Are you satisfied with your current life?

Riki's mother was very surprised, is this what ordinary children ask? How could a son ask such a question?

Regarding the question of "are you satisfied with your current life", Li Xiuli is in a dilemma.

Riki knew that if her mother said she was satisfied, she would be lying, and if she said she was not satisfied, it was really not to that point.

I remember that when I grew up, I often listened to my mother.

After her mother married her father, Li Jiahui, in order to make a fortune for her father, who lived on her grandmother's rental fees, her mother had to borrow money from relatives, her mother's family, and her six sisters to buy a Santana. At that time, my mother's family was very poor, and my grandmother, who was frugal and frugal, contributed the most, accounting for almost half of the borrowing. My grandmother's family was the richest, but she only contributed a few thousand yuan, and she asked her mother for repayment in less than ten days.

My mother felt very aggrieved, she borrowed money to buy a car for her father's money, and she owed so much money to her grandmother's family and hadn't paid it back, and it was only two weeks later, and her grandmother kept begging for the thousands of yuan. Although a few thousand yuan was a lot of money in that era, the poor mother's family could afford to borrow it, but the rich family's family couldn't afford to borrow it?!

Speaking of his father, his mother was even more aggrieved, and the car was bought for his father at that time. My father has only been working for a few days when it was rumored that he drove without making money and was playing with pig friends and dogs all day long. Others make two or three hundred a day in the taxi business, but my father only earns fifty yuan a day, and only twenty yuan is given to my mother for living expenses.

For this reason, Limu's mother could only go to the driving school by herself to enroll in a crash course, study hard, and get a driver's license in just over a month under the pressure of repayment. At that time, "female rentals" were very popular, as long as they were willing to sell their bodies, it was quite easy to make money. Especially the female driver who waits at the train station at night can buy a second car in just half a year.

Riki's mother was in a serious taxi business, and she worked hard for several years to pay back her mother's money. Fortunately, now my mother is debt-free and light, and she can make money by driving, and the car itself is worth 10,000 yuan, which is a little more comfortable.

After thinking about Riki's question for a while, her mother grabbed the steering wheel and said, "I'm quite satisfied, why do you suddenly ask this?" ”

"Hehe, too." Riki laughed self-deprecatingly, what else could her mother answer besides this answer? He asked instead, "Mom, do you know why Dad didn't go to work and went into the gambling business?" ”

Riki's father got tired of cars within half a year and devoted himself to the gambling business he used to be passionate about, and now he has partnered with others to open a gambling bank. According to the theory of probability, as long as the gambling house can continue to operate, it is a profitable business without losing money. But according to the theory of chance, as long as someone cheats a sum, the owner of the gambling house will have to go bankrupt and have to run away with money.

"Why? Your dad just wants to gamble for money, and get something for nothing. Li Xiuli really thought that her son was questioning.

As soon as she finished speaking, Limu took his own words and said to himself: "Grandpa was a senior skilled worker back then, and it cost 10,000 yuan to do a project." Our house was the first in the village to build a six-story building, and there were three buildings in one building. People who come to the city to work have to spend half a penny to rent a house with their grandmother, even though my father has a younger brother and two younger sisters, and my grandmother thinks that four or five more idlers can afford it. Theoretically, Dad can live well without working, and you help Dad buy a car and find a job, in the eyes of Grandma's family, it is purely nothing to do. ”

"Huh?" Limu's mother didn't react for a while, how could her son talk like this? And...... Seems to be very deep and thorough?

"You help your father find a job, in fact, you are letting your father get out of grandma's financial control, which is not allowed in the eyes of 'Taijun', in other words, it is against the wishes of the mother of the pear family. Compared with Dad making money by himself, Grandma wants Dad to reach out to her and ask for money, so Grandma has no objection to Dad gambling money, and you who have the opposite opinion and want to make Dad read, but you have become the object of common disgust between Dad and Grandma. Limu buried his head in his knees, and a deep artistic conception came out of the crisp child's voice.

My mother was obsessed with one thing.

It was when the mother was 19 years old and pregnant with herself, and the pregnancy was about to give birth in October, and the grandmother also asked her to carry two buckets of water to water the vegetables, and then asked her to carry the heavy "pig pool" to feed the pigs. The village women in the same village who were pregnant shed tears when they saw it, sympathizing but helpless, and more old village women were pointing fingers and talking about why their mothers were treated this way.

Grandma was the most powerful sharp-mouthed woman in the village, and at that time, she said that black was black and white was white, and it was difficult for anyone to refute her.

"Son?" The mother's reaction was not surprise, but panic, how could the son think so deeply?

"Mom, what is your ideal?" Riki ignored her mother's call and asked her about her ideals instead.

If her wish is to live her life in peace, then the only ideal is that her husband can earn money to support the family, and he does not have to do anything except take care of the children and handle the housework. In the book, this ideal has long been filled in by female middle school students on the volunteer form, and they are called housewives.

Housewives are indeed the aspirations of most female students in this book, and they can also be said to be ideals, but whether it is for male surnames or professional female surnames, this ideal seems a bit shallow.

"Son, are you alright?"

The mother pulled the handbrake, stopped the car on the side of the road, opened the back seat door and picked up Limu and asked with concern.

The summer sunshine of the rainy season has long passed, but fortunately, both sides of Nanhua Street are full of large-leaved banyan trees, many of which stretch like arms above the road. These extra branches of the pear wood are cut off when the double-decker bus appears. It's a pity, but if you think about it, if you cut it down, you can reduce a lot of car accidents, and it won't endanger the lives of the trees.

The place where my mother parked was Taoyuan Road.

Riki attended high school in this neighborhood. Twice, no, sometimes, three or four times to go back and forth to school, back and forth for about three years. I don't know how many times I've walked this road. However, the arrangement of the houses on the street along the way, and the memories of all the scenes on the way seem warm and blurry. I guess I didn't pass by this area much when I was in elementary school, let alone remember the buildings of the street, and I wasn't in the mood to remember them when I came back from the hospital.

By the time Riki went to high school, it had been demolished and rebuilt, and it was only then that he would have remembered.

Now all you can see are bare brick walls, a fork and a few connected houses. During this period, there were scattered grocery stores, hardware stores, bicycle repair shops, etc. Then, walk before living again, and cross the bridge is the most prosperous street in Nanhua. Under the embankment across the bridge is Limu's home, but this will change dramatically in five years, and the city's focus will shift to the Qingxiu district in northern South China.

The sun suddenly darkened, the temperature did not change, and Riki, who was carried out of the car, took a breath.

"It's okay, it's just that my heartbeat was fast just now, and I accidentally opened up the second pulse of Ren Du, you take me to test the "Elementary School Student Intelligence Scale" now, and I can definitely score more than 200 points."

Riki looked up, smiled like sunshine, and pinched the nose of a mother who could be her sister at this age.

Ren Du two pulses?

"Are you sure you're okay?" The mother was a little relieved to see her son's smile. In fact, from the time she received a call from the head teacher and heard that her son might have a heart attack, until she came back from the hospital, her heart was hanging in the air.

"It's okay, it's just a little depressed, get in the car, be careful and be fined by the police uncle later." Riki reminded.

"Then you go to the front and sit next to your mother." Li Xiuli is still not at ease.

"No problem." Riki replied.

Mother and son hit the road again.

"The taxi industry can only be done for another four or five years at most." Soon after the car started, Riki said something beyond the child's age.

"Huh?" The son was clearly organized and didn't sound like nonsense, Liu Xiuli didn't plan to send her son to the hospital again, so she had to continue listening.

"In the United States, 'taxi companies' have become popular, and the taxi industry has been regulated and popularized. Taxi drivers are making less and less money, and there are more and more regulations. China's development has always been benchmarked against the United States, unless you have a relationship to open your own company under the project, otherwise you will definitely not be able to do it with your mother's energy. Riki hoped that her mother would make a change, saying, "If you don't have a job, you will definitely be treated more coldly." ”

"Do you have a solution? Mom, I don't know anything but how to drive. Li Xiuli's culture is not very high, but she has also heard some rumors, so she simply laughed with her son.

"It's a bit selfish, but I do want you to change." Limu said with a small and serious face: "At present, the development of China's east and west is extremely unbalanced, and the Asian tigers and special economic zones are ...... Eighty percent of China's assets are concentrated in about one-third of the land in the east, and if the gap between the rich and the poor exceeds a certain limit, it will lead to rebellion.

"Nanhua is located between the east and west, with Tibet Province to the northwest, coastal ports to the southeast, and Vietnam and Myanmar to the west. At that time, the house prices here will rise, and in the five years since the policy was proposed, the house prices will increase at least tenfold. That is to say, if you invest 100,000 yuan, you can get back 1 million in five years, and I have a way to empty the gloves of the white wolf.

"-- Bank credit

"As long as you are willing to take the risk to do it, first take 20,000 yuan to buy a house down payment, use this house property to borrow 100,000 yuan from the first bank, and then use this 100,000 yuan to buy two or three properties for a down payment, and the rest of the funds are used as a mortgage on the first property. Then, with the two newly purchased property rights, I borrowed 200,000 yuan from the second bank and went to buy the down payment of other properties again. In this way, it is not a problem to buy a few buildings, and it is the most prudent way to buy only a dozen properties.

"Since the development of the western region is imperative, the method of buying real estate is only a bank loophole, not a crime, so this way of making money can be said to be risk-free."

Li Xiuli was dumbfounded when she heard this, according to this statement, as long as you invest 20,000 yuan to buy ten properties in the safest way, won't you be able to earn 10 million in five years? It's just that whether the country's development of the western region is reliable or not, Li Xiuli can't make a conclusion based on her son's analysis.

"If the house price does not rise, and we have to repay the mortgage, won't we be miserable? And now that family planning is implemented, there will only be fewer and fewer Chinese, and there will definitely be fewer people who need to buy a house. Li Xiuli expressed her opinion.

Because of family planning, a couple will have two sets of parents in the future, and after the death of the parents, they will leave two properties to the couple. Property is simply surplus for couples, how can house prices rise?

"There are many reasons for the rise in house prices, and the main reason is that, as I said, if this method of buying a house is rampant in the initial stage, it will lead to a house flipping boom, which in turn will lead to a rise in house prices and a bubble in the property."

Her mother also speculated in stocks while driving, and Limu didn't need to explain the meaning of "speculation" to her, anyway, the value of it rose when people speculated more.

"Another reason is that housing prices in Nanhua City will not fall, even in 20 or 30 years. As long as it is still an important hub, even if it does not become a key city for the development of the western region, migrant workers from other places will still crowd here, and the demand for housing will exceed the supply! As for the fear of not paying off the mortgage, you can actually rent out the house you bought with a loan and use the rent to support the house, even if you lose money in the end, you won't lose much. ”

Down Payment, Mortgage, Loan; Re-down payment, mortgage, loan; The mortgage is repaid with the rental fee.

Advance can be attacked, retreat can be defended, a profitable deal!

"Let me think about it, let me think about it again......" Li Xiuli suddenly seemed to be in a state of persecution.

The "selfishness" mentioned by Riki is not because he proposed the harm that flipping in real estate has brought to the people. There are too many shrewd businessmen in China, especially the Wenzhou people who form the property speculation group, so the property speculation fever cannot be avoided. It doesn't matter who eats the money, Riki is just a piece of the pie.

What made him feel selfish was that his actions would embarrass his mother. She had just endured the pressure of debt and the pain of repaying it, and now it was too cruel to encourage her to borrow money from the bank. To tell the truth, Riki would rather work hard to become a rich generation than become a rich generation with the difficulty of his parents.

Forcing parents who are not suitable for the official shopping mall to withstand the pressure of the first generation, he can't bear to do the behavior of enjoying the rich second generation!

But he really wanted to draw comics, and he knew that he couldn't do it part-time. It's like: practice basketball during the day and work at night; The difference with working during the day and playing basketball at night. The former is a dream youth who pursues the dream of basketball, while the latter is a basketball amateur fitness sport.

Riki is selfish in front of his dreams, and at this moment he made a choice, as long as his mother obeyed his words and made money according to his methods, then he would chase the dream of a great manga artist with peace of mind.

If the mother is casual and peaceful, has no ambitions and does not change, the father is addicted to gambling, and the grandmother is conservative, and the family is in the middle of the road after being demolished......