The China Banking Regulatory Commission (CBRC) issued Order No. 57 "Guidelines for the Risk Management of Real Estate Loans of Commercial Banks", which stipulates the risk control of real estate loans of banks, which stipulates the risk management of local reserve loans and the risk management of real estate opening bans, which shows the state's concern about financial risks. Pen "Fun" Pavilion www.biquge.info

Compared with the strong domestic demand for stabilizing housing prices, the strength is too weak this time.

Lin Quan was soberly aware as early as 03 years, the government may only be able to actively deal with the financial risks brought about by the surge in housing prices, and in the panic of the first meeting with the prime minister, Lin Quan also focused on his own understanding of financial risk control. In the leading group for real estate regulation and control, some officials and scholars have further clarified this line of thinking.

The first step is to limit the entry of funds. These include restrictions on investment funds, restrictions on purchase funds, restrictions on the scale of further expansion of real estate, and entering a tightening cycle; The second step is to deter speculative funds, let speculative funds leave, transfer high-priced properties to citizens with hard needs, and ensure the safety of the financial system, and the third step is to adopt stronger measures to expel speculative funds and funds that violate laws and regulations, but only then can they be implemented, and the fourth step is to fundamentally resolve the crisis. Some officials and scholars claim that the government's responsibility is to reduce the magnitude of housing price growth and control financial risks, not to reduce housing prices.

With this in mind, the initial purpose of property regulation was to limit demand rather than increase supply.

Therefore, some economic experts assert that housing prices are unlikely to have an inflection point in the next few years, and what is the point of their remarks, Lin Quan agrees with this point of view in his heart.

In mid-October, Jinghai Electric moved into a new factory located in the north of Nangang New City and the base of the high-tech industrial park, and the Jinghai State-owned Land Reserve and Supply Center received a total of more than 560 million yuan in compensation for the right to use 187 acres of land located in the southeast core area of the main urban area of Jinghai City.

Prior to this, Jinghai Electric built a new plant area that was twice as large as the old factory in the high-tech industrial park, costing only 410 million yuan, and the overall relocation not only obtained a broader exhibition space, but also obtained sufficient exhibition funds.

In less than half a month. The Jinghai State-owned Land Reserve Supply Center took out the land of the old Jinghai Dianguang Factory and put it up for auction and held it at a reserve price of 656o yuan / square meter, which is the highest land price listed in Jinghai City as of 04 years. Almost all of them predicted the auction.

Contrary to everyone's expectations, Tianxing Lake swallowed this land with 800 million Tiansuke.

Chen Mingxing had to admit that Lin Quan's behavior would never make people think in advance, in early September, Tianxing Lake, Haocheng, and Jiacheng announced that they would launch 4,000 small houses tonight, and in just two months, they had swept into more than 2.5 billion yuan of land. The three companies barely encountered sniping during the sweeping process.

Chen Mingxing had to admire Lin Quandi's strategy was quite clever, and the incident in early September was used by him to be superb, no matter what, Lin Quan is also optimistic about the real estate market in the next few years, otherwise he would not have purchased such a large range of land.

"What's going on?" Zhang Kaiming threw the newspaper on the table. "Isn't Tianxing Lake the biggest panic maker in the Jinghai property market? What do they mean by buying up so much land? ”

"From the Tianxing Lake two months of sales records with impulsive land purchases. It is foreseeable that the current situation of the real estate market in Jinghai City is artificially created in winter. Zhang Tao said with a rational analysis. Lin Quan used the Jiupeng Chu incident to suppress the Jinghai property market, and the discount was this low price to inhale the land, not to really suppress the property market. ”

"That's it!" Zhang Kaiming said excitedly: "Prepare the information quickly, so that those investors who are afraid of the Jinghai property market can see how big the business opportunities are hidden in the Jinghai property market!" ”

Zhang Tao was also a little excited, as if he saw the bright turn of the peak, and rushed out of Zhang Kaiming's office, but the moment he left the door, the smile on Zhang Kaiming's face was like a broken ice cube, and it fell apart in an instant.

Zhang Kaiming stared at the newspaper on the table, he could see from the newspaper report that the real estate enterprises represented by Tianxing Lake had full confidence in the Jinghai property market, but he also saw Lin Quan's strong control over the Jinghai property market, which was not something that made him deeply afraid.

Zhang Kaiming's heart shouted: "It's not so easy to get through, but in the face of others, Zhang Kaiming has a confident face, and he will never let him see the fear in his heart, he drove to the special care room of Nanrui Hospital, sat on the bedside of his father Zhang Quan, and looked at his father who has not yet regained consciousness: "Will we have a chance?" Who will give us a chance without you like this, who will take care of you when I'm leaving?"

The construction of Century City slowed down in September, except for high-rise apartment buildings, other projects have come to a standstill, but in November, Zhang Kaiming put all the funds on the company's account into the construction to promote the efforts, and even before September, Zhang Kaiming was making the final preparations for fleeing abroad, he stared at the construction site all day long, while urging the construction period, he grasped the quality of the project meticulously, making people believe that he invested the biggest leakage in Century City, looking forward to a big turnaround.

He drove out all the members of the planning team, including Zhang Tao, to wander around the construction funds.

At the end of November, various analysts began to predict domestic economic data, although the state began to clarify the attitude of real estate regulation and introduction of corresponding measures from August, but the vast majority of housing prices in eastern cities in the 04 year will still exceed 2o%. Jinghai City is a standout, with property prices increasing by only 8%, and second-hand housing prices are even the same as last year.

The economy of Jinghai City, which corresponds to the property market, has been greatly improved in this year. In 03, the output value of Jinghai City's high-tech technology was only 12 billion yuan, and in 4 years, it reached 23.6 billion yuan.

In the face of such a situation, although some investors are shocked by the monopoly majesty of Tianxing Lake, Haocheng and Jiacheng, they do not easily enter the market, but there are also quite a few people who fancy the huge business opportunities inside, and the best way to muddy the water of the Jinghai property market is to support a large development company that can compete with Tianxing Lake, Haocheng and Jiacheng.

Jinghai Construction is always the natural choice of these speculators, not to mention that the scale of Century City is large enough to be used as a pry bar to pry the Jinghai property market, it almost does not take much effort, Zhang Kaiming once again waited for the collection of up to 800 million effective money, Zhang Kaiming also did not hesitate to distribute 300 million of them to the project contractor, material suppliers, and even let Zhang Tao prepare for the spring reopening plan.

December 6 is getting closer and closer to the opening time of Tianxing Lake Shenghe Homestead, and all forces will be staring at Tianxing Lake, using various channels to inquire about the pre-sale price of Shenghe Homestead and the next move of Tianxing Lake. Zhang Kaiming, as usual, drove a Mercedes-Benz to the company to meet with the administrative secretary, and asked the administrative secretary to hand a sealed file bag to the Chen Mingxing office of Lijing Group according to the circulation procedure, and he even sat in his office for half an hour, and when he left the office, he told the administrative secretary that he would drive to NARI Hospital and then go to the construction site.

According to the records of NARI Hospital, Zhang Kaiming did not visit his father at the hospital at all, nor did he go to the construction site, but after leaving the headquarters building of Jinghai Jianzong, he drove directly to Shaocheng International Airport......

Chen Mingxing held the file bag handed over to him by Zhang Kaiming, only felt bitter in his mouth, he really didn't expect that Zhang Kaiming would escape from his shell when all this seemed to be turning around, he always thought that Zhang Kaiming was not read, frivolous and rude people, but he didn't expect that he still had this deep scheming.

"You go back to the general manager to announce that Zhang Kaiming will go on a business trip and it may take a long time to return to China." Chen Mingxing tried his best to calm himself and instructed Zhang Tao.

"But the whereabouts of the huge amount of 500 million yuan are unknown, how can this be explained?" Zhang Tao had a bandage on his forehead, he was sure that Zhang Kaiming had escaped the news of the financial manager's disappearance at the same time, and hit the corner of the wall in a trance, and broke his head, he could hardly imagine how he walked in front of Chen Mingxing, stammered and reported the matter to Chen Mingxing, even now, his voice was still trembling, if it wasn't for his hand holding the corner of the table, he doubted that he would have collapsed to the ground.

"Zhang Kaiming left, leaving the 35% equity transfer document," Chen Mingxing almost roared, is it still difficult to explain? Let's just say that Lijing has been temporarily appropriated. ”

Zhang Tao walked out of Chen Mingxing's office in despair, his mind only thinking: "It's over, it's over."

No matter how much you try to hide it, you can't hide the suspicion that Zhang Kaiming fled, even if Lijing did not let the government departments intervene, but could it stop the torrent of investors withdrawing money and creditors bargaining? Lijing is willing to carry 500 million, but what is the use of filling in the 500 million at this time? Can you stop the complete collapse of Jinghai Jianzong?

Zhang Kaiming was standing in front of Zhang Tao at this time, Zhang Tao was afraid that he would even cut his heart with a knife.

You *** officials * businessmen * colluded * to take away 500 million, and there are people to help wipe your ass, who will take care of my 1 million!