Ji's father and Ji's mother really didn't expect that their daughter would actually write novels, and they were surprised to make so much money by writing novels, but they were also very happy, after all, with money, the family's financial pressure would naturally be reduced.

"Mom, this is my bank card, which contains the monthly manuscript fee, give it to you." Ji Ran handed the bank card to Ji's mother, Ji's mother looked at the bank card and was about to reach out to take it, but was stopped by Ji's father.

"This is the money that my daughter earns from writing novels, so let her take it herself, just to exercise her financial management skills." Ji's mother heard what Ji's father said that it also made sense, so she didn't answer.

"Okay, take your own money, but you must live frugally, and don't spend money that shouldn't be spent." Mother Ji advised.

"Yes, got it." Ji Ran smiled and nodded.

"Okay, so that the knot in my mother's heart will be opened, if you don't make it clear, my mother's heart will always be blocked." Mother Ji said with a sigh of relief.

"Hehe, are you still blocking now?" Ji Ran rubbed Ji's mother's chest and said with a smile.

"Okay, don't sell it here, it's not too early, hurry up and wash and sleep." Mother Ji got up with a smile, went to the bathroom, and adjusted the water temperature.

……

A week later, Hong Dali received a call from Shi Fanghai, and when he saw Shi Fanghai's mobile phone number, Hong Dali was extremely excited, because since he recognized this big brother, he really made a lot of money, and every time Shi Fanghai called, he would always bring a lot of surprises to Hong Dali.

Shi Fanghai seems to have become Hong Dali's living god of wealth, if he didn't receive a call from Shi Fanghai every few days, Hong Dali's heart would really be unsteady.

In the evening, Hong Dali took a taxi to the agreed hotel, this time Shi Fanghai brought a new face, about the same age as Hong Dali, called Song Hongqiang, Song Hongqiang is nineteen years old this year, after graduating from junior high school, he went to be a soldier, after three years of being a big soldier, he recovered and came back, and has been idle at home, and later after a friend's introduction, he met Shi Fanghai, and heard that it is very profitable to engage in private financing, so he recognized Shi Fanghai as the eldest brother, and Hong Dali is Shi Fanghai's younger brother.

After Shi Fanghai briefly introduced the two to each other, Hong Dali and Song Hongqiang also knew each other.

"Not long ago, I just pulled a big order, Wenhe Coal Mine has a big boss to invest in the mine, and now there is an urgent shortage of some funds, the promised interest is very high, the monthly interest rate is almost 20 points, that is to say, you lend him 10,000, a month alone has 2,000 interest, and after a year, you can collect almost 30,000 or 40,000 yuan with interest, which is definitely a big business with a lot of profits." As soon as Shi Fanghai's words came out, Hong Dali and Song Hongqiang couldn't help but move in their hearts and pricked up their ears.

The monthly interest rate is 20 points, which is almost dozens of times the bank interest rate.

"Brother Hai, since the big boss is so arrogant, why do you have to take a high-interest private loan? Isn't it enough to borrow money directly from the bank? Hong Dali asked strangely.

"If we can get a loan from the bank, how can we have a chance to make a fortune? The approval process for the big boss to open a mine has not yet been completed, and he can't get legal documents, so the bank doesn't give loans, isn't this looking for private financing? Shi Fanghai took a puff of his cigarette and said.

Hearing Shi Fanghai say this, Hong Dali and Song Hongqiang did not doubt it, and nodded.

"The big boss is in a hurry to put it bluntly, open a mine a day early, make a day of money early, this year mining is the most profitable industry, almost the same as grabbing money, resources are the state, dig out is yours, in addition to paying some taxes, do a little bit of relationship, there is only money left, don't look at the big boss The interest rate is so high, but, compared with others, it is really far behind, people eat meat, we can't even drink bone broth." Shi Fanghai spat out a smoke ring and said with the strength of wine.

Listening to Shi Fanghai talk about things in society, Hong Dali and Song Hongqiang both felt that Shi Fanghai was like an old Jianghu, and they knew a lot, and they couldn't help but admire him even more.

"No, I said hello to the big boss and asked for a big order of 500,000 yuan, of course, this 500,000 yuan is a drizzle for me, just scratch and pull is enough, but you and Qiangzi are my brothers, I can't just make money for myself, so, give the two of you a chance, how about 150,000 yuan per person?

If nothing else, by the end of the year you'll have almost all of your garages. Shi Fanghai took a puff of cigarette and glanced at Hong Dali and Song Hongqiang.

Song Hongqiang and Hong Dali are a little moved, if the monthly interest rate is really 20 percent, then there will be almost more than 500,000 by the end of the year, and more than 500,000 can indeed buy a house and a car.

If you have a car and a house, and drive Ji Ran to and from school in a BMW every day, what a beautiful thing it should be?

Thinking of this, Hong Dali's heart couldn't help but pound.

"How? Is there a problem? Shi Fanghai snuffed out the remaining half of the cigarette, glanced at the two of them and asked.

"Brother Hai, I have a total of more than 30,000 yuan on hand now, and I don't have that much money." Although Hong Dali wanted to agree, he really didn't have much money on hand, and it was basically impossible to come up with 150,000 yuan at once.

"Dali, you don't have any money, can't you raise it through financing? Brother Hai has pulled so many relationships for us on weekdays, isn't it just right to come in handy at this time? The monthly interest rate given to us by the coal boss is 20 points, and we use the interest rate of 10 points to finance, are we afraid that we will not be able to raise money? Song Hongqiang said with a smile on the side.

"Dali, Dali, look at you, so many years of reading books are really in vain, it's not as good as a junior high school student, everyone can calculate this account, you still can't figure it out as a dignified high school student?" Shi Fanghai smiled and patted Hong Dali's shoulder and said.

Hong Dali's face turned green, and he suddenly patted his head, he used the interest rate of ten points to finance, and then lent to the coal boss at the interest rate of twenty points, and finished earning the interest rate difference of ten points, so that it was almost 200,000 yuan a year.

Thinking of this, Hong Dali no longer hesitated, and nodded with a smile, "Well, no problem, thank you Brother Hai for taking care of you." ”

"Okay, let's just say it, a month later, the two of you will come over with 150,000 yuan, and then I will write you an IOU, and you two will share the money, if you lose, I will carry it for the two of you." Shi Fanghai patted his chest and said.

Hearing Shi Fanghai say this, Hong Dali and Song Hongqiang's hearts warmed, and they suddenly felt that Shi Fanghai's eldest brother was really interesting, both exquisite and capable, and they didn't feel that they admired Shi Fanghai even more.

After the deal was finalized, the three of them drank happily, looking at the table full of delicacies and delicacies, living a bright life, Hong Dali suddenly felt as if he had become a successful person, and he actually felt a little fluttering.