Chapter 34 Banks, or Banks
(It's late at night.,Asking for recommendation votes is coming.,Tomorrow during the day, it still can't be updated.,Please wait for the evening update after voting!) )
At the beginning of August, Ling Gujun finally found a dilapidated factory that met Lin Quan's requirements. It was a casting factory established in the early eighties, the predecessor of the casting factory was a small village in Luhong Town, about six acres of land, there was a large converter erected on the field, all kinds of castings were piled up everywhere, the ground was covered with a layer of yellow rust, and a few old people sat in front of the slag like a hill with a small square stool, and used a small iron fence to pick up the slag to pick up waste iron.
"At the beginning of the nineties, the efficiency of the factory was still quite good, at that time I still wanted to expand the scale, buy the back of the yard, and then build a cement road to communicate with the road, and then said that I wanted to build a university town, not to let the expansion, and then later, the factory had some changes, and I didn't want to run the factory."
Dressed in a crumpled overalls, the director of the foundry factory looked far more than fifty years old with deep wrinkles on his face, and his cloudy eyes were mired in memories of the past. Ling Gujun's work is very detailed, almost all the news that Lin Quan needs, there was an accident in the factory in 94 years, a worker water splashed hot metal when he started the furnace, half of his body burned, on the issue of compensation, and the worker's family had a dispute, in the dispute, the son's right leg was discounted, and he is still limping when walking. Now that the son has taken his wife, the daughter-in-law asks her father-in-law to arrange a job and a marriage house for her in the city, so she wants to get rid of the factory.
There are several similar dilapidated factories in Luhong Town, and they have always said that they want to build a university town, but they have waited for seven years and have not seen any movement, on the one hand, these factories do not want to sell, and want to wait a few more years to see the situation, on the other hand, others are not willing to take over when the news is not confirmed.
In the past, there were three houses in the village, the first two plus the small yard belonged to the casting factory, and both houses were newly built in the ninety-first year, covered with yellow rust dust, and looked even older than the houses built in the later seventies.
"The courtyard in the back now belongs to the village collective?"
Lao Zhang twisted the rust dust on the wall: "This is all rust dust, the casting factory is gone, clean it up well, it is all new, you come in and take a look, look at the beams and rafters." The back into the yard, the walls were just painted the year before last, ready to live for the lonely and widowed old people in the village, but the old house of more than 30 years, not to mention the rain, the wind is strong, looking at the wall shaking, I am really afraid that the house will collapse. ”
"Oh, I bought the purpose of the factory, I must have told Director Zhang that there is no need for such a big place. Where is the village committee, if it is suitable, it will not take much money to push the dao to rebuild that house. ”
"It will cost more than 100,000 yuan to push the DAO to rebuild, and the house in front of it can be put into use if it is cleaned up, and for Mr. Lin, time is more than that money."
Lin Quan looked at the small converter seven or eight meters high on the small farm, and frowned: "I don't use your equipment, but you are included in the total price, why don't you sell them as scrap metal, clean up the place, and then talk about other details?" ”
"I cleaned up everything, and you didn't buy it, who should I go to?"
"Director Zhang, I'm still satisfied with the place, but the price is too high, let me think about it again." Lin Quan turned around and said to Sun Feifei, "You go and ask where the village committee is, and see if you can buy the yard later." ”
"The land price of the development zone is 160,000 yuan per mu of land, and a few factories are built, which is less than 1 million investment, and you can't afford to open a factory. I have six acres of land here, two houses, as long as you have 800,000 yuan, where can you find the price? ”
Lin Quan smiled: "If you go to the township below, the rent of one acre of land is only 1,000 yuan a year." Your factory started in '83, at first it was rented from a small village land, and in '90 it was bought, and 180,000 yuan was paid to the village at that time, and the land price was inflated at that time. The two houses are 100,000 yuan each, and Director Zhang has invested a total of 380,000 yuan in this factory, and it has been used for so many years. In my opinion, calculating the land price here, 380,000 yuan is more appropriate, and I also want to invest 50,000 yuan to build a cement road to connect with the road in front. ”
"Three hundred and eighty thousand? It's too low, Mr. Lin doesn't know that the price of land has been rising over the years, and besides, it is really possible to build a university town here, and once it is demolished here, the price will not be doubled? ”
"Lao Zhang is also an understanding person, and if he can wait for the relocation, he probably won't sell the factory to me. Let's not talk about demolition, I invested in it, I really want to demolish, and the compensation for demolition is not enough for the loss of my production stoppage. ”
Under the leadership of Ling Gujun, Lin Quan and Sun Feifei found the village committee, and the village was having a headache for that house. It has been seven years since Luhong stopped the approval of infrastructure construction, and the renovation of the house can only be carried out on the original homestead, and the old house cannot be sold as a homestead. The village cadres were invited to the town for dinner, and before leaving, each person stuffed a red envelope, and the two-acre yard was negotiated at a price of 120,000 yuan, and finally the casting factory also negotiated a total price of 480,000 yuan.
―――――――――――――――――――――――
As the second enlarged meeting of the Municipal Party Committee is approaching, Zhao Zeng's workload has increased, of course, the most important job is to visit the people in the list according to the list provided by Chen Ran, communicate with these people on behalf of Geng Yimin, and also represent that more and more people know that Geng Yimin will implement the new area development plan. Although these people were all required to keep secrets until the enlarged meeting of the National Committee was held, Lin Quan was not sure that the secret would be strictly sealed. The procedures for purchasing the factory were not handed over to Ling Gujun as an agent, but let Sun Feifei run it in person, and she had time to contact all parties, and it took a week to complete the procedures before she breathed a sigh of relief.
Lin Quan is the grandson of the old secretary Chen Ran, and it was also discovered by those who have a heart, and it gradually spread in the municipal party committee, and the relationship between Lin Mingda and Zhao Zeng and Geng Yimin is not a secret, and the time has only passed seven years, although after Zhou Ping and Yang Yun's two terms of cleanup, there are still many old people left in the municipal party committee. The intimate relationship between Lin Quan and Geng Yimin is naturally reminiscent of Pianpin.
―――――――――――――――――――――――
Chen Mingxing spent a lot of effort to integrate Xicheng Construction Company into the Jinghai Construction Engineering Group under his control, and was about to use Xinghu's millions of project payments owed to Xicheng Construction to attack Xinghu, but Xu Jian unexpectedly repaid the project money.
Forty-nine-year-old Chen Mingxing, when he was in high spirits, the relationship with the mayor Zhang Quan, let him be like a fish in water in the Jinghai business community, although Zhang Quan and the people around Zhang Quan opened their greedy hands and took away tens of millions from Lijing every year, but Lijing has become one of the largest consortia in Jinghai in 20 years, which is enough to make people proud.
In the past two years, his eyes have been on Xinghu Lake, when Zhou Ping was in power, Xu Jian obtained a piece of nearly 400 acres of land in Xinghu Yuan in the form of administrative allocation, at a price almost free, and now the industrial land in the development zone has grown to 160,000, not to mention residential land?
As long as the second and third phases of the project continue to be opened, and the nearby Dongdu Mansion is also closely developed, forming a dense living area there, the geographical advantages of being close to the riverside scenic spot can be brought into play, and the land value can be brought into full play. Eight hundred dollars? 1,800 houses can be sold, and the key is to form a large-scale community there, but there are only two or three real estate developers in Jinghai who have the strength to carry out large-scale development.
Xu Jian proposed to him that Xinghu and Lijing jointly develop that piece of land, but Chen Mingxing ignored him, although this piece of fat is still in Xu Jian's mouth, but he can make him spit it out, why share it with him?
"This person named Lin Quan bought half of the building from Xinghu at once, and he still took out the loan under the CCB, and Xu Jian got four million working capital from him, why didn't I have any news in advance, what do you guys do to eat?" Chen Mingxing roared loudly at his vice presidents and managers, "Go and find out what details he has?" ”
In mid-July, Xinghuyuan suddenly raised the base price of commercial housing to 1,500 yuan, and the people in the marketing department said that Xu Jian was crazy, and he couldn't sell a suite at such a high price. At that time, the people in the marketing department did not pay enough attention to Xu Jian's opportunity. I found out at the real estate registration center that on July 26, the property rights of 48 residences in nine buildings in the first phase of Xinghu Court were transferred to the names of the United Investment Company Limited and Lin Quan at the same time, and the United Investment Company Limited paid all the house payments in cash, and Lin Quan took out a mortgage loan of 3.8 million yuan to the Binjiang Road branch of the CCB, and the transaction price was 1,700 yuan per square meter, and the person in charge was Wu Guoxin, director of the Binjiang Road branch. A young manager stood up and said.
So Xu Jian opened up Wu Guoxin's relationship and defrauded the mortgage loan by falsely reporting the house price? Call President Gong and report to him that the CEO of Xinghu colluded with bank insiders to defraud the mortgage loan? ”
"We have calculated that the cost of Xinghu Yuan is about 65 to 700 yuan, but considering the value of the land, it can also be increased by 200 to 300 yuan, and the cost price recognized by the price bureau is 900 yuan per square meter, and Xinghu has opened a base price of 1,005 yuan, which is not enough to falsely report the house price, not to mention that it is Jianye who is evaluating Xinghu this time, and the relationship between Jianye and the province is very strong, and Mayor Zhang has to take care of their business in Jinghai."
"Who asked you to check the false housing price report, Cha Linquan, how is he eligible to get a mortgage loan of four million? checked his proof materials, and followed this clue to check, so as not to worry about not being able to catch Xu Jian's handle. ”
"On 2 August, all the property rights of the 24 properties in Lin Quan's name were transferred to the name of Jinghai United Company, and the 3.8 million yuan mortgage loan that Lin Quan had lent to CCB was also returned to CCB by the United Investment Company the day before."
"Co-investment?" Chen Mingxing's eyes almost burst into flames, "On July 26, the joint investment used cash to buy 24 properties, which happens to be the same building as Lin Quan......"
Jinghai United used the nine buildings of the first phase of Xinghu as collateral to lend a three-year commercial loan of 5 million yuan and 3.8 million yuan to the Xinghu branch office and Binjiang Road branch office of the completed bank, and the second commercial loan of 3.8 million yuan happened to be the mortgage repayment of Jinghai United Company on behalf of Lin Quan on August 1. Knowing that there was something strange in it, and knowing that Jinghai United was still a shell company before July 26, but Lin Quan was quite smart and proficient in financial business, and he made up for all the flaws left in the procedure one by one. The five million were jointly injected, and then the funds were withdrawn, but on July 26, a batch of properties with an invoice value of about four million were moved to the company's name, and there was no big problem with the commercial loan procedures. We either asked the Economic Investigation Department of the Public Security Bureau to file a case for investigation, or we asked President Gong to start from within the bank and demand a commercial loan worth 8.8 million yuan from the United Investment Co., Ltd. ”
"What do you think?"
"The investigation is a bit reluctant, Xu Jian still has old connections in the city, it is not good to alarm Xiang Yishan and Geng Yimin, it is better to start from within the bank, Jinghai United is a shell company, although there is collateral, but the project investment book of the commercial loan must be false, CCB starts from the project investment book, and it is easy to ask Jinghai United for a commercial loan of 8.8 million yuan in advance on the grounds of 'incorrectly evaluated venture capital'."
Chen Mingxing sighed: "In this way, you can see whether Lin Quan has anything to do with Xu Jian." The loan of 8.8 million yuan, in addition to repaying Lin Quan's personal mortgage loan, Jinghai United should have 5 million on its account. Chen Mingxing showed a gloomy smile, "These five million should go to Xinghu's account." ”
Chen Mingxing lifted the phone on the conference table: "Give me the ...... of President Gong of CCB"
;