Chapter 63: The New Year is Sad
It was dark, and the night sky was full of stars, which was rare to see in the big city.
After dinner, a family of three sat around the dining table, mainly Lu Tianyu spoke, and Lu Zhijun, Deng Xiaohong and his wife listened.
Neither of them had traveled far away, and the farthest place was to Kai'an City, and they were extremely curious about the college life described by their son, and they asked one question after another.
"How are classes conducted in college?"
"How's the food in the university cafeteria? Is it expensive? Is it delicious or not? ”
"Why do you need to swipe your card when you take a shower in college?"
"Did the boy and the girl live together at the university?"
Just when Lu Tianyu patiently explained, an arrogant voice suddenly came from outside the door, "The surname is Lu, the end of the year is coming, should you pay back the money you owe me?" ”
With the voice, a man in his forties walked in from outside, about 1.7 meters tall, wearing a leather jacket, holding a Chinese cigarette in his mouth, and two gold rings on his left middle finger and ring finger were yellow and clear, which was particularly dazzling, and he walked and swayed like a crab.
Seeing this man, Lu Zhijun showed a helpless look on his face, stood up, and said in a low voice: "Liu Liang, can you give a few more days of grace?" I'll go to the city tomorrow to sell herbs, and I'll pay you back as soon as I sell them." ”
"No! Absolutely not! The surname is Lu, this is the fourth time I've come, every time you delay, every time you say a grace period of a few days, but as a result, I didn't even see a shadow of money, and I have to get the money no matter what today. This man named Liu Liang's eyes widened, and his attitude was very tough.
"I really don't have any money right now." Lu Zhijun smiled bitterly.
"If you don't have any money, you can write me another IOU, saying that you borrowed another 2,000 yuan from me today, and you will return it in a month, if you don't pay it back, it will be calculated according to three cents per month." Liu Liang raised his hand to take down the Chinese cigarette on his mouth, flicked the cigarette ash, and his face was full of disdain.
"Liu Liang, you deceive people too much! I have only borrowed 6,000 yuan from you in total, and you have become so self-interested, you are simply a loan shark. Lu Zhijun was furious, and the green tendons on his head kept beating.
"The surname is Lu, you figure it out, now you owe me money, not me owe you money, if you have the ability, you can pay back the money now, and I will leave immediately." Liu Liang's face was fearless.
"You, you, you ......" Lu Zhijun was so angry that he couldn't speak.
"By the way, I forgot to tell you, you only borrowed 6,000 yuan from me, but according to the agreement at the time, you should repay me 10,000 yuan now, surnamed Lu, I didn't say anything wrong, right?" Liu Liang sat down and proudly cocked Erlang's legs.
Lu Tianyu on the side couldn't hold back any longer, strode forward, and said loudly: "Hey, what do you want, this is the New Year, do you really want to be Huang Shiren." ”
Liu Liang glanced up at Lu Tianyu, and saw that this young man was half a head taller than himself, although his figure was not too strong, but his whole body was full of strength, and he didn't dare to make too many times for a while, so he said: "You are Lu Zhijun's son, your father asked me to borrow 6,000 yuan in July last year, and I originally said that I would pay it back at the end of last year, but there is no news until now." It's not a year, and I'm nervous, so I can only come to the door with a cheeky face. Borrowing to repay money is a matter of course, you are a scholar, you should understand this truth. ”
"Here is 1,000 yuan, I'll pay back part of it for my dad first, and I'll think of a way to pay you back in a few days." Lu Tianyu gritted his teeth, took out a stack of old man's heads from his personal pocket, and handed them to Liu Liang.
He originally wanted to give his father and mother a big red envelope to thank them for their nurturing grace, but now that he encounters this situation, he can only pay off the debt first.
Seeing the money, Liu Liang's eyes suddenly narrowed into a slit, and he hurriedly snatched it over, "No problem, I'll accept this thousand yuan first, and I'll come back in a few days." However, Xiao Lu, let me remind you, I said at the time, I borrowed 6,000 and repaid 10,000, and your family still owes me 9,000 yuan. ”
"You're a loan shark, you're breaking the law!" Lu Tianyu was also anxious this time.
Because he was more interested in finance, he took a course in this area in school, and in one class, the teacher once said: "In China, the law clearly stipulates that the maximum loan limit shall not exceed four times the interest rate of the same type of bank loan (including the interest rate principal), and if it exceeds this limit, the law will not protect the interest on the excess part." ”
Liu Liang lent his father 6,000 yuan, and the interest rate for half a year was as high as 4,000 yuan, which is more than 100 percent when converted into adult interest rates, while the interest rate on one-year fixed deposits in banks during the same period was only about 3 percent, which is more than 30 times.
"I don't care if it's illegal or not. This matter of borrowing money, your father wrote an IOU in black and white, and the IOU was clearly written, borrow 6,000 to repay 10,000, you have the ability to sue me! After saying this, Liu Liang patted his ass and prepared to leave.
"Stop! I just gave you back a thousand dollars, and you don't write a receipt and you're ready to leave? "After more than three years of college, Lu Tianyu's legal awareness has been greatly improved, and this kind of thing involving money, if there is no written evidence, it is difficult to explain clearly.
"What, write a receipt too?" Liu Liang was stunned.
"What's the matter, you took the money and don't want to write a receipt? What if you say you didn't get the money? Lu Tianyu did not back down.
"How dare you not believe me?" Liu Liang was a little angry.
"I'd rather believe receipts written in black and white." Lu Tianyu's temper came up at this time, and he took a big step and stopped at the door.
Liu Liang's eyes widened, and he said menacingly: "Get out, what kind of bullshit receipt, Lao Tzu doesn't write it!" As he spoke, he stretched out his hand and pushed Lu Tianyu, and wanted to leave like this.
This kid's arm just stretched out, and he saw Lu Tianyu on one side, his hands came out, holding his wrist with one hand, putting the other hand on his shoulder, and exerting his arms, only to hear a series of "oops" sounds, Liu Liang, who was still invincible, was pressed to the ground at this time, unable to move.
"The surname is Liu, do you write the receipt or not?!" Lu Tianyu said in a deep voice.
"I write, I write, can't I write? Xiao Lu, pain, pain, you light! ”
When Liu Liang left the Lu family in a gloomy way, he had a question in his heart: "Is this kid really Lu Zhijun's son?" I remember that he used to be thin and weak, and he was not vulnerable at all, when did he become so powerful? The move just now was so fast that I didn't have time to react at all, and I was careless. ”
"However, the money owed to me always has to be repaid. surnamed Lu, if you can't pay the 9,000 yuan by then, don't blame me for raising the teacher and turning my face and not recognizing people. Thinking of this, a sneer appeared on Liu Liang's face.
(PS: Thank you for the tips of the two friends of Huaxin Chai Shao and Lemon Liuliqin, and thank you for the evaluation of the fluctuating waves, Subber, Shaohua Lord, and TengOne, I can't repay it, but I can only continue to write a good book, thank you!) )