Chapter 0598 I'm Sorry Only Bank Notes Are Accepted
"Lord Bancrof, how many can you mint this piece of gold into a gold coin?"
"Six! Madam!" the metal necklace around the neck of the Bancrof scholar swayed slightly, and there were many metal pieces strung on it, each of which represented a kind of knowledge.
Scholars are very knowledgeable and not easy to fool.
But Jenny didn't try to fool the academics.
"Well, in order to make the banknote equal to the value of this ingot of gold, then we need to take out six gold dragon notes. Jenny slowly took out six golden dragon bills and placed them next to the gold.
"Bachelor, when our bank wants to issue six gold dragon banknotes, we must first take out such an ingot of gold and put it in the bank's gold storage room and lock it, these six gold dragon banknotes can be taken to the bank at any time to exchange for this ingot of gold, and with this ingot of gold, you can also go to the bank at any time to exchange for six gold dragon banknotes, this is the little secret that six gold dragon banknotes are equivalent to this ingot of gold. ”
"As much paper money is issued as there is a reserve of gold? The bank is the bridge between paper money and gold at any time, and the value of the paper money in circulation outside is always in balance with the value of the gold stored in the bank?" asked Bancrof, all at a crucial point.
"Yes, when there is the absolute guarantee of gold reserves as paper money, which can be freely exchanged, what are you worried about?"
"But we don't know how much gold the Klegane Bank has in reserve, and how many banknotes are going to be issued?"
"This is the second thing that our bank has to do, but before we do the second thing, I need you to accept and understand that paper money trading is more convenient than gold trading. A shipload of goods no longer has to carry a few boxes of gold and silver coins to trade, and it is also not easy to be targeted by thieves. Mercenaries are needed wherever a box of gold is placed, and a stack of banknotes is placed in a pocket and no one can see it. Paper money trading is more convenient than gold, silver and copper coin trading, and it is also more convenient to carry. ”
Bancrov and Mehanfrye exchanged glances. A window suddenly opened in Milne's heart. These men were wise and intelligent men, and could understand at once what Lady Jenny was saying.
"As for your concerns, they are not a problem at all in my eyes. How to know how much gold the Klegane Bank has in stock, and how to control the bank's issuance of banknotes of equal value to gold, these are the big problems that you think you can't solve, and the little secret that the value of flower paper is equal to gold, are things that can be solved very easily. If you can trust and support banknote trading, I'm here tonight to address all the issues. “
Although Bancrov looked very calm, he was actually very surprised in his heart, such a complicated matter suddenly became an extremely simple matter when it came to Mrs. Jenny. He can understand and accept the explanation that the flower paper is equivalent to gold, but the problem of the bank's gold reserves, the balance of paper money and gold reserves, it is indeed not difficult from a technical point of view, but the difficult thing is that who dares to supervise the banks of the Magic Mountain uphold justice?
"Ladies and gentlemen, if I can solve all the doubts in your minds, would you like to support banknote trading, would you like to do the banking business together?"
"We also have the right to be involved in the business of the Klegane Bank?" Mehanfrye asked.
"Yes, sir. There are currently only two banks in the Seven Kingdoms, one in the West and one in King's Landing, and if the Westside can implement banknote trading and be successful, so can King's Landing, the North, and Riverland. Our bank needs more people to be bosses, to be shareholders, to develop and do things together. Branch banks in various places need manpower to manage. We are all from the West, doing banking, and I hope that the rich and aristocratic people in the Westside can be the first shareholders to cooperate, why can't everyone come and make money together. ”
Mehanfrye and Miln are thrilled!
The stake in the power of coinage is unimaginably great. This is another gold mine for the Westsiders, and it will not be exhausted.
Bancrov was also aware of the significant business opportunity to get involved in the banking business.
All three of them have bright minds.
Mehamfrye looked at Miln Erwin, and Milne was looking at May, and the two of them looked at each other and made a heart-to-heart contact.
Participating in the banking business of Magic Mountain naturally has many benefits. For Milne, not only can he escape death, but he can also climb the big backer of the Western Frontier, and gain a huge and immeasurable network for the children of the family to become nobles in the future.
Bancroft joined the banking business on behalf of Lannister, but invested very little money, almost negligible. However, at the time of Bancrove's withdrawal, the Legane Bank did not pursue a paper money trading program.
"Mrs. Janice, if the bank can solve the problem of the legality of the gold reserve and the issuance of banknotes, the balance of gold and banknotes, and the opening of bank branches in other cities, I think the merchants of Lannisport and myself will firmly support the bank's banknote trading plan," said Bancrof. ”
"Now that we have launched the banknote trading program, we naturally have a solution to all the problems raised by the Bachelor. Lady Jeanne said, "The issue of the legality of issuing banknotes has already been settled by Lord Magic Mountain, and when the time comes, I will show you something." If a grown-up in a certain place refuses to allow the Westlanders to set up a bank, I think there are two things I can show them. Lady Jenny took out a knife and placed it on the gold ingot, "How do you think the gold and the knife of the Westlanders are convincing?"
"Since Madame says that the issue of the legality of banknote transactions has been resolved, I ask to be able to join. Milne made a quick decision.
A businessman's sense of smell is the most acute, especially when it is profitable.
In the West, hug the thigh of the Magic Mountain, there is Baili!
"Madame, on behalf of the Humphrey family, I am also willing to join Madame's paper money trading program. ”
"Lannister, of Lannister, is supportive of Madame's banknote trade, and I think Miss Rosamon will be willing to work with the Cleganes to develop the West. I apologize to Madame for the previous divestment!" Bancrov decided to keep up and then learn more about Madame Jane's 'solutions to all kinds of problems'.
Let's take advantage of the pit first, if what Mrs. Jenny said is not feasible, just don't chase the money into the bank!
"Since Lord Bancrof, Lord Mehanfrye, and Boss Milne are all willing to join the Klegane Bank and support the implementation of paper money trading in the West, then I will explain your concerns to the three adults in detail. The first is the legality of banknote transactions, the second is the amount of gold reserves in banks, the third is the number of first banknotes issued, fourth, how to maintain the balance between gold reserves and banknotes, and fifth, the unique techniques required for the paper money itself. ”
Not only Bancrof and the others listened attentively, but also Sansa Stark and Lady Dordty.
These things sound too mysterious and incredible.
Sansa was also a noble lady carefully cultivated by the Stark family, erudite and well-read, and well-read poetry. After being educated by life, simple naivety has transformed into a smart and clever change, but when it comes to replacing metal currency trading with paper money trading, she doesn't have any thinking and talent in this area at all.
In addition to admiration, Sansa's admiration for Lady Jenny's innovative talent is left with a five-body adoration!
The hall became very quiet, and Lady Jane said, "Lord Bancrof, in addition to the five questions you want to figure out the most, there is actually one fundamental question, and I will discuss with you tonight, that is, how banks make money through paper money trading. ”
When it comes to business, Jenny deliberately refers to Bancrov as the lord of the city, not the scholar.
Sansa's heart is beating!
There has always been no gold in the north, and the port city of White Harbor in the north, once with its glorious silver coins and world-class silversmiths, has now closed. If you can find out the secrets of Lady Jane's banknote trading, Stark in the North can set up his own bank in the territory of the North.
Or, join forces with the Cregans and open a bank in the North. The Klegane Bank lends money to the people for free to help them resume production, which is a measure that benefits the country and the people, and the people of the north are also affected by the war, and they also need such strong help, but there are no banks in the north.
The Starks should ask Lady Jane or Lord Magic Mountain to go to the North and learn from them how to open a bank, and how to make goods, production, and trade flow smoothly in the North with just a piece of paper, instead of the scarce gold and silver.
Sansa, while quietly calculating, heard Lady Jane's voice ring, and it was in her ears: "Lord Bancrof, Baron Mehanfrye, Master Miln Erwin, Brienne, Sansa, and Lady Dourty stay, and the generals, centurions, squires, and maids avoid." ”
The bank meeting convened by Mrs. Jenny and the participants lasted until dawn, and when the meeting was dismissed, the participants were all unsatisfied.
Sansa wants to open a bank in the North, and Lady Dordty wants to open a small counter bank on the Crab Claw Peninsula.
The game that can make money can also help the poor and tribal people in the territory to stop borrowing usury, and the people can communicate with each other smoothly, and revitalize various transactions through the power of banks, why not?
A few days later. Lanniport City's most prosperous and crowded Southside Market. Miln Erwin's spice shop.
A lady lifted the curtain, and a maid walking by the carriage stepped forward and stretched out her arm for the lady to help. The lady got out of the carriage, her face was covered with a white veil, and only a pair of slightly vicissitudes of life were revealed, and her face could not be seen clearly.
The groom drove the carriage to the side of the street, and two guards with swords jumped off their horses and followed the lady to her right and left, their hands on the hilt of their swords, protecting her.
The lady came into the shop, stretched out her finger, pointed to the various spices in the store, and said to the reception man in the store: "This, this, this, and this, all of them are not wanted, and the rest ......" Her hand drew an arc, including all the dozens of spices in the entire store counter in the gesture, "Give me a copy of them all." ”
The men were busy picking out the four spices that the lady didn't want, and gave the lady a copy of the rest of the dozens of spices.
An attendant carried packets of spices into the carriage.
"Pay!" the lady looked at a male attendant beside her.
The attendant opened the money bag, and there was a golden dragon, a silver deer, a bronze star and a copper cent: "How much is it, boss." ”
"Three golden dragons, two silver deer, seven bronze stars, ma'am. The shopkeeper respectfully pressed his right palm on his left chest and bowed to the noble lady.
The attendant took out a golden dragon, two silver deer, and seven bronze stars, and lined them up on the counter one by one.
"I'm sorry, ma'am, but we only accept bank notes here, not gold dragons, silver deer and bronze stars. The store supervisor lowered his head.
This lady is Dona Swift, a big customer and old customer of the spice shop, and she can't afford to offend. Her status is very high, her mother is from the Swivier family in Corn City, her father is Lord Harris Swiever, who has been killed by an arrow outside King's Landing, and her husband, Kevon Lannister, Prime Minister of the Seven Kingdoms, has also been beheaded by the Magic Mountain on Baylor Square.
Donna Swift's eldest son, Lancer Lannister, was forced to work as a night watchman at the Wall, his second son, William Lannister, died in a war with the Northerners and was killed by Earl Castack in the North, and when Crow-Eyed Eulen came to attack the West, his youngest son, Martin Lannister, was executed by the Magic Mountain. Now she and a daughter, Jenna Lannister, are left in the house.
Although Donna's family is almost ruined and looks miserable, it does not affect her luxurious life. The guards and servants of the family did not decrease because of this. Kaivon's territory was not taken away by royal order because he was convicted of treason.
Lady Dona Swift, her maid, squire, and the two personal knights all looked at the guy at the counter, not quite understanding what he was talking about.
"Madame, we now only accept banknotes issued by the Kregan Bank, which is this kind of coin. The supervisor took out a golden dragon note, a silver deer banknote, and a bronze star banknote and displayed them to Mrs. Dona on the counter.
Mrs. Dona stared at the Director, and if she had stared at her like that before, cold sweat would have broken out on the lads' foreheads, but now, the fellow was at ease, and no longer afraid of Dona's power.
Dona held back her anger and said, "Call your manager out and I'll talk to him." ”
Lady Donna Swifer was familiar with the spice manager, and in the past, before Kayvon was beheaded by the Magic Mountain, Donna didn't have to pay, and she could take the spice she liked.
"I'm sorry, ma'am, I'm the director of this shop, the former manager, and unfortunately he died. “
Lady Jenny's personal bodyguard, Luke, kills the spice manager of the store, who refuses to trade bank notes because he doesn't know how to do it.
"I'm familiar with your boss Milne, call your boss out. Donna's face turned ugly. Her family's power is indeed declining, but a man in a spice shop is still an ant in her eyes.
Madame Dona was already very restrained, and the two knights beside her had already pressed the hilt of their swords, and just before Madame gave a look, they shot and killed the so-called director of the shop.
"I'm sorry, ma'am, Lord Milne isn't here, he's gone to the port of Westside early this morning. “
"The money is on the counter, let's go!" said Mrs. Donna lightly. Her tone was very indifferent, but her heart was really full of feelings of humiliation. A fellow in a spice shop dared to make things difficult for her, not to accept her gold dragons, silver deer and bronze stars, and insisted on asking for any Clegane Bank banknotes. Dona had never seen such banknotes, and she admitted that the flowers were beautiful and beautifully made, but they were not gold, silver, and bronze.
If there was paper money, Donna was willing to pay it, and she wouldn't talk to this shitty shopkeeper, she was a countess, a member of the Lannister family in the West, and a member of the Sweiver family in Corn City.
"I'm sorry, ma'am, but you have to take your coins and keep the spices. Our shop only accepts Clegane Bank banknotes, and I hope that my wife can go to the Klegane Bank to exchange banknotes first, and then come to the store to buy spices!"
One of Dona's knights couldn't bear it anymore, his hand pressed on the hilt of his sword, and the green tendons on the back of his hand popped out, and said lightly, "Man, what if we don't?"
The shop supervisor and the helpers in the shop were suddenly silent and did not dare to say any more.
They were all commoners, and they did not dare to compete with the nobles. There is only one end to the competition: death!
The store supervisor watched Dona and her party walk out of the store, and on the counter, there were golden dragons, silver deer and bronze stars, but this was against the boss's rules, and if the store supervisor did not handle this matter, he would be dismissed by the boss and sent to the garrison to be severely punished by the law.
The director waited for Mrs. Dona and her party to leave the store, and Mrs. Dona got into the carriage, and the murderous knight also stepped on the horse, and then he quietly reached out and grabbed a rope under the counter, and pulled it vigorously, and outside the store, a bell hung on the high flagpole, and the bell jingled.
The shop manager and the guys didn't dare to confront a nobleman like Dona, and even if they wanted to call someone, they tried to avoid being hated by the nobles, so it was most appropriate to wait for Dona to get on the car and the rider got on the horse before 'calling the police'.
Ever since the manager was killed by Luke, Boss Milne has dismissed the useless mercenaries.
When the nobleman forcibly took the goods without paying the banknotes, and the store supervisor was unable to stop it, he pulled the rope and 'called the police'.
On the street, two Clegane soldiers not far away heard the bell ringing, and the two soldiers quickly came over, and they passed by Dona's carriage.
If the other party is a local nobleman, the Cregan soldiers are only responsible for understanding the situation and reporting the situation, and there will be a special commander who will be responsible for handling these difficult matters.
In the most prosperous commercial street in the south of the city, there is a famous chief who is responsible for dealing with the conflicts with the nobles, this person is one of Madame Jane's personal guards, his appearance is not good, his appearance is ordinary, his figure is not burly, and his temperament is not mighty, his name is Luke.
Dona and her party slowly left this bustling street, and just arrived at the intersection, a ride came in front of them, walking in the middle of the street, opposite Dona's carriage. Dressed in armor, with a sword hanging from his waist, no helmet, and no soldier with him, he was none other than Luke, the personal guard of Lady Jeanne, who dealt with the troubles of the nobles, and one of the most important brothers of the big-headed Chiswick.
Luke, the ordinary Luke, the ruthless, murderous Luke!