Chapter 260: Loan Frustration
Ye Qing was also very depressed, feeling strange, the bank was eager to take the initiative to provide loans before, because Zeqing Office belongs to a high-end industry, the risk is very small, and there are high-quality assets, it is a first-class customer, two or three banks were rushing to take out loans, she was even able to pick and choose, but I didn't expect that this time Donghua Bank temporarily changed its mind, there must be a reason for this.
She also made a few phone calls and asked people to help check what went wrong. Until then, you can only wait for a response, and it is not suitable to find other banks temporarily.
Seeing that Cui Ze was still there, Ye Qing rolled his eyes and said, "You're not in a hurry at all?" β
Cui Ze said with a smile: "Isn't this with you!" With you, it's okay when the sky falls! β
"Collapse that day!" Ye Qing was puffing up, and he couldn't wait to grab Cui Ze's ears and put his face on his face. However, thinking that her aunt in the United States told her to be gentle and considerate in order to capture a man's heart, she stopped angrily.
Cui Ze smiled evilly, leaned over to her and squatted down deliberately, "Then you are tall." β
"Who is talking to you?" Ye Qing turned his head, and an uncontrollable smile appeared on his face.
Soon the news came that Zeng Yihang, the vice president of the Yenjing branch of Donghua Bank, personally instructed that Zeqing Office was involved in the Internet public opinion melee some time ago, as well as the pseudo-scientific dispute of the Nerve Jade Pendant, there was a greater risk, and the loan application of Zeqing Office was rejected.
Ye Qing suddenly frowned, "There must be someone behind the scenes, this reason is too far-fetched, and this is bound to spread in the banking circle, and it may affect the decision-making of other banks." β
The matter has come to this point, and we can only find a way to redeem it, Donghua Bank is a breakthrough, and we have to work Zeng Yihang's side.
Cui Ze nodded. Zhengse said: "Don't worry, it's useless to be anxious now, let's see what the motive of this Zeng Yihang is." β
Ye Qing said angrily: "You are really not in a hurry, if this loan is yellow, your expansion plan will be greatly affected." β
Zeqing Office's psychological counseling and therapy business is like that for the time being, with stable profits, but it does not have the ability to quickly accumulate raw capital. This made Ye Qing feel unacceptable. Her heart is bigger than anyone else, and she hopes that Cui Ze can rise quickly, so that she can feel at ease.
"It's really not good, find other banks to find a way to borrow as much as you want."
Ye Qing shook his head and said: "Your stall has been rolled out, you can't slow down, I shouldn't have been in such a hurry before, let you sign an installment agreement." β
A few days ago, Su Zhuo signed an agreement with Cui Ze. That is the remaining property right of the floor that Cui Ze and they are using in Xinmao Building, and they bought it by installments. Due to the opposition within the Su family, they couldn't give such a cheap price, and it was only slightly lower than the market price, so for a while, the money Cui Ze had previously obtained from the nerve jade pendant was probably not enough for the next expenses for the time being.
Of course, if you borrow a little less, it will not be a problem, and it will not be so stretched. But Ye Qing was more unconvinced.
The first shot of Runze Health Service Company is the Yanjing flagship store of the health service club, and Cui Ze also has this idea. That is, it must be launched, and this flagship store must be absolutely high, and the decoration costs, hardware facilities, and marketing invested in it are astronomical.
If the Zeqing office was a snake before, then the flagship store of the health service club is an elephant now, and whether Runze can open up the big picture depends on this cannon.
This kind of club is very capable of raising large sums of money in a short period of time. Because it is now a VIP membership system, you have to pay a fee in advance to apply for a card, considering that the volume will be very large, and it is certain that the ability to absorb gold will exceed that of the nerve jade pendant.
Cui Ze is sure of the current high-end health market, with the nerve jade pendant as a foreshadowing. Once cardiogymnastics is popularized and other high-end health services follow, the entire health service company will be able to begin to expand rapidly, surpassing Zeqing Office.
In other words, if the Zeqing office is rolled out in other first-tier cities in the future, it will be integrated into the health service company, and there will be no separate office.
In the future, opening a health service club in a first-tier city will occupy a large amount of funds, and when the time comes, after the brand is launched, it will definitely go to the road of super-planned expansion, and all the configurations must keep up.
"At present, I feel at ease to do a good job in cardiogymnastics training and reserve talents for the future." Cui Ze was relieved to hand over the loan to Ye Qing.
Ye Qing slapped his forehead, "It's really my destiny to be on the stall, wronged." "She has to be busy, she has to be busy with her own affairs, and she has to be Cui Ze's think tank and staff officer.
"Mm-hmm, fate, a match made in heaven." Cui Ze smiled and showed a mouthful of white teeth.
"Die." Ye Qing rolled his eyes and picked up Cui Ze's clothes, "Come, I'll wear this tomorrow, go out to meet friends, and make contacts." β
Indeed, Cui Ze was too casual before, and it was necessary to transform his image to cater to his next high-end positioning.
He didn't have a concept of this before, and now it seems that the faΓ§ade still needs it.
Ye Qing directly ordered Cui Ze to go to the bathroom to change into the newly bought clothes, and after he came out, he didn't forget to appreciate it carefully, and admired his eyes.
People rely on clothes, Buddha relies on gold, Cui Ze put on a set of brand-name business clothes, and he is really more energetic, purple cashmere coat, dark red high-end suit, with blue and blue horizontal striped shirts, the whole person is high-end and high-end.
"How's that, handsome?" Cui Ze was also happy when he saw Ye Qing's satisfied expression, he didn't care about this, but when he saw Ye Qing happy, he was happy to cooperate.
"Well, handsome, I can deceive a few little girls again." Ye Qing's expression was a little unnatural.
Cui Ze laughed, it can be regarded as a fool.
The two found a Western restaurant and prepared to settle dinner, while waiting for further news from the bank.
The layout of this western restaurant is good, the decoration looks very elegant, very quiet, there is a technician playing the piano, the atmosphere is very good.
The two had no intention of enjoying it, so they ordered a light meal, intending to make a quick decision, and then have a cup of tea and wait for someone from Huamao Bank to come over.
Now I can only start the backup plan temporarily, I had negotiated with Donghua Bank before, how did I know that such a change happened, and now if I want to think that the previous expansion plan will not be affected, I can only quickly find other banks.
Although Huamao Bank is not very large, it is also a good scale, and it has a good relationship with Hengguang Real Estate before, and there are many cooperations. Although the real estate has not been too prosperous in recent years, Hengguang Real Estate is a large group after all, and has always had dealings with Huamao.
Ye Qing did not fight for loans for Hengguang Real Estate and its subsidiaries this time, but for Zeqing Firm, and Huamao Bank was also very interested.
Very few psychological consulting firms will spend so much money, because this kind of high-end industry does not need too much capital to operate, Huamao Bank is very curious about Zeqing's preliminary investigation, and evaluates it, there are currently two voices internally, one is opposed, thinking that Zeqing Law Firm is simply nonsense, expanding too fast, and cross-industry, unrealistic. Another supportive view is that once the firm's expansion plan is completed, the health services company will be profitable and can use Zeqing as a key client.
Zeqing Law Firm is an outlier, many banks are concerned, but there are only a handful of people who really intend to lend, of course, small loans, such as millions of dollars, most banks are quite willing.
The reason why Ye Qing chose Huamao Bank as an alternative is that Ren Yuanhong, the president of Huamao Bank, is very courageous, a little radical in controlling risks, not so conservative, and may dare to give Zeqing Law Firm such an opportunity.
From psychological counseling and treatment to health services, it is better to say that it is health services, but in fact, it is a fitness club with some other concepts, the concept of mental gymnastics and mental health services is difficult to be recognized, this span, basically the vast majority of banks do not recognize, if it cannot become a new profit point, it will definitely drag down the current operation of Zeqing Office. If it weren't for the real estate of Zeqing Office and the surprising sales performance of the Nerve Jade pendant, the bank would not have had the intention of lending at all.
But now the nerve jade pendant can only meet the early orders, there is no way to create profits at all, and the next large-scale expansion urgently needs the support of a large amount of funds, Huamao Bank is also a good choice, but the loan amount still needs to be fought for.
The two of them had their own hearts and minds, silently eating what was in front of them.
Cui Ze noticed that someone seemed to be observing him not far away, and turned his head to look, a few meters away, a couple of men and women were walking towards him, and the woman had been observing him.
He was stunned, isn't this Jiang Li?
Jiang Li is a native of Chengzhou, the capital of Bashu, and previously majored in broadcasting at Capital University of Communication and Communication. Cui Ze met her on the train when he reported to Yenching University School of Medicine. The two are the same age, but she has been working for more than a year.
At first sight, the two hit it off at first sight, they were both young and high-spirited, they sat together on the train to the ideal university and imagined the future, and they often contacted each other when they arrived in Yanjing.
However, when they arrived in a metropolis like Yanjing, the two of them were a little happy to feel everything in the city, and they didn't care about the development of their feelings, and when the two studied and lived in Yanjing for more than a year, the original freshness and impulse were gone, and they each threw themselves into their own worlds, and then there was little contact, and when Jiang Li graduated, the two never contacted each other again.
Speaking of which, both of them had the intention of becoming boyfriend and girlfriend at the beginning, but the irony is that now the two have not been able to recognize each other for a while when they meet again.
Jiang Li has obviously become beautiful, wearing light makeup, and dressing quite stylishly, it seems that life is good. (To be continued......)