Chapter 3 Whether to find or not to cooperate with Huang
Contact the Municipal Bureau and the City Appearance Law Enforcement Team, the matter of demolition and relocation is estimated to be not a big problem, where can Liu Qingshan contribute? Want money? If you want money, you have to find Luo Yuliang.
Luo Yuliang is now the president of the Provincial Construction Bank, and if Lin Quan wants money, he will go directly to him. There are still 140 million yuan in Xinghu Industrial's account, and the auction reserve price of the two buildings is 400 million to 500 million, plus the upfront cost of demolition, it is said that it will have to borrow 300 million to 400 million yuan from CCB in order to eat the two buildings at the same time, and then it will have to be rebuilt, interior and exterior decoration, but it can be reopened for sale.
"Are you looking for a partnership with Huang?"
Lin Quan smiled, hesitated, and said: "This favor, I will give it to Gu Charter alone, and with Gu Charter behind it, the funds will not be out of touch." ”
The main assets under the name of Jinghai United Investment include Villa No. 36 Yanjing, a two-story building in Zhongxing Plaza, 15 luxury houses in Danshan Apartment, three whole buildings in Xinghu Garden, and a quarter of the property rights of Nangang Building.
At least 200 properties are transferred every month, and the prepaid payment will be held in the special account for 22 working days in Xinghu Property, and the payment will be transferred to the seller after all the formalities are completed. The funds in the special account for the purchase of Xinghu Property are maintained between 100 million and 150 million, which is really not good, and this money can be transferred out for emergencies.
This fund is now used in the primary securities market to review the arbitrage of new shares, relative to the ups and downs, full of various insider secondary securities market, the primary market review of new shares arbitrage is quite stable, although the winning rate of the review of new shares is very low, usually below 2%, that is to say, with 100 million funds to review the purchase of new shares, can only buy 2 million yuan of new shares, but the listing of new shares will be sought after, usually within a few days will rise by 30% or more, at least 600,000 yuan profit. The freezing period of the review and purchase funds is four working days, that is, if you use 100 million yuan of funds, you can make a profit of 600,000 yuan within four working days. As long as there is a steady stream of new shares launched, the stable profit of a year is generally more than 15%. The funds in the special account for the purchase of houses in Xinghu Property are all deposited in advance by the buyers, and the funds can be used to do the operation of reviewing and purchasing new shares without much risk, and the profits of more than 20 million yuan can be obtained in vain every year.
The finance department of Xinghu Industrial has set up a securities branch to deal with this aspect of business, and of course, Lin Quan strictly prohibits this capital from entering the risky secondary securities market (stock market) for profit.
In addition to the funds that can be used, but there is a risk of violating the law, there are some properties for sale under Xinghu Real Estate, which can be temporarily frozen for mortgages, which can raise about 100 million funds, of course, this has a great impact on the performance of Xinghu Real Estate and Xinghu Real Estate this year.
As long as the property rights of the two buildings are auctioned, the subsequent continuation and decoration funds can be mortgaged with the property rights of the two buildings. The key is still the problem of marketing, if it can be sold smoothly, everything is fine, and if there is a slight delay, there will be risks in the capital chain, but Xinghu Industrial still has several high-quality projects in its hands, and the capital chain can last for more than two years. Two years later, the Tianxing Lake project was able to steadily transfer a large amount of profits to Jinghai United Investment, further making up for the shortcomings in the capital chain.
Lin Quan is not worried about the problem of the capital chain, but the creditor's relationship between the two buildings, the two buildings have been unfinished for six years, and the creditor's relationship has naturally become very complicated.
In the next few days, Lin Quan asked Ye Jingqiang and Gu Liangyu to further verify all the creditor relationships after the two unfinished buildings, as well as the relevant background of the creditors, and he started the upper public relations accompanied by Fan Chunbing and Fang Nan. He is not in a hurry to get Gu Xianxian's personal support, Gu Xianzhang has an inextricable relationship with these two buildings, and there is really a pit that he can't jump over, so it's not too late to invite him out.
The matter of asset appraisal has always been entrusted to Zhang Li Law Firm, and it is not difficult for Gu Yuliang to mediate and issue a loan commitment of 260 million yuan from the Provincial Construction Bank. Gu Yuliang learned from Gong Zhichao that Lin Quan's loans in the past two years have jumped hugely, from two million to five million to 12 million to 45 million, and then to 260 million all of a sudden, from which it can be seen that the assets under Lin Quan's name have expanded dramatically, although it is a little hasty, but the joint investment company can indeed provide these collaterals, even if it is a little exaggerated, this project involves Gu Charter, and it is inevitable to give some green lights, not to mention that he has also received a lot of care from Lin Quan. The two houses of Mingdu Yuan and Danshan Apartment are almost twice as long, which is more reassuring than taking two million directly from Lin Quan.
On the twenty-eighth day of this month, Lin Quan asked Fan Chunbing to push him to the Xiquan State Guesthouse to observe the seminar organized by Lin Qinnan, Fang Nan's face was too beautiful, Lin Quan didn't want those master-level scholars to look sideways, so he only let Fan Chunbing and Ji Yong accompany him to the Xiquan State Guesthouse. The attendance card had already been delivered to him in advance by Lin Qinnan's assistant, and Lin Quan pushed his wheelchair into the venue by himself, and waited for a while, almost nine o'clock, before the participants poured into the venue together.
Lin Quan was surprised to see that Gu Xianzhang was also attending the seminar, Gu Xianzhang and Geng Tianshuang were also quite surprised to see Lin Quan in a wheelchair, Geng Tianshuang came with Gu Xianxian, and only sat next to Lin Quan for the sake of auditing, only then did he know that Lin Quan was actually a disciple of Mr. Lin Qinnan, a master in the field of economics, and it was not in the ordinary sense.
This level of seminar is actually at the level of national policy research, and the participants are all famous scholars, which are enough to have enough influence on the economic policy formulation of a region or even an entire country.
At lunchtime, naturally Lin Qinnan, Gu Xianxian, Geng Tianshuang, and Lin Quan sat at the same table, Lin Qinnan was not powerful, but he was a little curious about Lin Quan's origin, and after careful questioning, he found that the new disciple not only had academic achievements, but also really achieved what he said he had learned and put it into practice.
Gu Xianzhang was not afraid to talk about the unfinished building, pointed to Lin Quan and said to Lin Qinnan: "Lin Lao, there are two unfinished buildings in the provincial capital that are the most famous, that is, Tianrun and Jing'an, which are next to each other, presumably Lin Lao has also heard of it, and now Lin Quan asked me to invite him to solve the legacy problems of Tianrun and Jing'an, I didn't expect him to be Lin Lao's disciple." ”
Lin Qinnan is quick in thinking and speaks quickly, without the official tone that Gu Charter has cultivated for a long time: "I only care about Lin Quan's academic achievements, and it is also beneficial to have the opportunity to test it in practice." ”
Gu Xianzhang was naturally concerned about the implementation of the two buildings of Tianrun and Jing'an, and when Lin Qinnan returned to the room to rest, Lin Quan used the noon break to report the situation in detail in Gu Xianzhang's room, and said: "What we want to do now is to promote the overall auction of the two buildings, and only one auction will not solve any problems; In addition, we will ask the municipal axe to help us eliminate the hidden claims outside the books, after Secretary Gu arrived in the province, Tianrun, Jing'an's claims changed hands three and four times respectively, three or four times, and left a complex creditor's relationship between the two companies that went to take over, this part of the problem can not be solved smoothly, the property rights can not be taken over smoothly, and the final solution can not be solved. For the payment of the auction money, we also insist on notarized payment in the form of letter of credit and loan commitment, and the letter of credit and loan commitment will only take effect after the real transfer of property rights. We have taken over the two real estate projects of Tianrun and Jing'an, which can be operated together with the old city renovation of Biqing Lane, and can even subsidize a part of the municipal works in Biqing Lane. We are actively promoting these things, and we will have results soon, and I believe that the auction on July 13 will not be delayed. ”
Gu Xianzhang was quite satisfied with Lin Quan, did not ask for various conditions from himself, did not force himself into an embarrassing position, and still asked with concern: "There is no problem with funds?" ”
Lin Quan said: "Part of the funds are self-raised, part of the bank loans, and part of the loans, which is not a big problem. Lin Quan knew that he could enter Gu Charter's field of vision, and Geng Tianshuang and Duan Jinghong, who worked beside Gu Charter, had a lot to do with him. Gu Charter's second son, Gu Qing, bought a wedding house in Tana Apartment, and Lin Quan did not post it to Gu Charter very urgently, because he didn't want to leave a frivolous impression in his heart.
Before Lin Quan came to the provincial capital this time, he carefully analyzed it with his grandfather Chen Ran. Gu Xianxian is not without people who help him solve the remaining problems, but solving a problem brings a bunch of problems, which he is not happy to see. Lin Quan was clearly aware that the successive successes of Crescent Lake and Danshan Apartment made him deserve to be the best real estate planner in the city, but this was not the main factor, Gu Xianzhang decided to solve the remaining problems of Tianrun and Jing'an Mansions to him, a young man who had not yet graduated from school, because of his semi-official background.
Lin Quan thought to himself: For Gu Xianxian, such a person is easier to control, right?
If you want Liantou to maintain a certain reading power, you can't rely too much on the resources provided by Gu Charter.
As the best real estate planner in the city, how could Lin Quan not realize the business opportunities in these two unfinished buildings, the reason why it has dragged on until now is not entirely the cause of the car accident, Lin Quan must wait for the domestic real estate industry to continue to recover, and at the same time to solve the huge resources of this unfinished building, which is by no means what Xinghu could provide a year ago.
(To be continued)