readx; Considering that the two had been adrift for four years, Fu Jianguo simply put the reception banquet at home, which fulfilled the wishes of Tian Wenjian and Xiao Na. Pen "Fun" Pavilion www.biquge.info family and friends gathered together, this meal was happy, talking and laughing.

After three rounds of wine and five flavors of food, Li Zhiqiang finally put down the cup in his hand and couldn't help but ask: "Xiao Tian, is Reporter An okay?" ”

"Okay, that's good."

Tian Wenjian, who was teasing Taotao and drinking, immediately turned around and laughed: "The business of the two of them is getting bigger and bigger now, and two companies have been established, Xiao Ling is in charge of the shipping brokerage company, which specializes in purchasing scrap ships for domestic shipbreaking yards. What about Anzi...... What's even more remarkable is that he actually set up a debt collection company and found a group of old American people who are not doing their jobs to collect debts. ”

This news surprised everyone, and they couldn't believe that he could do such a thing. Seeing everyone's stunned looks, Cortana covered her mouth and chuckled, "Really, it's really a debt collection agency." Not only did it flourish, but he also whimsically wrote a book called "Debt Purchase", which was even a big hit. ”

Ren Ran was happy and couldn't help asking: "So the United States also has triangular debts?" ”

"Not really."

Tian Wenjian put down his chopsticks and explained vividly: "In fact, professional debt collection companies do not have a market in the United States. Think about it, if a consumer buys a computer and can't afford to repay the loan, will the bank sue him? Definitely not, as it will increase the bank's operating costs.

After all, if the borrower does not repay the borrowed money, the bank or other commercial company will take legal measures to sue them, not only waiting for the repayment date given by the law, but also bearing the cost of money and time caused by the legal process. As a result, most businesses are willing to hire a professional debt collection company to solve the problem.

In addition, many spenders owe bills to hospitals, mobile phone carriers, car rental companies and other commercial companies. It's like those streets after a carnival parade, full of garbage that needs to be cleaned. And a professional debt collection agency like him is like those cleaners, helping moneylenders clean up the mess. ”

Li Zhiqiang understood, and after thinking about it, he asked: "What does "Debt Purchase" mean?" ”

Tian Wenjian pondered for a moment and said eloquently: "Anzi's debt collection company does not have debt ownership, he can only earn commissions. The commission for every dollar recovered is about 20 to 50 cents, and the longer the debt, the higher the commission he earns.

But it's not the same when you take over the debt, and you may be able to buy $1 of debt for as little as 2 to 5 cents. If he could recover the money, he would have made a profit of 98 to 95 cents, which is 45 to 78 cents more than a simple debt collection.

Cortana raised her head and added with a smile: "This is actually like gambling, if you can get it back, you will make a lot of money, and if you can't get it back, you will lose some money and sell the debt to other debt collection agencies." ”

"Since it's a rotten debt, can someone else take it over?"

Tian Wenjian nodded heavily, and said with a wry smile: "This is actually an industry, when the first buyer cannot recover the bad debts, they will sell the debts again to the next family with 'more ruthless means' to reduce losses." Each time the debt changes hands, the selling price decreases. As a result, the last company to buy the debt will maximize its profits if it recovers what it owes.

But then again, their tactics are very disgraceful, and it can be said that they do everything to force the borrower to pay back. In general, it is better to pick soft persimmons and pinch them. Dealing specifically with foreign nationals in the United States, often threatening them with deportation, and so on. ”

Dr. Tian Da's words made Li Zhiqiang laugh, and he couldn't help but shake his head and laugh: "Reporter An is really, what is wrong to do, you have to do this." ”

To everyone's surprise, Xiao Na actually laughed and said: "Anzi likes to engage in these crooked ways, but don't say it, he is really doing a good job, and he made a net profit of more than 300,000 yuan in 16 months with only 30,000 US dollars." It now has branches in New York, Miami, Denver, Atlanta, and even Jerusalem, with more than 150 employees. ”

"Three hundred and sixty lines, the line is the champion!" Ren Ran leaned back and laughed, almost out of breath.

At this time, Taotao, who was in the second grade, suddenly shook Tian Wenjian's arm and asked impatiently: "Uncle, have you opened a company in the United States?" ”

"Uncle is stupid, he has no talent for making money. Except for a part-time job, there is no company. ”

Speaking of this, Xiao Na shook out the mess of being in a car accident and defrauding people of more than 30,000 US dollars, and everyone was amazed by Dr. Tianda's luck. unanimously claims that there will be a blessing after the catastrophe if you don't die.

Talking and laughing, it was already two o'clock in the afternoon, and Ren Ran, who was in a high position, naturally couldn't stay here for a long time, so he raised his wine glass and said sincerely: "Xiao Tian, Xiao Na, I borrow flowers to offer Buddha again, and I wish you both to return from your studies." A Ph.D. from Harvard University and a M.A. in Fine Arts from the University of Massachusetts are all serious talents.

Although Taitung is not as good as Jiangcheng, it is also the third largest city in J Province, if you are willing, I would like to invite you to Taitung Gao. It is a good start for our Taitung City to build a nest and attract phoenixes, and introduce high-tech talents. ”

Tian Wenjian couldn't understand his kindness, and when he saw everyone staring at him, he hurriedly shook his head and said, "Brother Ren, you are also exalting me too much." I'm useless as a scholar, I don't have a project, I don't have technology, I don't have funds, so wouldn't I make a mess for you when I went there?

Let me tell you what I think about you, the reason why we came to Jiangcheng first, instead of going back to our hometown directly, is to give an explanation to Jiangda and the Organization Department of the Provincial Party Committee. If they don't have any arrangements on their side, Cortana and I are going to go to the capital and the south for a walk, and as for work, we really haven't thought about it. ”

During his study at Harvard, Tian Wenjian not only received a stipend, but also won a scholarship. In the past few years, the two have not only solved the problem of tuition and living expenses, but also earned hundreds of thousands of hard-earned money through hard work.

In addition, American universities are different from domestic universities in that they pursue a wide entry and strict exit. If you want to successfully complete your studies, it is simply impossible to complete the task without putting in more than ten times the effort of domestic doctoral students.

At this moment, Dr. Tian Da can be said to be physically and mentally exhausted. Others don't know all this, Fu Jianguo still knows, quickly stood up, and said with a smile: "Secretary Ren, Xiao Jian and Xiao Na haven't come back for so long, and they don't know much about some of the domestic situation, why don't they rest for a while, and then consider work after adapting to the domestic environment?" ”

Thinking of his brother-in-law Chen Yongjun, who had just returned to the Economic and Trade Commission as director last year, and thinking of his former boss, Yan Zhijie, who is now deputy secretary of the provincial party committee of a neighboring province, Ren Ran realized that maybe he was a little troublesome, so he nodded and said: "Since this is the case, then I will not force it." But I still have to make a solemn statement, that is, the door of Taitung is always open for the two of you. ”

The secretary of the municipal party committee is the secretary of the municipal party committee, and the tone of his speech is very different from before. Although Tian Wenjian is very disgusted with this paternalistic style, he is still very moved, and hurriedly nodded his head, and said with a smile: "Thank you, thank you Brother Ren for your concern, Xiao Na and I will seriously consider it." ”

Mei Yuting also stood up, took Xiao Na's hands, and said with a smile: "Xiao Na, I should go back too." But before leaving, there is a sentence that I don't vomit or be unhappy, don't you think Sister Mei is too talkative? ”

"How so? If you have anything to say, just say it. Cortana was stunned for a moment, and quickly smiled.

"You are not too young, if you don't have a child, then you will become an elderly mother."

Xiao Naqiao's face flushed, looked at Tian Wenjian beside her, and whispered embarrassedly: "Sister, why don't you open which pot to mention?" But don't worry, we'll take care of it. ”

"Director Mei's opinion is very reasonable, and we are waiting to eat red eggs." Li Zhiqiang was happy and couldn't help laughing.

Seeing that the three of them got up to leave, Cortana took the opportunity to divert this embarrassing topic, ran into the room and took out the gifts brought back from the United States, and stuffed them into the three of them.

As soon as the three uninvited guests left, the reception banquet became a family banquet. Gu Xiaojun didn't know where to dig out the thick ledger, and introduced with a fluttering eyebrow: "Wen Jian, Xiao Na, in the past few years that you two have been in the United States, the business in the store is not satisfactory. The net profit was 210,000 in 99 and 260,000 in 2000. However, after 2000, digital cameras gradually became popular, and the printing was not as good as before, but fortunately, wedding photography made up for this gap, and the profit was finally maintained at the level of 28......"

Without waiting for Gu Xiaojun to finish speaking, Fu Jianguo lit a cigarette and said with a smile: "If you have the intention to plant flowers and flowers will not bloom, you will not have the intention of planting willows and willows into yin." Although the business of the photo studio was not very good, the value of the house had risen several times. According to the current housing prices, it is worth 4 million to say the least. I knew that this was the case, and even if I smashed the pot and sold the iron, I had to buy the whole building. ”

This news really surprised Tian Wenjian, and secretly thought that the house price had risen too outrageously, right? Seeing that the two of them showed suspicious expressions, the third sister-in-law interjected, pointed to the old house in front of her, and said with a smile: "Really, it's really rising." Not to mention a new building as big as a photo studio, the old house we live in is now worth hundreds of thousands. ”

"So I'm rich?" Tian Wenjian reacted at this time, and asked with a wry smile.

Fu Jianguo nodded, and said with a smile: "Get rich, just these three properties are enough for the two of you to live a lifetime." ”

"Why did I go abroad to suffer that sin when I knew this? It's good to engage in real estate. ”

"Who's to say it isn't."

Seeing that Gu Xiaojun and his wife lowered their heads, Tian Wenjian and Xiao Na glanced at each other, and said casually: "Brother, we didn't give any gifts when you two got married, and the house in Jiangtian Mansion was given to the two of you." I'll go through the transfer procedures tomorrow, and we'll be sure of it. ”

"How can this work?" Gu Xiaojun was stunned for a moment, with an incredible expression on his face.

"It's all a family, why are you going to see it out like that." Tian Wenjian turned his head, pointed to the old building in front of him, and said meaningfully: "The leaves fall back to the roots, Jiangcheng is not my hometown after all." The reason why the house in front of me was left was to let the master and his old family come back and have a place to live. When the affairs of Jiangcheng are done, we should also go back to Province A. ”

When people reach a certain height, these properties really become outside the body. Although Tian Wenjian studied useless philosophy, he also received a doctorate from Harvard University. A talent like him, no matter where he goes, is treated as an expert, and housing is not a problem at all.

Thinking of this, Fu Jianguo nodded and said thoughtfully: "Xiaojun, this is your sister and brother-in-law's heart, there is nothing to be embarrassed about." ”

"Yes, yes, it's just the two of us, why do you want so many houses? Brother, you're welcome. ”

"This ...... This...... This, that's not quite right, right? Seeing his wife pulling his arm under the table, Gu Xiaojun really didn't know what to say.

Tian Wenjian waved his hand and said with a smile: "There is nothing inappropriate, this matter is settled." As for the profit in the store...... Prepare 400,000 yuan for me, and when the affairs of Jiangcheng are finished, I will take the money to Longjiang to have a look. ”

Although he didn't know what he wanted for 400,000 yuan, Gu Xiaojun still agreed without hesitation: "Okay, I'll go to the bank tomorrow morning." ”

(To be continued)