In the evening, Tang Xiao drove a Phoenix brand bicycle on the avenue, and found Yang Yuanjiao's boyfriend Jiang Yingqing at this time, dressed in casual clothes, and walked into a betting point of the China Sports Lottery.

Suddenly, Jiang Yingqing's slightly noble image in Tang Xiao's heart fell to the bottom, but he didn't expect that this person who seemed to have a hand was an opportunist. The lottery, especially the number lottery, is mainly for welfare, and at the same time to reward some people appropriately to enhance the interest of the whole welfare activities, and then become the goal of some people who want to get rich overnight.

This kind of game is similar to crowdfunding, the 1.3 billion people in the land of China, one piece per person, there are 1.3 billion, even 1% of 1.3 billion, it is enough to change the fate of a lifetime. The lottery does not essentially create wealth, but only uses part of the funds raised by lottery players for charity, and the other part is returned to lottery players according to certain rules. The first prize and second prize with low probability make followers flock to it.

After Tang Xiao was thinking, Jiang Yingqing came out, only to see him stuff a colorful lottery ticket into his trouser pocket and walk towards him.

"Tang Xiao, come out shopping?"

met once in the Huaan Securities trading floor, Jiang Yingqing remembered Tang Xiao's name.

"School is almost starting soon, so hurry up and enjoy the last moments. What about you, making a two-dollar investment? Tang Xiao asked teasingly.

"The lottery industry is easy to be ridiculed for not being pragmatic." Jiang Yingqing paused and then said: "But Tang Xiao, have you ever thought about such a question, for an ordinary person, which is the higher probability of winning 500w in lottery tickets or earning 500w at work?" ”

"Buying lottery tickets, of course."

There is no doubt that at least buying lottery tickets can also give many people a chance to change their fate. If you work honestly, you may end up being changed by the world. Even if you can save 30,000 yuan a year, you can only save 3 million yuan in 100 years, of course, the time value of funds is not considered here.

"A long sigh to hide the tears, mourning the hardships of the people's livelihood."

Jiang Yingqing is worthy of being a literary and artistic youth, even if he buys a lottery ticket, this reason actually makes Tang Xiao speechless, especially the complaint he made through Chu Ci, which can't help but make people have the idea of buying lottery tickets to change the current status quo of life, not just for money.

"What would you do if you won the first prize?"

"Give it all to my dad and experience the feeling of being a rich second generation."

Jiang Yingqing rarely made a joke.

"Then isn't there a lot of squishy people in this world?"

"Even if it's a gentleman, I'm going to be a fighter among the gentlemen. Create a universal fund to invest like an angel and promote the prosperity of the land of China. ”

After saying this, Jiang Yingqing turned around and said goodbye. These words seem to be both serious and joking, faintly revealing the concept of "if you are poor, you will be good alone, and if you are good, you will help the world".

Tang Xiao feels that the act of buying lottery tickets is also a game in itself, and 2 yuan for a small one cannot be a small opportunity. How small this chance is, you can give an example to illustrate. There are 20 million high school entrance examination candidates in a region, and the probability that you can judge which one of them is the champion is the probability of winning the jackpot. It's basically impossible, but the lottery of sports lottery, welfare lottery, the first prize every week is also about 10, and the real existence mobilizes the enthusiasm of 2 yuan investment. Especially in the Internet era, having such an opportunity without leaving home has greatly aroused the lottery players. 2 yuan is equal to the opportunity to get rich overnight, in the game of 2 yuan and opportunity, the benevolent see the benevolent, the wise see the wise.

Contrary to the concept of getting rich overnight, it is a long-term flow and stable accumulation, which some people call the "scientific concept of development", and this concept is the cornerstone of compound interest - asset preservation and appreciation.

Compound interest, poundinterest, once called the eighth wonder of the world by Albert Einstein, has endless charm. It was once said that life is like a snowball, and the important thing is to find very wet snow and very steep slopes. This is the role of compound interest, the right method, from the beginning of the spark, to the development of the prairie fire.

There is a story of an egg, which vividly interprets the principle of compound interest.

There is a person who has an egg in his hand and a partner, and the two of them think that they can borrow a chicken, and the chicken lays the egg, the egg lays the chicken, the egg lays the hen, and there is no limit to it. Over time, although it is only green leaves, green mountains are known. Someday, if it continues like this, it will become a chicken farm. Of course, we will not discuss whether the egg is a male or female egg, an egg cell or a fertilized egg. Just an egg can be developed into a chicken farm, how many things, who is not willing to do. But at this moment, accidentally, the egg fell to the ground and shattered. Not many people can understand the feeling of broken eggs. The man with the egg shouted, "Oh my God, my chicken farm." ”

From the eggs to the chicken farm, to the breaking of the eggs, it is clear that with enough time, the desired results are possible. At this point in the story, it is unknown whether the man who holds the egg but breaks it will buy another egg or chicken to fulfill his dream. In this story, the egg is the original capital, and the process of chickens laying eggs and eggs is the method.

Under the sun, there is nothing new. History, whether in the past or in the future, has always expounded the most basic laws. In 1626, the Dutch bought Manhattan Island from the Indians for 24 USD, and by 2000, Manhattan Island was worth 2.5 trillion USD. At first glance, the comic operation, the Indians lost a lot of money, in fact, is this the case?

To put it another way, if the Indians knew how to invest and invested 24 USD in 1626, the annual return on investment was 11% (the average return on 70 years of stock market investment in the United States for a certain period of time), then by 2000, the Indians' assets should be 238 trillion USD. In this way, the Indians are doing a good business, and it is the Dutch who are losing a lot.

One problem, two angles, but the result is different. The principle of compound interest plays a huge role in the middle. The reason why it is called compound interest is that it is distinguished by simple interest, and the simple explanation of compound interest is that the donkey rolls, profits make profits, and the short-term is not noticed, and the long-term is very painful or very happy. Inexplicably the rapid growth of assets or the inexplicable loss of borrowing is increasing. Compound interest reflects the time value of funds.

It looks tempting, isn't it tempting? Don't be impulsive, impulsiveness is the devil and will be punished. The calculation of compound interest mainly involves three factors: first, the original capital; second, compound interest rates; The third aspect is the number of years. As a strict compound interest player, it is very important for investors to develop steadily and sustainably, and in order to achieve long-term compound interest, it is necessary to ensure that there is basically no big loss, otherwise, it will fall short. 50% of the loss of 100 yuan is 50 yuan, and 50 yuan and then back to 100 yuan, there must be a 100% profit margin. For compound interest, the most difficult thing is to maintain a relatively stable compound interest rate.