Chapter 141: Breaking Through a Million
Early morning.
When the harsh sunlight poured into the bedroom through the window, Tang Bao woke up from his deep sleep. The long flight made Tang Bao a little physically and mentally exhausted, and he slept very sweetly this night, sleeping for twelve hours, and did not wake up until more than ten o'clock in the morning.
Tang Bao opened his eyes and lay on the bed for a while, then sat up with his hands propped up.
“……”
After washing up quickly, Tang Bao quickly developed the note on the table, which was left by Frank's, and prepared breakfast for him.
Pity.
It seems like this breakfast is going to be enjoyed as lunch.
"Whew, this sleep is so heavy, I don't feel anything, it's noon." Eating bread, Tang Bao said with some emotion in his heart.
Maybe.
When staying in the UK, Tang Bao needed to be on guard against the revenge of the Hey Hand Party from time to time, and his spirit was a little too tense.
……
"Huh?"
As soon as he walked to the door, Tang Bao suddenly found a BMW parked next to him, which seemed to be the one that Nick had driven. It seems that this car has been parked at Nick's residence, how can it be here?
"Boss!"
"Nick......
Seeing Nick suddenly appear, Tang Bao was surprised. Ever since he bought the American South, Nick has stayed there and temporarily taken charge of the company, not doing chores with him.
"Boss, it's a pleasure to see you again." Nick laughed.
"Heh, what, isn't it good to be the CEO of the American Southern Company?" Tang Bao was also very happy to see Nick. To be honest, I'm used to having Nick by his side to take care of his chores, and it's really uncomfortable to lose him at first.
"Uh...... Boss, rather than stay with the Southern company, I prefer to stay with the boss, and lo and behold, I've only been away for a while. The boss made another big move, and I missed this wonderful process. "Tang Bao's joining the board of directors of BP Petroleum Company in the United Kingdom has long been hyped into the news, and Nick naturally knows it.
"Oh? Do you want to give up your position as president of the American Southern Corporation and continue to work as your personal assistant? Tang Bao said with some surprise.
"Yes, boss. I want to stay with you......" Nick replied with a nod.
"I'm a little curious. Isn't it nice that you've been working for the Southern Company for a long time before, and now you're staying there as president? ”
"Uh. I think it's even more exciting to be around the boss. What's more, my specialty is legal knowledge, and I am not so proficient in the management of companies. It may not necessarily lead the American Southern Company to glory. ...... will disappoint the boss," Nick said resolutely.
Scold.
Tang Bao smiled, Nick's ambition is not small, and he seems to look down on the weight of the American Southern Company.
"Well, when I put you in the American Southern Company, it was only a temporary agent. Since you want to come back yourself, come back and continue to work as a personal assistant. It's just that there can't be no one to manage over there, you are familiar with the personnel over there, who do you think is suitable to take over the company? ”
"It depends on the boss's positioning of the American Southern Company, if he wants to continue to expand. I think Vice President Rodney is suitable, he is a passionate person who dares to break through the constraints, and having him take over the company may bring unexpected benefits to the company's expansion; Of course, if the company is stable. Rodney's personality is a bit out of place, and the other vice president, Dutra, is even more suitable. ”
"Let's use Dutra."
Hearing Nick's introduction to the two candidates, Tang Bao quickly decided. The American South Company is already a very mature enterprise, long past the stage of rapid expansion. In addition, it has just experienced the failure of cross-border expansion, and it is not appropriate to continue to advance, mainly to focus on stability.
"Good. I'll be back to Dutra as soon as I can! Nick replied dryly.
"Anything else?" Tang Bao heard Nick just say 'as soon as possible' instead of 'immediately'. I couldn't help but ask.
Hear the words.
Nick said mysteriously, "Boss, you seem to have forgotten one thing!" ”
"Oh?"
Tang Bao was strange.
"Boss, you asked me to supervise the completion of the newly built villa, I have seen it, it is really a beautiful masterpiece." Nick exclaimed.
Tang Bao realized, it turned out to be this thing.
He remembers that the first job he gave Nick was to buy a car and build a villa based on the plans he had provided.
Then.
Tang Bao's time to Nick was at the end of June, but he didn't expect it to be completed more than a month ahead of schedule.
The villa design drawing is a boutique that Tang Bao has spent the most effort on since his rebirth, and he is also very much looking forward to the effect of the villa's construction.
"Whew. Nick, take me over! ”
Tang Bao said with a smile, until now, except for the dormitory of the school, he has no fixed residence, and the wait is for his villa to be baked.
"Yes, boss."
……
On the road.
As he drove the car, Nick was constantly admiring the exquisite luxury of the villa.
on this.
Tang Bao just smiled and didn't say anything. For his carefully carved works, being praised by others, I am still very satisfied.
More than half an hour later.
Arrive at your destination.
The neighborhood is very beautiful, with a variety of villas, and it looks like a wealthy area.
"Well, that's good!"
Around the villa, there are tall and precious viewing trees, Tang Bao and Nick walked into it along the path, feeling very quiet, not hearing any noise, as if the whole world was still. This is still the outer courtyard, the inner courtyard isolated by the glass wall, and the quiet effect is definitely better. From this point alone, the architect can be regarded as grasping the essence of the villa design drawing, that is, the word "quiet".
Tang Bao's design inspiration is to find a quiet place for himself in this noisy and impetuous world......
"Boss, what do you think, are you still satisfied? I can't stress enough that you should build it according to the design of your villa, and there can be no mistakes. ”
"Good."
After slowly walking around the villa, Tang Bao nodded with satisfaction.
"Hey, it's good if the boss is satisfied. Oh, and by the way, it cost about $63.2 million to build this villa. Nick reported the bill.
Then.
Nick handed the Huamei bank card to Tang Bao, "Boss, your bank card ......"
"Huh. You're not going to come back as an assistant again, keep holding it. When you use the money, you can withdraw it directly! Tang Bao didn't pick it up. Laughed.
He still has some money on the Huamei bank card, and he is not afraid that Nick will be greedy for ink.
"Uh, that's fine."
If you think about it, it's the same thing. He worked as an assistant by Tang Bao's side, and the various expenses were not small, and there might not be much at one time, but the accumulation was not a small amount. He really can't afford it himself, and he can't ask the boss for money twice in three days.
Therefore.
Nick is in charge of the bank card, which is also appropriate.
……
The villa was repaired. All kinds of furniture and electrical appliances are also fully equipped. Tang Bao decisively moved out of the dormitory and lived in a villa.
"Well, it's comfortable!"
For this villa, Tang Bao really likes it very much.
Nick rushed back to the company's headquarters in Texas, conveyed Dutra's appointment to take over the company, and quickly handed over the work to Dulat, before hurrying back to New York.
Stained with Tang Bao's light, Nick, as a personal assistant, naturally lived in the villa. By the way, he assumed the role of a butler......
"Hey. Belch...... Please wait. ”
Nick put down the phone and ran into the yard. "Boss, a gentleman named Robert is looking for you and saying that he has something important to report."
"Is that him?"
Tang Bao stood up with a smile. Road.
"Well, boss, who's Robert?" Nick was a little puzzled, he had been with Tang Bao for a long time. I don't seem to have heard of this person.
President of East West Bank...... I haven't paid attention to him for a long time, well, I don't know what kind of important news he will bring me. Tang Bao looked forward to it.
Since the acquisition of East West Bank.
Tang Bao just gave Roberto a grand strategic goal. He didn't interfere with the bank's operation at all, and he rarely even bothered to ask about it.
"It's me, Robert." Tang Bao picked up the phone slowly and said.
"Oh, boss, I've finally found you. You've invested a billion dollars in East West Bank, why are you so indifferent to it......"
"Hehe, Robert. Did you call me and say that? Tang Bao listened to Robert's complaint and smiled.
In fact.
It's not that Tang Bao doesn't pay enough attention to East West Bank, it's just that the time has not come, no matter how much he pays attention, it's useless. After all, he is not a professional banker, and his experience in ordinary banking is not comparable to Robert's. Too much meddling will only have the opposite effect.
His advantage is that he can grasp the general trend of the economy, grasp the opportunity more accurately than others, and avoid dangers......
Therefore.
When Tang Bao felt that his advantages could not be displayed, he naturally would not stand up and point fingers, would not lose face, and could mess up his company.
Well.
It's already the end of May, and the real estate and financial industries in the United States are about to have problems. It seems that it is his turn to play to the advantage of rebirth.
"Boss, I have good news for you, the number of customers of East West Bank has exceeded 5 million, and the new credit card business has also achieved remarkable results, with the number of cards issued exceeding 1 million." Robert excitedly reports on East West Bank's achievements.
Less than a year.
East West Bank's credit card business started from scratch and issued more than one million cards, which is a very impressive achievement.
"So fast!"
Tang Bao was taken aback.
Although he has been instructed to develop the credit card business and is very concerned about this market, he is still a little uneasy about the fact that he has only issued a million credit cards in a few months.
"Robert, East West Bank credit cards don't have any thresholds, just apply for them, right?" Tang Bao frowned. He knows that some banks in the United States do not consider the applicant's ability to repay at all in order to compete for users, and just blindly pursue the number of users. He didn't want East West Bank to do the same.
Normally.
Maybe there is no big problem in doing this, even if the threshold for application is a little lower, the chance of default is very small.
But.
In the event of economic turmoil and a deterioration in the employment environment, fatal flaws will be exposed. There is a high probability of widespread defaults.
"Uh, boss, I'm not that stupid!" Robert said helplessly.
"Oh?"
Tang Bao waited for Robert's explanation. If you can't satisfy him, it's time to think carefully about the question of a better president of East West Bank.
After all.
The position of East West Bank occupies a very important position in Tang Bao's plan, and he will never allow anyone to drag him into the abyss.
At this time.
Robert on the other end of the phone was also a little depressed, and he excitedly called the boss to report the good news, but the boss didn't seem to be surprised.
"Well, boss. In fact, the reason why the number of credit cards issued by East West Bank has skyrocketed is mainly related to one of our strategies. That is, as long as a customer opens an account with East West Bank and has $1,000, they can give away a special level of credit card with a very low credit limit of only $1,000. We hope that those customers who spend frequently and have good credit will be screened out and developed into normal credit card customers. This strategy has not only allowed us to skyrocket our credit card issuance, but it has also attracted more savers. Robert patiently explained.
He continued: "At present, East West Bank's credit cards are divided into special cards, ordinary cards, gold cards, and platinum cards, and this special card accounts for more than 75% of the card issuance. ”
"Oh."
Hearing Robert's explanation, Tang Bao came to an enlightened state. Admittedly, this method is really good, and with very little risk, you can quickly expand the number of cards issued. (To be continued......)