang again.

"Hmm." Ding Dang finally nodded.

"Son, this Mr. Lu is really a good person. After signing the contract, he transferred a deposit of 100,000 yuan to us. Downstairs in the happy community, in a Hunan restaurant of a "Xiangcun family", my mother Shen Ling said excitedly.

Ding Dang and his father Ding Dazhong sat on both sides of Shen Ling, a family of three, who came to this Hunan restaurant tonight to "**" once.

In normal times, let alone going to this kind of Hunan restaurant, even if you eat a Shaxian snack outside, Shen Ling is reluctant. She would rather spend the money on gambling than on eating and drinking.

Today, however, is completely different.

Just now, she signed a house purchase contract with Lu Bufan, and the contents of it were all the conditions they had agreed with. At the same time, Lu Bufan immediately paid 10% of the purchase price, that is, a deposit of 100,000 yuan to Shen Ling's savings card.

After signing the contract and leaving the agency, my mother called my father, who was walking outside, and asked him to come here for supper.

This "Xiangcun family" opened relatively late, and did not close until more than 12 o'clock in the evening. It's only half past nine, which is the prime time for late-night snacks at this restaurant, and the restaurant is full of late-night diners.

"Son, why are you upset?" Shen Ling saw his son's face tense and said, "Quick, eat quickly, isn't this your favorite chopped pepper fish head?" Eat a bit. ”

As she spoke, her mother picked up the chopsticks, took a little fish head meat, and put it in Ding Dang's bowl.

Ding Dang still wrinkled his eyebrows, as if he was thinking about something.

"Son, are you talking?"

"Mom, don't you think it's weird? How could this Mr. Lu suddenly come up with the idea of sale and leaseback? He seems to have prepared for it in advance, huh? Could it be that he already knew that our family would not want to move out of this house? ”

"It's not our family, it's just you who don't want to move out. Your dad and I actually prefer to rent a big house outside, Dazhong, do you think that's the case? Shen Ling turned his head to her husband.

Ding Dazhong, who was looking down at the free newspaper provided by the restaurant, raised his head, rolled his eyes from his reading glasses, nodded, and continued to read his newspaper.

What a wrecked man! Shen Ling was really speechless about this husband who couldn't do anything except read the newspaper.

The whole thing of selling the house is handled by their mother and son, and Ding Dazhong, the head of this family, is like an outsider, he doesn't care about anything, he still watches his newspaper and TV every day to pass the time.

Shen Ling didn't want her son Ding Dang to be like his old man in the future, so she very much hoped to sell the old house and buy a new house to live in in the future. Perhaps, because of this, you can change the feng shui and change the luck of the family.

Just then, the door of the restaurant opened, and a man walked in.

This person's gaze swept inside, and he happened to see the Ding Dang family sitting not far from the door.

Ding Dang's family also raised their heads and looked over.

But at this glance, both parties were stunned for a moment??????

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