1188.Helping to Auction the House (4/5)

Knowing that Eva was pregnant, Zhang Rui was embarrassed, and urged him later: "Okay, brothers, go back, don't be here, I still have to accompany you, delay my work more." Pen & Fun & Pavilion www.biquge.info"

Wang Bo smiled: "You work a fart, now the top priority is to hire a translator, right?" ”

Zhang Rui said: "You don't have to worry about this, the translator I hired is coming soon, and when she arrives here, the work can be carried out across the board." ”

"Who?" Na Qingyang asked, "Listening to the tone of your words, we should know this person." ”

Zhang Rui's face changed: "What kind of ears do you have?" Can you hear this? ”

Wang Bo immediately reacted: "Yo, your family Xiaohui is also here?" ”

Zhao Xiaohui was one of the top students in their class when she was in college, she didn't get many scholarships, and she didn't get a national scholarship once.

One is a computer science degree in their own major, and the other is an English degree.

There are many people who get a double degree in college, but Zhao Xiaohui really takes the second degree as a serious thing to learn, and she entered New Oriental after graduation, of course, it is New Oriental to study abroad, not New Oriental to learn chefs.

After listening to Wang Bo's words, Zhang Rui smiled and said, "Don't you put on this expression, okay?" Long-distance relationships are unreliable, and transnational relationships are even more unreliable, I think I transferred her, anyway, the company wants me to find a translator. ”

"Then why hasn't she come yet?"

Zhang Rui said: "She has to resign and hand over, it will take two months, I can't wait here, and I am in a hurry to come to see you, so I came in advance." ”

"When did Brother Rygo become so eloquent? It's not the Rege I remember. Li Xing said.

Zhang Rui's face was full of grievances: "What I said was from the bottom of my heart." ”

"Go to the bottom of your heart, Brother Rui is not the same Brother Rui as before, otherwise you can coax Xiaohui's girl?" That Qingyang said sourly, "I'm still single." ”

Wang Bo patted his face and said, "Go back and solve your marriage problem, there are so many girls in my territory, you don't have a fancy to it?" ”

Li Xing smiled: "He likes a lot, but he can't do it." ”

Jokingly, they passed by the gate of the courthouse, and Wang Bo suddenly noticed a message scrolling on the big LED screen: The auction house activity in January of the new year will start tomorrow.

Seeing this news, he asked Li Xing to stop as soon as his heart moved, pointed to the display screen and said, "Forget about this stubble, Brother Rui, since you have decided to immigrate, you must buy a house." ”

Zhang Rui said: "I have this idea, but don't worry, the house in Auckland is not lower than our Linhai City, and I have to wait for another two years to save money to afford it." ”

New Zealand's housing prices are among the relatively low in the world, and even if the immigration wave is so hot now, the housing prices are relatively well maintained.

However, Auckland and Wellington are special cases, these two cities account for education, politics, health care and economic resources, and housing prices are relatively high, and they have grown very well in the past two years.

Local houses are not sold according to square meters, which is different from the country, many houses are sold according to the set, how much is a set, banks and real estate agents have done a good job of valuation.

Wang Bodao: "How much money can you come up with now?" ”

"Five or six hundred thousand." Zhang Ruidao.

Qingyang looked at him in surprise: "You kid, five or six hundred thousand?" Then you are also a little tyrant among our classmates, I fought for life and death under Lao Wang, and I have earned this amount in the past two years. ”

"Mine is RMB, not NZ$."

That Qingyang suddenly stopped talking.

Wang Bo calculated: "More than 100,000 New Zealand dollars, you have to leave at least a small half of the emergency, in this way, let's come here tomorrow to see the auction room, maybe you can get a set." ”

As the name suggests, a foreclosure house is a house that is auctioned by the court.

This is usually due to the fact that when the lender of the house loses the repayment of the loan to the borrower, the borrower resorts to the law and forcibly sells the house in the form of foreclosure to obtain money, so as to make up for or reduce its own borrowing loss.

The most common borrower is the bank, and New Zealanders never pay in full to buy a house, so they will definitely take out a loan if they can, or they will buy a house or land when they have a down payment.

In the past few years, the global economic situation has been very good, and the economic situation in New Zealand is also very good, and it seems that everyone dares to go to the bank to ask for a loan, and the bank is happy to lend money.

However, when the economy is in a downturn, many people lose their jobs and have no money to pay back to the bank.

If the lender just forgets to repay the loan, or fails to repay the loan on time due to temporary inconvenience, it doesn't matter, the bank will only fine a little bit at most.

However, when the bank finds that the lender has not repaid the loan for a long time and the communication is ineffective, then the bank will inevitably go through the legal process, no matter where the debtor is, the bank will definitely take the legal way to send the notice to the owner of the house through the lawyer.

If for some reason the owner of the house cannot be found, then the bank will notify the world in the form of a public notice through the court.

After entering this procedure, it means that the house has entered the "foreclosure" procedure.

If the owner is still unable to repay the loan during the notice period, the bank will contact the real estate agent and the court to put the house up for auction, and the bank will only sell it quickly, regardless of how much it will be sold.

Wang Bo is also involved in the real estate industry, so he understands the situation of this kind of foreclosure house, where you can buy a house cheaply, and the price of a house is only half of the price when you first bought it.

There are even some houses with a very low starting price, and you can buy a house for a few thousand dollars.

Don't think that the bank is at a loss in this way, because these houses often have been repaid for a period of time, and they have already recovered some of the money, so with the auction money, there is basically no problem in recovering the principal.

Knowing that there was such a good thing, Zhang Rui was happy and said, "That's really good, but this thing is reliable, right?" ”

Wang Bodao: "There will be a lot of troubles, but we can solve it, anyway, if you are not in a hurry to buy a house, then you can buy a good house when you make money in the future." If you are in a hurry to build a love nest with Xiaohui, then you have to buy a house here. ”

Zhang Rui immediately said: "Just buy it here, it must be better to build a love nest together, and the two of us will find the company to reimburse the rent, so that we can save it." ”

"How much money can this have?" Wang Bodao.

Zhang Rui sighed: "Don't, Lao Wang, not everyone is a tyrant like you, our money is saved by a dime." ”

Li Xing asked, "What are the problems with buying these houses?" ”

Wang Bodao: "For example, the owner of the house may not hand over the house peacefully, which is the most problematic. ”

Na Qingyang nodded and said: "Well, anyway, if it's me, the house I live in was forcibly taken away, I definitely won't smile and say to the new buyer, 'Dear, this house belongs to you', I will definitely make him disgusting even if he gets the house." ”

(To be continued.) )