From November 2012 to April 2013, in just a few months, Matrix Digital completed the cocoon into a butterfly, and expanded at a speed unimaginable to ordinary people.

At present, in addition to the company's headquarters, Matrix Digital also has two entities: Matrix Optimization Technology Co., Ltd. and Matrix Semiconductor Technology Co., Ltd.

Although Matrix Optimization Technology Co., Ltd. does not have a controlling stake, it is also a major shareholder accounting for 40% of the shares, and Matrix Semiconductor is directly controlled by Matrix Digital.

But the after-effects of this expansion are also enormous.

Among these three companies, the one that can really make money for Yang Lin is the matrix optimization, and the remaining two are big money-eaters.

Needless to say, the staff of the two project teams of "Our World" and MatrixOS are expanding every day, and at least 20 million US dollars per month are used for various operating expenses.

The newly established matrix semiconductor is also a big spender, and the investment of 200 million US dollars has just begun.

Yang Lin has great ambitions in MatrixOS, he not only wants to squeeze the living space of Android and iOS in the mobile phone operating system market, but also promotes the mobile phone chips developed by Matrix Semiconductor in the field of mobile phone chips.

In Yang Lin's plan, in the future, Matrix Digital will expand its territory with MatrixOS as the core, involving the production and manufacturing of consumer electronic products, the research and development of integrated circuits and various application software.

These require unimaginable capital investment, and Yang Lin's net worth of $850 million is not enough at all.

Fortunately, [Matrix Optimization] also brought him income continuously, and Yang Lin was able to support such a large plate.

But as the company continued to expand, Yang Lin also began to feel the pressure of funds, especially when Lin Zhiguo called and recommended a building to him, which made Yang Lin even more difficult.

In fact, some time ago, when Matrix Semiconductor was established, Yang Lin was worried about the problem of office buildings.

Later, it was finally settled, but the Starfish Technology Building, where Matrix Semiconductor and Matrix Digital are located, has to drive for 20 minutes, if there is a traffic jam. It's also normal to go back and forth for an hour or two.

Therefore, Yang Lin has been considering whether to directly purchase a building to use as the company's headquarters.

Later, I looked at a few buildings, but none of them were suitable, either the location was too far away, or the price was too expensive. It was beyond Yang Lin's ability to bear.

The Hailong Building recommended by Lin Zhiguo is very suitable in terms of location and price.

Hailong Building covers an area of 6,868 square meters, with 56 planned floors and a construction area of more than 100,000 square meters. The asking price is 2 billion yuan.

The only problem is that this is an unfinished building, which has only been built to 30 floors, and it still needs to invest a huge amount of money to build it.

This made it difficult for Yang Lin.

The total amount of funds he has on hand now is only about 500 million US dollars, and if he really wants to buy a house, I am afraid that even the operation of the company will become a problem.

"Xiao Yang, what do you think? The former owner of Hailong Group has been involved in a corruption case, and the construction of this building has been stopped for nearly a year, and now their family is in a hurry to make a move, once someone else takes the lead, it will be difficult to find such a suitable building in the future. ”

Lin Zhiguo and Yang Lin took a turn in the Sea Dragon Building. smiled at Yang Lindao.

Yang Lin smiled bitterly: "Uncle Lin, it's not that I don't want to buy it, but now the company's funds are a little tight, if this building wants to be completely completed, at least another three billion yuan will be invested, and I am afraid it will be difficult for me to bear it for the time being." ”

Yang Lin shook his head with some regret.

Lin Zhiguo said a little strangely: "You are short of money now?" I remember two days ago it was reported in the media that you had made more than a billion dollars on [Matrix Optimization], right? ”

Yang Lin smiled bitterly: "Uncle Lin, you don't know, this money is earned quickly and spent quickly." Especially some time ago, we invested 200 million US dollars in cooperation with Loongson, and now I have about 500 million US dollars in my hands, if I buy this building, I am afraid I will not have the money to decorate. ”

Lin Zhiguo looked at Yang Lin a little speechlessly and said, "Xiao Yang." Your company shouldn't have no debts at all, right? ”

"Debt?" Yang Lin shook his head and said, "How is this possible?!" ”

Lin Zhiguo pointed at Yang Lin and said with a smile: "Xiao Yang, it seems that you have to study the MBA course hard, and you don't even know that a company is operating in debt. Get a loan from a bank! ”

"Borrowing from a bank?"

Yang Lin was slightly stunned, and quickly reacted: "This is a good way!" ”

Lin Zhiguo said: "In this way, in two days, I will convene the heads of several state-owned banks in Jiangcheng City, and you will discuss the specific amount of loans together. ”

Yang Lin was overjoyed and said, "Then thank you, Uncle Lin." ”

He really didn't think about the loan, the last time MatrixOS applied for the national nuclear high-base special project, it only allocated 50 million yuan of scientific research funds, which can only be regarded as better than nothing for Yang Lin.

But loans are different, with the profitability of [matrix optimization], it can be said that it is easy to borrow a billion dollars from a bank.

During this time, he was also considering whether to set up a mobile phone design and R&D team, if he could borrow enough funds from the bank, then he could be more perfect in the design of the matrix digital industry chain.

With Lin Zhiguo's matchmaking, Matrix Digital reached loan agreements with Agricultural Bank of China, China Construction Bank and Bank of China in less than a month, and from now on, Matrix Digital will borrow 2 billion yuan from three state-owned banks with 40% of the shares of Matrix Optimization Technology Co., Ltd. as collateral, and repay the loan after three years with an annual interest rate of 5%.

This also means that if the matrix digital does not reach 7 billion in three years, Yang Lin will lose his equity in the matrix optimization.

However, for Yang Lin, if he can't even earn 7 billion yuan in the past three years, then he can simply find a piece of tofu and die.

What's more, it is really difficult to say how much [Matrix Optimization], which is now widely favored by everyone, will be worth three years later.

With sufficient financial support, Yang Lin quickly reached an agreement with the owners of Hailong Group, announcing the purchase of the ownership of Hailong Building with 2 billion yuan, and Hailong Building was renamed Matrix Building by him, which will be used as the headquarters of Matrix Digital in the future. (To be continued.) )

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