Chapter 61 Loans

"Boss, are you sure?" Qi Ping's face was a little bitter, this news really made him cry and laugh.

"I'm pretty sure I'm looking for a regular client. As you know, some houses in Shanghai are not cheap, and some are big bosses. I read the appraisal report, and it seems to be the same thing. Qi Lei said with a smile that during this time, he has always regarded his brother's affairs as his own; So to help the younger brother find jade, he really worked hard.

"Okay, I'll go back to China once in a few days, and if the jade is really of good quality, I'll take it down." Qi Ping gritted his teeth, good jade can be met but not sought, although it is true that there is not enough money at hand now, but it is impossible to miss good jade.

Qi Ping is really a little crying and laughing, although he is making a lot of money now; During this period, the conservative profit of vegetables was more than one million US dollars, but Qi Ping really didn't have any money in his hands, so he basically invested all of it. So when he heard that he had found a very good piece of jade, Qi Ping's first thought was to take out a loan.

Qi Ping is indeed not a person who likes loans, and as soon as he opened his eyes, he found that he had one more creditor, which was really not a good feeling. But there is no way, sometimes the funds on hand are really not timely, so you can only go to the bank for a loan.

In fact, some of the richest people in the United States, they all have some bank loans, which also makes Qi Ping's psychological balance a lot. It's not that he's short of money or something, and it's not that he can't make money or anything like that, it's just that it's because it takes him a while to get back a large amount of money for the time being, and the loan is only a temporary solution now.

"I said that you should take out a loan, and now you only need to show a little bit of wanting to take out a loan, believe it or not, and immediately a lot of banks will come and serve you." drank a cold beer, picked up the steak and tore it; Luo Yi looked very open, and also felt that Qi Ping had finally opened his mind, "Your forest farm has such great potential, if you take out a loan early and invest in it at one time, the speed of development will be faster." If you collect a little money and invest a little bit in it now, it will really affect the progress. ”

"I'm not afraid of high interest rates, I'm old and serious." Qi Ping doesn't care, for the loan, Qi Ping actually knows, maybe there is no problem; "The forest farm itself is not slow to make money, but now many things are colliding together."

Drinking beer and holding a steak between chopsticks is actually not bad; Anyway, it's just at home, how comfortable and how to come. It's like flush, the steak must be fully cooked, so that it will suit his appetite; Although he is now in the United States, Qi Ping is really not used to Western food, let alone likes it.

"If you think about it, you first came here with millions of dollars in your hands. Now your forest farm has unlimited potential, and the US dollars transferred through the bank every week are more than 100,000 or 200,000 yuan. Those bankers in Lao Mei must know this, and they know better than you how much money you have. A high-quality customer like you must have been a so-called VIP for a long time. Luo Yi was a little jealous, he actually owed some loans to the bank; But his treatment is really not comparable to Qi Ping.

"Fortunately, some time ago, Citibank and Wells Fargo did have people here, and I hope I can cooperate with them. I didn't have this concept before, but the banking service in the U.S. is really good. Qi Ping is also telling the truth, he used to be bitter, and he didn't have two money in the bank, of course he didn't know this.

But now, he has really become a high-quality customer that some banks are vying for; Just like Qiping, now it is indeed receiving a lot of intentions, and many banks are indeed interested in cooperating with Qiping. Banks seem to be on top, but in fact, they also need to win over large customers.

"If you want a loan, just borrow a little more at once, anyway, your family is here, and the income is also very good. lest you be bound by spending money later. The interest on the bank's side doesn't have much impact on you, it doesn't matter if it's a little longer, just pay it back slowly. Luo Yi was also giving his opinion, he knew that Qi Ping did have this confidence now, "If you take out a loan of 100,000 US dollars, it is not a matter at all, those banks must be in line to send them to the door." We little farts people, not to mention hundreds of thousands, even tens of thousands of dollars are required to apply for a long time. ”

"Indeed, I asked Taylor, and it was not a problem for me to borrow about three million dollars, and it might take a little more time. I heard that I am now in the headquarters of those banks, and I have a lot of potential. Qi Ping smiled proudly, no matter how you look at it, you now have the capital of Dese.

"Stinky show, when you get the centurion black gold card and show it off!" Unable to get used to Qi Ping's current appearance, Luo Yi hit Qi Ping; Yuntong's Centurion Black Gold Card, Qi Ping's current net worth is really not enough, Yuntong's Centurion Black Gold Card, Qi Ping really doesn't have that strength now; This kind of card, in fact, is also a status symbol in a sense.

Also commonly referred to as a "black card" or "black gold card", it is a type of charge card issued by American Express. The biggest difference from ordinary credit cards is that black cards "do not have a maximum credit limit". With this premium American Express card product, you can enjoy free access to the world's top clubs in major cities, and you can enjoy the world's only top-notch personal service and tasteful privileges, including an all-round personal assistant, exclusive travel offers, leisure and lifestyle offers, banking and investment services from banking service specialists, and 24-hour support.

The most important thing is that this kind of card is basically an invitation card and does not accept new customer applications. A black card is a bank card that can only be applied for after an invitation, and American Express issues an invitation letter after assessing the customer's net worth, credit status and spending status; As for the criteria, Amex has not announced the invitation criteria for the Centurion Card yet.

Let's eat quietly, and now we are still discussing the matter of loans, where can I consider the top black cards and the like. Now it's better to slowly develop his own forest farm, Qi Ping feels that the black card is actually nothing great, he really doesn't care about the so-called status symbol.

In fact, there is also a kind of psychology of saying that grapes are sour if you can't eat grapes, and Qi Ping feels that if he can really get the invitation of the Yuntong black card, then he will still consider it seriously. After all, these black cards can really bring a lot of convenience, and they are still worth considering; Although I don't have this strength now, it's still worth looking forward to in the future.

Now he still doesn't think about black cards, and Qi Ping is still thinking about how he can get more loans; Loans, in fact, are really not simple. Although Qi Ping needs a lot of money now, and he does have the ability to repay the loan, the most important thing is to get more loans at a small cost as much as possible.

"Mr. Qi, based on your property appraisal and credit situation, we can provide you with a five-year loan of 500,000 US troops." Wells Fargo's senior account manager sat in front of Qi Ping, and he now needed to hold the big customer firmly in his hands.

"No, I don't think you read our loan application clearly." Before Qi Ping could speak, old Taylor spoke; Taylor is quite concerned about the big client of Qi Ping, the number one client of his firm can be said to be Qi Ping, and the assets of this young man are still increasing.

Qi Ping is indeed dissatisfied, a loan of 500,000 US dollars, which is indeed a lot; But this is only relative, for Qi Ping this number is basically barely enough, but only barely. So forget it, if this is just the final bottom line, then it's really better not to take out a loan.

"Mr. Qi, if you are willing to provide some property collateral, I think there is absolutely no problem. We all know what you're capable of, and I guess that's fine. The client suggested that this was fine, and that the bankers were clear about the assets of the company, "We thought that a two-million-dollar loan with a seven-year term might be the best fit for you, and you only need to use your tree farm as collateral." ”

Qi Ping was unhappy, his forest farm was worth tens of millions of dollars, but this was only a loan of two million dollars; But it's no problem, it's just a mortgage and not a sale. Getting the money is the most important thing, and as for the rest, Qi Ping really doesn't care.