Chapter 244: Family Foundation

"I want to build a foundation to lay a foundation for the future development of my children. But I really don't understand this foundation or anything like that. ”

After dinner, the family sat together and chatted; Naturally, the children sit on the carpet and play games, but the adults may be chatting about the parents at this time, or they may be some small serious things.

"What foundation to build? If you have that spare money, you might as well buy Kate a good car, and she will buy you a Bentley and pay to modify that big pickup truck, and then you can see what kind of car she drives. ”

As soon as Mom finished speaking, Kate ran over with a smile and hugged Mom and kissed her; The relationship between the mother-in-law and daughter-in-law is very good, perhaps at the beginning, Kate, like many young Americans, thought that she needed to have an independent space when she got married. But in the past few years, she has long been accustomed to living together as a family, especially because she has three children, and if there is no help from the elderly in this process, then taking care of the children will definitely be in a hurry.

"Your mom's proposal is a good one, you don't always think about getting a car and a plane, you should buy Kate some good cars. Her car now looks average and hasn't been changed in years. What about those cars of yours, they are not suitable for her to drive. Be kind to your daughter-in-law, and have given birth to three children for you. What kind of car you can't afford to afford for less money you usually spend! ”

Dad also nodded, now that he is worth here, some concepts have changed. At first, he thought that having a car at home would be good and that it didn't have to be too good. But now it's different, he also thinks about the type and utility of the car, but also the style of the car and the identity it represents. As for money, money is not an issue at all now.

"Haha. Thank you mom and dad for the gift to me. But I would like to explain it to one person. This is not a gift for my thirty-year-old. I would go and buy a car myself. This is what my parents promised to give me. Maybe you will feel distressed, it will be a Ferrari F12, FF, or maybe a Porsche 918! ”

Hearing Kate's words, Qi Ping rolled his eyes; He believes that Kate is a ghost, and Kate sometimes stares at those luxury sports cars, but it is definitely not the type of spendthrift. As for the cars mentioned by Kate, perhaps the price is not cheap; But for the current value of the old Qi family, it is not a problem at all, and even Qi Ping thinks. Kate could have a bigger appetite and ask for a better car.

However, these things still need to be decided by Kate herself, and Qi Ping doesn't think there is anything difficult about this matter anyway. Kate's choice of a car may be more difficult than buying a piece of clothing, and she will pick and choose and constantly think and research. When the time comes, Qi Ping will definitely know which cars she likes, and he just needs to put forward some of his own opinions at the critical moment. Coming up with ideas now is asking for trouble.

Seeing that the family will soon be crooked, Qi Ping is under a lot of pressure; As the head of the family, his opinion didn't seem to matter at all, and his proposal was actually led to a path that no one knew what kind of development it would develop into. It's not uncommon for things like this to happen, but Qi Ping feels like he's going to have to fight it!

"I mean I want to build a foundation. For the sake of our children. ”

Sure enough, Qi Ping's words were finished. The family immediately noticed this side; Now they are looking at Qi Ping seriously, and everyone is quite cautious and concerned about the future of the children.

"I mean we have to take a long-term view, and as you can see, Benben is quite good at reading, although he is still a little younger, but he is really reassuring. But these three naughty bags in our family, especially the little girl Yoyo, don't know how to count until now, and it must be too difficult to expect her to study well! ”

Before Qi Ping's words were finished, everyone in the family laughed; As for Yoyo, when she heard her father laughing at her again, she pouted to indicate that she was angry, and then continued to play games with the baby bear, and now she has no time to fight with her father.

"Our family's property is more and less. It must be difficult to build a high-level family fund, which is controlled by the family, and even the overall purchasing power exceeds that of some of the top rich. I mean, it's going this way, too; What I mean is that whether it is in the form of a trust, an offshore company, or a single account or a bank account, these funds will come from our Lao Qi family anyway, and they will also be in the hands of our Lao Qi family's family office in the future. ”

Mom and Dad still don't understand it, in fact, this thing of the Foundation is a bit high-minded, even Qi Ping only knows a little about this. But fortunately, as long as he puts forward some opinions, there will always be professionals to deal with these complex documents and the like, Qi Ping only needs to be responsible for looking at the bills and the like, he only needs to coordinate the overall situation.

"Let's put it this way, this money was only invested by our old Qi family, and in the future, this money will naturally be our old Qi family. As for the investment profit model and the like, it doesn't matter, although the investment and management costs are high, the biggest advantage of this family foundation is that the money is only available to our old Qi family. In other words, we can get another asset such as cash and stocks in addition to the real estate of the forest farm, and the money we get in the future will also be distributed to our children, so that it can be passed on forever. ”

Before Qi Ping's words were finished, his parents' eyes lit up; There is an old Chinese saying that there are no more than three generations of wealth, and they do worry sometimes. The family is too rich, and it may make it easy for the children to learn badly or something.

In fact, Qi Ping was not particularly worried about this, because he knew that the rapid decline of some wealthy families was not necessarily in the third generation or something. Even these families are getting richer and richer because they have a better foundation.

In the final analysis, it is because these rich people have a higher starting point and more resources, and they want to do some projects, which really has an 'innate' advantage. It is inherently more convenient for wealthy people to obtain more resources than for self-made people.

"I mean we're fine when we're alive, and we're still able to keep an eye on it. But we can't guarantee that all the descendants of our old Qi family will become talents, and we can't guarantee that they will be all obedient. So now I just want to set up a foundation, which can be regarded as a more guarantee for our children, so that our children can live a better life as much as possible. Even if one day our children lose, there is a reason why they will not go hungry. ”

Although Qi Ping's words are a little unoptimistic, even his parents have acquiesced; It is true that children and grandchildren have their own children and grandchildren, but no one dares to guarantee what future generations will grow up to become.

"What you mean is that in our family foundation, when the children grow up, they can get some dividends in the foundation according to the major stages of their lives. Or, when they grow up and want to build their own business, they can also get a start-up fund from the foundation? ”

Kate thought about it, and she felt that if it was according to this model, then the existence of the family foundation would be really necessary, which would give the children an extra guarantee. Then such a thing, of course, needs support.

"What I mean by this is that as long as the children have an idea in the future and their entrepreneurial project is approved by the family fund office, of course they can get the entrepreneurial fund, so that they don't have to go around pulling money or being divided by others. And my idea is that it doesn't matter even if it fails, if the continuous investment failure exceeds the limit of the number of times, I will come back to be an ordinary person in the future, and it is not bad to honestly get dividends in the foundation and live a good life. ”

The family is silent, and this foundation will indeed enable future generations to be more secure; Their generation can create such wealth, but it doesn't mean that the children will all be successful in the future, maybe there will be losers and the like. But no matter what, they are all children of the old Qi family, so of course I hope that the children of the old Qi family will live better.

"But the palms and backs of the hands are full of meat, I mean, what if, if there is a bastard boy who asks for money today and tomorrow, will you give it or not? Besides, this family foundation has invested a lot of money when I hear it, how can this family office member be counted? Also, what about management and agents? We want to take care of future generations all the time, but the source of this money can't always be supplemented by the forest farm, right? ”

Dad mentioned the key, which is that maybe these ideas are good, but there is no specific system or profit point or anything like that, these are actually quite key. Even, these are the fundamentals.

"The family office is naturally from our old Qi family, and the money is ours after all. For example, when the children grow up and maybe break up, they can see that they have the ability and impartiality to come in and supervise and so on. Specific management, of course, is still to find professional management personnel to do. Investment and the like to find professionals, our family office, in fact, is the supervision of the army. ”

The children had gone to bed, but the adults were still sitting together and talking for a long time; Even back in the room, everyone was still talking about these topics. It's obvious that this is too important and too exciting; To be able to make the future generations of the old Qi family live a better life, this may be everyone's wish.

In the morning, everyone at the dinner table is talking about this topic; The elder brother also called quickly, and he also wanted to know the specific mode and operation of this matter.

This matter is indeed quite cumbersome and complicated, but the whole family is enthusiastic, because this is for the benefit of future generations, this is for the children to have an extra guarantee. There's no reason not to support it, anyway, there's enough money right now, and there's more to spend. Then leave this money to the children, so that the spare money can create greater value. (To be continued......)