Chapter 195: Trap
After leaving the Shanghai Pudong Development Bank, Qin Fang contacted Li Shufang in Yunjiang and asked her to fax all the business licenses and land deeds of the company needed for the loan, and send the original documents back directly if necessary.
In the afternoon of the next day, Qin Fang received all the information from Yunjiang and rushed to the Shanghai Pudong Development Bank.
And the president Han Wei seemed to have been waiting for a long time, and when he saw Qin Fang coming, he greeted the past with a smile, and the documents that needed to be signed for the loan were many and complicated.
Originally, the bank still needed to conduct a certain investigation into Qin Fang's group, but these procedures were waived.
In Han Wei's words, Qin Fang and his Tang Dynasty clique have always enjoyed a high reputation, and they will definitely not be treacherous because of this money.
Qin Fang was also not wary of the Shanghai Pudong Development Bank, because he always believed that this kind of private bank always valued his own interests, and it was unlikely that he would not be able to get along with the money because of Baiyun.
Han Wei sat opposite Qin Fang and explained the interest of the loan to Qin Fang with a smile, "Mr. Qin, you are optimistic, you have a total loan of 50 million, and according to the minimum interest of the bank, you need to repay the interest of 177,580 yuan per month!" ”
Then the total interest of 50 million has reached more than 13 million.
"This interest rate is not low!" Qin Fang muttered to himself.
Han Wei replied with a smile: "Mr. Qin, the interest rate of our bank is the lowest among all banks, you see that the interest rate of ICBC has ......."
Qin Fang waved his hand and said with a smile: "Okay, Mr. Han, since I chose your bank, I will definitely take out a loan here, okay, sign it!" ”
Seeing that Qin Fang had signed the loan agreement, a sly smile appeared on Han Wei's face.
After the matter was quickly completed, Qin Fang hurriedly left the bank, facing more than 300,000 yuan of interest a month, he had to hurry up to build the branch, and to quickly put into production.
If the time is prolonged, not only will there be pressure to repay the loan, but the production of the enterprise will also be affected.
According to the loan procedure, it is estimated that 50 million will arrive the day after tomorrow at the latest, so Ye Yuncong must hurry up.
Qin Fang just wanted to call to ask Ye Yuncong how the situation was, but Ye Yuncong called, but as soon as he opened his mouth, Qin Fang felt that the situation was a little bad.
"Oh no, master, we're in big trouble now!"
Qin Fang frowned slightly, "Don't panic, you speak slowly!" ”
According to Ye Yuncong, the industrial and commercial bureau and the land bureau of Dinghai District had already rejected the application for the business license of the Tang Dynasty Group branch and the use of Wang Jian's land on the grounds that the procedures were incomplete.
Although Ye Yuncong used some means, people didn't pay attention to it at all, and Ye Yuncong only learned about this news today.
"And what about all the formalities we have?" Qin Fang confirmed.
Ye Yuncong hurriedly said: "Oh, my master, alas, how can our procedures not be complete, I have been preparing for a long time, and I did the same when I was in Shanyang, for the sake of insurance, I also called the relevant units in Yunjiang City to ask, there is no problem at all!" ”
"Okay, I know, you go back to the hotel right now, I'll rush back right away!" Qin Fang hung up the phone and came directly to the Binghai Hotel.
Yao Qingyun also came back, and things on his side went very smoothly.
Qin Fang and Ye Yuncong met to explain their respective situations, now that the loan has been implemented, the problem is that the land cannot be used, and the high interest is taken off day by day, so high interest is also an extremely heavy burden for Qin Fang.
If the Land Bureau and the Industrial and Commercial Bureau here dragged on for a year and a half, it would not be possible for Qin Fang to be dragged down, but what a loss he faced.
Not only can you not earn a penny, but you also have to repay the interest, so the reverse flow of funds can become double.
There was silence in the room, and all three of them kept their heads down and didn't speak.
Qin Fang's mind began to constantly recall the previous picture, starting from meeting that Han Wei, and then the loan was successfully completed...... "Not good! Suddenly, a thunderbolt crossed Qin Fang's mind, and he suddenly thought that something was wrong, this might be a trap.
"What's wrong with the master?" Ye Yuncong asked.
Qin Fang rubbed his temples and combined the things together, and finally came to a conclusion, the loan from the beginning was simply a trap given to him by others, which was a trap from beginning to end, a trap that prevented him from opening a branch office in Kyoto.
First of all, the enemy persuaded Han Wei to lend him a loan of 50 million, and then pinched Qin Fang in the Industrial and Commercial Bureau and the Land Bureau through his connections, and the time of this pinch will definitely not be short, at least a year and a half.
In this way, Qin Fang will face the pressure of a huge loan, not only will the branch not be able to open, but it is also very likely that his vitality will be greatly damaged because of this loan.
Yao Qingyun and Ye Yuncong were both taken aback when they heard this, "No, boss, will your ideas be too outrageous?" ”
Qin Fang shook his head and smiled bitterly, "What's outrageous, it's all because I'm too careless, and I accidentally fell into someone else's way!" ”
"Then who will this person be, Bai Yun?" Ye Yuncong guessed.
Qin Fang nodded, "There will be no one else but her, but this time I'm afraid there will be new people joining, and this problem will become more tricky!" ”
In Kyoto, Qin Fang not only knew Bai Laili, who was a figure with real power, but unfortunately Bai Laili did not know where to go, and Qin Fang did not bother to contact him.
The others who know are some literati and artists, people like Liang Binghui, even if they have the heart, they can't do this.
And although Wang Jian's status is transcendent, the status of Huaxia Energy and Yanhuang Communication is not lower than him, and Qin Fang doesn't want to trouble others, so Wang Jian's road is also blocked.
Qin Fang fell into a desperate situation for a while because of his carelessness, and it seemed that it was indeed not easy to gain a foothold in Kyoto.
"Master, what should we do next?" Ye Yuncong's expression was actually a little depressed, originally he had always believed in Qin Fang, no matter how difficult it was, he firmly believed that as long as Qin Fang was there, he would definitely turn around.
But this time, he was always optimistic, and suddenly there was no hope.
Qin Fang patted Ye Yuncong's shoulder and smiled, "Don't worry, apprentice, everything will be fine, now I'm hungry and go to eat!" ”
Several people had been chatting in the room for a long time, and seeing that it was already noon, Qin Fang himself didn't have much appetite.
But he is doing this for Bai Yun to see, he wants Bai Yun to know that his little life is still very leisurely, and the only way to do this is to find a way to disturb Bai Yun's mind.
Because of her conceit, once she sees that Qin Fang is still so calm, her heart will definitely ignite anger, as long as her heart is confused, she will show flaws.
Qin Fang knows Bai Yun very well, so Bai Yun always loses every time he fights, and poor Bai Yun still doesn't know Qin Fang, and always thinks that relying on his own power can overwhelm everything.
Qin Fang took Ye Yuncong and Yao Qingyun to the most famous roast duck restaurant in Kyoto and even in Huaguo, Quanjude.
Ordered a secret roast duck of 3,000 yuan, and as soon as the duck came up, Qin Fang inadvertently skimmed Bai Yun, Zhang Haiquan, and Zhao Xuanhuang from the door.
Bai Yun looked at Qin Fang with a smug expression, and sat on the table opposite Qin Fang.
After the roast duck came up, Qin Fang took the lead in picking up chopsticks and said to Ye Yuncong and the others: "Come on, come on, I'll treat you to eat as much as you like today, one is not enough to order again!" ”
At the same time, Qin Fang whispered to him that they Bai Yun was on the other side, Ye Yuncong had not seen her after fighting with Bai Yun for so long, and Yao Qingyun had only seen her from the photo.
As soon as the two of them heard this, they immediately became energetic, and followed Qin Fang to devour their food, and their mouths kept praising them, so that people couldn't see that they were facing a catastrophe now.
White clouds
Frowning and finally couldn't help it, she walked up to Qin Fang and patted him, "I said junior brother, you still have the heart to eat roast duck, do you want to eat it after you kill yourself?" ”
Qin Fang turned around and wiped a mouthful of oil, pretending to be overjoyed, "Alas! Senior sister, you're here too, sit down quickly, sit down and eat, I'll have a treat! ”
This was the first time Qin Fang had called Senior Sister Bai Yun, but Bai Yun didn't feel the slightest bit happy when she heard it, because the happier Qin Fang was, the more unhappy she became.
Bai Yun's face also changed, she stared at Qin Fang coldly and said, "Hmph! Do you still have the heart to eat here, or think about what to do with your loan and branch! ”
After finishing speaking, they turned their heads and left, Zhang Haiquan and Zhao Xuanhuang glanced at Qin Fang with disdain, and then went out.
After Bai Yun walked away, Qin Fang completely lost the mind to eat, threw away the half duck leg in his hand, and the whole person suddenly collapsed on the chair with deflatedness, "Bichi! was still calculated by her. ”
"Boss, what should we do next, it's not a way to pretend like this!" Yao Qingyun also seemed to be a little shaken.
Qin Fang glanced at Yao Qingyun and got up and said, "Since you don't want to eat, then go back first, and I'll figure out the rest!" ”
After saying that, Qin Fang left Quanjude, and wanted to go back directly to Bai Lan to see if he could contact Bai Laili, but he thought about it or forget it.
But it's boring to stay like this, Qin Fang went to the land in the Fifth Ring Road, and went to the Cadillac next door to see if he could buy a car by the way.
Before arriving at the 4S store, Qin Fang first went to his own piece of land to take a look, and there was an unfinished building standing on it, which looked a little shocking, and Qin Fang himself couldn't help but wonder whether his move to Kyoto was right or wrong.
At this time, his mobile phone rang, and it seemed that the caller ID was called back by Bai Lan, but she brought Qin Fang a good news Bai Reilly came back in the morning, and it was said that he had to rest at home these days.
This is the best news that Qin Fang has heard, although Bai Yun does not listen to Bai Laili's words, it is not a problem to suppress the Land Bureau and the Industrial and Commercial Bureau of Dinghai District.
So Qin Fang hurriedly bought an ATS-L with all the money, about 500,000 yuan, and drove the new car to Bai Lan's house in a hurry.
Things finally took a turn for the better now, but as soon as he got home, Bai Laili didn't allow Qin Fang to open his mouth and pulled him to the study, as if there was some urgent secret matter to discuss with him