Chapter 32 Thresholds for Banks

"Beep, beep, beep......" A soft knock on the door, Ye Lingshu's voice came in, "Mr. Lin, Mr. Ling you made an appointment with is here." ”

Ye Lingshu came over to remind him in person, presumably the people in the restaurant had misunderstood, Lin Quan hurriedly walked over and opened the door to show his innocence: "Mr. Ye, I'll talk to Miss Sun about things, and I'll go down immediately." ”

Ye Lingshu's beautiful eyes paused on Sun Feifei's face for a moment, and then walked away with a smile.

Lin Quan didn't dare to close the door again, and walked in front of Sun Feifei: "How is it?" ”

"Who was that just now?" Sun Feifei looked out of the door, she was quite confident, which made Ye Lingshu amazed and a little deflated. Sun Feifei's appearance and figure are not bad, but compared with Ye Lingshu, she lacks a little sophisticated and elegant temperament, and compared with Gu Xiaoling, she lacks a little bit of mature charm, and the only thing that makes her proud is that Liu Zhi looks a little green in front of her.

"The deputy general manager of Xiushui Pavilion, Ye Lingshu, twenty-nine years old, proficient in five foreign languages of English, German, Korean and French, no one is inferior in front of her, don't go to your heart."

"Yingde said Korean and French," Sun Feifei snapped her fingers, "Do you really know five foreign languages?" It seems that she has a lot of respect for you, you open a leather bag company, why don't you partner with her? ”

"Her annual salary is 300,000, I'm afraid I can't afford to hire her." Lin Quan was so surprised that Sun Feifei opened her mouth and forgot to close it, and pulled her downstairs. Lin Quan didn't want others to know about the registration of the company, at least for now, so he only invited Ling Gujun as a reward. When Ling Gujun saw Sun Feifei beside Lin Quan, he didn't feel left out.

Lin Quan wanted Ling Gujun to help him find those factories that were going bankrupt, but he didn't want to have a deep friendship with him now, just after nine o'clock, the wine in the cup was exhausted, and the banquet was over. Guo Baolin was sorting out the rotten peeled melons with Fang Nan and them, and called halfway to ask the guys in the store to send a few boxed lunches, until Lin Quan took a taxi to send Sun Feifei away, he never appeared; Fortunately, although Guo Dequan, Ye Lingshu and others had different colors in their eyes, they didn't talk so much that they wanted to inform the whole world of this.

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endured countless blank eyes and contemptuous eyes, and it was not until twelve o'clock that Sun Feifei returned the things that she had bought and sold frantically yesterday one by one. Standing in the hall on the ground floor of Jinghai International Shopping Plaza, enjoying the refreshing air conditioning, Sun Feifei looked around and hummed vigorously in her heart: "After the old lady has money, she will definitely buy the entire Jinghai International." ”

Lin Quan walked into Jinghai International, and saw Sun Feifei who was in a daze and delusional, and went up to the top floor of Jinghai International together, and while eating, he introduced to her the situation of Xinghu Real Estate Development Company and Xinghu Garden.

Behind Chen Mingxing, the boss of Lijing, is Mayor Zhang Quan, who is now actively investing in Xicheng Construction Company, and is interested in the millions of project money claims of Xinghu in the hands of Xicheng Construction. The bank let Chen Mingxing get stuck, and the relevant people were probably warned by Chen Mingxing, as long as Chen Mingxing cashed in the millions of debts in the hands of Xicheng Construction, Xinghu Company would declare bankruptcy. However, Chen Mingxing bought the bank's creditor's rights at a low price, so that he could take the hundreds of acres of reserve land and the real estate developed by Xinghu Yuan in the first phase of Xinghu as his own.

The more Lijing presses it, the more likely it is that the CEO of Xinghu will sell the backlog of real estate in his hands at a low price, and he can raise a penny of money to relieve the pressure.

Before coming to see Sun Feifei, Lin Quan met with Wu Guoxin in private, and handed the company's capital verification report to Wu Guoxin: "Brother Ang, with this capital verification report, can the Binjiang Road Branch of CCB issue a letter of commitment for a loan of 2 million?" ”

Wu Guoxin glanced at the capital verification report, the capital verification report at the time of registration was just seven days ago, and he opened the information of Jinghai United Company, and Lin Quan's name was written in the column of the legal representative.

"The letter of commitment for a loan of 2 million is legally binding, and the surname of a loan of 2 million is almost the same, as long as someone brings the letter of commitment to the bank, the bank must lend the corresponding amount of funds, so the loan commitment letter is issued, and the review is as strict as the loan, and it must be followed by the program of the project loan. What path are you taking now, don't you have five million funds in the company's account? ”

Lin Quan flicked the capital verification report in his hand: "With these five million, I don't have to ask Brother Ang for you, this is the registered capital, and after the registration, the funds will be withdrawn." Now there is a change of sale, and someone is matching, but there is no money in hand, and he can't be trusted by others, so he bothered Angkor to open a loan commitment. You can rest assured, the transfer of sales, in fact, I do not need to pay funds, I take the loan commitment letter is only as a credit certificate, will never be fulfilled, a month later, the letter of commitment will be sent to the branch office for cancellation. ”

The amount of two million is exactly the authority of the head of the branch office. Wu Guoxin didn't doubt what Lin Quan said, there was no need for Lin Quan to only engage in a financial fraud of two million, even if there was a problem with this fund, Zhao Zeng and Geng Yimin behind Lin Quan would also come forward to settle it for him, maybe he could take this opportunity to really get involved with Zhao Zeng and Geng Yimin.

Wu Guoxin hesitated for a while, and said: "It's just a letter of commitment for the amount of two million, the supervision of the central branch is not strict, I will help you handle it, you will put the business license of the legal person, the capital verification report, the copy of the identity levy, and the loan certificate here, and I will help you with other materials, and you can go to the Binjiang branch office in the afternoon to fill out a review form." ”

Lin Quan smiled, took out a large envelope from his bag, put in the copy of his identity card, loan certificate, and business license of a legal person that he had prepared long ago, and handed it to Wu Guoxin.

Lin Quan and Sun Feifei sat on the top floor of Jinghai International and had lunch, and passed the time in Jinghai International. At about two o'clock in the afternoon, Lin Quan and Sun Feifei left Jinghai International and took a taxi to the Binjiang branch of China Construction Bank.

After Wu Guoxin and Lin Quan were separated in the morning, he returned to the branch office and instructed two staff members to prepare the project application materials that were originally submitted by the reviewer.

Seeing that Lin Quan cautiously put a document stamped with the bank seal into the inner compartment of the briefcase, and the company's documents were thrown into the bag very casually, Sun Feifei asked, "What makes you so nervous?" ”

"This document can be used as two million, can you not be nervous?" Lin Quan walked out of the automatic, walked into the stuffy heat in the room, did not go directly to the sales office of Xinghu Garden, but first returned to the office building of the Municipal Party Committee at No. 60 Hengshan Road, and borrowed a car from the Municipal Party Committee to drive to the sales center of Xinghu Garden.

The hall of the sales center did not have central air conditioning, Zhang Biyun and Xiao Xu were blowing on a fan, sweat was constantly oozing from their faces, Xiao Xu wiped his sweat with a tissue, and cried with a sad face: "There will be acne again tomorrow, what kind of weather is it, and the air conditioner is not allowed to be turned on?" ”

Seeing the Nissan official car with the black plate of the municipal party committee quietly parked in front of the glass door, the two were a little surprised, "Ah," Zhang Biyun saw Lin Quan and Sun Feifei get out of the car, pushed Xiao Xu's small waist, and asked her to turn on the air conditioner, she lifted the microphone and quickly pressed a few keys: "Tut, beet...... Mr. Xu, the rich kid surnamed Lin came, sitting in a black-plate car of the municipal party committee, with his second wife by his side. ”

If it weren't for lovers, where would the children of rich families sell their houses here? Zhang Biyun looked at Lin Quan who was pushing the door in disdainfully, and thought to herself: "It doesn't look bad, why are they all flowers?" Walked out of the front desk with a charming smile, "Mr. Lin brought his girlfriend over to see the house today?" ”

Sun Feifei's face was cold, and she said coldly: "I am Mr. Lin's assistant, Sun Feifei." She took out the business card that Lin Quan had prepared for her in the morning.

Zhang Biyun was stunned there, and mechanically took Sun Feifei's business card: "United Investment Co., Ltd., Assistant General Manager, Sun Feifei." Oh, I'm Zhang Biyun, the business manager of Xinghu Development Company, and I would like to ask for more advice. "Looking at the address above, it turned out to be in the Nangang of the Development Zone. Hurriedly took out his business card and handed it over. Lin Quan deliberately found a business card shop last night, hurried up, and drove out Sun Feifei's business card, spending four hundred yuan, and making Sun Feifei suspect that he was already fighting his own idea.

Lin Quan was reluctant to take 400 yuan to make his own business card, took Zhang Biyun's business card, glanced at it, handed it to Sun Feifei, snorted twice, and walked to the chair in the reception area and sat down.

Zhang Biyun held a stack of information: "What type of room is Mr. Lin going to like?" I can go into detail for Mr. Lin. ”

"The company is going to buy a batch of residences and prepare to use them as employee welfare housing, and your boss is not here, I want to talk to your boss about this in person?"

"Company welfare housing?" Zhang Biyun was in a mood when she heard this, "Our Mr. Xu will arrive at the company at three o'clock in the afternoon, please wait for a while." I don't know how many residences Mr. Lin is going to buy, this is the address of your company, right? I'll prepare the documents and send them to the company. ”

The address on Sun Feifei's business card pointed by Zhang Biyun is only the company's virtual registered address, which only exists on the documents, and can be found on the spot, which may be a toilet or a garbage can.

Lin Quan picked up a stack of color pages and fanned desperately: "Why is it so hot here, are you reluctant to turn on the air conditioner?" ”

"The central air conditioner is being repaired and maintained, and it will be ready for use in a while, please forgive Mr. Lin."

"Oh, I heard that Xinghu has a financial problem, and I thought that Xinghu couldn't even afford air conditioning, haha......" Lin Quan laughed, "Manager Zhang, the welfare housing is just the company's plan, and it has not been determined yet, we are also talking about this project with Lijing and Huacheng, as a welfare housing, the price is actually the first condition that the company considers, and in this regard, Xinghu has more advantages." ”

"This is natural, presumably Mr. Lin has made a comprehensive investigation of the property market in Xinghu Court and Jinghai. The location of Xinghu Garden is relatively readable, but the geographical conditions are not bad, the east is the Xinghu Middle School in the Development Zone, less than three kilometers to the west is the Binjiang Scenic Area, the 22 and 13 buses can go to the city center in only 25 minutes, there are 200 acres of land in the west of Xinghu Lake is the land where the East plans to build the East Capital Mansion Garden, the East Capital Mansion will be launched together with the second phase of the Xinghu Garden project, in less than two years, there will be a dense living community here, and there will be perfect supporting facilities, supermarkets, shopping centers, schools, kindergartens, community hospitals, Community centers, and more. The current housing price is very suitable for companies to buy as welfare housing for employees, and it can also be used as a value-added investment ......"

"Xinghu is selling so badly, does it still have the strength to start the second phase of the project, do you dare to develop Dongdu Mansion now? As far as I know, Xinghu's doors to the bank have been blocked, and Dongdu is not optimistic about the development of this area, and has suspended the plan to develop Dongdu Haoting. Perhaps, Dongdu will wait for the Star Lake to change owners, and then join hands to jointly develop this area. ”

Zhang Biyun was stunned, in her eyes, Lin Quan was somewhat pretentious, the companies that can buy welfare housing for employees are all powerful private companies, Zhang Bijun has never heard of the name of "Jinghai United", but he can know such inside information, it can be seen that he came prepared, and he can't judge Lin Quan's true intentions for a while. When he looked up, he saw that Xu Jian had already walked in, and hurriedly stood up and introduced Lin Quan: "Mr. Lin, this is our President Xu." ”

"Hello Mr. Lin, I'm Xu Jian, I've been waiting for your big driver, if it's convenient, come to my office to talk." Xu Jian saw the Nissan official car parked outside the door, and stretched out his thick palm without moving, looking at this young man whose strength seemed to be unusual.

"Manager Zhang, you prepare a detailed document to my office." Xu Jian took Lin Quan's hand and motioned for him to go first.

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